Acura RDX Insurance Rates
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UPDATED: Jun 6, 2023
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance rates for an Acura RDX are $1,218 a year with full coverage. Comprehensive costs approximately $248 a year, collision costs $458, and liability insurance costs around $376. A policy with only liability insurance costs as low as $426 a year, with a high-risk policy costing around $2,640. Teen drivers pay the most at $4,578 a year or more.
Average premium for full coverage: $1,218
Premium estimates by type of coverage:
Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and RDX trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for an Acura RDX go from the low end price of $426 for just liability coverage to a high of $2,640 for high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance prices.
These rate differences demonstrate why it is important to compare prices using their specific location, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Acura RDX insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $699
- Using higher $1,000 deductibles will save $1,056 annually
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,218
- Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,530
- Drivers with multiple violations and an at-fault accident could pay around $2,640 or more
- An auto insurance policy that insures a teen driver can cost $4,578 or more
Car insurance prices for an Acura RDX also have a wide range based on the trim level of your RDX, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 128% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age
Where you choose to live has a huge impact on Acura RDX insurance rates. A driver around age 40 might see prices as low as $880 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,640 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,100 | -$118 | -9.7% |
| Alaska | $932 | -$286 | -23.5% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,386 | $168 | 13.8% |
| Colorado | $1,162 | -$56 | -4.6% |
| Connecticut | $1,250 | $32 | 2.6% |
| Delaware | $1,376 | $158 | 13.0% |
| Florida | $1,520 | $302 | 24.8% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $874 | -$344 | -28.2% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $904 | -$314 | -25.8% |
| Indiana | $918 | -$300 | -24.6% |
| Iowa | $820 | -$398 | -32.7% |
| Kansas | $1,156 | -$62 | -5.1% |
| Kentucky | $1,658 | $440 | 36.1% |
| Louisiana | $1,802 | $584 | 47.9% |
| Maine | $752 | -$466 | -38.3% |
| Maryland | $1,004 | -$214 | -17.6% |
| Massachusetts | $970 | -$248 | -20.4% |
| Michigan | $2,114 | $896 | 73.6% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,458 | $240 | 19.7% |
| Missouri | $1,080 | -$138 | -11.3% |
| Montana | $1,306 | $88 | 7.2% |
| Nebraska | $958 | -$260 | -21.3% |
| Nevada | $1,458 | $240 | 19.7% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,282 | $64 | 5.3% |
| North Carolina | $700 | -$518 | -42.5% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,248 | $30 | 2.5% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,158 | -$60 | -4.9% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,102 | -$116 | -9.5% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,066 | -$152 | -12.5% |
| Texas | $1,466 | $248 | 20.4% |
| Utah | $900 | -$318 | -26.1% |
| Vermont | $830 | -$388 | -31.9% |
| Virginia | $728 | -$490 | -40.2% |
| Washington | $940 | -$278 | -22.8% |
| West Virginia | $1,116 | -$102 | -8.4% |
| Wisconsin | $840 | -$378 | -31.0% |
| Wyoming | $1,084 | -$134 | -11.0% |
Choosing high deductibles could cut prices by as much as $480 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,180 | $98 |
| Acura RDX AWD | $1,180 | $98 |
| Acura RDX Technology Package 2WD | $1,256 | $105 |
| Acura RDX Technology Package AWD | $1,256 | $105 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Acura RDX Insurance
Finding better rates on Acura RDX insurance requires being a low-risk driver, having a positive credit history, being claim-free, and avoiding coverage lapses. Shop around every couple of years by requesting quotes from direct companies, and also from local insurance agencies.
The items below are a recap of the material that was raised in the charts and tables above.
- Drivers who purchase more liability coverage will pay about $410 every year to increase from 30/60 bodily injury limits to the 250/500 level
- Teen drivers pay the highest auto insurance prices, possibly costing $382 per month if full coverage is purchased
- High-risk drivers that have major violations or accidents may have to pay on average $1,420 more per year to insure their RDX
- Increasing policy deductibles can save approximately $475 each year
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,578 |
| 20 | $2,814 |
| 30 | $1,268 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,218 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,331 |
| 100/300 | $1,425 |
| 250/500 | $1,670 |
| 100 CSL | $1,369 |
| 300 CSL | $1,576 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,530 |
| 20 | $4,482 |
| 30 | $2,694 |
| 40 | $2,640 |
| 50 | $2,518 |
| 60 | $2,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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