Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive costs approximately $248, collision costs $404, and liability is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing around $2,570. Teen drivers receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different GT-R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance prices.

These examples show why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $691
• Choosing higher $1,000 deductibles can save $150 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,190
• Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,474
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,570 or more
• The cost for full coverage for a teen driver with full coverage can cost $4,486 each year

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on your driver profile, the trim level of your GT-R, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Iowa, Maine, and Idaho, or as much as $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $440 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance ranges as much as 45% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Saving money on car insurance takes having a good driving record, having a good credit history, eliminating unneeded coverage, and qualifying for all possible discounts. Make time to compare rates every time your policy renews by requesting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a brief summary of the information touched on in this article.

• Drivers can save around $140 per year simply by shopping early and online
• Drivers age 20 and younger are the costliest to insure, costing as high as $374 per month including comprehensive and collision insurance
• Increasing deductibles can save around $425 each year
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,380 more per year to buy Nissan GT-R insurance
• Policyholders who purchase increased levels of liability coverage will pay about $440 each year to raise limits from a minimum limit to 250/500 limits