Nissan GT-R Insurance Rates

Estimated insurance prices for a Nissan GT-R are $1,190 every 12 months including full coverage. Comprehensive insurance costs around $248 each year, collision costs $404, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing $2,570 or more. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance rates.

These rate differences highlight why all drivers should get quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $691
• Choosing higher $1,000 deductibles can save about $150 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,190
• Selecting low deductibles for comp and collision coverage costs an extra $284 each year
• Drivers with serious driving violations could pay at least $2,570 or more
• An auto insurance policy to insure a teenage driver can be $4,486 each year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers ranges around 45% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Nissan GT-R Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Spend time shopping around at least every other year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the car insurance concepts touched on above.

• Drivers who tend to receive serious violations could be forced to pay on average $1,380 more every year for car insurance
• You may be able to save up to $140 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $425 each year
• Consumers who may need higher liability limits will pay approximately $440 per year to raise limits from 30/60 bodily injury limits to a 250/500 level