Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,190 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $248 a year, collision costs $404, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $2,570 or more. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

Prices include $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $1,040 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,190
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $284 each year
• High-risk insureds with serious driving violations could pay up to $2,570 or more
• Policy cost to insure a teenage driver can cost as much as $4,486 a year

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 45% to 131% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Nissan GT-R Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to compare rates at every policy renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a quick rundown of the data covered in the above illustrations.

• Consumers who want higher liability limits will pay approximately $440 annually to go from a 30/60 limit to a 250/500 level
• It is possible to save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Teens are the costliest to insure, possibly costing $374 each month if comprehensive and collision insurance is included