Acura RDX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Acura RDX insurance

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

The average insurance prices for an Acura RDX are $986 every 12 months for full coverage. Comprehensive insurance costs around $180 each year, collision costs $268, and liability insurance is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing $2,122 or more. 16-year-old drivers cost the most to insure at $3,854 a year or more.

Average premium for full coverage: $986

Policy rates for type of insurance:

Comprehensive $180
Collision $268
Liability $402

Rates are based on $500 deductible amounts, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and RDX models.

Price Range Variability

For a 40-year-old driver, Acura RDX insurance rates go from the cheapest price of $446 for a discount liability-only rate to a high rate of $2,122 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $986
High Risk $2,122

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities.

The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $740
Small Cities $1,035
Large Cities $1,331

The examples above show why all drivers should compare rates quotes for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Acura RDX insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $586
  • Raising to $1,000 deductibles will save about $104 a year
  • The average price for a good driver age 40 using $500 deductibles is $986
  • Buying low deductibles costs an extra $194 a year
  • Higher-risk drivers with multiple tickets or accidents could pay at least $2,122 or more
  • Policy cost to insure a teen driver can be $3,854

View Chart as Image

Acura RDX insurance cost comparison chart
Column chart showing full coverage Acura RDX insurance prices range from $586 to $3,854

Insurance rates for an Acura RDX also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can reduce rates by up to $300 each year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $3,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Acura RDX insurance rates. A middle-age driver might find rates as low as $650 a year in states like Idaho, Maine, and Iowa, or at least $1,410 on average in Michigan, Louisiana, and New York.

Acura RDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $890 -$96 -9.7%
Alaska $756 -$230 -23.3%
Arizona $816 -$170 -17.2%
Arkansas $986 -$0 0.0%
California $1,122 $136 13.8%
Colorado $938 -$48 -4.9%
Connecticut $1,012 $26 2.6%
Delaware $1,112 $126 12.8%
Florida $1,228 $242 24.5%
Georgia $912 -$74 -7.5%
Hawaii $706 -$280 -28.4%
Idaho $668 -$318 -32.3%
Illinois $734 -$252 -25.6%
Indiana $742 -$244 -24.7%
Iowa $662 -$324 -32.9%
Kansas $934 -$52 -5.3%
Kentucky $1,342 $356 36.1%
Louisiana $1,458 $472 47.9%
Maine $608 -$378 -38.3%
Maryland $814 -$172 -17.4%
Massachusetts $786 -$200 -20.3%
Michigan $1,708 $722 73.2%
Minnesota $824 -$162 -16.4%
Mississippi $1,178 $192 19.5%
Missouri $872 -$114 -11.6%
Montana $1,056 $70 7.1%
Nebraska $776 -$210 -21.3%
Nevada $1,180 $194 19.7%
New Hampshire $712 -$274 -27.8%
New Jersey $1,102 $116 11.8%
New Mexico $870 -$116 -11.8%
New York $1,036 $50 5.1%
North Carolina $568 -$418 -42.4%
North Dakota $808 -$178 -18.1%
Ohio $678 -$308 -31.2%
Oklahoma $1,008 $22 2.2%
Oregon $902 -$84 -8.5%
Pennsylvania $938 -$48 -4.9%
Rhode Island $1,312 $326 33.1%
South Carolina $892 -$94 -9.5%
South Dakota $832 -$154 -15.6%
Tennessee $860 -$126 -12.8%
Texas $1,186 $200 20.3%
Utah $728 -$258 -26.2%
Vermont $672 -$314 -31.8%
Virginia $590 -$396 -40.2%
Washington $758 -$228 -23.1%
West Virginia $902 -$84 -8.5%
Wisconsin $680 -$306 -31.0%
Wyoming $876 -$110 -11.2%

View Chart as Image

Acura RDX insurance rates by U.S. city

Because rates have so much variability, the only way to know your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Acura RDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RDX 2WD $962 $80
Acura RDX AWD $962 $80
Acura RDX Technology Package 2WD $1,008 $84
Acura RDX Technology Package AWD $1,008 $84

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura RDX $308 $532 $316 $1,292
2023 Acura RDX $294 $512 $332 $1,274
2022 Acura RDX $282 $506 $338 $1,262
2021 Acura RDX $272 $494 $354 $1,256
2020 Acura RDX $262 $474 $364 $1,236
2019 Acura RDX $248 $458 $376 $1,218
2018 Acura RDX $238 $424 $384 $1,182
2017 Acura RDX $230 $400 $388 $1,154
2016 Acura RDX $220 $358 $390 $1,104
2015 Acura RDX $206 $330 $390 $1,062
2014 Acura RDX $198 $310 $394 $1,038
2013 Acura RDX $194 $288 $402 $1,020
2012 Acura RDX $180 $268 $402 $986
2011 Acura RDX $174 $244 $406 $960
2010 Acura RDX $162 $222 $402 $922
2008 Acura RDX $148 $182 $398 $864
2007 Acura RDX $146 $178 $390 $850

Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Acura RDX Insurance

Finding cheaper rates on Acura RDX insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to shop around at least once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a quick review of the primary concepts that were illustrated above.

  • Drivers can save up to $110 per year simply by quoting online in advance
  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,140 more every year to buy Acura RDX insurance
  • Increasing comprehensive and collision deductibles could save as much as $300 each year
  • Drivers age 20 and younger pay higher rates, costing up to $321 each month if they have full coverage

Frequently Asked Questions

  • Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
  • How much does it cost to fill up an Acura RDX? According to the Annual Acura RDX Fuel Cost is $1,750.
  • Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
  • What is the Acura RDX cost of ownership? According to, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
  • What is the Acura RDX depreciation? According to, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
  • What are the Acura RDX maintenance cost? See above from RepairPal
  • Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.



Rates by Driver Age

Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $3,854
20 $2,256
30 $1,010
40 $986
50 $904
60 $886

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,180
$250 $1,090
$500 $986
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $986
50/100 $1,088
100/300 $1,189
250/500 $1,450
100 CSL $1,129
300 CSL $1,350
500 CSL $1,511

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $5,458
20 $3,592
30 $2,152
40 $2,122
50 $2,026
60 $2,008

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $17
5-yr Accident Free $64
5-yr Claim Free $63
Paid in Full/EFT $39
Advance Quote $45
Online Quote $68
Total Discounts $400
Rate after discounts $586

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles