Chevrolet Express Insurance Rates

Average insurance rates for a Chevrolet Express are $1,356 a year for full coverage insurance. Comprehensive costs around $294 a year, collision insurance costs $532, and liability costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,930. 16-year-old drivers receive the highest rates at up to $5,032 a year.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Express trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why it is important to compare prices for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $782
• Using higher $1,000 deductibles will save about $1,168 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,356
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,720
• Drivers with multiple tickets or accidents could pay at least $2,930
• The cost for full coverage for a teen driver can be $5,032 or more

View Chart as Image

Auto insurance rates for a Chevrolet Express can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $560 every year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Chevrolet Express Insurance

Saving money on car insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The items below are a recap of the coverage data covered above.

• It is possible to save up to $160 per year just by quoting early and online
• Increasing deductibles can save around $550 each year
• Teen drivers are expensive to insure, costing up to $419 per month if they have full coverage
• Higher risk drivers that have major violations or accidents may pay on average $1,570 more every year to insure their Express