Nissan GT-R Insurance Rates
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Michelle Robbins
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UPDATED: Apr 8, 2024
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Estimated insurance prices for a Nissan GT-R are $1,190 every 12 months for full coverage. Comprehensive costs approximately $248 each year, collision costs $404, and liability costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $2,570. Teen drivers pay the most at $4,486 a year or more.
Average premium for full coverage: $1,190
Premium estimates by type of coverage:
Rates are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and GT-R models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Nissan GT-R go from the cheapest price of $446 for your basic liability-only policy to a high rate of $2,570 for high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences show why all drivers should compare prices using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $691
- Using higher $1,000 deductibles will save $150 a year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,190
- Choosing low deductibles for physical damage coverage increases the price to $1,474
- High-risk insureds with multiple violations and an at-fault accident could pay around $2,570 or more
- An auto insurance policy to insure a 16-year-old driver can cost $4,486 or more
Insurance prices for a Nissan GT-R also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your GT-R.
Choosing high deductibles could cut prices by as much as $440 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Iowa, Maine, and Idaho, or as much as $1,690 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$116 | -9.7% |
| Alaska | $912 | -$278 | -23.4% |
| Arizona | $986 | -$204 | -17.1% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,354 | $164 | 13.8% |
| Colorado | $1,132 | -$58 | -4.9% |
| Connecticut | $1,220 | $30 | 2.5% |
| Delaware | $1,342 | $152 | 12.8% |
| Florida | $1,484 | $294 | 24.7% |
| Georgia | $1,098 | -$92 | -7.7% |
| Hawaii | $854 | -$336 | -28.2% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $884 | -$306 | -25.7% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $802 | -$388 | -32.6% |
| Kansas | $1,128 | -$62 | -5.2% |
| Kentucky | $1,620 | $430 | 36.1% |
| Louisiana | $1,758 | $568 | 47.7% |
| Maine | $732 | -$458 | -38.5% |
| Maryland | $980 | -$210 | -17.6% |
| Massachusetts | $948 | -$242 | -20.3% |
| Michigan | $2,062 | $872 | 73.3% |
| Minnesota | $996 | -$194 | -16.3% |
| Mississippi | $1,422 | $232 | 19.5% |
| Missouri | $1,054 | -$136 | -11.4% |
| Montana | $1,276 | $86 | 7.2% |
| Nebraska | $936 | -$254 | -21.3% |
| Nevada | $1,426 | $236 | 19.8% |
| New Hampshire | $856 | -$334 | -28.1% |
| New Jersey | $1,328 | $138 | 11.6% |
| New Mexico | $1,052 | -$138 | -11.6% |
| New York | $1,250 | $60 | 5.0% |
| North Carolina | $684 | -$506 | -42.5% |
| North Dakota | $974 | -$216 | -18.2% |
| Ohio | $820 | -$370 | -31.1% |
| Oklahoma | $1,218 | $28 | 2.4% |
| Oregon | $1,090 | -$100 | -8.4% |
| Pennsylvania | $1,132 | -$58 | -4.9% |
| Rhode Island | $1,584 | $394 | 33.1% |
| South Carolina | $1,078 | -$112 | -9.4% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,038 | -$152 | -12.8% |
| Texas | $1,432 | $242 | 20.3% |
| Utah | $880 | -$310 | -26.1% |
| Vermont | $812 | -$378 | -31.8% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $918 | -$272 | -22.9% |
| West Virginia | $1,090 | -$100 | -8.4% |
| Wisconsin | $822 | -$368 | -30.9% |
| Wyoming | $1,056 | -$134 | -11.3% |
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,190 | $99 |
| Nissan GT-R AWD 2-Dr | $1,190 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2023 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2022 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2021 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2020 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2019 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2018 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2017 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2016 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2015 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2014 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2013 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2012 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2011 Nissan GT-R | $248 | $404 | $402 | $1,190 |
| 2010 Nissan GT-R | $240 | $362 | $398 | $1,136 |
| 2009 Nissan GT-R | $236 | $354 | $390 | $1,116 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Nissan GT-R Insurance
Finding better rates on insurance for a Nissan GT-R requires being a good driver, having good credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every couple of years by getting quotes from direct carriers, and also from your local independent and exclusive agents.
The following list is a quick review of the material that was covered above.
- Insureds who purchase an increased level of liability coverage will pay about $440 each year to increase from 30/60 bodily injury limits to a 250/500 level
- Drivers age 16 to 20 are expensive to insure, as much as $374 per month if they have full coverage
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,380 more per year than a safer driver
- Increasing policy deductibles could save as much as $425 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,726 |
| 30 | $1,232 |
| 40 | $1,190 |
| 50 | $1,086 |
| 60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,474 |
| $250 | $1,342 |
| $500 | $1,190 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,270 |
| 100/300 | $1,371 |
| 250/500 | $1,632 |
| 100 CSL | $1,311 |
| 300 CSL | $1,532 |
| 500 CSL | $1,693 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,392 |
| 20 | $4,342 |
| 30 | $2,618 |
| 40 | $2,570 |
| 50 | $2,448 |
| 60 | $2,426 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $499 |
Discounts are estimated and may not be available from every company or in every state.
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