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2019 Acura RDX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 30, 2020

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Average insurance rates for an 2019 Acura RDX are $1,262 a year for full coverage. Comprehensive insurance costs around $282 each year, collision insurance costs $506, and liability insurance costs around $338. Buying a liability-only policy costs as low as $394 a year, and high-risk insurance costs $2,728 or more. Teenage drivers receive the highest rates at up to $4,644 a year.

Annual premium for full coverage: $1,262

Rate estimates for 2019 Acura RDX Insurance

Comprehensive $282
Collision $506
Liability $338

Rate data is compiled from all 50 U.S. states and averaged for all 2019 Acura RDX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $394 for just liability coverage to a high rate of $2,728 for a driver that may need high-risk insurance.

Liability Only $394
Full Coverage $1,262
High Risk $2,728

View Chart as Image

2019 Acura RDX insurance rates compared
Column chart showing 2019 Acura RDX insurance prices range from $722 to $4,644 for full coverage

These differences show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2019 Acura RDX Insurance

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Drivers have lots of choices when trying to find the best price on Acura RDX insurance. You can either spend your time contacting agents trying to get quotes or save time using the internet to make rate comparisons.

There is a right way and a wrong way to compare car insurance rates and you need to know the quickest way to quote coverages for a new or used Acura and locate the lowest possible price.

It’s smart to do rate comparisons every six months because car insurance prices are rarely the same from one policy term to another. Just because you found the best quotes on RDX coverage at your last renewal you may be paying too much now. Ignore everything you know about car insurance because we’re going to demonstrate one of the quickest ways to find better coverage at a better price.

This article will teach you the most effective way to quote insurance and some tricks to saving. If you currently have a car insurance policy, you will be able to lower your premiums substantially using this information. Consumers just need to learn the proper way to compare rates on the web.

Affordable insurance quotes with discounts

Some insurers do not list their entire list of discounts in a way that’s easy to find, so the below list has both the well known as well as the least known credits available to lower your premiums when you buy car insurance online.

  • Low Mileage Discounts – Driving less could earn better rates on cars that stay parked.
  • Theft Deterent System – Anti-theft and alarm system equipped vehicles prevent vehicle theft and therefore earn up to a 10% discount.
  • Onboard Data Collection – Drivers that enable their insurance company to study their driving habits remotely such as Progressive’s Snapshot and State Farm’s In-Drive could possibly reduce rates as long as they are good drivers.
  • ABS Brakes – Cars and trucks that have anti-lock braking systems are much safer to drive so companies give up to a 10% discount.
  • Sign Online – Some insurance companies will give a small break for signing up digitally online.
  • Discounts for Federal Employees – Employees or retirees of the government can save as much as 8% on RDX coverage depending on your company.
  • Use Seat Belts – Drivers who always wear seat belts and also require passengers to buckle their seat belts could cut 10% or more on the premium charged for medical payments and/or PIP.
  • Good Student – This discount can earn a discount of 20% or more. Many companies even apply the discount to college students well after school through age 25.
  • Switch and Save Discount – A few insurance companies give discounts for buying a new policy prior to your current policy expiring. The savings is around 10%.
  • No Accidents – Insureds who avoid accidents and claims pay much less when compared with drivers who are more careless.

As a sidenote, most of the big mark downs will not be given to the overall cost of the policy. Most only reduce specific coverage prices like liability, collision or medical payments. Just because it seems like you would end up receiving a 100% discount, nobody gets a free ride.

A few companies that may offer these discounts possibly include:

Check with every prospective company what discounts are available to you. Depending on the company, some discounts might not apply in your state. To locate providers with discount rates, enter your zip code here.

How to find affordable auto insurance

There are a lot of ways you can shop for auto insurance but some are less labor-intensive and much quicker. You could spend your day driving to local insurance agents in your area, or you could save time and use the internet to get rates in a matter of minutes.

Many insurance companies participate in an industry program where insurance shoppers submit their information once, and every company returns a rated price based on the submitted data. This eliminates the need for repetitive form submissions to every company.

To fill out one form to compare multiple rates now enter your zip code here.

The one disadvantage to comparing rates this way is you don’t know exactly the companies to get quotes from. If you wish to select specific providers to compare, we have assembled a list of the cheapest auto insurance companies in your area. Click to enter zip code.

Which method you use is up to you, but try to use exactly the same deductibles and coverage limits for each price quote. If your comparisons have different values for each quote it’s not possible to determine the best price for your Acura RDX.

Tailor your auto insurance coverage to you

When choosing adequate coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Everyone’s situation is a little different.

For example, these questions may help you determine if your situation might need professional guidance.

  • Is my babysitter covered when using my vehicle?
  • Is business property covered if stolen from my car?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • What if I owe more than I can insure my car for?
  • When does my teenage driver need to be added to my policy?
  • Why is insurance for a teen driver so high?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Should I sign the liability waiver when renting a car?

