GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs an estimated $180, collision costs $202, and liability coverage costs around $468. Liability-only insurance costs as low as $518 a year, with high-risk driver insurance costing $2,162 or more. 16-year-old drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Prices include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities.

The example below illustrates how geographic area affects insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save approximately $86 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,008
• Buying pricier low deductibles for physical damage coverage will cost an extra $166 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,162 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $4,034 or more

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $260 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,200 to $1,700 in extra premium every year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 42% to 132% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick rundown of the material that was presented in the illustrations above.

• Consumers who want more liability coverage will pay around $520 annually to increase from a 30/60 limit to 250/500 limits
• Teen drivers are the costliest to insure, possibly costing $336 each month if they have full coverage
• Drivers with reckless driving or DUI convictions pay on average $1,150 more annually to insure their Yukon
• Increasing comprehensive and collision deductibles can save around $250 each year