Chevrolet Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 1, 2023

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U.S. average insurance rates for a Chevrolet Express are $872 a year for full coverage. Comprehensive insurance costs around $120, collision insurance costs $152, and liability insurance costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs $1,878 or more. Teen drivers pay the highest rates at up to $3,622 a year.

Average premium for full coverage: $872

Price estimates for individual coverage:

Comprehensive $120
Collision $152
Liability $442

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all Express models.

Price Range from Low to High

Using a middle-aged driver as an example, Chevrolet Express insurance prices range from as low as $496 for your basic liability-only policy to the much higher price of $1,878 for a driver required to buy high-risk insurance.

Liability Only $496
Full Coverage $872
High Risk $1,878

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $654
Small Cities $916
Large Cities $1,177

The ranges above show why everyone should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Chevrolet Express insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $539
  • Using higher $1,000 deductibles will save about $62 a year
  • The average rate for the average middle-age driver using $500 deductibles is $872
  • Choosing pricier low deductibles for physical damage coverage will cost an extra $120 a year
  • Drivers with multiple violations and an at-fault accident could pay at least $1,878
  • The price for full coverage for a teen driver for full coverage can be $3,622 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance prices range from $539 to $3,622 for full coverage

Insurance prices for a Chevrolet Express are also quite variable based on your driving record, the trim level of your Express, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $800 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $3,600 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see prices as low as $580 a year in states like Idaho, Maine, and Iowa, or as much as $1,250 on average in Michigan, Louisiana, and New York.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$80 -9.2%
Alaska $670 -$202 -23.2%
Arizona $726 -$146 -16.7%
Arkansas $872 -$0 0.0%
California $996 $124 14.2%
Colorado $836 -$36 -4.1%
Connecticut $898 $26 3.0%
Delaware $988 $116 13.3%
Florida $1,094 $222 25.5%
Georgia $806 -$66 -7.6%
Hawaii $628 -$244 -28.0%
Idaho $592 -$280 -32.1%
Illinois $652 -$220 -25.2%
Indiana $658 -$214 -24.5%
Iowa $588 -$284 -32.6%
Kansas $830 -$42 -4.8%
Kentucky $1,192 $320 36.7%
Louisiana $1,294 $422 48.4%
Maine $538 -$334 -38.3%
Maryland $722 -$150 -17.2%
Massachusetts $700 -$172 -19.7%
Michigan $1,518 $646 74.1%
Minnesota $732 -$140 -16.1%
Mississippi $1,046 $174 20.0%
Missouri $776 -$96 -11.0%
Montana $940 $68 7.8%
Nebraska $690 -$182 -20.9%
Nevada $1,046 $174 20.0%
New Hampshire $630 -$242 -27.8%
New Jersey $978 $106 12.2%
New Mexico $776 -$96 -11.0%
New York $922 $50 5.7%
North Carolina $504 -$368 -42.2%
North Dakota $714 -$158 -18.1%
Ohio $606 -$266 -30.5%
Oklahoma $898 $26 3.0%
Oregon $800 -$72 -8.3%
Pennsylvania $836 -$36 -4.1%
Rhode Island $1,168 $296 33.9%
South Carolina $792 -$80 -9.2%
South Dakota $738 -$134 -15.4%
Tennessee $768 -$104 -11.9%
Texas $1,054 $182 20.9%
Utah $648 -$224 -25.7%
Vermont $598 -$274 -31.4%
Virginia $524 -$348 -39.9%
Washington $678 -$194 -22.2%
West Virginia $800 -$72 -8.3%
Wisconsin $606 -$266 -30.5%
Wyoming $780 -$92 -10.6%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $190 each year, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,000 to $1,500 extra each year, depending on your age. Chevrolet Express insurance for high-risk drivers can be anywhere from 41% to 127% more than average. View High Risk Driver Rates

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Express $210 $358 $460 $1,186
2014 Chevrolet Express $196 $330 $460 $1,144
2008 Chevrolet Express $146 $202 $474 $980
2003 Chevrolet Express $120 $152 $442 $872

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Chevrolet Express Insurance

Getting lower rates on Chevrolet Express insurance requires having a decent driving record, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following items are a brief summary of the data touched on in the above illustrations.

  • Drivers who may need additional liability coverage will pay about $490 each year to increase from a low limit to 250/500 limits
  • Drivers can save up to $90 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $175 each year
  • 16 to 18-year-old drivers pay higher prices, with premiums as much as $302 a month for full coverage

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $3,622
20 $2,006
30 $882
40 $872
50 $804
60 $786

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $992
$250 $938
$500 $872
$1,000 $810

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $872
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $5,074
20 $3,192
30 $1,884
40 $1,878
50 $1,798
60 $1,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $539

Discounts are estimated and may not be available from every company or in every state.

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