GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive costs an estimated $186 each year, collision costs $226, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,238. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Yukon models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

The ranges above show why all drivers should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save approximately $94 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,044
• Using low deductibles for comp and collision coverage bumps up the cost to $1,222
• Drivers who are prone to accidents and violations could pay up to $2,238 or more
• The price that insures a teenage driver can cost as much as $4,152 each year

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers ranges around 41% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $280 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Getting lower rates on auto insurance takes avoiding accidents and claims, having a positive credit history, eliminating unnecessary coverage, and not having any coverage lapses. Compare prices at every policy renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a condensed summary of the data presented in the illustrations above.

• Consumers who want increased liability limits will pay an extra $520 each year to raise limits from a low limit to the 250/500 level
• Drivers can save approximately $120 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $275 each year
• Drivers under the age of 20 have the highest car insurance prices, with premiums as much as $346 a month if full coverage is purchased