Nissan GT-R Insurance Rates
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UPDATED: Apr 8, 2024
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The average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive costs around $248, collision insurance costs $404, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $2,570. Teens cost the most to insure at up to $4,486 a year.
Average premium for full coverage: $1,190
Policy rates for type of insurance:
Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different GT-R trim levels.
Price Range Variability
For a 40-year-old driver, Nissan GT-R insurance rates range from the low end price of $446 for just liability coverage to a much higher rate of $2,570 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.
The examples above show why anyone shopping for car insurance should compare prices for a specific zip code, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Nissan GT-R insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $691
- Using higher $1,000 deductibles will save about $150 a year
- The estimated price for a good driver age 40 using $500 deductibles is $1,190
- Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,474
- Drivers with serious driving violations could pay at least $2,570
- Policy cost that insures a teen driver with full coverage can be $4,486 or more
Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you could be paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can be as much as 45% to 131% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age
Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,690 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$116 | -9.7% |
| Alaska | $912 | -$278 | -23.4% |
| Arizona | $986 | -$204 | -17.1% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,354 | $164 | 13.8% |
| Colorado | $1,132 | -$58 | -4.9% |
| Connecticut | $1,220 | $30 | 2.5% |
| Delaware | $1,342 | $152 | 12.8% |
| Florida | $1,484 | $294 | 24.7% |
| Georgia | $1,098 | -$92 | -7.7% |
| Hawaii | $854 | -$336 | -28.2% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $884 | -$306 | -25.7% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $802 | -$388 | -32.6% |
| Kansas | $1,128 | -$62 | -5.2% |
| Kentucky | $1,620 | $430 | 36.1% |
| Louisiana | $1,758 | $568 | 47.7% |
| Maine | $732 | -$458 | -38.5% |
| Maryland | $980 | -$210 | -17.6% |
| Massachusetts | $948 | -$242 | -20.3% |
| Michigan | $2,062 | $872 | 73.3% |
| Minnesota | $996 | -$194 | -16.3% |
| Mississippi | $1,422 | $232 | 19.5% |
| Missouri | $1,054 | -$136 | -11.4% |
| Montana | $1,276 | $86 | 7.2% |
| Nebraska | $936 | -$254 | -21.3% |
| Nevada | $1,426 | $236 | 19.8% |
| New Hampshire | $856 | -$334 | -28.1% |
| New Jersey | $1,328 | $138 | 11.6% |
| New Mexico | $1,052 | -$138 | -11.6% |
| New York | $1,250 | $60 | 5.0% |
| North Carolina | $684 | -$506 | -42.5% |
| North Dakota | $974 | -$216 | -18.2% |
| Ohio | $820 | -$370 | -31.1% |
| Oklahoma | $1,218 | $28 | 2.4% |
| Oregon | $1,090 | -$100 | -8.4% |
| Pennsylvania | $1,132 | -$58 | -4.9% |
| Rhode Island | $1,584 | $394 | 33.1% |
| South Carolina | $1,078 | -$112 | -9.4% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,038 | -$152 | -12.8% |
| Texas | $1,432 | $242 | 20.3% |
| Utah | $880 | -$310 | -26.1% |
| Vermont | $812 | -$378 | -31.8% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $918 | -$272 | -22.9% |
| West Virginia | $1,090 | -$100 | -8.4% |
| Wisconsin | $822 | -$368 | -30.9% |
| Wyoming | $1,056 | -$134 | -11.3% |

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $440 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,190 | $99 |
| Nissan GT-R AWD 2-Dr | $1,190 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2023 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2022 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2021 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2020 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2019 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2018 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2017 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2016 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2015 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2014 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2013 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2012 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2011 Nissan GT-R | $248 | $404 | $402 | $1,190 |
| 2010 Nissan GT-R | $240 | $362 | $398 | $1,136 |
| 2009 Nissan GT-R | $236 | $354 | $390 | $1,116 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan GT-R Insurance
Finding cheaper rates on car insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates at every other renewal by getting quotes from direct carriers, and also from several local insurance agents.
The next list is a review of the concepts that were illustrated above.
- Higher risk drivers who have several accidents or serious violations pay on average $1,380 more every year to buy Nissan GT-R insurance
- Drivers age 20 and younger are charged the highest rates, costing up to $374 each month if comprehensive and collision insurance is included
- Drivers can save up to $140 per year just by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $425 each year
- Drivers can save up to $140 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,726 |
| 30 | $1,232 |
| 40 | $1,190 |
| 50 | $1,086 |
| 60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,474 |
| $250 | $1,342 |
| $500 | $1,190 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,270 |
| 100/300 | $1,371 |
| 250/500 | $1,632 |
| 100 CSL | $1,311 |
| 300 CSL | $1,532 |
| 500 CSL | $1,693 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,392 |
| 20 | $4,342 |
| 30 | $2,618 |
| 40 | $2,570 |
| 50 | $2,448 |
| 60 | $2,426 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $499 |
Discounts are estimated and may not be available from every company or in every state.
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