Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive insurance costs around $248, collision insurance costs $404, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs $2,570 or more. Teenage drivers pay the most at up to $4,486 a year.

Average premium for full coverage: $1,190

Premium estimates for type of coverage:

Prices include $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

These rate differences illustrate why everyone should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save about $150 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,190
• Using pricier low deductibles for comp and collision coverage will cost an additional $284 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,570
• An auto insurance policy that insures a teen driver for full coverage can be $4,486 each year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,400 to $2,000 extra annually, depending on your age. Nissan GT-R insurance for high-risk drivers ranges anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $440 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Finding better rates on Nissan GT-R insurance takes having a good driving record, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare prices every couple of years by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a quick rundown of the material that was covered in the above illustrations.

• Drivers who may need increased levels of liability coverage will pay an extra $440 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger pay higher prices, with premiums being up to $374 per month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,380 more every year to buy Nissan GT-R insurance
• Increasing policy deductibles can save approximately $425 each year