Cheapest 2012 Nissan Juke Insurance Rates in 2023
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UPDATED: Jun 5, 2023
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Finding low-cost insurance for your Nissan Juke can turn out to be a lot of work, but you can follow these tips and make it easy.
There is a right way and a wrong way to buy insurance and we’ll show you the quickest way to compare rates for a Nissan and find the best price possible.
Pricing the best insurance coverage is simple if you know the tricks. If you have insurance now or are just looking to switch companies, you can use these techniques to cut your premiums and still get good coverage. Drivers just need to understand the most effective way to get comparison quotes over the internet.
The best way we recommend to get rate comparisons is to know most insurance companies participate in a system to give free rates quotes. All you need to do is give them rating details like whether you are married, any included safety features, whether you have decent credit, and if you have an active license. That information gets transmitted to multiple top-rated companies and they provide comparison quotes immediately.
Beware of misleading insurance coverage ads
Consumers get pounded daily by advertisements for the lowest price auto insurance by companies like Progressive, Allstate and GEICO. All the ads say the same thing that you can save after switching to them.
But how can every company make almost identical claims?
All companies have a certain “appetite” for the type of driver that makes them money. An example of a desirable insured might be between the ages of 40 and 55, has no tickets, and has a high credit rating. A customer who matches those parameters will qualify for the lowest rates and is almost guaranteed to save when switching.
Potential customers who don’t measure up to these standards will have to pay more money which usually ends up with the driver buying from a lower-cost company. The ads state “customers who switch” but not “drivers who get quotes” save money. This is how companies can truthfully advertise the way they do.
Because of the profiling, you should get as many comparisons as possible. It’s not possible to predict which company will have the lowest Nissan Juke insurance rates.
Discounts on 2012 Nissan Juke insurance
Properly insuring your vehicles can get expensive, but there could be available discounts to help bring down the price. Certain discounts will be applied at the time you complete a quote, but less common discounts must be inquired about before being credited. If they aren’t giving you every credit possible, you’re paying more than you need to.
- Military Rewards – Being deployed with a military unit could mean lower rates.
- More Vehicles More Savings – Insuring multiple cars or trucks on the same insurance coverage policy could earn a price break for each car.
- Memberships – Participating in a civic or occupational organization could trigger savings when shopping for insurance coverage for Juke coverage.
- Student Driver Training – Have your child complete a driver education course in school.
- Safety Course Discount – Completing a driver safety course can save you 5% or more and easily recoup the cost of the course.
- Anti-theft System – Anti-theft and alarm systems prevent vehicle theft and earn discounts up to 10%.
- Resident Student – Youth drivers who attend school more than 100 miles from home without a vehicle on campus can receive lower rates.
- Senior Citizens – Mature drivers may be able to get reduced rates for Juke coverage.
- New Vehicle Savings – Buying coverage on a new vehicle can cost up to 25% less compared to insuring an older model.
- Drive Less and Save – Fewer annual miles on your Nissan can qualify you for a substantially lower rate.
Consumers should know that most discount credits are not given to all coverage premiums. Some only reduce the cost of specific coverages such as collision or personal injury protection. Just because it seems like having all the discounts means you get insurance for free, it just doesn’t work that way. But any discount will help reduce the cost of coverage.
For a list of insurers with discount insurance coverage rates, click here to view.
Tailor your coverage to you
When buying the right insurance coverage, there really is not a “perfect” insurance plan. Every situation is different.
Here are some questions about coverages that may help you determine if you will benefit from professional help.
- How can I get my company to pay me more for my totalled car?
- Can my babysitter drive my car?
- How do I insure my teen driver?
- Are all vehicle passengers covered by medical payments coverage?
- Do I need motorclub coverage?
- Where can I get insurance after a DUI in my state?
- Will I be non-renewed for getting a DUI or other conviction?
If you’re not sure about those questions but a few of them apply, you might consider talking to a licensed agent. To find lower rates from a local agent, fill out this quick form. It is quick, free and can help protect your family.
Car insurance 101
Having a good grasp of car insurance can help you determine the right coverages and the correct deductibles and limits. The coverage terms in a policy can be difficult to understand and reading a policy is terribly boring.
Medical payments and PIP coverage
Med pay and PIP coverage pay for expenses like prosthetic devices, chiropractic care, dental work and X-ray expenses. The coverages can be used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. They cover all vehicle occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage
Comprehensive auto coverage
Comprehensive insurance coverage pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.
