Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive insurance costs on average $248 a year, collision costs $404, and liability coverage costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing $2,570 or more. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and GT-R trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why it is important to compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Drivers who choose higher $1,000 deductibles will pay around $1,040 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,190
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $284 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,570 or more
• The price that insures a teenage driver may cost $4,486 a year

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on the trim level of your GT-R, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy can cost around 45% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age

The state you live in makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $440 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan GT-R Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices at least once a year by getting rate quotes from direct companies, and also from several local insurance agents.

Below is a quick review of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $140 per year simply by quoting early and online
• Drivers with a DUI or reckless driving violation pay on average $1,380 more each year for auto insurance
• Increasing physical damage deductibles can save approximately $425 each year
• Teenage drivers pay higher prices, costing up to $374 a month if comprehensive and collision insurance is included