Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs approximately $248, collision insurance costs $404, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs around $2,570. Teenage drivers cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Drivers who choose higher $1,000 deductibles will pay $150 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,190
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,474
• High-risk insureds who are prone to accidents and violations could pay around $2,570
• Policy cost for full coverage for a teenage driver for full coverage can cost $4,486 a year

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on your risk profile, the model of your GT-R, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $440 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost around 45% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan GT-R Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a summary of the car insurance concepts covered in the charts and tables above.

• Drivers who have multiple accidents or major violations could be forced to pay on average $1,380 more per year than a safer driver
• You may be able to save around $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $425 each year
• Consumers who purchase an increased level of liability coverage will pay an extra $440 per year to go from a 30/60 limit to 250/500 limits