Nissan GT-R Insurance Rates

Estimated auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage. Comprehensive costs an estimated $248 a year, collision costs $404, and liability coverage is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $2,570. Teen drivers pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences show why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $691
• Raising to $1,000 deductibles will save approximately $1,040 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,190
• Choosing low $100 deductibles will cost $1,474
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,570 or more
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,486

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $440 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find prices as low as $780 a year in states like Iowa, Maine, and Idaho, or as much as $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan GT-R Insurance

Finding better rates on auto insurance consists of being safe and accident-free, having good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

Below you'll find a brief review of the information raised in the charts and tables above.

• Drivers can save approximately $140 per year simply by quoting early and online
• Youthful drivers are expensive to insure, as much as $374 per month if they have full coverage
• Increasing policy deductibles could save up to $425 each year
• Drivers with DUI or reckless driving convictions may pay on average $1,380 more annually than a low-risk driver
• Consumers who want more liability protection will pay about $440 each year to raise from 30/60 bodily injury limits to higher 250/500 limits