GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs an estimated $186 a year, collision insurance costs $226, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,238 or more. Teen drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $950 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,044
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $178 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,238
• Policy cost that insures a teen driver can cost as much as $4,152 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 128% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $280 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having a positive credit history, being claim-free, and possibly higher deductibles. Shop around at every other renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The next list is a brief review of the concepts that were touched on in this article.

• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,190 more annually to buy GMC Yukon insurance
• Drivers age 20 and younger have the highest car insurance rates, possibly costing $346 each month if full coverage is purchased
• It is possible to save approximately $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• It is possible to save approximately $120 per year just by quoting early and online