GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive costs approximately $180 each year, collision costs $202, and liability coverage is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing around $2,162. Teens pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Yukon models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above show why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save $86 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,008
• Selecting low deductibles will cost $1,174
• Unlucky drivers with serious driving violations could pay around $2,162 or more
• The price with full coverage for a teenage driver can cost $4,034

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Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $670 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,440 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Every auto insurance company calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Yukon Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the coverage data presented in the illustrations above.

• Drivers can save around $110 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $250 each year
• Teenagers are the costliest to insure, with premiums as much as $336 a month if they have full coverage
• Drivers who tend to receive serious violations pay on average $1,150 more per year for car insurance