Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage. Comprehensive costs on average $248 each year, collision costs $404, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $2,570. Teenage drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

The examples above show why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Using higher $1,000 deductibles will save around $150 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,190
• Using low deductibles for physical damage coverage will cost $1,474
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,570 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,486 or more

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,400 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $440 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a condensed summary of the car insurance concepts touched on in the above illustrations.

• Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $1,380 more each year than a driver with a clean driving record
• Drivers can save as much as $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Insureds who require additional liability coverage will pay an extra $440 each year to increase from a 30/60 limit to higher 250/500 limits