Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs approximately $248 each year, collision costs $404, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $2,570. Teenage drivers receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

These examples highlight why all drivers should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Using higher $1,000 deductibles will save $150 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,190
• Using low deductibles for physical damage coverage bumps up the cost to $1,474
• Higher-risk drivers who are prone to accidents and violations could pay around $2,570 or more
• The cost that insures a teenage driver can cost $4,486 or more

View Chart as Image

Car insurance rates for a Nissan GT-R can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can be around 45% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,400 a year. View Rates by Age

Where you live has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $440 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Saving money on auto insurance requires avoiding accidents and claims, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The points below are a brief summary of the information touched on above.

• You may be able to save around $140 per year simply by quoting online in advance
• Drivers under the age of 20 pay the highest auto insurance rates, as much as $374 per month if full coverage is purchased
• Increasing deductibles can save approximately $425 each year
• Drivers that tend to have accidents or serious violations will likely pay on average $1,380 more per year to insure a Nissan GT-R
• Consumers who purchase increased liability limits will pay an extra $440 per year to increase from a minimum limit to the 250/500 level