Nissan Cube Insurance Rates
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UPDATED: Jun 8, 2023
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Estimated auto insurance rates for a Nissan Cube are $956 annually including full coverage. Comprehensive insurance costs around $146, collision costs $178, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,054 or more. Teenage drivers pay the most at $3,904 a year or more.
Average premium for full coverage: $956
Premium estimates for type of coverage:
Includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Cube models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Nissan Cube go from as cheap as $522 for just liability coverage to the much higher price of $2,054 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how location helps determine auto insurance rates.
These rate differences highlight why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Nissan Cube insurance rates for additional coverage choices and driver risks.
- The best discount rate is $586
- Choosing higher $1,000 deductibles can save about $74 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $956
- Using pricier low deductibles for comp and collision coverage costs an additional $140 every year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,054 or more
- An auto insurance policy with full coverage for a teen driver for full coverage can be $3,904 each year
Auto insurance prices for a Nissan Cube also have a wide range based on the model of your Cube, your driving characteristics, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $3,900 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,100 to $1,600 in extra premium annually, depending on your age. Nissan Cube insurance for high-risk drivers ranges as much as 41% to 128% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $220 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,370 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $866 | -$90 | -9.4% |
Alaska | $732 | -$224 | -23.4% |
Arizona | $794 | -$162 | -16.9% |
Arkansas | $956 | -$0 | 0.0% |
California | $1,090 | $134 | 14.0% |
Colorado | $914 | -$42 | -4.4% |
Connecticut | $984 | $28 | 2.9% |
Delaware | $1,084 | $128 | 13.4% |
Florida | $1,196 | $240 | 25.1% |
Georgia | $880 | -$76 | -7.9% |
Hawaii | $686 | -$270 | -28.2% |
Idaho | $644 | -$312 | -32.6% |
Illinois | $710 | -$246 | -25.7% |
Indiana | $718 | -$238 | -24.9% |
Iowa | $644 | -$312 | -32.6% |
Kansas | $910 | -$46 | -4.8% |
Kentucky | $1,306 | $350 | 36.6% |
Louisiana | $1,414 | $458 | 47.9% |
Maine | $590 | -$366 | -38.3% |
Maryland | $788 | -$168 | -17.6% |
Massachusetts | $764 | -$192 | -20.1% |
Michigan | $1,662 | $706 | 73.8% |
Minnesota | $800 | -$156 | -16.3% |
Mississippi | $1,144 | $188 | 19.7% |
Missouri | $848 | -$108 | -11.3% |
Montana | $1,026 | $70 | 7.3% |
Nebraska | $752 | -$204 | -21.3% |
Nevada | $1,148 | $192 | 20.1% |
New Hampshire | $688 | -$268 | -28.0% |
New Jersey | $1,070 | $114 | 11.9% |
New Mexico | $848 | -$108 | -11.3% |
New York | $1,008 | $52 | 5.4% |
North Carolina | $550 | -$406 | -42.5% |
North Dakota | $784 | -$172 | -18.0% |
Ohio | $660 | -$296 | -31.0% |
Oklahoma | $982 | $26 | 2.7% |
Oregon | $876 | -$80 | -8.4% |
Pennsylvania | $914 | -$42 | -4.4% |
Rhode Island | $1,274 | $318 | 33.3% |
South Carolina | $866 | -$90 | -9.4% |
South Dakota | $808 | -$148 | -15.5% |
Tennessee | $838 | -$118 | -12.3% |
Texas | $1,152 | $196 | 20.5% |
Utah | $708 | -$248 | -25.9% |
Vermont | $656 | -$300 | -31.4% |
Virginia | $572 | -$384 | -40.2% |
Washington | $740 | -$216 | -22.6% |
West Virginia | $876 | -$80 | -8.4% |
Wisconsin | $664 | -$292 | -30.5% |
Wyoming | $852 | -$104 | -10.9% |
With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Cube 2WD | $918 | $77 |
Nissan Cube S 2WD | $938 | $78 |
Nissan Cube SL 2WD | $962 | $80 |
Nissan Cube Krom 2WD | $1,012 | $84 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
2010 Nissan Cube | $156 | $196 | $474 | $984 |
2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Nissan Cube Insurance
Finding better rates on car insurance takes avoiding accidents and claims, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Invest time comparing rates at every policy renewal by requesting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The points below are a recap of the data covered in the charts and tables above.
- Policyholders who may need increased liability limits will pay an extra $520 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $225 each year
- Drivers under the age of 20 are expensive to insure, with the cost nearing $325 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,904 |
20 | $2,184 |
30 | $968 |
40 | $956 |
50 | $878 |
60 | $858 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,096 |
$250 | $1,034 |
$500 | $956 |
$1,000 | $882 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $956 |
50/100 | $1,107 |
100/300 | $1,225 |
250/500 | $1,533 |
100 CSL | $1,154 |
300 CSL | $1,415 |
500 CSL | $1,605 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,488 |
20 | $3,482 |
30 | $2,066 |
40 | $2,054 |
50 | $1,966 |
60 | $1,944 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $48 |
Multi-vehicle | $52 |
Homeowner | $17 |
5-yr Accident Free | $56 |
5-yr Claim Free | $59 |
Paid in Full/EFT | $33 |
Advance Quote | $41 |
Online Quote | $64 |
Total Discounts | $370 |
Discounts are estimated and may not be available from every company or in every state.
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