Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

The average insurance rates for an Acura TSX are $1,098 a year including full coverage. Comprehensive costs an estimated $220, collision insurance costs $340, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, and high-risk insurance costs around $2,364. 16-year-old drivers cost the most to insure at up to $4,194 a year.

Average premium for full coverage: $1,098

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different TSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Acura TSX insurance rates for other coverage scenarios.

• The best full coverage rate is $644
• Choosing higher $1,000 deductibles can save approximately $130 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,098
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,340
• High-risk insureds with multiple tickets or accidents could pay up to $2,364
• Policy cost that insures a teen driver with full coverage can cost as much as $4,194 each year

View Chart as Image

Car insurance rates for an Acura TSX also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura TSX insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,560 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $380 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Acura TSX Insurance

Finding cheaper rates on Acura TSX insurance takes not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and possibly higher deductibles. Comparison shop every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a brief summary of the information presented in the illustrations above.

• You may be able to save approximately $130 per year just by shopping early and online
• Teens have the highest car insurance rates, with premiums being up to $350 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,270 more annually for TSX insurance
• Drivers who want higher liability limits will pay around $440 per year to raise limits from a 30/60 limit to the 250/500 level

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.