1. Insurance FAQ
  2. Ford F-150 Insurance – How Much Does it Cost?

Ford F-150 Insurance – How Much Does it Cost?

The national average to insure a Ford F-150 is $112 per month, with Maine, Iowa, and Ohio being some of the cheapest states to insure in. States like Michigan, Louisiana, and New Jersey have some of the higher rates in the U.S. The diagram below shows the monthly cost for F-150 insurance in all 50 states.
Ford F-150 insurance cost by state

Monthly Ford F-150 Insurance Cost by State

Under $125
$125 – $149
$150 – $174
More than $175

The Ford F-150 is available in a lot of different trim levels, and insurance cost factors in the price of the vehicle. More expensive trims like the King Ranch and Platinum cost more per year to insure than the base XL model. The table below shows insurance rates for the different F-150 trim levels.

Ford F-150 Insurance Rates by Trim Level
F-150 Trim LevelAnnual Rate6-Month RateMonthly Rate
F-150 XL Regular Cab 2WD$1,254$627$105
F-150 STX Regular Cab 2WD$1,340$670$112
F-150 XL Super Cab 2WD$1,340$670$112
F-150 XLT Regular Cab 2WD$1,340$670$112
F-150 STX Super Cab 2WD$1,340$670$112
F-150 XL Crew Cab 2WD$1,374$687$115
F-150 XLT Super Cab 2WD$1,374$687$115
F-150 STX Regular Cab 4WD$1,374$687$115
F-150 XL Regular Cab 4WD$1,374$687$115
F-150 FX2 Super Cab 2WD$1,374$687$115
F-150 XLT Crew Cab 2WD$1,374$687$115
F-150 XL Super Cab 4WD$1,374$687$115
F-150 XLT Regular Cab 4WD$1,374$687$115
F-150 XL Crew Cab 4WD$1,408$704$117
F-150 STX Super Cab 4WD$1,408$704$117
F-150 XLT Super Cab 4WD$1,408$704$117
F-150 FX2 2WD$1,496$748$125
F-150 Lariat Super Cab 2WD$1,496$748$125
F-150 Lariat Crew Cab 2WD$1,496$748$125
F-150 FX4 Super Cab 4WD$1,496$748$125
F-150 XLT Crew Cab 4WD$1,496$748$125
F-150 FX4 4WD$1,496$748$125
F-150 Lariat Crew Cab 4WD$1,496$748$125
F-150 SVT Raptor Super Cab 4WD$1,496$748$125
F-150 Lariat Super Cab 4WD$1,496$748$125
F-150 Lariat Crew Cab Platinum 2WD$1,582$791$132
F-150 Lariat Crew Cab Harley 2WD$1,582$791$132
F-150 Lariat King Ranch 2WD$1,582$791$132
F-150 Lariat King Ranch 4WD$1,616$808$135
F-150 Lariat Crew Cab Harley 4WD$1,616$808$135
F-150 Lariat Crew Cab Platinum 4WD$1,616$808$135

The rates shown above are for a 40-year-old male driver with a clean driving record. Since insurance rates are affected substantially by things like speeding tickets, at-fault accidents, and even your age, it’s important to get quotes using your own information. You can find out how your rates compare to the national average by clicking the button below and starting a rate quote.

Get Your F-150 Rate Quotes Now

Find the Cheapest Quotes in Your Area

Get multiple rate quotes instantly and find your cheapest rate

You May Also Enjoy These Articles