Volkswagen Routan Insurance Rates

Estimated insurance rates for a Volkswagen Routan are $1,320 a year with full coverage. Comprehensive insurance costs an estimated $336 a year, collision insurance costs $532, and liability costs $316. Liability-only coverage costs as little as $376 a year, and high-risk coverage costs $2,826 or more. Teens pay the most at up to $4,716 a year.

Average premium for full coverage: $1,320

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Routan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

These rate differences demonstrate why it is important to compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Volkswagen Routan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $760
• Drivers who choose higher $1,000 deductibles will pay approximately $1,120 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,320
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $378 every year
• Higher-risk drivers with serious driving violations could pay up to $2,826
• An auto insurance policy that insures a teen driver can cost as much as $4,716 a year

View Chart as Image

Insurance prices for a Volkswagen Routan also have a wide range based on the trim level of your Routan, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 127% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Volkswagen Routan insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $580 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $285 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Volkswagen Routan Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Compare rates every time your policy renews by quoting rates from direct companies, and also from insurance agencies where you live.

Below is a brief recap of the information illustrated above.

• You may be able to save approximately $160 per year just by quoting early and online
• Teenage drivers are charged the highest prices, possibly costing $393 per month if full coverage is included
• Increasing policy deductibles can save approximately $575 each year
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,510 more annually for auto insurance
• Policyholders who want higher levels of liability will pay approximately $350 every year to go from 30/60 bodily injury limits to the 250/500 level