Nissan Cube Insurance Rates

The average insurance rates for a Nissan Cube are $1,040 a year for full coverage. Comprehensive costs on average $172 a year, collision insurance costs $236, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,240. Teens cost the most to insure at up to $4,170 a year.

Average premium for full coverage: $1,040

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Cube trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

The examples above show why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Nissan Cube insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $629
• Using higher $1,000 deductibles will save around $946 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,040
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,216
• High-risk insureds with serious driving violations could pay upwards of $2,240
• Policy cost for full coverage for a 16-year-old driver may cost $4,170 or more

View Chart as Image

Car insurance rates for a Nissan Cube also range considerably based on your risk profile, the trim level of your Cube, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,100 a year. View Rates by Age

Your home state has a huge impact on Nissan Cube insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,480 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $270 annually, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Cube Insurance

Finding cheaper rates on insurance for a Nissan Cube requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

Below is a summary of the concepts that were covered in the above illustrations.

• Drivers considered higher risk who have multiple accidents or major violations will pay on average $1,200 more each year for auto insurance
• Teenage drivers are expensive to insure, costing up to $348 each month if full coverage is included
• Drivers can save as much as $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $275 each year
• Drivers can save as much as $120 per year just by quoting early and online