Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive costs an estimated $248 a year, collision costs $404, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing around $2,570. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why it is important to compare rates for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $1,040 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,190
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,474
• High risk drivers with serious driving violations could pay up to $2,570 or more
• Policy cost for full coverage for a teen driver can cost as much as $4,486 a year

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from as many companies as possible. Every company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and not having any coverage lapses. Set aside time to compare rates at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a condensed summary of the primary concepts that were covered above.

• You may be able to save approximately $140 per year simply by quoting early and online
• High-risk drivers with multiple at-fault accidents may pay on average $1,380 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers age 16 to 20 have the highest car insurance rates, as much as $374 each month if full coverage is included