Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year including full coverage. Comprehensive costs around $264 each year, collision insurance costs $444, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,694. Teenage drivers cost the most to insure at up to $4,670 a year.

Average premium for full coverage: $1,246

Policy rates for type of insurance:

Includes $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $717
• Choosing higher $1,000 deductibles can save about $162 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,246
• Using low deductibles for comp and collision coverage bumps up the cost to $1,556
• High-risk insureds who are prone to accidents and violations could pay at least $2,694
• Policy cost that insures a teen driver can be $4,670 each year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $480 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance takes having a good driving record, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare prices at least once a year by quoting rates from direct car insurance companies, and also from local insurance agencies.

The next list is a recap of the primary concepts that were touched on above.

• You may be able to save up to $150 per year just by quoting online in advance
• High-risk drivers that have major violations or accidents may have to pay on average $1,450 more every year to buy Nissan GT-R insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers age 20 and younger pay higher rates, with premiums being up to $389 each month if full coverage is included