Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,190 every 12 months including full coverage. Comprehensive costs on average $248 a year, collision costs $404, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $2,570. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change car insurance rates.

The examples above highlight why it is important to compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $691
• Using higher $1,000 deductibles will save around $1,040 every year
• The average price for a good driver age 40 with $500 deductibles is $1,190
• Selecting low $100 deductibles for physical damage coverage increases the price to $1,474
• Higher-risk drivers with serious driving violations could pay upwards of $2,570 or more
• Policy cost to insure a teenage driver may cost $4,486 or more

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your GT-R.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $440 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be around 45% to 131% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Nissan GT-R Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around once a year by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a recap of the data that was illustrated above.

• You may be able to save as much as $140 per year simply by quoting early and online
• Consumers who require more liability protection will pay approximately $440 per year to increase from a 30/60 limit to a 250/500 level
• Youthful drivers are expensive to insure, with premiums being up to $374 each month if the policy includes full coverage
• Drivers that have major violations or accidents may pay on average $1,380 more each year than a low-risk driver