Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,190 every 12 months for full coverage. Comprehensive insurance costs on average $248, collision costs $404, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,570 or more. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates how your location can change car insurance rates.

The examples above show why everyone should compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $691
• Using higher $1,000 deductibles will save around $150 a year
• The average price for a good driver age 40 with $500 deductibles is $1,190
• Selecting pricier low deductibles for physical damage coverage costs an extra $284 annually
• High-risk insureds with serious driving violations could pay upwards of $2,570 or more
• Policy cost to insure a 16-year-old driver for full coverage may cost $4,486 or more

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your GT-R.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $440 annually, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra every year, depending on your age. Nissan GT-R insurance for high-risk drivers can be from 45% to 131% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R requires avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at every policy renewal by requesting quotes from direct carriers, and also from local independent and exclusive agents.

The points below are a condensed summary of the data illustrated above.

• Insureds who require increased liability limits will pay approximately $440 each year to increase from a 30/60 limit to a 250/500 level
• Drivers can save as much as $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers under the age of 20 are expensive to insure, costing up to $374 each month if the policy includes full coverage