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2014 Ford Escape Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jul 31, 2020

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Average insurance rates for a 2014 Ford Escape are $1,062 a year with full coverage. Comprehensive insurance costs around $208, collision insurance costs $330, and liability insurance costs $388. Buying a liability-only policy costs as little as $434 a year, and high-risk insurance costs $2,288 or more. Teen drivers receive the highest rates at up to $4,070 a year.

Annual premium for full coverage: $1,062

Rate estimates for 2014 Ford Escape Insurance

Comprehensive $208
Collision $330
Liability $388

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Ford Escape models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $434 for just liability coverage to a much higher rate of $2,288 for a driver that may need high-risk insurance.

Liability Only $434
Full Coverage $1,062
High Risk $2,288

View Chart as Image

2014 Ford Escape insurance rates compared
Column chart showing 2014 Ford Escape insurance prices range from $625 to $4,070 for full coverage

These differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Ford Escape Insurance

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Ford Escape insurance

Trying to find the cheapest insurance 2014 Ford Escape insurance rates? or you may be asking are Ford Escapes expensive to insure? The average 2014 Ford Fiesta insurance rates are $1,088 per year for full coverage or $90.66 per month. Searching for the cheapest insurance for a new or used Ford Escape could be a painful process, but you can use a few tricks to make it easier.

There is a better way to compare insurance rates so we’re going to tell you the proper way to price shop coverage for a new or used Ford and locate the lowest possible price from local insurance agents and online providers.

It’s a great practice to compare prices yearly because prices change regularly. Even if you got the lowest price for Escape coverage on your last policy you can probably find a lower rate today. You can find a lot of misleading information regarding insurance on the web, but we’re going to give you some great ways to quit paying high insurance rates.

If you are insured now or are shopping for new coverage, you can learn to shop for the lowest rates and still get good coverage. Locating the best insurance is quite easy. Drivers only need to know the most effective way to compare price quotes over the internet.

Quit paying too much for your 2014 Ford Fiesta insurance costs and starting comparing 2014 Ford Fiesta insurance quotes. Enter your zip code into our tool above to get started.

Auto Insurance Comparison Rates

Finding a better price on auto insurance can be quick and easy. The only thing you need to do is invest a little time comparing rate quotes online from several insurance companies. This can be done in a couple of different ways.

The easiest and least time consuming way to find the lowest comparison rates is to use a rate comparison form (click to open form in new window). This form prevents you from having to do a different quote to each individual auto insurance company. A single form gets you coverage quotes from multiple low-cost companies. Just one form and you’re done.

Another way to get comparison quotes is to take the time to go to each company website and request a quote. For sake of this example, we’ll pretend you want rates from GEICO, Allstate and American Family. You would have to go to every website and enter your policy data, and that’s why the first method is more popular. For a handy list of car insurance company links in your area, click here.

Whichever method you choose, compare the exact same coverages for each price quote. If each company quotes different limits and deductibles on each one it will be next to impossible to determine which rate is truly the best.

You may need specialized coverage

When it comes to buying the best auto insurance coverage for your personal vehicles, there really is no perfect coverage plan. Everyone’s situation is a little different.

For example, these questions may help highlight whether you might need an agent’s assistance.

  • Does my medical payments coverage pay my health insurance deductible?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Do I get a pro-rated refund if I cancel my policy early?
  • Do I need rental car coverage?
  • How much underlying liability do I need for an umbrella policy?
  • How can I get high-risk coverage after a DUI?

If you don’t know the answers to these questions, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Auto insurance coverage considerations

Understanding the coverages of your policy aids in choosing the best coverages for your vehicles. The terms used in a policy can be ambiguous and coverage can change by endorsement.

Liability coverage

This protects you from injuries or damage you cause to a person or their property that is your fault. This insurance protects YOU against claims from other people. It does not cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You might see liability limits of 50/100/50 that translate to $50,000 bodily injury coverage, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property. Another option is one limit called combined single limit (CSL) which combines the three limits into one amount with no separate limits for injury or property damage.

Liability coverage pays for claims such as structural damage, court costs, repair costs for stationary objects, bail bonds and legal defense fees. How much coverage you buy is a decision to put some thought into, but buy as much as you can afford.

Protection from uninsured/underinsured drivers

This protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Covered claims include medical payments for you and your occupants as well as your vehicle’s damage.

Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family. Frequently your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

Collision protection

Collision insurance will pay to fix damage to your Escape resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage protects against claims such as colliding with a tree, driving through your garage door, sideswiping another vehicle and hitting a parking meter. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. Drivers also have the option to choose a higher deductible to bring the 2014 Ford Escape insurance costs down.

Comprehensive (Other than Collision)

This covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims like hitting a bird, damage from getting keyed and a broken windshield. The highest amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for funeral costs, EMT expenses, doctor visits, pain medications and dental work. The coverages can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. Coverage applies to you and your occupants in addition to being hit by a car walking across the street. PIP is not available in all states but can be used in place of medical payments coverage.

Frequently Asked Questions

  • How much does a 2014 Ford Escape cost? It started around $23,600 but now it will depend on the condition and how well it’s been maintenanced.
  • Is a 2014 Ford Escape a good car? It’s a great value for price and insurance cost.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2014 Ford Escape Insurance Rates by City
City Premium
New York City, NY $1,674
Los Angeles, CA $1,815
Philadelphia, PA $1,417
Jacksonville, FL $1,536
Phoenix, AZ $1,235
Chicago, IL $1,422
Houston, TX $1,661
Seattle, WA $1,031
Columbus, OH $886
Indianapolis, IN $904

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2014 Ford Escape Insurance Rates by Driver Age
Driver Age Premium
16 $4,070
20 $2,430
30 $1,096
40 $1,062
50 $970
60 $954

Full coverage, $500 deductibles

Rates by Deductible

2014 Ford Escape Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,298
$250 $1,188
$500 $1,062
$1,000 $940

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,062
50/100 $1,140
100/300 $1,237
250/500 $1,489
100 CSL $1,178
300 CSL $1,392
500 CSL $1,547

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Ford Escape Insurance Rates for High Risk Drivers
Age Premium
16 $5,778
20 $3,872
30 $2,326
40 $2,288
50 $2,182
60 $2,162

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $56
Homeowner $17
5-yr Accident Free $72
5-yr Claim Free $68
Paid in Full/EFT $44
Advance Quote $50
Online Quote $74
Total Discounts $437
Rate after discounts $625

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Ford Escape Insurance Rates by State
State Premium
Alabama $958
Alaska $812
Arizona $882
Arkansas $1,062
California $1,210
Colorado $1,012
Connecticut $1,088
Delaware $1,198
Florida $1,324
Georgia $980
Hawaii $762
Idaho $720
Illinois $790
Indiana $800
Iowa $714
Kansas $1,006
Kentucky $1,446
Louisiana $1,572
Maine $654
Maryland $876
Massachusetts $846
Michigan $1,840
Minnesota $888
Mississippi $1,270
Missouri $942
Montana $1,138
Nebraska $836
Nevada $1,272
New Hampshire $766
New Jersey $1,186
New Mexico $936
New York $1,116
North Carolina $610
North Dakota $868
Ohio $732
Oklahoma $1,088
Oregon $972
Pennsylvania $1,012
Rhode Island $1,414
South Carolina $962
South Dakota $894
Tennessee $926
Texas $1,278
Utah $784
Vermont $724
Virginia $636
Washington $818
West Virginia $974
Wisconsin $732
Wyoming $944

Free Auto Insurance Comparison

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