GMC Yukon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
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U.S. average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage insurance. Comprehensive insurance costs an estimated $186 each year, collision costs $226, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,238 or more. 16-year-old drivers pay the highest rates at $4,152 a year or more.
Average premium for full coverage: $1,044
Price estimates broken down by individual coverage:
Prices are based on $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Yukon models.
Price Range from Low to High
Using a middle-aged driver as an example, GMC Yukon insurance prices go from as cheap as $522 for just liability coverage to a high rate of $2,238 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on the price of insurance. More rural locations have fewer physical damage claims than congested cities.
The graphic below illustrates how where you live affects insurance prices.
The ranges above illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.
- The best full coverage rate is $634
- Choosing higher $1,000 deductibles can save approximately $94 each year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,044
- Buying low deductibles for comp and collision coverage costs an additional $178 each year
- Drivers with multiple tickets or accidents could pay up to $2,238 or more
- The price with full coverage for a teenage driver can cost as much as $4,152 each year
Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.
More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers ranges around 41% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $280 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,410 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $998 | -$46 | -4.4% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,184 | $140 | 13.4% |
| Florida | $1,308 | $264 | 25.3% |
| Georgia | $962 | -$82 | -7.9% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $704 | -$340 | -32.6% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $784 | -$260 | -24.9% |
| Iowa | $704 | -$340 | -32.6% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,424 | $380 | 36.4% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $872 | -$172 | -16.5% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,120 | $76 | 7.3% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $750 | -$294 | -28.2% |
| New Jersey | $1,166 | $122 | 11.7% |
| New Mexico | $926 | -$118 | -11.3% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $998 | -$46 | -4.4% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $916 | -$128 | -12.3% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $930 | -$114 | -10.9% |
Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $976 | $81 |
| GMC Yukon 2WD | $976 | $81 |
| GMC Yukon SLE 4WD | $996 | $83 |
| GMC Yukon SLT 2WD | $996 | $83 |
| GMC Yukon 4WD | $996 | $83 |
| GMC Yukon SLT 4WD | $1,014 | $85 |
| GMC Yukon Denali 2WD | $1,032 | $86 |
| GMC Yukon Denali 4WD | $1,052 | $88 |
| GMC Yukon Hybrid 2WD | $1,180 | $98 |
| GMC Yukon Hybrid 4WD | $1,180 | $98 |
| GMC Yukon Hybrid Denali 2WD | $1,198 | $100 |
| GMC Yukon Hybrid Denali 4WD | $1,218 | $102 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2023 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2022 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2021 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2020 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2019 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2018 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2017 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2016 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2015 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2014 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2013 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2012 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2011 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2010 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2008 GMC Yukon | $178 | $198 | $460 | $994 |
| 2007 GMC Yukon | $176 | $188 | $452 | $974 |
| 2006 GMC Yukon | $160 | $180 | $446 | $944 |
| 2005 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Yukon Insurance
Getting lower rates on auto insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following is a brief review of the data that was touched on in the above illustrations.
- It is possible to save approximately $120 per year simply by quoting online in advance
- Consumers who want higher liability limits will pay around $520 annually to raise limits from a low limit to higher 250/500 limits
- Teens are expensive to insure, as much as $346 a month if they have full coverage
- Drivers with DUI or reckless driving convictions may pay on average $1,190 more annually for Yukon insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,152 |
| 20 | $2,370 |
| 30 | $1,066 |
| 40 | $1,044 |
| 50 | $956 |
| 60 | $936 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,325 |
| 100/300 | $1,458 |
| 250/500 | $1,805 |
| 100 CSL | $1,378 |
| 300 CSL | $1,672 |
| 500 CSL | $1,886 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,852 |
| 20 | $3,778 |
| 30 | $2,260 |
| 40 | $2,238 |
| 50 | $2,140 |
| 60 | $2,116 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
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