2013 Mercedes-Benz SL-Class Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: May 12, 2022

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Are you tired of scraping the payment together to insure your Mercedes-Benz every month? You are no different than most other car owners.

Many car insurance companies vie for your business, so it’s not easy to compare every insurer and get the best coverage at the cheapest price

If you currently have a car insurance policy, you will most likely be able to cut costs considerably using these tips. Finding the best rates is not rocket science. But vehicle owners do need to know how big insurance companies price online insurance.

The method we recommend to compare car insurance rates takes advantage of the fact all the major auto insurance companies participate in online systems to provide you with a free rate quote. All you need to do is provide a little information such as whether you drive to work or school, your job, if the vehicle is leased, and your general credit rating. Your insurance information is then submitted to multiple auto insurance providers and you should receive rate quotes within a short period of time.

To check rates for your Mercedes-Benz SL-Class , click here and see if a lower rate is available.

Which policy gives me the best coverage?

When choosing coverage, there is no “perfect” insurance plan. Your needs are not the same as everyone else’s and your policy should reflect that. Here are some questions about coverages that may help highlight if you will benefit from professional help.

  • Do I have coverage when pulling a U-Haul trailer?
  • When can I cancel my policy?
  • Is pleasure use cheaper than using my 2013 Mercedes-Benz SL-Class to commute?
  • Will my rates increase for filing one claim?
  • How can I get my company to pay me more for my totalled car?
  • Am I covered if I break a side mirror?
  • What vehicles should carry emergency assistance coverage?
  • Can I pay claims out-of-pocket if I buy high deductibles?
  • Can I still get insurance after a DUI?
  • Should I put collision coverage on all my vehicles?

If you can’t answer these questions but a few of them apply, you might consider talking to an agent. To find lower rates from a local agent, simply complete this short form or click here for a list of auto insurance companies in your area.

What insurance coverages do you need?

Knowing the specifics of your insurance policy aids in choosing the right coverages and the correct deductibles and limits. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy. Listed below are typical coverages found on the average insurance policy.

Coverage for medical payments

Med pay and PIP coverage kick in for short-term medical expenses such as X-ray expenses, funeral costs, nursing services, doctor visits and ambulance fees. The coverages can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. It covers all vehicle occupants as well as if you are hit as a while walking down the street. PIP coverage is not available in all states but can be used in place of medical payments coverage

Uninsured and underinsured coverage

Your UM/UIM coverage provides protection from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your 2013 Mercedes-Benz SL-Class.

Due to the fact that many drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Liability insurance

This coverage can cover damage that occurs to a person or their property by causing an accident. This coverage protects you against other people’s claims, and doesn’t cover your own vehicle damage or injuries.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see values of 50/100/50 that means you have $50,000 in coverage for each person’s injuries, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged property.

Liability can pay for things like repair costs for stationary objects, medical expenses, medical services, emergency aid and attorney fees. How much liability should you purchase? That is a personal decision, but consider buying as high a limit as you can afford.

Comprehensive coverages

Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers things such as hitting a bird, fire damage, falling objects, theft and rock chips in glass. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Coverage for collisions

Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as rolling your car, crashing into a building and scraping a guard rail. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. It’s also possible to raise the deductible to bring the cost down.

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