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2013 Nissan GT-R Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 19, 2020

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Average insurance rates for a 2013 Nissan GT-R are $1,518 a year for full coverage insurance. Comprehensive costs an estimated $334 each year, collision costs $658, and liability costs around $390. Buying a liability-only policy costs as low as $438 a year, with high-risk insurance costing around $3,306. Teen drivers receive the highest rates at $5,558 a year or more.

Annual premium for full coverage: $1,518

Rate estimates for 2013 Nissan GT-R Insurance

Comprehensive $334
Collision $658
Liability $390

Rate data is compiled from all 50 U.S. states and averaged for all 2013 Nissan GT-R models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $438 for just liability insurance to a high rate of $3,306 for high-risk insurance.

Liability Only $438
Full Coverage $1,518
High Risk $3,306

View Chart as Image

2013 Nissan GT-R insurance rates compared
Column chart showing 2013 Nissan GT-R insurance prices range from $848 to $5,558 for full coverage

These differences illustrate why all drivers should compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2013 Nissan GT-R Insurance

Searching Companies

Want better car insurance rates for your Nissan GT-R? Shopping for the cheapest car insurance over the internet can be problematic for consumers new to buying insurance online. Because there are so many insurers available, how can consumers possibly compare them all to find the best available price?

The best way to compare rates is to know most insurance companies participate in online systems to provide you with a free rate quote. The one thing you need to do is give them rating details like how your vehicles are used, whether you are single or married, which vehicles you own, and deductibles desired. That information is then sent to multiple different insurance companies and they return quotes immediately.

When should I talk to an agent?

When buying the right insurance coverage for your personal vehicles, there really is not a “best” method to buy coverage. Everyone’s situation is unique.

For example, these questions could help you determine whether you might need an agent’s assistance.

  • Do I have coverage for damage caused while driving under the influence?
  • Who is covered by my policy?
  • Is my dog or cat covered if injured in an accident?
  • Will my insurance pay for OEM parts?
  • What are the best liability limits?
  • What is UM/UIM insurance?
  • Do I need PIP coverage since I have good health insurance?

If you can’t answer these questions but a few of them apply, you may need to chat with an agent. To find an agent in your area, take a second and complete this form.

Coverage specifics

Having a good grasp of car insurance can help you determine which coverages you need and the correct deductibles and limits. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like theft, vandalism, hitting a bird, fire damage and falling objects. The most a car insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

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Medical expense insurance

Med pay and PIP coverage provide coverage for immediate expenses for funeral costs, dental work and nursing services. They can be utilized in addition to your health insurance plan or if you do not have health coverage. Coverage applies to all vehicle occupants and also covers if you are hit as a while walking down the street. PIP is not universally available and may carry a deductible

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your Nissan GT-R.

Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is important protection for you and your family.

Liability auto insurance

This can cover damage that occurs to a person or their property that is your fault. This insurance protects YOU from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You might see liability limits of 25/50/25 that means you have $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and a total limit of $25,000 for damage to vehicles and property.

Liability coverage protects against things like repair bills for other people’s vehicles, funeral expenses, pain and suffering, court costs and bail bonds. How much coverage you buy is a decision to put some thought into, but buy as high a limit as you can afford.

Collision coverage

Collision coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.

Collision coverage pays for claims such as colliding with another moving vehicle, colliding with a tree and driving through your garage door. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2013 Nissan GT-R Insurance Rates by City
City Premium
New York City, NY $2,394
Los Angeles, CA $2,595
Philadelphia, PA $2,024
Jacksonville, FL $2,197
Phoenix, AZ $1,761
Chicago, IL $2,034
Houston, TX $2,376
Seattle, WA $1,477
Columbus, OH $1,266
Indianapolis, IN $1,293

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2013 Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $5,558
20 $3,522
30 $1,594
40 $1,518
50 $1,386
60 $1,360

Full coverage, $500 deductibles

Rates by Deductible

2013 Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,956
$250 $1,752
$500 $1,518
$1,000 $1,294

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,518
50/100 $1,596
100/300 $1,694
250/500 $1,947
100 CSL $1,635
300 CSL $1,850
500 CSL $2,006

Full coverage, driver age 40

Rates for High Risk Drivers

2013 Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $7,980
20 $5,616
30 $3,392
40 $3,306
50 $3,154
60 $3,126

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $119
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $670
Rate after discounts $848

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2013 Nissan GT-R Insurance Rates by State
State Premium
Alabama $1,370
Alaska $1,164
Arizona $1,258
Arkansas $1,518
California $1,730
Colorado $1,448
Connecticut $1,558
Delaware $1,714
Florida $1,894
Georgia $1,404
Hawaii $1,090
Idaho $1,028
Illinois $1,130
Indiana $1,144
Iowa $1,022
Kansas $1,442
Kentucky $2,070
Louisiana $2,246
Maine $938
Maryland $1,252
Massachusetts $1,210
Michigan $2,634
Minnesota $1,272
Mississippi $1,816
Missouri $1,348
Montana $1,630
Nebraska $1,194
Nevada $1,820
New Hampshire $1,094
New Jersey $1,696
New Mexico $1,342
New York $1,596
North Carolina $874
North Dakota $1,242
Ohio $1,046
Oklahoma $1,558
Oregon $1,392
Pennsylvania $1,446
Rhode Island $2,024
South Carolina $1,376
South Dakota $1,282
Tennessee $1,328
Texas $1,828
Utah $1,124
Vermont $1,038
Virginia $908
Washington $1,172
West Virginia $1,392
Wisconsin $1,048
Wyoming $1,350

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