Comprehensive insurance covers claims like vandalism, damage from getting keyed, hail damage, rock chips in glass and falling objects. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.
Collision insurance pays for damage to your Juke resulting from a collision with another car or object. A deductible applies then your collision coverage will kick in.
Collision coverage pays for claims such as sustaining damage from a pot hole, rolling your car, hitting a mailbox, colliding with a tree and scraping a guard rail. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.
UM/UIM (Uninsured/Underinsured Motorist) coverage
Uninsured or Underinsured Motorist coverage provides protection from other drivers when they are uninsured or don’t have enough coverage. It can pay for injuries sustained by your vehicle’s occupants and damage to your Nissan Juke.
Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family. Usually these limits are similar to your liability insurance amounts.
This will cover damage that occurs to a person or their property. This coverage protects you against other people’s claims, and does not provide coverage for damage to your own property or vehicle.
Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 25/50/25 which stand for a $25,000 limit per person for injuries, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property. Occasionally you may see one number which is a combined single limit which provides one coverage limit and claims can be made without the split limit restrictions.
Liability can pay for things like repair costs for stationary objects, medical expenses and medical services. How much liability should you purchase? That is a decision to put some thought into, but you should buy higher limits if possible.
Saving money makes a lot of cents
As you shop your coverage around, you should never buy lower coverage limits just to save a few bucks. In many cases, someone dropped physical damage coverage only to find out that their decision to reduce coverage ended up costing them more. The aim is to purchase a proper amount of coverage at an affordable rate while not skimping on critical coverages.
Budget-conscious 2012 Nissan Juke insurance can be found online and also from your neighborhood agents, so compare prices from both to have the best chance of lowering rates. Some companies may not provide the ability to get a quote online and many times these small insurance companies only sell through independent insurance agents.
We just covered a lot of techniques to shop for insurance online. The most important thing to understand is the more times you quote, the better chance you’ll have of finding lower rates. Drivers may discover the best prices are with a company that doesn’t do a lot of advertising.
More tips and info about insurance coverage can be found by following these links:
- Older Driver Statistics (Insurance Information Insitute)
- Senior Drivers (Insurance Information Insitute)
- Auto Insurance 101 (About.com)
- Safety Tips for Teen Drivers (Insurance Information Insitute)
- Air Bags: Potential Dangers to Your Children (Insurance Information Insitute)
- Comprehensive Coverage (Liberty Mutual)
Frequently Asked Questions
How can I find the cheapest auto insurance rates for my 2012 Nissan Juke?
To find the cheapest auto insurance rates for your 2012 Nissan Juke, you can use the free quote tool available on our website. Simply enter your ZIP code to view companies that offer cheap auto insurance rates. It’s recommended to compare quotes from multiple companies to increase your chances of finding the best price.
Are the quotes I receive through the free quote tool guaranteed?
The quotes you receive through the free quote tool are not guaranteed. The tool provides you with estimates based on the information you provide. To get an accurate quote, it’s best to contact the insurance companies directly or speak to an agent.
How can I get discounts on my 2012 Nissan Juke insurance?
Insurance companies often offer various discounts that can help lower your insurance premiums. Some common discounts include safe driver discounts, multi-policy discounts, good student discounts, and anti-theft device discounts. It’s important to inquire about available discounts when obtaining quotes to ensure you’re getting the best possible price.
Is it necessary to tailor my insurance coverage to my specific needs?
Yes, it’s important to tailor your insurance coverage to your specific needs. The right insurance plan for your 2012 Nissan Juke will depend on factors such as your budget, driving habits, and personal preferences. It may be helpful to consult with a licensed insurance agent who can guide you in determining the appropriate coverage options for your situation.
What are some important coverages to consider for my car insurance policy?
When considering car insurance coverage for your 2012 Nissan Juke, it’s important to include liability coverage, which covers damage or injuries you may cause to others. Other coverages to consider include comprehensive coverage, which protects against non-collision damage, collision coverage, which covers damage from collisions, and uninsured/underinsured motorist coverage, which provides protection if you’re involved in an accident with an uninsured or underinsured driver.
How can I save money on my car insurance premiums?
To save money on car insurance, you can consider several strategies:
- Shop around and compare quotes from multiple insurance companies.
- Inquire about available discounts and take advantage of any that apply to you.
- Maintain a clean driving record and avoid accidents and traffic violations.
- Consider raising your deductibles, but ensure you can afford the higher out-of-pocket costs in case of a claim.
- Bundle your car insurance with other policies, such as homeowners or renters insurance, to receive a multi-policy discount.
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