Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive insurance costs approximately $248 each year, collision costs $404, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing $2,570 or more. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates by type of coverage:

These estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why all drivers should compare prices using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $691
• Using higher $1,000 deductibles will save $150 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,190
• Selecting low deductibles for physical damage coverage will cost an additional $284 annually
• High-risk insureds with serious driving violations could pay around $2,570 or more
• An auto insurance policy that insures a 16-year-old driver can cost $4,486 or more

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $440 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R requires having a good driving record, having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Compare rates every other policy renewal by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a brief summary of the ideas that were covered above.

• Drivers age 20 and younger are the costliest to insure, with the cost nearing $374 per month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations will likely pay on average $1,380 more per year to buy Nissan GT-R insurance
• Increasing policy deductibles can save approximately $425 each year
• You may be able to save around $140 per year simply by quoting online in advance