Nissan Cube Insurance Rates

The average insurance rates for a Nissan Cube are $1,016 a year for full coverage insurance. Comprehensive insurance costs approximately $166, collision insurance costs $214, and liability is $478. A liability-only policy costs around $526 a year, and high-risk insurance costs $2,188 or more. Teens cost the most to insure at up to $4,098 a year.

Average premium for full coverage: $1,016

Policy rates by type of insurance:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Cube models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why everyone should compare rates quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Nissan Cube insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $618
• Raising to $1,000 deductibles will save $86 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,016
• Selecting pricier low deductibles will cost an additional $166 annually
• Drivers with serious driving violations could pay around $2,188
• Policy cost that insures a 16-year-old driver for full coverage can cost $4,098

View Chart as Image

Car insurance rates for a Nissan Cube also range considerably based on the model of your Cube, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. Nissan Cube insurance for high-risk drivers is expensive and can cost from 41% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,000 a year. View Rates by Age

Your home state also has a big influence on Nissan Cube insurance prices. A middle-age driver might find rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Cube Insurance

Finding cheaper rates on insurance for a Nissan Cube consists of being a good driver, having a positive credit history, being claim-free, and attention to physical damage deductibles. Compare rates every time your policy renews by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following list is a quick rundown of the information raised in the charts and tables above.

• It is possible to save around $110 per year just by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay the highest auto insurance rates, possibly costing $342 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers considered higher risk with reckless driving or DUI convictions could be charged and average of $1,170 more per year than a safer driver
• Insureds who purchase an increased level of liability coverage will pay approximately $530 annually to raise from a 30/60 limit to the 250/500 level