Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive costs around $248, collision insurance costs $404, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $2,570. Teens cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates for type of insurance:

Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.

The examples above show why anyone shopping for car insurance should compare prices for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $691
• Using higher $1,000 deductibles will save about $150 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,190
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,474
• Drivers with serious driving violations could pay at least $2,570
• Policy cost that insures a teen driver with full coverage can be $4,486 or more

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can be as much as 45% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $440 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Finding cheaper rates on car insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates at every other renewal by getting quotes from direct carriers, and also from several local insurance agents.

The next list is a review of the concepts that were illustrated above.

• Higher risk drivers who have several accidents or serious violations pay on average $1,380 more every year to buy Nissan GT-R insurance
• Drivers age 20 and younger are charged the highest rates, costing up to $374 each month if comprehensive and collision insurance is included
• Drivers can save up to $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Drivers can save up to $140 per year just by shopping early and online