Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive insurance costs approximately $248, collision costs $404, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing $2,570 or more. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all GT-R models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why everyone should compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Raising to $1,000 deductibles will save $150 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,190
• Using pricier low deductibles will cost an additional $284 annually
• Drivers who are prone to accidents and violations could pay around $2,570 or more
• The price that insures a 16-year-old driver for full coverage can cost $4,486

View Chart as Image

Car insurance prices for a Nissan GT-R are also quite variable based on the model of your GT-R, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 extra each year, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $440 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R consists of having a good driving record, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices every year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a brief review of the coverage data touched on in this article.

• It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $425 each year
• Drivers age 20 and younger pay the highest auto insurance prices, as much as $374 a month if full coverage is purchased
• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,380 more per year to buy Nissan GT-R insurance