Nissan Cube Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 9, 2024
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Estimated insurance rates for a Nissan Cube are $1,016 a year with full coverage. Comprehensive insurance costs approximately $166, collision costs $214, and liability is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing $2,188 or more. Teen drivers pay the most at $4,098 a year or more.
Average premium for full coverage: $1,016
Premium estimates by type of coverage:
Prices include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all Cube models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Cube go from as low as $526 for the bare minimum liability coverage to the much higher price of $2,188 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.
The example below illustrates how where you live affects auto insurance prices.
These rate differences demonstrate why everyone should get quotes using their specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Nissan Cube insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $618
- Choosing higher $1,000 deductibles can save $86 annually
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,016
- Choosing pricier low deductibles for comp and collision coverage will cost an extra $166 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,188 or more
- An auto insurance policy for full coverage for a teen driver for full coverage can cost $4,098 each year
Auto insurance prices for a Nissan Cube also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,000 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,380 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$96 | -9.4% |
| Alaska | $780 | -$236 | -23.2% |
| Arizona | $844 | -$172 | -16.9% |
| Arkansas | $1,016 | -$0 | 0.0% |
| California | $1,158 | $142 | 14.0% |
| Colorado | $970 | -$46 | -4.5% |
| Connecticut | $1,046 | $30 | 3.0% |
| Delaware | $1,150 | $134 | 13.2% |
| Florida | $1,272 | $256 | 25.2% |
| Georgia | $938 | -$78 | -7.7% |
| Hawaii | $730 | -$286 | -28.1% |
| Idaho | $688 | -$328 | -32.3% |
| Illinois | $758 | -$258 | -25.4% |
| Indiana | $766 | -$250 | -24.6% |
| Iowa | $684 | -$332 | -32.7% |
| Kansas | $968 | -$48 | -4.7% |
| Kentucky | $1,388 | $372 | 36.6% |
| Louisiana | $1,504 | $488 | 48.0% |
| Maine | $626 | -$390 | -38.4% |
| Maryland | $840 | -$176 | -17.3% |
| Massachusetts | $816 | -$200 | -19.7% |
| Michigan | $1,768 | $752 | 74.0% |
| Minnesota | $852 | -$164 | -16.1% |
| Mississippi | $1,220 | $204 | 20.1% |
| Missouri | $902 | -$114 | -11.2% |
| Montana | $1,092 | $76 | 7.5% |
| Nebraska | $804 | -$212 | -20.9% |
| Nevada | $1,220 | $204 | 20.1% |
| New Hampshire | $732 | -$284 | -28.0% |
| New Jersey | $1,138 | $122 | 12.0% |
| New Mexico | $900 | -$116 | -11.4% |
| New York | $1,072 | $56 | 5.5% |
| North Carolina | $586 | -$430 | -42.3% |
| North Dakota | $832 | -$184 | -18.1% |
| Ohio | $702 | -$314 | -30.9% |
| Oklahoma | $1,044 | $28 | 2.8% |
| Oregon | $930 | -$86 | -8.5% |
| Pennsylvania | $970 | -$46 | -4.5% |
| Rhode Island | $1,356 | $340 | 33.5% |
| South Carolina | $920 | -$96 | -9.4% |
| South Dakota | $858 | -$158 | -15.6% |
| Tennessee | $892 | -$124 | -12.2% |
| Texas | $1,226 | $210 | 20.7% |
| Utah | $754 | -$262 | -25.8% |
| Vermont | $696 | -$320 | -31.5% |
| Virginia | $608 | -$408 | -40.2% |
| Washington | $786 | -$230 | -22.6% |
| West Virginia | $930 | -$86 | -8.5% |
| Wisconsin | $704 | -$312 | -30.7% |
| Wyoming | $908 | -$108 | -10.6% |
Choosing high deductibles can save as much as $260 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium annually, depending on your age. Nissan Cube insurance for high-risk drivers ranges as much as 41% to 131% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $972 | $81 |
| Nissan Cube S 2WD | $994 | $83 |
| Nissan Cube SL 2WD | $1,024 | $85 |
| Nissan Cube Krom 2WD | $1,084 | $90 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2013 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2012 Nissan Cube | $156 | $196 | $474 | $984 |
| 2011 Nissan Cube | $146 | $178 | $474 | $956 |
| 2010 Nissan Cube | $142 | $160 | $468 | $928 |
| 2009 Nissan Cube | $140 | $156 | $460 | $914 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Nissan Cube Insurance
Finding better rates on car insurance takes avoiding accidents and claims, having good credit, being claim-free, and not having any coverage lapses. Take the time to comparison shop every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a quick rundown of the material that was touched on in the above illustrations.
- Policyholders who purchase increased liability limits will pay about $530 every year to raise limits from 30/60 bodily injury limits to 250/500 limits
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $342 per month if they have full coverage
- Higher risk drivers with reckless driving or DUI convictions pay on average $1,170 more per year to insure a Nissan Cube
- Increasing policy deductibles can save around $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,098 |
| 20 | $2,322 |
| 30 | $1,034 |
| 40 | $1,016 |
| 50 | $934 |
| 60 | $914 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,182 |
| $250 | $1,106 |
| $500 | $1,016 |
| $1,000 | $930 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,016 |
| 50/100 | $1,180 |
| 100/300 | $1,299 |
| 250/500 | $1,610 |
| 100 CSL | $1,227 |
| 300 CSL | $1,490 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,774 |
| 20 | $3,704 |
| 30 | $2,206 |
| 40 | $2,188 |
| 50 | $2,094 |
| 60 | $2,072 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $398 |
Discounts are estimated and may not be available from every company or in every state.
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