Nissan GT-R Insurance Rates
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Michelle Robbins
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UPDATED: Apr 8, 2024
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Average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage. Comprehensive insurance costs approximately $248 a year, collision insurance costs $404, and liability costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs $2,570 or more. Teens receive the highest rates at up to $4,486 a year.
Average premium for full coverage: $1,190
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and GT-R trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as cheap as $446 for just the minimum liability insurance to a high of $2,570 for a driver that may need high-risk insurance.
Price Range by Location
Your location can have significant affects on car insurance rates. Rural locations tend to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance prices.
These examples show why it is important to compare rates using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Nissan GT-R insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $691
- Drivers who choose higher $1,000 deductibles will pay $1,040 a year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,190
- Selecting low $100 deductibles for comprehensive and collision insurance costs an additional $284 every year
- Higher-risk drivers with serious driving violations could pay around $2,570
- The cost with full coverage for a teen driver can cost $4,486 a year
Auto insurance rates for a Nissan GT-R can also vary considerably based on the trim level of your GT-R, your driver profile, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $440 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,690 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$116 | -9.7% |
| Alaska | $912 | -$278 | -23.4% |
| Arizona | $986 | -$204 | -17.1% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,354 | $164 | 13.8% |
| Colorado | $1,132 | -$58 | -4.9% |
| Connecticut | $1,220 | $30 | 2.5% |
| Delaware | $1,342 | $152 | 12.8% |
| Florida | $1,484 | $294 | 24.7% |
| Georgia | $1,098 | -$92 | -7.7% |
| Hawaii | $854 | -$336 | -28.2% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $884 | -$306 | -25.7% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $802 | -$388 | -32.6% |
| Kansas | $1,128 | -$62 | -5.2% |
| Kentucky | $1,620 | $430 | 36.1% |
| Louisiana | $1,758 | $568 | 47.7% |
| Maine | $732 | -$458 | -38.5% |
| Maryland | $980 | -$210 | -17.6% |
| Massachusetts | $948 | -$242 | -20.3% |
| Michigan | $2,062 | $872 | 73.3% |
| Minnesota | $996 | -$194 | -16.3% |
| Mississippi | $1,422 | $232 | 19.5% |
| Missouri | $1,054 | -$136 | -11.4% |
| Montana | $1,276 | $86 | 7.2% |
| Nebraska | $936 | -$254 | -21.3% |
| Nevada | $1,426 | $236 | 19.8% |
| New Hampshire | $856 | -$334 | -28.1% |
| New Jersey | $1,328 | $138 | 11.6% |
| New Mexico | $1,052 | -$138 | -11.6% |
| New York | $1,250 | $60 | 5.0% |
| North Carolina | $684 | -$506 | -42.5% |
| North Dakota | $974 | -$216 | -18.2% |
| Ohio | $820 | -$370 | -31.1% |
| Oklahoma | $1,218 | $28 | 2.4% |
| Oregon | $1,090 | -$100 | -8.4% |
| Pennsylvania | $1,132 | -$58 | -4.9% |
| Rhode Island | $1,584 | $394 | 33.1% |
| South Carolina | $1,078 | -$112 | -9.4% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,038 | -$152 | -12.8% |
| Texas | $1,432 | $242 | 20.3% |
| Utah | $880 | -$310 | -26.1% |
| Vermont | $812 | -$378 | -31.8% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $918 | -$272 | -22.9% |
| West Virginia | $1,090 | -$100 | -8.4% |
| Wisconsin | $822 | -$368 | -30.9% |
| Wyoming | $1,056 | -$134 | -11.3% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,190 | $99 |
| Nissan GT-R AWD 2-Dr | $1,190 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2023 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2022 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2021 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2020 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2019 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2018 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2017 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2016 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2015 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2014 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2013 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2012 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2011 Nissan GT-R | $248 | $404 | $402 | $1,190 |
| 2010 Nissan GT-R | $240 | $362 | $398 | $1,136 |
| 2009 Nissan GT-R | $236 | $354 | $390 | $1,116 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Nissan GT-R Insurance
Saving money on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unneeded coverage, and possibly higher deductibles. Invest the time to shop around once a year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.
The following is a summary of the data that was illustrated above.
- Drivers can save around $140 per year just by quoting early and online
- Policyholders who purchase higher liability limits will pay approximately $440 each year to go from a minimum limit to higher 250/500 limits
- Teens have the highest car insurance rates, costing as high as $374 per month if full coverage is included
- Higher risk drivers who have multiple accidents or major violations pay on average $1,380 more per year for GT-R insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,726 |
| 30 | $1,232 |
| 40 | $1,190 |
| 50 | $1,086 |
| 60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,474 |
| $250 | $1,342 |
| $500 | $1,190 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,270 |
| 100/300 | $1,371 |
| 250/500 | $1,632 |
| 100 CSL | $1,311 |
| 300 CSL | $1,532 |
| 500 CSL | $1,693 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,392 |
| 20 | $4,342 |
| 30 | $2,618 |
| 40 | $2,570 |
| 50 | $2,448 |
| 60 | $2,426 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $499 |
Discounts are estimated and may not be available from every company or in every state.
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