Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive insurance costs approximately $248, collision costs $404, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing $2,570 or more. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why everyone should compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $691
• Raising to $1,000 deductibles will save $150 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,190
• Selecting pricier low deductibles will cost an extra $284 every year
• At-risk drivers with serious driving violations could pay around $2,570 or more
• Policy cost for full coverage for a teen driver for full coverage can cost $4,486

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on your risk profile, the trim level of your GT-R, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

Your home state also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $780 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $440 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost as much as 45% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan GT-R Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at every other renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief review of the concepts that were covered above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,380 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers have the highest car insurance rates, costing up to $374 each month if they have full coverage
• Drivers can save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers can save around $140 per year simply by quoting online well ahead of the renewal date