Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage insurance. Comprehensive costs around $248, collision costs $404, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $2,570. Teenage drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save about $150 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,190
• Using more expensive low deductibles for comp and collision coverage will cost $1,474
• Unlucky drivers who are prone to accidents and violations could pay at least $2,570 or more
• Policy cost with full coverage for a teen driver with full coverage can be $4,486 each year

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $440 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan GT-R Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief review of the coverage data touched on in the above illustrations.

• It is possible to save up to $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $425 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $374 each month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,380 more every year than a driver with a clean driving record