Chevrolet Traverse Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 7, 2024
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Estimated insurance rates for a Chevrolet Traverse are $1,204 a year with full coverage. Comprehensive costs an estimated $286 a year, collision insurance costs $418, and liability costs around $364. A policy with only liability insurance costs as low as $416 a year, and a high-risk policy costs around $2,580. 16-year-old drivers pay the most at up to $4,426 a year.
Average premium for full coverage: $1,204
Premium estimates broken down by type of coverage:
Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Traverse trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Chevrolet Traverse range from the low end price of $416 for just liability coverage to a high of $2,580 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than congested cities. The diagram below illustrates how location impacts insurance prices.
These rate differences demonstrate why it is important to compare prices for a targeted area, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Chevrolet Traverse insurance rates for other coverage scenarios.
- The best full coverage rate is $704
- Using higher $1,000 deductibles will save approximately $1,044 annually
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,204
- Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,512
- Drivers with multiple tickets or accidents could pay up to $2,580
- An auto insurance policy that insures a teen driver can cost as much as $4,426 or more
Car insurance prices for a Chevrolet Traverse also have a wide range based on the trim level of your Traverse, your age and driving habits, and liability limits and deductibles.
If you have a few violations or you caused an accident, you may be forking out $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than the average rate. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $4,400 a year. View Rates by Age
Where you choose to live has a huge impact on Chevrolet Traverse insurance prices. A driver around age 40 might see prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$116 | -9.6% |
| Alaska | $924 | -$280 | -23.3% |
| Arizona | $1,000 | -$204 | -16.9% |
| Arkansas | $1,204 | -$0 | 0.0% |
| California | $1,372 | $168 | 14.0% |
| Colorado | $1,150 | -$54 | -4.5% |
| Connecticut | $1,236 | $32 | 2.7% |
| Delaware | $1,362 | $158 | 13.1% |
| Florida | $1,504 | $300 | 24.9% |
| Georgia | $1,114 | -$90 | -7.5% |
| Hawaii | $866 | -$338 | -28.1% |
| Idaho | $818 | -$386 | -32.1% |
| Illinois | $898 | -$306 | -25.4% |
| Indiana | $910 | -$294 | -24.4% |
| Iowa | $812 | -$392 | -32.6% |
| Kansas | $1,144 | -$60 | -5.0% |
| Kentucky | $1,642 | $438 | 36.4% |
| Louisiana | $1,784 | $580 | 48.2% |
| Maine | $744 | -$460 | -38.2% |
| Maryland | $996 | -$208 | -17.3% |
| Massachusetts | $960 | -$244 | -20.3% |
| Michigan | $2,090 | $886 | 73.6% |
| Minnesota | $1,010 | -$194 | -16.1% |
| Mississippi | $1,444 | $240 | 19.9% |
| Missouri | $1,070 | -$134 | -11.1% |
| Montana | $1,294 | $90 | 7.5% |
| Nebraska | $950 | -$254 | -21.1% |
| Nevada | $1,444 | $240 | 19.9% |
| New Hampshire | $868 | -$336 | -27.9% |
| New Jersey | $1,348 | $144 | 12.0% |
| New Mexico | $1,066 | -$138 | -11.5% |
| New York | $1,266 | $62 | 5.1% |
| North Carolina | $692 | -$512 | -42.5% |
| North Dakota | $986 | -$218 | -18.1% |
| Ohio | $830 | -$374 | -31.1% |
| Oklahoma | $1,236 | $32 | 2.7% |
| Oregon | $1,104 | -$100 | -8.3% |
| Pennsylvania | $1,146 | -$58 | -4.8% |
| Rhode Island | $1,606 | $402 | 33.4% |
| South Carolina | $1,090 | -$114 | -9.5% |
| South Dakota | $1,018 | -$186 | -15.4% |
| Tennessee | $1,054 | -$150 | -12.5% |
| Texas | $1,452 | $248 | 20.6% |
| Utah | $892 | -$312 | -25.9% |
| Vermont | $824 | -$380 | -31.6% |
| Virginia | $720 | -$484 | -40.2% |
| Washington | $928 | -$276 | -22.9% |
| West Virginia | $1,104 | -$100 | -8.3% |
| Wisconsin | $832 | -$372 | -30.9% |
| Wyoming | $1,070 | -$134 | -11.1% |
Opting for high physical damage deductibles could cut prices by as much as $470 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,124 | $94 |
| Chevrolet Traverse LS AWD | $1,164 | $97 |
| Chevrolet Traverse LT 2WD | $1,164 | $97 |
| Chevrolet Traverse LT AWD | $1,232 | $103 |
| Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
| Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2023 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2022 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2021 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2020 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2019 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2018 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2017 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2016 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2015 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2014 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2013 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2012 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2011 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2010 Chevrolet Traverse | $166 | $178 | $402 | $882 |
| 2009 Chevrolet Traverse | $162 | $160 | $398 | $856 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Chevrolet Traverse Insurance
Finding better rates on car insurance requires avoiding accidents and violations, having a positive credit history, being claim-free, and possibly higher deductibles. Comparison shop at every other renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.
The list below is a review of the concepts that were touched on above.
- Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,380 more annually for car insurance
- Teenagers have the highest car insurance prices, possibly costing $369 per month if full coverage is purchased
- You may be able to save approximately $140 per year just by quoting early and online
- Increasing policy deductibles can save approximately $475 each year
- You may be able to save approximately $140 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,426 |
| 20 | $2,732 |
| 30 | $1,254 |
| 40 | $1,204 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,512 |
| $250 | $1,370 |
| $500 | $1,204 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,204 |
| 50/100 | $1,345 |
| 100/300 | $1,436 |
| 250/500 | $1,672 |
| 100 CSL | $1,381 |
| 300 CSL | $1,581 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,312 |
| 20 | $4,340 |
| 30 | $2,634 |
| 40 | $2,580 |
| 50 | $2,456 |
| 60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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