Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs around $248, collision costs $404, and liability costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing around $2,570. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different GT-R trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $691
• Using higher $1,000 deductibles will save about $150 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,190
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,474
• Drivers who are prone to accidents and violations could pay at least $2,570 or more
• The price that insures a teen driver with full coverage can be $4,486 or more

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance can be as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age

The state you live in has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $440 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit score, being claim-free, and taking advantage of discounts. Compare prices once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief summary of the data that was presented in the illustrations above.

• You may be able to save up to $140 per year simply by shopping early and online
• Policyholders who may need additional liability coverage will pay an extra $440 per year to increase from a low limit to the 250/500 level
• 16 to 18-year-old drivers are charged the highest prices, possibly costing $374 a month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,380 more every year than a driver with a clean driving record