Nissan Cube Insurance Rates

The average insurance rates for a Nissan Cube are $1,040 a year including full coverage. Comprehensive insurance costs an estimated $172 each year, collision costs $236, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,240 or more. Teenage drivers cost the most to insure at $4,170 a year or more.

Average premium for full coverage: $1,040

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Cube models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why all drivers should compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Nissan Cube insurance rates for other coverage scenarios.

• The best discount rate is $629
• Using higher $1,000 deductibles will save approximately $94 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,040
• Using low deductibles for physical damage coverage will cost an extra $176 every year
• Drivers who are prone to accidents and violations could pay up to $2,240 or more
• Policy cost for full coverage for a teen driver can cost as much as $4,170 or more

View Chart as Image

Insurance rates for a Nissan Cube also range considerably based on your risk profile, the model of your Cube, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,100 a year. View Rates by Age

Your home state has a huge impact on Nissan Cube insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,480 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $270 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,200 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Cube Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief recap of the ideas that were covered above.

• Teen drivers are charged the highest rates, with premiums being up to $348 each month for full coverage
• Higher risk drivers who tend to receive serious violations may pay on average $1,200 more annually to insure their Cube
• Increasing comprehensive and collision deductibles can save around $275 each year
• You may be able to save approximately $120 per year simply by quoting online in advance