Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive insurance costs approximately $248 a year, collision insurance costs $404, and liability coverage costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs $2,570 or more. 16-year-old drivers cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $691
• Drivers who choose higher $1,000 deductibles will pay $1,040 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,190
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $284 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,570
• Policy cost that insures a teenage driver can cost $4,486 a year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the trim level of your GT-R, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost around 45% to 131% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $440 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop once a year by requesting rates from direct car insurance companies, and also from local auto insurance providers.

The next list is a review of the data that was raised in the charts and tables above.

• You may be able to save around $140 per year just by quoting early and online
• Consumers who purchase increased levels of liability coverage will pay around $440 per year to go from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are expensive to insure, with premiums being up to $374 each month if full coverage is included
• Drivers who have several accidents or serious violations will likely pay on average $1,380 more per year to buy Nissan GT-R insurance