Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,190 every 12 months for full coverage insurance. Comprehensive costs approximately $248 a year, collision costs $404, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $2,570. 16-year-old drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $691
• Choosing higher $1,000 deductibles can save $1,040 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,190
• Buying low $100 deductibles for comp and collision coverage increases the price to $1,474
• High-risk insureds with multiple tickets or accidents could pay around $2,570 or more
• Policy cost to insure a teen driver can cost $4,486 each year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your risk profile, and the model of your GT-R.

Opting for high physical damage deductibles can save as much as $440 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 131% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance takes not taking risks behind the wheel, having good credit, being claim-free, and maximizing policy discounts. Set aside time to compare rates at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following is a brief recap of the car insurance concepts covered above.

• High-risk drivers who tend to receive serious violations may have to pay on average $1,380 more per year for GT-R insurance
• It is possible to save around $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers who purchase higher liability limits will pay around $440 annually to raise limits from a 30/60 limit to a 250/500 level