Nissan Cube Insurance Rates

The average insurance prices for a Nissan Cube are $1,016 every 12 months including full coverage. Comprehensive costs on average $166, collision insurance costs $214, and liability insurance is estimated at $478. Liability-only insurance costs approximately $526 a year, and high-risk driver insurance costs around $2,188. Teen drivers cost the most to insure at up to $4,098 a year.

Average premium for full coverage: $1,016

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Cube trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates how your location can change car insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Nissan Cube insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $618
• Choosing higher $1,000 deductibles can save around $86 every year
• The average price for a good driver age 40 with $500 deductibles is $1,016
• Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,182
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,188
• Policy cost to insure a teen driver with full coverage may cost $4,098 each year

View Chart as Image

Auto insurance rates for a Nissan Cube also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Cube.

Choosing high deductibles can save as much as $260 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 41% to 131% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Cube insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Nissan Cube Insurance

Finding cheaper rates on Nissan Cube insurance takes avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around every time your policy renews by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The points below are a condensed summary of the information illustrated above.

• You may be able to save as much as $110 per year just by shopping early and online
• Drivers under the age of 20 are charged the highest rates, with premiums being up to $342 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• High-risk drivers with multiple at-fault accidents may pay on average $1,170 more each year to insure a Nissan Cube
• Drivers who require increased liability limits will pay about $530 per year to raise limits from a 30/60 limit to a 250/500 level