Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

Estimated insurance prices for an Acura TSX are $1,056 every 12 months including full coverage. Comprehensive insurance costs on average $202 a year, collision costs $316, and liability costs $402. A policy with only liability insurance costs as little as $446 a year, with a high-risk policy costing $2,278 or more. 16-year-old drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,056

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and TSX trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Acura TSX insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $623
• Drivers who choose higher $1,000 deductibles will pay around $938 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,056
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $226 annually
• Drivers with multiple tickets or accidents could pay upwards of $2,278 or more
• An auto insurance policy to insure a 16-year-old driver may cost $4,074 a year

View Chart as Image

Car insurance prices for an Acura TSX also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your TSX.

Opting for high physical damage deductibles could save up to $350 annually, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 137% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Acura TSX insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,510 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Every company utilizes a different rate formula, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Acura TSX Insurance

Finding better rates on insurance for an Acura TSX not only requires avoiding accidents and violations, but also maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $120 per year simply by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,220 more each year for car insurance
• Increasing policy deductibles could save as much as $350 each year
• Teenagers are expensive to insure, with the cost nearing $340 per month if the policy includes full coverage

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.