Chevrolet Express Insurance Rates
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UPDATED: May 2, 2024
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Estimated auto insurance rates for a Chevrolet Express are $1,356 annually for full coverage. Comprehensive costs on average $294, collision insurance costs $532, and liability costs $372. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $2,930. 16-year-old drivers pay the most at up to $5,032 a year.
Average premium for full coverage: $1,356
Premium estimates by type of coverage:
Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Express trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Chevrolet Express range from as cheap as $438 for just the minimum liability insurance to a much higher rate of $2,930 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer accident claims than congested cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $782
- Drivers who choose higher $1,000 deductibles will pay around $188 a year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,356
- Buying more expensive low deductibles for comprehensive and collision insurance will cost $1,720
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,930
- An auto insurance policy with full coverage for a teen driver with full coverage may cost $5,032 a year
Insurance prices for a Chevrolet Express also have a wide range based on the model of your Express, your driver profile, and policy deductibles and limits.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost as much as 44% to 132% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $560 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 more per year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or at least $1,940 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,042 | -$314 | -23.2% |
| Arizona | $1,126 | -$230 | -17.0% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,546 | $190 | 14.0% |
| Colorado | $1,296 | -$60 | -4.4% |
| Connecticut | $1,394 | $38 | 2.8% |
| Delaware | $1,536 | $180 | 13.3% |
| Florida | $1,698 | $342 | 25.2% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $976 | -$380 | -28.0% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,012 | -$344 | -25.4% |
| Indiana | $1,020 | -$336 | -24.8% |
| Iowa | $916 | -$440 | -32.4% |
| Kansas | $1,290 | -$66 | -4.9% |
| Kentucky | $1,852 | $496 | 36.6% |
| Louisiana | $2,010 | $654 | 48.2% |
| Maine | $838 | -$518 | -38.2% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,086 | -$270 | -19.9% |
| Michigan | $2,356 | $1,000 | 73.7% |
| Minnesota | $1,136 | -$220 | -16.2% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,204 | -$152 | -11.2% |
| Montana | $1,458 | $102 | 7.5% |
| Nebraska | $1,070 | -$286 | -21.1% |
| Nevada | $1,626 | $270 | 19.9% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,200 | -$156 | -11.5% |
| New York | $1,430 | $74 | 5.5% |
| North Carolina | $782 | -$574 | -42.3% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $936 | -$420 | -31.0% |
| Oklahoma | $1,394 | $38 | 2.8% |
| Oregon | $1,244 | -$112 | -8.3% |
| Pennsylvania | $1,294 | -$62 | -4.6% |
| Rhode Island | $1,810 | $454 | 33.5% |
| South Carolina | $1,230 | -$126 | -9.3% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,190 | -$166 | -12.2% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,006 | -$350 | -25.8% |
| Vermont | $930 | -$426 | -31.4% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,050 | -$306 | -22.6% |
| West Virginia | $1,244 | -$112 | -8.3% |
| Wisconsin | $940 | -$416 | -30.7% |
| Wyoming | $1,210 | -$146 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $294 | $532 | $372 | $1,356 |
| 2023 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2022 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2021 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2020 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2019 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2018 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2017 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2016 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2015 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2014 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2013 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2012 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2011 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2010 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2008 Chevrolet Express | $142 | $182 | $468 | $950 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Express Insurance
Finding better rates on car insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and determing if full coverage is necessary. Set aside time to compare rates once a year by quoting rates from direct carriers, and also from local insurance agents.
The items below are a brief review of the data that was covered above.
- Drivers can save as much as $160 per year just by shopping early and online
- Policyholders who require more liability coverage will pay around $410 each year to go from 30/60 bodily injury limits to higher 250/500 limits
- Teen drivers pay the highest prices, as much as $419 per month including comprehensive and collision insurance
- Higher risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,570 more each year to insure their Express
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,132 |
| 30 | $1,418 |
| 40 | $1,356 |
| 50 | $1,240 |
| 60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,720 |
| $250 | $1,552 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,430 |
| 100/300 | $1,523 |
| 250/500 | $1,765 |
| 100 CSL | $1,468 |
| 300 CSL | $1,672 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,176 |
| 20 | $4,972 |
| 30 | $2,994 |
| 40 | $2,930 |
| 50 | $2,794 |
| 60 | $2,768 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $19 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $63 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $574 |
Discounts are estimated and may not be available from every company or in every state.
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