Nissan GT-R Insurance Rates

Estimated insurance prices for a Nissan GT-R are $1,190 every 12 months for full coverage. Comprehensive costs an estimated $248, collision costs $404, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $2,570. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $691
• Using higher $1,000 deductibles will save approximately $150 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,190
• Selecting more expensive low deductibles for physical damage coverage increases the price to $1,474
• High-risk insureds with serious driving violations could pay up to $2,570 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost as much as $4,486 or more

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Insurance prices for a Nissan GT-R also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $440 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance can be from 45% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,690 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices from multiple companies. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R requires having a decent driving record, having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

The following items are a quick review of the ideas that were covered above.

• 16 to 18-year-old drivers are expensive to insure, as much as $374 per month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,380 more annually than a driver with a clean driving record
• Increasing policy deductibles could save as much as $425 each year
• Drivers can save approximately $140 per year simply by shopping early and online