Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

The average auto insurance rates for an Acura TSX are $1,056 annually for full coverage. Comprehensive costs on average $202, collision insurance costs $316, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs around $2,278. Teenage drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,056

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different TSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Acura TSX insurance rates for different risk profiles and scenarios.

• The best discount rate is $623
• Drivers who choose higher $1,000 deductibles will pay around $118 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,056
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,282
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,278
• Policy cost with full coverage for a teen driver with full coverage may cost $4,074 a year

View Chart as Image

Auto insurance rates for an Acura TSX also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 44% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $350 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Acura TSX insurance prices. A 40-year-old driver could pay as low as $700 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,510 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Acura TSX Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below you'll find a brief summary of the data that was covered in the charts and tables above.

• Drivers can save as much as $120 per year just by shopping early and online
• Policyholders who require more liability protection will pay an extra $440 each year to go from a 30/60 limit to higher 250/500 limits
• Youthful drivers are charged the highest rates, costing up to $340 each month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,220 more each year than a low-risk driver

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.