Nissan GT-R Insurance Rates

Estimated auto insurance rates for a Nissan GT-R are $1,190 annually with full coverage. Comprehensive insurance costs approximately $248 each year, collision costs $404, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $2,570 or more. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The graphic below illustrates how your location can change auto insurance prices.

These rate differences demonstrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay $150 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,190
• Selecting low deductibles for comprehensive and collision insurance costs an additional $284 annually
• Drivers with serious driving violations could pay around $2,570 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost $4,486 a year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $440 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Every company calculates prices differently, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R not only requires having a decent driving record, but also having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to shop around once a year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a review of the data that was illustrated above.

• You may be able to save around $140 per year simply by quoting online in advance
• Insureds who purchase additional liability coverage will pay approximately $440 every year to go from 30/60 bodily injury limits to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $374 per month if they have full coverage
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,380 more per year than a driver with a clean driving record