Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs an estimated $248, collision costs $404, and liability costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing around $2,570. Teenage drivers receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why everyone should compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $691
• Using higher $1,000 deductibles will save approximately $150 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,190
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,474
• High-risk insureds who are prone to accidents and violations could pay up to $2,570 or more
• The cost that insures a 16-year-old driver for full coverage can cost as much as $4,486 or more

View Chart as Image

Auto insurance rates for a Nissan GT-R can also vary considerably based on the model of your GT-R, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,400 to $2,000 in extra premium per year, depending on your age. Nissan GT-R insurance for high-risk drivers can be from 45% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age

Where you live has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $440 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan GT-R Insurance

Saving money on insurance for a Nissan GT-R requires being safe and accident-free, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below you'll find a brief review of the coverage data covered above.

• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $425 each year
• Youthful drivers are the costliest to insure, as much as $374 per month if the policy includes full coverage
• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,380 more annually than a low-risk driver