Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive costs on average $248, collision costs $404, and liability is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing around $2,570. Teenage drivers receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

These examples show why everyone should compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Raising to $1,000 deductibles will save around $150 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,190
• Using pricier low deductibles will increase the cost to $1,474
• Drivers who are prone to accidents and violations could pay upwards of $2,570 or more
• The cost for full coverage for a 16-year-old driver for full coverage may cost $4,486

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on your driver profile, the trim level of your GT-R, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you live also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $780 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $440 annually, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 additional per year, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Saving money on insurance for a Nissan GT-R consists of being a safe and courteous driver, having a good credit history, eliminating unneeded coverage, and insuring your home and auto with the same company. Set aside time to shop around at least once a year by getting quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below is a condensed summary of the primary concepts that were raised in the charts and tables above.

• Drivers can save as much as $140 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk with multiple at-fault accidents will pay on average $1,380 more each year for auto insurance
• Increasing deductibles can save around $425 each year
• Teenage drivers pay higher rates, costing as high as $374 per month including comprehensive and collision insurance