Nissan GT-R Insurance Rates

U.S. average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage insurance. Comprehensive insurance costs on average $248 a year, collision costs $404, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $2,570 or more. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and GT-R trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas have fewer physical damage claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Raising to $1,000 deductibles will save around $1,040 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,190
• Using low $100 deductibles costs an additional $284 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,570 or more
• The price with full coverage for a 16-year-old driver may cost $4,486

View Chart as Image

Auto insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $440 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R consists of avoiding accidents and claims, having above-average credit, not filing small claims, and taking advantage of discounts. Invest the time to shop around every other policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a summary of the ideas that were illustrated above.

• Drivers under the age of 20 are charged the highest prices, as much as $374 a month if full coverage is included
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,380 more each year to insure a Nissan GT-R
• Increasing physical damage deductibles could save up to $425 each year
• It is possible to save as much as $140 per year simply by quoting early and online