Nissan GT-R Insurance Rates

Estimated auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage insurance. Comprehensive insurance costs an estimated $248 each year, collision costs $404, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,570 or more. Teenage drivers pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The graphic below illustrates how where you live affects insurance prices.

These rate differences illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save approximately $150 each year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,190
• Using low deductibles for comp and collision coverage costs an additional $284 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,570 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $4,486 each year

View Chart as Image

Auto insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your risk profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $440 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan GT-R Insurance

Finding better rates on Nissan GT-R insurance takes being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to comparison shop at least once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below is a condensed summary of the primary concepts that were touched on in the above illustrations.

• It is possible to save approximately $140 per year simply by quoting online in advance
• High-risk drivers with multiple at-fault accidents may pay on average $1,380 more annually for auto insurance
• Increasing policy deductibles could save up to $425 each year
• Teenage drivers are the costliest to insure, with premiums being up to $374 per month if full coverage is included