BMW M6 Insurance Rates
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UPDATED: Jun 4, 2023
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Estimated insurance prices for a BMW M6 are $1,364 every 12 months for full coverage insurance. Comprehensive costs approximately $268, collision insurance costs $396, and liability is estimated at $520. Liability-only insurance costs approximately $576 a year, and high-risk driver insurance costs around $2,932. 16-year-old drivers pay the most at up to $5,252 a year.
Average premium for full coverage: $1,364
Premium estimates by type of coverage:
Prices include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for all M6 models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a BMW M6 range from the cheapest price of $576 for just liability insurance to the much higher price of $2,932 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences illustrate why everyone should get quotes using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average BMW M6 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $808
- Choosing higher $1,000 deductibles can save $152 each year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,364
- Buying pricier low deductibles for comp and collision coverage increases the price to $1,654
- Higher-risk drivers with multiple tickets or accidents could pay around $2,932
- An auto insurance policy to insure a 16-year-old driver for full coverage can cost $5,252 each year
Insurance prices for a BMW M6 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your M6.
Opting for high physical damage deductibles can save as much as $450 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $516 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. BMW M6 insurance for high-risk drivers ranges from 42% to 131% more than the average rate. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for BMW M6 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,840 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$132 | -9.7% |
| Alaska | $1,046 | -$318 | -23.3% |
| Arizona | $1,132 | -$232 | -17.0% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,552 | $188 | 13.8% |
| Colorado | $1,300 | -$64 | -4.7% |
| Connecticut | $1,400 | $36 | 2.6% |
| Delaware | $1,544 | $180 | 13.2% |
| Florida | $1,706 | $342 | 25.1% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $978 | -$386 | -28.3% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,014 | -$350 | -25.7% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,296 | -$68 | -5.0% |
| Kentucky | $1,858 | $494 | 36.2% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,124 | -$240 | -17.6% |
| Massachusetts | $1,088 | -$276 | -20.2% |
| Michigan | $2,364 | $1,000 | 73.3% |
| Minnesota | $1,140 | -$224 | -16.4% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,208 | -$156 | -11.4% |
| Montana | $1,462 | $98 | 7.2% |
| Nebraska | $1,076 | -$288 | -21.1% |
| Nevada | $1,636 | $272 | 19.9% |
| New Hampshire | $982 | -$382 | -28.0% |
| New Jersey | $1,524 | $160 | 11.7% |
| New Mexico | $1,206 | -$158 | -11.6% |
| New York | $1,436 | $72 | 5.3% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,118 | -$246 | -18.0% |
| Ohio | $940 | -$424 | -31.1% |
| Oklahoma | $1,400 | $36 | 2.6% |
| Oregon | $1,248 | -$116 | -8.5% |
| Pennsylvania | $1,298 | -$66 | -4.8% |
| Rhode Island | $1,820 | $456 | 33.4% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,150 | -$214 | -15.7% |
| Tennessee | $1,192 | -$172 | -12.6% |
| Texas | $1,642 | $278 | 20.4% |
| Utah | $1,006 | -$358 | -26.2% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,054 | -$310 | -22.7% |
| West Virginia | $1,248 | -$116 | -8.5% |
| Wisconsin | $944 | -$420 | -30.8% |
| Wyoming | $1,214 | -$150 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,194 | $100 |
| BMW M6 2-Dr Convertible | $1,426 | $119 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2007 BMW M6 | $268 | $396 | $520 | $1,364 |
| 2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right BMW M6 Insurance
Finding better rates on insurance for a BMW M6 takes being a good driver, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to shop around at every policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The following list is a quick rundown of the data raised in the charts and tables above.
- Insureds who purchase an increased level of liability coverage will pay around $570 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
- It is possible to save around $160 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $450 each year
- Drivers age 16 to 20 are the costliest to insure, with premiums being up to $438 per month if full coverage is included
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,112 |
| 30 | $1,404 |
| 40 | $1,364 |
| 50 | $1,248 |
| 60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,654 |
| $250 | $1,520 |
| $500 | $1,364 |
| $1,000 | $1,212 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,541 |
| 100/300 | $1,684 |
| 250/500 | $2,057 |
| 100 CSL | $1,598 |
| 300 CSL | $1,914 |
| 500 CSL | $2,144 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,450 |
| 20 | $4,956 |
| 30 | $2,978 |
| 40 | $2,932 |
| 50 | $2,800 |
| 60 | $2,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $22 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $55 |
| Advance Quote | $63 |
| Online Quote | $95 |
| Total Discounts | $556 |
Discounts are estimated and may not be available from every company or in every state.
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