Nissan Cube Insurance Rates

U.S. average insurance rates for a Nissan Cube are $1,016 a year for full coverage. Comprehensive insurance costs approximately $166 each year, collision costs $214, and liability coverage costs around $478. Buying just liability costs as low as $526 a year, with insurance for high-risk drivers costing $2,188 or more. Teen drivers pay the highest rates at $4,098 a year or more.

Average premium for full coverage: $1,016

Price estimates by individual coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Cube models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Cube insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $618
• Using higher $1,000 deductibles will save $86 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,016
• Choosing low deductibles for physical damage coverage will cost an additional $166 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,188 or more
• The price that insures a teenage driver can cost $4,098 or more

View Chart as Image

Insurance prices for a Nissan Cube are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers can be around 41% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in has a huge impact on Nissan Cube insurance rates. A driver around age 40 might see prices as low as $670 a year in states like Iowa, Maine, and Idaho, or as much as $1,450 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $260 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Cube Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Shop around every time your policy renews by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a review of the information touched on in this article.

• Drivers can save around $110 per year simply by quoting online in advance
• Youthful drivers are the costliest to insure, with premiums as much as $342 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers who have several accidents or serious violations could be forced to pay on average $1,170 more per year than a low-risk driver
• Consumers who purchase more liability protection will pay about $530 each year to increase from a low limit to the 250/500 level