Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive costs an estimated $248 each year, collision costs $404, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $2,570. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates broken down by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and GT-R models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how location impacts insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $150 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,190
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,474
• Drivers who are prone to accidents and violations could pay up to $2,570 or more
• The price that insures a 16-year-old driver can cost as much as $4,486 a year

View Chart as Image

Car insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,400 a year. View Rates by Age

The state you live in makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $440 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R not only requires having a decent driving record, but also having a positive credit history, not filing small claims, and not having any coverage lapses. Compare prices at least once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following items are a condensed summary of the primary concepts that were touched on above.

• It is possible to save approximately $140 per year simply by quoting online in advance
• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,380 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $425 each year
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $374 a month if full coverage is purchased