Nissan Cube Insurance Rates

Estimated insurance rates for a Nissan Cube are $1,016 a year for full coverage insurance. Comprehensive insurance costs an estimated $166, collision costs $214, and liability coverage is $478. A policy with only liability insurance costs around $526 a year, with a high-risk policy costing $2,188 or more. Teen drivers pay the most at $4,098 a year or more.

Average premium for full coverage: $1,016

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all Cube models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how geographic area affects insurance prices.

These rate differences illustrate why everyone should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan Cube insurance rates for other coverage scenarios.

• The lowest rate with discounts is $618
• Raising to $1,000 deductibles will save approximately $86 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,016
• Choosing pricier low deductibles will cost an extra $166 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,188 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $4,098

View Chart as Image

Car insurance prices for a Nissan Cube also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Cube insurance rates. A middle-age driver might find prices as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $260 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,200 to $1,700 extra annually, depending on your age. Nissan Cube insurance for high-risk drivers is expensive and can cost around 41% to 131% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Cube Insurance

Finding better rates on auto insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Invest the time to compare rates every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the coverage data presented in the illustrations above.

• It is possible to save approximately $110 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $250 each year
• Drivers age 16 to 20 have the highest car insurance prices, with premiums being up to $342 per month if full coverage is included
• Drivers that tend to have accidents or serious violations pay on average $1,170 more annually than a safer driver