Nissan GT-R Insurance Rates

Estimated auto insurance rates for a Nissan GT-R are $1,246 annually for full coverage insurance. Comprehensive costs approximately $264 a year, collision costs $444, and liability insurance costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $2,694. Teenage drivers pay the most at $4,670 a year or more.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

These rate differences illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $717
• Drivers who choose higher $1,000 deductibles will pay $1,084 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,246
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,556
• High risk drivers who are prone to accidents and violations could pay around $2,694 or more
• An auto insurance policy with full coverage for a teen driver can cost $4,670 a year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $480 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,680 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan GT-R Insurance

Finding better rates on Nissan GT-R insurance not only requires having a decent driving record, but also having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every couple of years by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following items are a condensed summary of the material that was covered in the charts and tables above.

• Drivers who purchase additional liability coverage will pay an extra $440 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $389 per month including comprehensive and collision insurance
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,450 more per year than a driver with a clean driving record
• Increasing policy deductibles could save up to $475 each year