Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive costs on average $248, collision costs $404, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $2,570. Teenage drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Using higher $1,000 deductibles will save around $150 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,190
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,474
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,570 or more
• Policy cost for full coverage for a teenage driver with full coverage may cost $4,486 or more

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $440 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be around 45% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to shop around at every other renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the concepts that were raised in the charts and tables above.

• Drivers with reckless driving or DUI convictions pay an average of $1,380 more each year than a low-risk driver
• Youthful drivers are expensive to insure, possibly costing $374 each month if full coverage is included
• It is possible to save as much as $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $425 each year
• It is possible to save as much as $140 per year simply by shopping early and online