Nissan GT-R Insurance Rates
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Michelle Robbins
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UPDATED: Apr 8, 2024
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Estimated auto insurance rates for a Nissan GT-R are $1,246 annually with full coverage. Comprehensive costs around $264, collision costs $444, and liability insurance is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $2,694. Teens pay the most at $4,670 a year or more.
Average premium for full coverage: $1,246
Premium estimates for type of coverage:
Full coverage includes $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all GT-R models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan GT-R go from as cheap as $446 for just liability insurance to the much higher price of $2,694 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than cities with more traffic congestion.
The example below illustrates how where you live affects auto insurance rates.
These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $717
- Raising to $1,000 deductibles will save about $162 annually
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,246
- Selecting pricier low deductibles will cost $1,556
- Higher-risk drivers with serious driving violations could pay at least $2,694 or more
- An auto insurance policy with full coverage for a teen driver for full coverage can be $4,670
Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driving record, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $1,500 to $2,000 additional annually, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,680 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,126 | -$120 | -9.6% |
| Alaska | $954 | -$292 | -23.4% |
| Arizona | $1,032 | -$214 | -17.2% |
| Arkansas | $1,246 | -$0 | 0.0% |
| California | $1,418 | $172 | 13.8% |
| Colorado | $1,188 | -$58 | -4.7% |
| Connecticut | $1,278 | $32 | 2.6% |
| Delaware | $1,406 | $160 | 12.8% |
| Florida | $1,556 | $310 | 24.9% |
| Georgia | $1,152 | -$94 | -7.5% |
| Hawaii | $896 | -$350 | -28.1% |
| Idaho | $842 | -$404 | -32.4% |
| Illinois | $928 | -$318 | -25.5% |
| Indiana | $938 | -$308 | -24.7% |
| Iowa | $840 | -$406 | -32.6% |
| Kansas | $1,182 | -$64 | -5.1% |
| Kentucky | $1,698 | $452 | 36.3% |
| Louisiana | $1,844 | $598 | 48.0% |
| Maine | $768 | -$478 | -38.4% |
| Maryland | $1,028 | -$218 | -17.5% |
| Massachusetts | $994 | -$252 | -20.2% |
| Michigan | $2,162 | $916 | 73.5% |
| Minnesota | $1,042 | -$204 | -16.4% |
| Mississippi | $1,492 | $246 | 19.7% |
| Missouri | $1,104 | -$142 | -11.4% |
| Montana | $1,338 | $92 | 7.4% |
| Nebraska | $980 | -$266 | -21.3% |
| Nevada | $1,492 | $246 | 19.7% |
| New Hampshire | $898 | -$348 | -27.9% |
| New Jersey | $1,392 | $146 | 11.7% |
| New Mexico | $1,102 | -$144 | -11.6% |
| New York | $1,312 | $66 | 5.3% |
| North Carolina | $718 | -$528 | -42.4% |
| North Dakota | $1,022 | -$224 | -18.0% |
| Ohio | $858 | -$388 | -31.1% |
| Oklahoma | $1,276 | $30 | 2.4% |
| Oregon | $1,142 | -$104 | -8.3% |
| Pennsylvania | $1,188 | -$58 | -4.7% |
| Rhode Island | $1,660 | $414 | 33.2% |
| South Carolina | $1,128 | -$118 | -9.5% |
| South Dakota | $1,050 | -$196 | -15.7% |
| Tennessee | $1,088 | -$158 | -12.7% |
| Texas | $1,502 | $256 | 20.5% |
| Utah | $920 | -$326 | -26.2% |
| Vermont | $850 | -$396 | -31.8% |
| Virginia | $746 | -$500 | -40.1% |
| Washington | $960 | -$286 | -23.0% |
| West Virginia | $1,142 | -$104 | -8.3% |
| Wisconsin | $860 | -$386 | -31.0% |
| Wyoming | $1,108 | -$138 | -11.1% |
With such a large range in prices, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,246 | $104 |
| Nissan GT-R AWD 2-Dr | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $476 | $1,020 | $332 | $1,964 |
| 2023 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2022 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2021 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2020 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2019 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2018 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2017 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2016 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2015 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2014 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2013 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2012 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2011 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2010 Nissan GT-R | $248 | $404 | $402 | $1,190 |
| 2009 Nissan GT-R | $240 | $362 | $398 | $1,136 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Nissan GT-R Insurance
Finding better rates on Nissan GT-R insurance consists of not taking risks behind the wheel, having good credit, being claim-free, and taking advantage of discounts. Take the time to comparison shop every year by obtaining price quotes from direct companies, and also from local exclusive and independent agents.
The following is a summary of the coverage data touched on in the above illustrations.
- You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $475 each year
- Teens are charged the highest prices, possibly costing $389 per month if they have full coverage
- High-risk drivers who have multiple accidents or major violations may pay on average $1,450 more every year for GT-R insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,670 |
| 20 | $2,860 |
| 30 | $1,294 |
| 40 | $1,246 |
| 50 | $1,138 |
| 60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,556 |
| $250 | $1,412 |
| $500 | $1,246 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,246 |
| 50/100 | $1,326 |
| 100/300 | $1,427 |
| 250/500 | $1,688 |
| 100 CSL | $1,367 |
| 300 CSL | $1,588 |
| 500 CSL | $1,749 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,664 |
| 20 | $4,558 |
| 30 | $2,748 |
| 40 | $2,694 |
| 50 | $2,570 |
| 60 | $2,546 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $56 |
| Advance Quote | $61 |
| Online Quote | $89 |
| Total Discounts | $529 |
Discounts are estimated and may not be available from every company or in every state.
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