Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,246 a year with full coverage. Comprehensive costs an estimated $264 a year, collision insurance costs $444, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,694. Teen drivers pay the highest rates at up to $4,670 a year.

Average premium for full coverage: $1,246

Price estimates broken down by individual coverage:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and GT-R trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why it is important to compare rates quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $717
• Raising to $1,000 deductibles will save approximately $1,084 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,246
• Choosing low $100 deductibles bumps up the cost to $1,556
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,694
• The price that insures a teen driver can cost as much as $4,670

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on the trim level of your GT-R, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

The state you live in also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $480 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan GT-R Insurance

Getting lower rates on car insurance consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every couple of years by requesting rates from direct companies, and also from insurance agencies where you live.

The next list is a brief recap of the material that was raised in the charts and tables above.

• Policyholders who want increased levels of liability coverage will pay about $440 every year to raise from a low limit to the 250/500 level
• Drivers age 20 and younger are expensive to insure, costing up to $389 a month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,450 more annually to buy Nissan GT-R insurance
• Increasing physical damage deductibles can save approximately $475 each year