Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,246 every 12 months for full coverage. Comprehensive costs around $264, collision costs $444, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $2,694. Teens cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates for type of insurance:

Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $717
• Drivers who choose higher $1,000 deductibles will pay about $162 a year
• The average price for a good driver age 40 using $500 deductibles is $1,246
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,556
• High risk drivers with serious driving violations could pay at least $2,694 or more
• Policy cost to insure a teen driver with full coverage can be $4,670 a year

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $480 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,500 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,780 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to compare rates from as many companies as possible. Every company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every time your policy renews by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a quick review of the information covered in the charts and tables above.

• Drivers can save up to $150 per year simply by shopping early and online
• Drivers age 20 and younger are expensive to insure, costing up to $389 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,450 more every year to buy Nissan GT-R insurance
• Drivers who may need increased levels of liability coverage will pay approximately $440 each year to go from a 30/60 limit to a 250/500 level