Pontiac Pontiac Solstice Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Feb 27, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Searching for the cheapest auto insurance rates for your Pontiac Solstice? Have you had enough of not being able to afford each month for car insurance? Your situation is no different than most other car owners. Popular companies such as State Farm, GEICO and Farmers Insurance all claim big savings with advertising and it is challenging if not impossible to ignore the promise of big savings and effectively compare rates to find the best deal.

Free Quotes for Car Insurance

Finding cheaper 2008 Pontiac Solstice car insurance prices can be relatively painless. Just invest a little time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished using a couple different methods.

  1. The single most time-saving way to get quotes is to use a rate comparison form click here to open form in new window. This method keeps you from doing multiple quote forms for each company you want a rate for. One form submission will get you rate comparisons from multiple low-cost companies.
  2. A harder way to compare rate quotes requires a visit to each company website and complete a new quote form. For example, let’s say you want rates from State Farm, Farmers and GEICO. To get rate quotes you would need to take the time to go to each site to input your insurance information, which is why the first method is quicker.

    For a handy list of car insurance company links in your area, click here.

Which method you use is up to you, but ensure you are comparing identical coverage limits on every quote you get. If you compare mixed coverages you will not be able to decipher which rate is best.

It’s not one size fits all

When buying coverage, there is no perfect coverage plan. Your needs are not the same as everyone else’s so your insurance needs to address that. For instance, these questions can aid in determining whether you would benefit from professional advice.

  • Should I file a claim if it’s only slightly more than my deductible?
  • Am I covered if I drive in a foreign country?
  • Is there coverage for injuries to my pets?
  • Is my custom paint covered by insurance?
  • Which companies will insure high-risk drivers?
  • Am I covered if I hit a deer?
  • Am I covered by my spouse’s policy after a separation?
  • Why am I required to buy high-risk coverage?

If you can’t answer these questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It only takes a few minutes and can provide invaluable advice.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Auto insurance coverage considerations

Understanding the coverages of auto insurance aids in choosing which coverages you need at the best deductibles and correct limits. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording. These are the normal coverages found on most auto insurance policies.

UM/UIM (Uninsured/Underinsured Motorist) coverage – This coverage provides protection when the “other guys” either have no liability insurance or not enough. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your 2008 Pontiac Solstice.

Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Comprehensive auto coverage – Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like fire damage, a tree branch falling on your vehicle, damage from a tornado or hurricane, hail damage and vandalism. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Collision coverages – Collision coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage pays for things like scraping a guard rail, backing into a parked car, colliding with another moving vehicle and crashing into a ditch. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible in order to get cheaper collision rates.

Medical payments and PIP coverage – Med pay and PIP coverage provide coverage for bills for things like rehabilitation expenses, surgery and doctor visits. They are used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants and will also cover if you are hit as a while walking down the street. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage

Liability coverages – Liability coverage can cover injuries or damage you cause to other’s property or people in an accident. It protects YOU from claims by other people, and doesn’t cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 100/300/100 which stand for $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property.

Liability can pay for claims such as court costs, attorney fees, pain and suffering, loss of income and repair bills for other people’s vehicles. How much liability coverage do you need? That is a decision to put some thought into, but buy as high a limit as you can afford.

Use our FREE quote tool to compare rates now!

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles