Acura RDX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 30, 2020

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Acura RDX insurance

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

Average insurance prices for an Acura RDX are $1,236 every 12 months including full coverage. Comprehensive insurance costs approximately $262, collision costs $474, and liability coverage is estimated at $364. A policy with just liability insurance costs approximately $416 a year, with coverage for high-risk drivers costing $2,680 or more. Teens receive the highest rates at $4,610 a year or more.

Average premium for full coverage: $1,236

Rate estimates by individual coverage type:

Comprehensive $262
Collision $474
Liability $364

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different RDX trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the cheapest price of $416 for a discount liability-only rate to a much higher rate of $2,680 for a high-risk insurance policy.

Liability Only $416
Full Coverage $1,236
High Risk $2,680

Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $927
Small Cities $1,298
Large Cities $1,669

These examples highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Acura RDX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $710
  • Choosing higher $1,000 deductibles can save $166 every year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,236
  • Selecting more expensive low deductibles for comp and collision coverage costs an extra $326 each year
  • Drivers with serious driving violations could pay around $2,680 or more
  • The cost to insure a teenage driver with full coverage can cost $4,610 each year

View Chart as Image

Acura RDX insurance cost comparison chart
Column chart showing full coverage Acura RDX insurance prices range from $710 to $4,610

Insurance rates for an Acura RDX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your RDX.

Choosing higher comprehensive and collision insurance deductibles can save as much as $500 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 additional per year, depending on your age. High-risk driver insurance ranges around 43% to 135% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Acura RDX insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,760 on average in Louisiana, New York, and Michigan.

Acura RDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,118 -$118 -9.5%
Alaska $950 -$286 -23.1%
Arizona $1,026 -$210 -17.0%
Arkansas $1,236 -$0 0.0%
California $1,410 $174 14.1%
Colorado $1,178 -$58 -4.7%
Connecticut $1,268 $32 2.6%
Delaware $1,398 $162 13.1%
Florida $1,544 $308 24.9%
Georgia $1,144 -$92 -7.4%
Hawaii $888 -$348 -28.2%
Idaho $840 -$396 -32.0%
Illinois $922 -$314 -25.4%
Indiana $934 -$302 -24.4%
Iowa $834 -$402 -32.5%
Kansas $1,174 -$62 -5.0%
Kentucky $1,686 $450 36.4%
Louisiana $1,830 $594 48.1%
Maine $764 -$472 -38.2%
Maryland $1,022 -$214 -17.3%
Massachusetts $986 -$250 -20.2%
Michigan $2,148 $912 73.8%
Minnesota $1,036 -$200 -16.2%
Mississippi $1,482 $246 19.9%
Missouri $1,098 -$138 -11.2%
Montana $1,328 $92 7.4%
Nebraska $974 -$262 -21.2%
Nevada $1,482 $246 19.9%
New Hampshire $892 -$344 -27.8%
New Jersey $1,384 $148 12.0%
New Mexico $1,094 -$142 -11.5%
New York $1,300 $64 5.2%
North Carolina $712 -$524 -42.4%
North Dakota $1,012 -$224 -18.1%
Ohio $854 -$382 -30.9%
Oklahoma $1,268 $32 2.6%
Oregon $1,132 -$104 -8.4%
Pennsylvania $1,178 -$58 -4.7%
Rhode Island $1,648 $412 33.3%
South Carolina $1,122 -$114 -9.2%
South Dakota $1,044 -$192 -15.5%
Tennessee $1,082 -$154 -12.5%
Texas $1,490 $254 20.6%
Utah $914 -$322 -26.1%
Vermont $846 -$390 -31.6%
Virginia $740 -$496 -40.1%
Washington $954 -$282 -22.8%
West Virginia $1,132 -$104 -8.4%
Wisconsin $854 -$382 -30.9%
Wyoming $1,100 -$136 -11.0%

View Chart as Image

Acura RDX insurance rates by U.S. city

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates and see how they stack up. Each auto insurer calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Acura RDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RDX 2WD $1,196 $100
Acura RDX AWD $1,196 $100
Acura RDX Technology Package 2WD $1,276 $106
Acura RDX Technology Package AWD $1,276 $106

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Acura RDX $262 $474 $364 $1,236
2018 Acura RDX $248 $458 $376 $1,218
2014 Acura RDX $206 $330 $390 $1,062
2013 Acura RDX $198 $310 $394 $1,038
2011 Acura RDX $180 $268 $402 $986
2008 Acura RDX $152 $202 $402 $892
2007 Acura RDX $148 $182 $398 $864

Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Acura RDX Insurance

Saving money on auto insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around at least every other year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

Below is a brief summary of the car insurance concepts illustrated above.

  • Drivers that tend to have accidents or serious violations could be charged and average of $1,440 more per year for auto insurance
  • You may be able to save around $150 per year simply by shopping early and online
  • Increasing deductibles could save as much as $500 each year
  • Consumers who purchase higher levels of liability will pay approximately $400 per year to raise limits from a minimum limit to a 250/500 level

Frequently Asked Questions

  • Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
  • How much does it cost to fill up an Acura RDX? According to the Annual Acura RDX Fuel Cost is $1,750.
  • Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
  • What is the Acura RDX cost of ownership? According to, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
  • What is the Acura RDX depreciation? According to, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
  • What are the Acura RDX maintenance cost? See above from RepairPal
  • Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

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What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.



Rates by Driver Age

Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,610
20 $2,854
30 $1,290
40 $1,236
50 $1,132
60 $1,112

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,562
$250 $1,410
$500 $1,236
$1,000 $1,070

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,236
50/100 $1,349
100/300 $1,440
250/500 $1,676
100 CSL $1,385
300 CSL $1,585
500 CSL $1,731

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,584
20 $4,542
30 $2,736
40 $2,680
50 $2,554
60 $2,532

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $91
5-yr Claim Free $80
Paid in Full/EFT $57
Advance Quote $61
Online Quote $88
Total Discounts $526
Rate after discounts $710

Discounts are estimated and may not be available from every company or in every state.

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