Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

The average insurance rates for an Acura TSX are $1,098 a year including full coverage. Comprehensive insurance costs approximately $220 each year, collision insurance costs $340, and liability insurance is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $2,364 or more. Teens cost the most to insure at up to $4,194 a year.

Average premium for full coverage: $1,098

Policy rates by type of insurance:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and TSX models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why all drivers should compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Acura TSX insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $644
• Raising to $1,000 deductibles will save $130 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,098
• Selecting low deductibles will cost an additional $242 a year
• Higher-risk drivers with serious driving violations could pay around $2,364
• Policy cost that insures a teen driver can cost $4,194

View Chart as Image

Insurance rates for an Acura TSX also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state also has a big influence on Acura TSX insurance rates. A middle-age driver might find rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,560 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $380 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Acura TSX Insurance

Finding cheaper rates on Acura TSX insurance consists of being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare rates every other policy renewal by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a review of the ideas that were covered above.

• Youthful drivers are the costliest to insure, with premiums being up to $350 each month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations will likely pay on average $1,270 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save around $130 per year just by quoting online in advance

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.