Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,246 annually including full coverage. Comprehensive insurance costs an estimated $264 each year, collision costs $444, and liability coverage is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing $2,694 or more. Teen drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $717
• Choosing higher $1,000 deductibles can save approximately $162 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,246
• Choosing low deductibles for comp and collision coverage costs an additional $310 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,694 or more
• Policy cost with full coverage for a teenage driver can cost as much as $4,670 each year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,500 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $480 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,780 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan GT-R Insurance

Finding cheaper rates on auto insurance takes being a good driver, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a brief summary of the material that was touched on in the above illustrations.

• Consumers who want an increased level of liability coverage will pay about $440 per year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $389 each month if they have full coverage
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,450 more annually than a safer driver
• Increasing comprehensive and collision deductibles could save up to $475 each year