Nissan GT-R Insurance Rates

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UPDATED: Apr 8, 2024

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U.S. average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs approximately $248, collision insurance costs $404, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,570. Teen drivers pay the highest rates at up to $4,486 a year.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

Comprehensive $248
Collision $404
Liability $402

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different GT-R trim levels.

Price Range from Low to High

For a driver around age 40, Nissan GT-R insurance prices range from as low as $446 for the bare minimum liability coverage to a much higher rate of $2,570 for high-risk insurance.

Liability Only $446
Full Coverage $1,190
High Risk $2,570

Geographic Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Nissan GT-R insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $691
  • Choosing higher $1,000 deductibles can save $150 every year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,190
  • Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,474
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,570
  • The price for full coverage for a 16-year-old driver with full coverage can cost $4,486 each year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance rates range from $691 to $4,486 for full coverage

Insurance prices for a Nissan GT-R are also quite variable based on your driving record, the model of your GT-R, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,690 on average in Louisiana, New York, and Michigan.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$116 -9.7%
Alaska $912 -$278 -23.4%
Arizona $986 -$204 -17.1%
Arkansas $1,190 -$0 0.0%
California $1,354 $164 13.8%
Colorado $1,132 -$58 -4.9%
Connecticut $1,220 $30 2.5%
Delaware $1,342 $152 12.8%
Florida $1,484 $294 24.7%
Georgia $1,098 -$92 -7.7%
Hawaii $854 -$336 -28.2%
Idaho $806 -$384 -32.3%
Illinois $884 -$306 -25.7%
Indiana $896 -$294 -24.7%
Iowa $802 -$388 -32.6%
Kansas $1,128 -$62 -5.2%
Kentucky $1,620 $430 36.1%
Louisiana $1,758 $568 47.7%
Maine $732 -$458 -38.5%
Maryland $980 -$210 -17.6%
Massachusetts $948 -$242 -20.3%
Michigan $2,062 $872 73.3%
Minnesota $996 -$194 -16.3%
Mississippi $1,422 $232 19.5%
Missouri $1,054 -$136 -11.4%
Montana $1,276 $86 7.2%
Nebraska $936 -$254 -21.3%
Nevada $1,426 $236 19.8%
New Hampshire $856 -$334 -28.1%
New Jersey $1,328 $138 11.6%
New Mexico $1,052 -$138 -11.6%
New York $1,250 $60 5.0%
North Carolina $684 -$506 -42.5%
North Dakota $974 -$216 -18.2%
Ohio $820 -$370 -31.1%
Oklahoma $1,218 $28 2.4%
Oregon $1,090 -$100 -8.4%
Pennsylvania $1,132 -$58 -4.9%
Rhode Island $1,584 $394 33.1%
South Carolina $1,078 -$112 -9.4%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,038 -$152 -12.8%
Texas $1,432 $242 20.3%
Utah $880 -$310 -26.1%
Vermont $812 -$378 -31.8%
Virginia $712 -$478 -40.2%
Washington $918 -$272 -22.9%
West Virginia $1,090 -$100 -8.4%
Wisconsin $822 -$368 -30.9%
Wyoming $1,056 -$134 -11.3%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Choosing high deductibles can save as much as $440 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance ranges from 45% to 131% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,190 $99
Nissan GT-R AWD 2-Dr $1,190 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $458 $1,012 $338 $1,944
2023 Nissan GT-R $442 $988 $354 $1,920
2022 Nissan GT-R $426 $946 $364 $1,872
2021 Nissan GT-R $402 $914 $376 $1,828
2020 Nissan GT-R $388 $848 $384 $1,756
2019 Nissan GT-R $372 $798 $388 $1,694
2018 Nissan GT-R $356 $716 $390 $1,598
2017 Nissan GT-R $334 $658 $390 $1,518
2016 Nissan GT-R $322 $618 $394 $1,470
2015 Nissan GT-R $314 $576 $402 $1,428
2014 Nissan GT-R $290 $534 $402 $1,362
2013 Nissan GT-R $282 $486 $406 $1,310
2012 Nissan GT-R $264 $444 $402 $1,246
2011 Nissan GT-R $248 $404 $402 $1,190
2010 Nissan GT-R $240 $362 $398 $1,136
2009 Nissan GT-R $236 $354 $390 $1,116

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R takes being safe and accident-free, having a good credit history, being claim-free, and consideration of higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a brief review of the material that was covered above.

  • Insureds who purchase more liability protection will pay about $440 per year to raise limits from a low limit to 250/500 limits
  • Youthful drivers are the costliest to insure, possibly costing $374 a month including comprehensive and collision insurance
  • Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,380 more per year than a low-risk driver
  • Increasing physical damage deductibles can save around $425 each year

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,726
30 $1,232
40 $1,190
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,474
$250 $1,342
$500 $1,190
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,270
100/300 $1,371
250/500 $1,632
100 CSL $1,311
300 CSL $1,532
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,392
20 $4,342
30 $2,618
40 $2,570
50 $2,448
60 $2,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $84
5-yr Claim Free $77
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $499
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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