Chevrolet Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 1, 2023

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U.S. average auto insurance rates for a Chevrolet Express are $872 annually including full coverage. Comprehensive costs around $120, collision insurance costs $152, and liability is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs around $1,878. Teen drivers pay the highest rates at up to $3,622 a year.

Average premium for full coverage: $872

Price estimates for individual coverage:

Comprehensive $120
Collision $152
Liability $442

These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different Express trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Chevrolet Express insurance prices range from as cheap as $496 for minimum levels of liability insurance to a much higher rate of $1,878 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $872
High Risk $1,878

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $654
Small Cities $916
Large Cities $1,177

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Chevrolet Express insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $539
  • Choosing higher $1,000 deductibles can save about $62 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $872
  • Choosing more expensive low deductibles for comp and collision coverage will cost $992
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $1,878
  • The price with full coverage for a 16-year-old driver with full coverage can be $3,622 each year

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $539 to $3,622 for full coverage

Car insurance prices for a Chevrolet Express are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $800 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,000 to $1,500 extra each year, depending on your age. High-risk driver insurance ranges from 41% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $190 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,250 on average in Michigan, New York, and Louisiana.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$80 -9.2%
Alaska $670 -$202 -23.2%
Arizona $726 -$146 -16.7%
Arkansas $872 -$0 0.0%
California $996 $124 14.2%
Colorado $836 -$36 -4.1%
Connecticut $898 $26 3.0%
Delaware $988 $116 13.3%
Florida $1,094 $222 25.5%
Georgia $806 -$66 -7.6%
Hawaii $628 -$244 -28.0%
Idaho $592 -$280 -32.1%
Illinois $652 -$220 -25.2%
Indiana $658 -$214 -24.5%
Iowa $588 -$284 -32.6%
Kansas $830 -$42 -4.8%
Kentucky $1,192 $320 36.7%
Louisiana $1,294 $422 48.4%
Maine $538 -$334 -38.3%
Maryland $722 -$150 -17.2%
Massachusetts $700 -$172 -19.7%
Michigan $1,518 $646 74.1%
Minnesota $732 -$140 -16.1%
Mississippi $1,046 $174 20.0%
Missouri $776 -$96 -11.0%
Montana $940 $68 7.8%
Nebraska $690 -$182 -20.9%
Nevada $1,046 $174 20.0%
New Hampshire $630 -$242 -27.8%
New Jersey $978 $106 12.2%
New Mexico $776 -$96 -11.0%
New York $922 $50 5.7%
North Carolina $504 -$368 -42.2%
North Dakota $714 -$158 -18.1%
Ohio $606 -$266 -30.5%
Oklahoma $898 $26 3.0%
Oregon $800 -$72 -8.3%
Pennsylvania $836 -$36 -4.1%
Rhode Island $1,168 $296 33.9%
South Carolina $792 -$80 -9.2%
South Dakota $738 -$134 -15.4%
Tennessee $768 -$104 -11.9%
Texas $1,054 $182 20.9%
Utah $648 -$224 -25.7%
Vermont $598 -$274 -31.4%
Virginia $524 -$348 -39.9%
Washington $678 -$194 -22.2%
West Virginia $800 -$72 -8.3%
Wisconsin $606 -$266 -30.5%
Wyoming $780 -$92 -10.6%

View Chart as Image

Chevrolet Express insurance rates by U.S. city
Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Express $196 $330 $460 $1,144
2014 Chevrolet Express $190 $310 $464 $1,122
2008 Chevrolet Express $142 $182 $468 $950

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Chevrolet Express Insurance

Getting lower rates on insurance for a Chevrolet Express takes avoiding accidents and claims, having a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to shop around once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief summary of the data that was raised in the charts and tables above.

  • You may be able to save up to $90 per year just by shopping early and online
  • Insureds who may need increased liability limits will pay about $490 per year to raise limits from a low limit to higher 250/500 limits
  • Drivers under the age of 20 are the costliest to insure, possibly costing $302 a month if comprehensive and collision insurance is included
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,010 more every year to insure a Chevrolet Express

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $3,622
20 $2,006
30 $882
40 $872
50 $804
60 $786

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $992
$250 $938
$500 $872
$1,000 $810

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $872
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $5,074
20 $3,192
30 $1,884
40 $1,878
50 $1,798
60 $1,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $539

Discounts are estimated and may not be available from every company or in every state.

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