Nissan Cube Insurance Rates

U.S. average insurance rates for a Nissan Cube are $1,016 a year for full coverage insurance. Comprehensive costs on average $166 each year, collision costs $214, and liability costs around $478. Liability-only insurance costs as low as $526 a year, with high-risk driver insurance costing around $2,188. Teenage drivers pay the highest rates at $4,098 a year or more.

Average premium for full coverage: $1,016

Price estimates by individual coverage:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Cube models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why all drivers should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan Cube insurance rates for different risk profiles and scenarios.

• The best discount rate is $618
• Using higher $1,000 deductibles will save around $86 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,016
• Using low deductibles for physical damage coverage bumps up the cost to $1,182
• Drivers who are prone to accidents and violations could pay upwards of $2,188 or more
• The price that insures a teen driver may cost $4,098 or more

View Chart as Image

Car insurance prices for a Nissan Cube are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 41% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,000 a year. View Rates by Age

The state you live in has a huge impact on Nissan Cube insurance prices. A driver around age 40 might see prices as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $260 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Cube Insurance

Getting lower rates on car insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare prices every year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a summary of the coverage data presented in the illustrations above.

• It is possible to save as much as $110 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $250 each year
• Teen drivers are expensive to insure, as much as $342 a month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,170 more each year to insure their Cube