Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive insurance costs around $248, collision costs $404, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $2,570 or more. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay about $150 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,190
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $284 a year
• High risk drivers with serious driving violations could pay at least $2,570 or more
• Policy cost for full coverage for a teen driver with full coverage can be $4,486 a year

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on your risk profile, the trim level of your GT-R, and deductibles and policy limits.

An older driver with a good driving record and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 45% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to compare rates from as many companies as possible. Every company calculates rates differently, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a quick review of the information touched on in the above illustrations.

• Drivers can save up to $140 per year simply by shopping early and online
• Drivers under the age of 20 are expensive to insure, costing up to $374 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $425 each year
• High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,380 more every year to insure a Nissan GT-R
• Drivers who may need increased liability limits will pay approximately $440 each year to go from a 30/60 limit to 250/500 limits