Jaguar XF Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 18, 2024
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Estimated insurance prices for a Jaguar XF are $1,220 every 12 months with full coverage. Comprehensive costs approximately $234 each year, collision insurance costs $354, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,630. Teens pay the most at up to $4,720 a year.
Average premium for full coverage: $1,220
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and XF models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Jaguar XF range from the cheapest price of $522 for liability-only coverage to a high rate of $2,630 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city has a large influence on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance prices.
These rate differences demonstrate why all drivers should get quotes using their specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Jaguar XF insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $720
- Choosing higher $1,000 deductibles can save $134 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,220
- Selecting low deductibles for comp and collision coverage increases the price to $1,476
- Drivers with serious driving violations could pay around $2,630
- An auto insurance policy to insure a teenage driver can cost $4,720 each year
Auto insurance prices for a Jaguar XF also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your XF.
Choosing higher comprehensive and collision insurance deductibles can save as much as $390 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 128% more than the average policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Jaguar XF insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,650 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,102 | -$118 | -9.7% |
Alaska | $934 | -$286 | -23.4% |
Arizona | $1,010 | -$210 | -17.2% |
Arkansas | $1,220 | -$0 | 0.0% |
California | $1,390 | $170 | 13.9% |
Colorado | $1,166 | -$54 | -4.4% |
Connecticut | $1,252 | $32 | 2.6% |
Delaware | $1,382 | $162 | 13.3% |
Florida | $1,528 | $308 | 25.2% |
Georgia | $1,124 | -$96 | -7.9% |
Hawaii | $876 | -$344 | -28.2% |
Idaho | $824 | -$396 | -32.5% |
Illinois | $908 | -$312 | -25.6% |
Indiana | $916 | -$304 | -24.9% |
Iowa | $822 | -$398 | -32.6% |
Kansas | $1,160 | -$60 | -4.9% |
Kentucky | $1,664 | $444 | 36.4% |
Louisiana | $1,804 | $584 | 47.9% |
Maine | $752 | -$468 | -38.4% |
Maryland | $1,006 | -$214 | -17.5% |
Massachusetts | $976 | -$244 | -20.0% |
Michigan | $2,120 | $900 | 73.8% |
Minnesota | $1,020 | -$200 | -16.4% |
Mississippi | $1,458 | $238 | 19.5% |
Missouri | $1,082 | -$138 | -11.3% |
Montana | $1,310 | $90 | 7.4% |
Nebraska | $960 | -$260 | -21.3% |
Nevada | $1,464 | $244 | 20.0% |
New Hampshire | $876 | -$344 | -28.2% |
New Jersey | $1,362 | $142 | 11.6% |
New Mexico | $1,080 | -$140 | -11.5% |
New York | $1,284 | $64 | 5.2% |
North Carolina | $702 | -$518 | -42.5% |
North Dakota | $998 | -$222 | -18.2% |
Ohio | $842 | -$378 | -31.0% |
Oklahoma | $1,252 | $32 | 2.6% |
Oregon | $1,116 | -$104 | -8.5% |
Pennsylvania | $1,164 | -$56 | -4.6% |
Rhode Island | $1,624 | $404 | 33.1% |
South Carolina | $1,104 | -$116 | -9.5% |
South Dakota | $1,030 | -$190 | -15.6% |
Tennessee | $1,068 | -$152 | -12.5% |
Texas | $1,470 | $250 | 20.5% |
Utah | $904 | -$316 | -25.9% |
Vermont | $836 | -$384 | -31.5% |
Virginia | $730 | -$490 | -40.2% |
Washington | $944 | -$276 | -22.6% |
West Virginia | $1,118 | -$102 | -8.4% |
Wisconsin | $844 | -$376 | -30.8% |
Wyoming | $1,086 | -$134 | -11.0% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jaguar XF Luxury 4-Dr Sedan | $1,178 | $98 |
Jaguar XF Premium 4-Dr Sedan | $1,200 | $100 |
Jaguar XF Supercharged 4-Dr Sedan | $1,240 | $103 |
Jaguar XF R 4-Dr Sedan | $1,280 | $107 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Jaguar XF | $424 | $810 | $390 | $1,782 |
2023 Jaguar XF | $406 | $804 | $398 | $1,766 |
2022 Jaguar XF | $394 | $784 | $416 | $1,752 |
2021 Jaguar XF | $380 | $752 | $430 | $1,720 |
2020 Jaguar XF | $358 | $726 | $442 | $1,684 |
2019 Jaguar XF | $344 | $674 | $452 | $1,628 |
2018 Jaguar XF | $332 | $634 | $456 | $1,580 |
2017 Jaguar XF | $318 | $568 | $460 | $1,504 |
2016 Jaguar XF | $296 | $522 | $460 | $1,436 |
2015 Jaguar XF | $286 | $490 | $464 | $1,398 |
2014 Jaguar XF | $280 | $458 | $474 | $1,370 |
2013 Jaguar XF | $258 | $424 | $474 | $1,314 |
2012 Jaguar XF | $252 | $386 | $478 | $1,274 |
2011 Jaguar XF | $234 | $354 | $474 | $1,220 |
2010 Jaguar XF | $220 | $320 | $474 | $1,172 |
2009 Jaguar XF | $214 | $288 | $468 | $1,128 |
Rates are averaged for all Jaguar XF models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Jaguar XF Insurance
Finding better rates on auto insurance takes avoiding accidents and claims, having a good credit score, being claim-free, and possibly higher deductibles. Invest the time to shop around every other policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.
The points below are a review of the ideas that were illustrated above.
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $393 per month if comprehensive and collision insurance is included
- Drivers who have several accidents or serious violations could be forced to pay on average $1,410 more per year to insure a Jaguar XF
- Increasing policy deductibles could save as much as $400 each year
- You may be able to save around $140 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,720 |
20 | $2,788 |
30 | $1,256 |
40 | $1,220 |
50 | $1,114 |
60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,476 |
$250 | $1,358 |
$500 | $1,220 |
$1,000 | $1,086 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,220 |
50/100 | $1,375 |
100/300 | $1,493 |
250/500 | $1,801 |
100 CSL | $1,422 |
300 CSL | $1,683 |
500 CSL | $1,873 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,694 |
20 | $4,448 |
30 | $2,668 |
40 | $2,630 |
50 | $2,512 |
60 | $2,488 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $65 |
Homeowner | $20 |
5-yr Accident Free | $81 |
5-yr Claim Free | $78 |
Paid in Full/EFT | $50 |
Advance Quote | $57 |
Online Quote | $85 |
Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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