Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs an estimated $248 a year, collision costs $404, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $2,570. Teenage drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $691
• Raising to $1,000 deductibles will save approximately $1,040 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,190
• Using low $100 deductibles will increase the cost to $1,474
• Drivers who are prone to accidents and violations could pay up to $2,570 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,486

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on your risk profile, the model of your GT-R, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

Your home state also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $440 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R consists of being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates once a year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a condensed summary of the data that was presented in the illustrations above.

• You may be able to save approximately $140 per year simply by quoting early and online
• Insureds who want more liability coverage will pay an extra $440 per year to raise from a 30/60 limit to 250/500 limits
• Teen drivers are expensive to insure, with premiums being up to $374 each month including comprehensive and collision insurance
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,380 more annually to insure their GT-R