Nissan Cube Insurance Rates

The average auto insurance rates for a Nissan Cube are $1,016 annually for full coverage insurance. Comprehensive insurance costs approximately $166 each year, collision costs $214, and liability insurance is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing $2,188 or more. Teenage drivers cost the most to insure at $4,098 a year or more.

Average premium for full coverage: $1,016

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Cube models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan Cube insurance rates for additional coverage and risk scenarios.

• The best discount rate is $618
• Raising to $1,000 deductibles will save $86 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,016
• Using low deductibles costs an additional $166 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,188 or more
• Policy cost with full coverage for a teen driver can cost $4,098

View Chart as Image

Insurance rates for a Nissan Cube also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 41% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $260 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Nissan Cube insurance rates. A middle-age driver might find rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Cube Insurance

Finding cheaper rates on Nissan Cube insurance consists of being a low-risk driver, having good credit, being claim-free, and qualifying for all possible discounts. Make time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a recap of the data touched on in this article.

• Drivers who purchase more liability coverage will pay an extra $530 annually to raise from a 30/60 limit to higher 250/500 limits
• It is possible to save around $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Teen drivers are the costliest to insure, possibly costing $342 each month if they have full coverage