Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive insurance costs an estimated $248, collision costs $404, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $2,570 or more. Teen drivers pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Estimates include $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for all GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why everyone should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $150 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,190
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $284 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,570 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage can cost as much as $4,486 a year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,400 to $2,000 extra annually, depending on your age. Nissan GT-R insurance for high-risk drivers can cost from 45% to 131% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $440 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Every company uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R not only requires not taking risks behind the wheel, but also having above-average credit, refrain from filing small claims, and taking advantage of discounts. Shop around at every policy renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a review of the data covered above.

• Insureds who want higher liability limits will pay about $440 per year to go from 30/60 bodily injury limits to the 250/500 level
• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $425 each year
• Teens are charged the highest prices, with the cost nearing $374 per month if full coverage is included