If you can’t answer these questions but you know they apply to you, then you may want to think about talking to a licensed insurance agent. To find lower rates from a local agent, simply complete your zip code. It’s fast, doesn’t cost anything and can help protect your family.

Insurance coverage considerations

Having a good grasp of a insurance policy aids in choosing which coverages you need and the correct deductibles and limits. The terms used in a policy can be impossible to understand and coverage can change by endorsement.

Liability coverages – This coverage protects you from damages or injuries you inflict on other’s property or people in an accident. It protects you against other people’s claims, and doesn’t cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 25/50/25 that means you have $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property. Alternatively, you may have a combined single limit or CSL which provides one coverage limit without having the split limit caps.

Liability coverage pays for things like pain and suffering, medical expenses, medical services, court costs and bail bonds. How much liability coverage do you need? That is up to you, but consider buying as large an amount as possible.

Comprehensive coverages – Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive can pay for things such as damage from getting keyed, theft, a tree branch falling on your vehicle and hail damage. The maximum amount a insurance company will pay at claim time is the cash value of the vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Coverage for medical payments – Coverage for medical payments and/or PIP pay for bills like dental work, pain medications, EMT expenses and prosthetic devices. The coverages can be used to fill the gap from your health insurance plan or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay

Uninsured and underinsured coverage – Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they do not carry enough liability coverage. This coverage pays for hospital bills for your injuries and also any damage incurred to your Acura RDX.

Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea. Normally your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Collision – Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision insurance covers claims such as rolling your car, colliding with another moving vehicle, damaging your car on a curb and sustaining damage from a pot hole. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also choose a higher deductible to get cheaper collision coverage.

Never pay more for less

You just read many tips how you can compare 2019 Acura RDX insurance premium rates online. The most important thing to understand is the more companies you get prices for, the better likelihood of getting affordable car insurance. Consumers may even find the lowest premium rates are with some of the lesser-known companies.

When trying to cut insurance costs, don’t be tempted to buy poor coverage just to save money. In too many instances, an insured cut liability limits or collision coverage and discovered at claim time that the small savings ended up costing them much more. Your objective should be to buy enough coverage at a price you can afford, but do not skimp to save money.

Drivers who switch companies do it for many reasons like delays in paying claims, lack of trust in their agent, unfair underwriting practices and even not issuing a premium refund. It doesn’t matter why you want to switch finding the right auto insurance provider can be easy and end up saving you some money.

Additional auto insurance information is available at these links:

Rates by U.S. City

2019 Acura RDX Insurance Rates by City
City Premium
New York City, NY $1,992
Los Angeles, CA $2,160
Philadelphia, PA $1,686
Jacksonville, FL $1,830
Phoenix, AZ $1,467
Chicago, IL $1,692
Houston, TX $1,979
Seattle, WA $1,230
Columbus, OH $1,053
Indianapolis, IN $1,076

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2019 Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,644
20 $2,910
30 $1,322
40 $1,262
50 $1,154
60 $1,134

Full coverage, $500 deductibles

Rates by Deductible

2019 Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,610
$250 $1,448
$500 $1,262
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,262
50/100 $1,330
100/300 $1,414
250/500 $1,634
100 CSL $1,363
300 CSL $1,549
500 CSL $1,685

Full coverage, driver age 40

Rates for High Risk Drivers

2019 Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,638
20 $4,624
30 $2,792
40 $2,728
50 $2,600
60 $2,578

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $95
5-yr Claim Free $82
Paid in Full/EFT $59
Advance Quote $63
Online Quote $90
Total Discounts $540
Rate after discounts $722

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2019 Acura RDX Insurance Rates by State
State Premium
Alabama $1,140
Alaska $968
Arizona $1,048
Arkansas $1,262
California $1,440
Colorado $1,204
Connecticut $1,296
Delaware $1,428
Florida $1,578
Georgia $1,166
Hawaii $908
Idaho $856
Illinois $940
Indiana $952
Iowa $850
Kansas $1,200
Kentucky $1,722
Louisiana $1,868
Maine $780
Maryland $1,042
Massachusetts $1,008
Michigan $2,192
Minnesota $1,058
Mississippi $1,514
Missouri $1,120
Montana $1,354
Nebraska $994
Nevada $1,514
New Hampshire $910
New Jersey $1,410
New Mexico $1,118
New York $1,328
North Carolina $728
North Dakota $1,034
Ohio $870
Oklahoma $1,294
Oregon $1,156
Pennsylvania $1,204
Rhode Island $1,684
South Carolina $1,146
South Dakota $1,066
Tennessee $1,104
Texas $1,522
Utah $934
Vermont $862
Virginia $756
Washington $976
West Virginia $1,156
Wisconsin $870
Wyoming $1,124

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