Nissan GT-R Insurance Rates
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UPDATED: Apr 8, 2024
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Average insurance prices for a Nissan GT-R are $1,246 every 12 months with full coverage. Comprehensive insurance costs around $264 each year, collision costs $444, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,694 or more. Teens receive the highest rates at $4,670 a year or more.
Average premium for full coverage: $1,246
Rate estimates for individual coverage type:
Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and GT-R models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the cheapest price of $446 for a discount liability-only rate to a high rate of $2,694 for high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have more infrequent collision claims than cities with more traffic congestion.
The graphic below illustrates how rural and urban location affects auto insurance rates.
These examples demonstrate why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $717
- Choosing higher $1,000 deductibles can save about $162 annually
- The average price for a 40-year-old driver using $500 deductibles is $1,246
- Selecting low deductibles for comp and collision coverage costs an extra $310 a year
- High-risk insureds with serious driving violations could pay at least $2,694 or more
- The cost to insure a teen driver can be $4,670 each year
Insurance rates for a Nissan GT-R can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can save as much as $480 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $4,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,500 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $900 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,680 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,126 | -$120 | -9.6% |
| Alaska | $954 | -$292 | -23.4% |
| Arizona | $1,032 | -$214 | -17.2% |
| Arkansas | $1,246 | -$0 | 0.0% |
| California | $1,418 | $172 | 13.8% |
| Colorado | $1,188 | -$58 | -4.7% |
| Connecticut | $1,278 | $32 | 2.6% |
| Delaware | $1,406 | $160 | 12.8% |
| Florida | $1,556 | $310 | 24.9% |
| Georgia | $1,152 | -$94 | -7.5% |
| Hawaii | $896 | -$350 | -28.1% |
| Idaho | $842 | -$404 | -32.4% |
| Illinois | $928 | -$318 | -25.5% |
| Indiana | $938 | -$308 | -24.7% |
| Iowa | $840 | -$406 | -32.6% |
| Kansas | $1,182 | -$64 | -5.1% |
| Kentucky | $1,698 | $452 | 36.3% |
| Louisiana | $1,844 | $598 | 48.0% |
| Maine | $768 | -$478 | -38.4% |
| Maryland | $1,028 | -$218 | -17.5% |
| Massachusetts | $994 | -$252 | -20.2% |
| Michigan | $2,162 | $916 | 73.5% |
| Minnesota | $1,042 | -$204 | -16.4% |
| Mississippi | $1,492 | $246 | 19.7% |
| Missouri | $1,104 | -$142 | -11.4% |
| Montana | $1,338 | $92 | 7.4% |
| Nebraska | $980 | -$266 | -21.3% |
| Nevada | $1,492 | $246 | 19.7% |
| New Hampshire | $898 | -$348 | -27.9% |
| New Jersey | $1,392 | $146 | 11.7% |
| New Mexico | $1,102 | -$144 | -11.6% |
| New York | $1,312 | $66 | 5.3% |
| North Carolina | $718 | -$528 | -42.4% |
| North Dakota | $1,022 | -$224 | -18.0% |
| Ohio | $858 | -$388 | -31.1% |
| Oklahoma | $1,276 | $30 | 2.4% |
| Oregon | $1,142 | -$104 | -8.3% |
| Pennsylvania | $1,188 | -$58 | -4.7% |
| Rhode Island | $1,660 | $414 | 33.2% |
| South Carolina | $1,128 | -$118 | -9.5% |
| South Dakota | $1,050 | -$196 | -15.7% |
| Tennessee | $1,088 | -$158 | -12.7% |
| Texas | $1,502 | $256 | 20.5% |
| Utah | $920 | -$326 | -26.2% |
| Vermont | $850 | -$396 | -31.8% |
| Virginia | $746 | -$500 | -40.1% |
| Washington | $960 | -$286 | -23.0% |
| West Virginia | $1,142 | -$104 | -8.3% |
| Wisconsin | $860 | -$386 | -31.0% |
| Wyoming | $1,108 | -$138 | -11.1% |
With so much variability in rates, the best way to find out your exact price is to do a rate comparison from as many companies as possible. Each auto insurer calculates rates differently, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,246 | $104 |
| Nissan GT-R AWD 2-Dr | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $476 | $1,020 | $332 | $1,964 |
| 2023 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2022 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2021 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2020 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2019 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2018 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2017 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2016 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2015 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2014 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2013 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2012 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2011 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2010 Nissan GT-R | $248 | $404 | $402 | $1,190 |
| 2009 Nissan GT-R | $240 | $362 | $398 | $1,136 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Nissan GT-R Insurance
Saving money on Nissan GT-R insurance takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Set aside time to shop around every couple of years by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The points below are a brief recap of the material that was raised in the charts and tables above.
- Drivers who may need increased liability limits will pay approximately $440 every year to raise limits from a minimum limit to a 250/500 level
- Drivers under the age of 20 pay higher rates, with premiums as much as $389 per month if they have full coverage
- High-risk drivers who tend to receive serious violations pay on average $1,450 more every year to insure a Nissan GT-R
- Increasing deductibles could save as much as $475 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,670 |
| 20 | $2,860 |
| 30 | $1,294 |
| 40 | $1,246 |
| 50 | $1,138 |
| 60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,556 |
| $250 | $1,412 |
| $500 | $1,246 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,246 |
| 50/100 | $1,326 |
| 100/300 | $1,427 |
| 250/500 | $1,688 |
| 100 CSL | $1,367 |
| 300 CSL | $1,588 |
| 500 CSL | $1,749 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,664 |
| 20 | $4,558 |
| 30 | $2,748 |
| 40 | $2,694 |
| 50 | $2,570 |
| 60 | $2,546 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $56 |
| Advance Quote | $61 |
| Online Quote | $89 |
| Total Discounts | $529 |
Discounts are estimated and may not be available from every company or in every state.
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