Nissan GT-R Insurance Rates
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UPDATED: Apr 8, 2024
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U.S. average insurance rates for a Nissan GT-R are $1,246 a year for full coverage. Comprehensive insurance costs approximately $264, collision insurance costs $444, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $2,694 or more. Teens pay the highest rates at up to $4,670 a year.
Average premium for full coverage: $1,246
Price estimates by individual coverage:
Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different GT-R trim levels.
Price Range from Low to High
For a driver in their 40's, Nissan GT-R insurance prices range from as low as $446 for minimum levels of liability insurance to a much higher rate of $2,694 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance prices.
The ranges above show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Nissan GT-R insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $717
- Raising to $1,000 deductibles will save $162 a year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,246
- Selecting more expensive low deductibles will cost an extra $310 annually
- Drivers with serious driving violations could pay around $2,694
- The price for full coverage for a 16-year-old driver with full coverage can cost $4,670
Auto insurance prices for a Nissan GT-R are also quite variable based on your driving record, the trim level of your GT-R, and physical damage deductibles and liability limits.
An older driver with a good driving record and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age
The state you live in also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $820 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,780 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,126 | -$120 | -9.6% |
| Alaska | $954 | -$292 | -23.4% |
| Arizona | $1,032 | -$214 | -17.2% |
| Arkansas | $1,246 | -$0 | 0.0% |
| California | $1,418 | $172 | 13.8% |
| Colorado | $1,188 | -$58 | -4.7% |
| Connecticut | $1,278 | $32 | 2.6% |
| Delaware | $1,406 | $160 | 12.8% |
| Florida | $1,556 | $310 | 24.9% |
| Georgia | $1,152 | -$94 | -7.5% |
| Hawaii | $896 | -$350 | -28.1% |
| Idaho | $842 | -$404 | -32.4% |
| Illinois | $928 | -$318 | -25.5% |
| Indiana | $938 | -$308 | -24.7% |
| Iowa | $840 | -$406 | -32.6% |
| Kansas | $1,182 | -$64 | -5.1% |
| Kentucky | $1,698 | $452 | 36.3% |
| Louisiana | $1,844 | $598 | 48.0% |
| Maine | $768 | -$478 | -38.4% |
| Maryland | $1,028 | -$218 | -17.5% |
| Massachusetts | $994 | -$252 | -20.2% |
| Michigan | $2,162 | $916 | 73.5% |
| Minnesota | $1,042 | -$204 | -16.4% |
| Mississippi | $1,492 | $246 | 19.7% |
| Missouri | $1,104 | -$142 | -11.4% |
| Montana | $1,338 | $92 | 7.4% |
| Nebraska | $980 | -$266 | -21.3% |
| Nevada | $1,492 | $246 | 19.7% |
| New Hampshire | $898 | -$348 | -27.9% |
| New Jersey | $1,392 | $146 | 11.7% |
| New Mexico | $1,102 | -$144 | -11.6% |
| New York | $1,312 | $66 | 5.3% |
| North Carolina | $718 | -$528 | -42.4% |
| North Dakota | $1,022 | -$224 | -18.0% |
| Ohio | $858 | -$388 | -31.1% |
| Oklahoma | $1,276 | $30 | 2.4% |
| Oregon | $1,142 | -$104 | -8.3% |
| Pennsylvania | $1,188 | -$58 | -4.7% |
| Rhode Island | $1,660 | $414 | 33.2% |
| South Carolina | $1,128 | -$118 | -9.5% |
| South Dakota | $1,050 | -$196 | -15.7% |
| Tennessee | $1,088 | -$158 | -12.7% |
| Texas | $1,502 | $256 | 20.5% |
| Utah | $920 | -$326 | -26.2% |
| Vermont | $850 | -$396 | -31.8% |
| Virginia | $746 | -$500 | -40.1% |
| Washington | $960 | -$286 | -23.0% |
| West Virginia | $1,142 | -$104 | -8.3% |
| Wisconsin | $860 | -$386 | -31.0% |
| Wyoming | $1,108 | -$138 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 134% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,246 | $104 |
| Nissan GT-R AWD 2-Dr | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $476 | $1,020 | $332 | $1,964 |
| 2023 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2022 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2021 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2020 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2019 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2018 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2017 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2016 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2015 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2014 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2013 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2012 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2011 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2010 Nissan GT-R | $248 | $404 | $402 | $1,190 |
| 2009 Nissan GT-R | $240 | $362 | $398 | $1,136 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Nissan GT-R Insurance
Getting lower rates on insurance for a Nissan GT-R consists of being a low-risk driver, having good credit, eliminating unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
The items below are a condensed summary of the car insurance concepts covered in the charts and tables above.
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,450 more per year to insure their GT-R
- Drivers can save around $150 per year just by shopping early and online
- Increasing physical damage deductibles can save around $475 each year
- Insureds who purchase more liability coverage will pay approximately $440 each year to raise from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,670 |
| 20 | $2,860 |
| 30 | $1,294 |
| 40 | $1,246 |
| 50 | $1,138 |
| 60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,556 |
| $250 | $1,412 |
| $500 | $1,246 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,246 |
| 50/100 | $1,326 |
| 100/300 | $1,427 |
| 250/500 | $1,688 |
| 100 CSL | $1,367 |
| 300 CSL | $1,588 |
| 500 CSL | $1,749 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,664 |
| 20 | $4,558 |
| 30 | $2,748 |
| 40 | $2,694 |
| 50 | $2,570 |
| 60 | $2,546 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $56 |
| Advance Quote | $61 |
| Online Quote | $89 |
| Total Discounts | $529 |
Discounts are estimated and may not be available from every company or in every state.
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