GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs around $180 a year, collision costs $202, and liability is $468. Liability-only insurance costs around $518 a year, with high-risk driver insurance costing $2,162 or more. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above illustrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Raising to $1,000 deductibles will save about $922 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,008
• Using low $100 deductibles will cost an extra $166 annually
• Drivers who are prone to accidents and violations could pay at least $2,162 or more
• Policy cost for full coverage for a 16-year-old driver can be $4,034

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $260 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of being a good driver, having good credit, being claim-free, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a recap of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,150 more every year than a safer driver
• It is possible to save up to $110 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $250 each year
• Insureds who may need an increased level of liability coverage will pay an extra $520 annually to raise from a 30/60 limit to 250/500 limits