Car Insurance Coverage

When should I drop full coverage on my car insurance?

Unless you’re one of the lucky drivers who buy or lease a new car every few years, chances are you have an older vehicle that may not need full coverage anymore.

Find Cheaper Comprehensive Car Insurance Rates in 2025

Comprehensive coverage, or also known as “other than collision coverage”, is one of the types of coverage for physical damage that you can optionally buy on your car insurance policy.

Should I buy full coverage or liability-only car insurance?

Most drivers come to a point where they begin to wonder if buying full coverage on their car insurance makes sense. At some point, the expense of paying for comprehensive and collision coverage starts to outweigh the benefit if you never have claims and have an older vehicle.

Is flood damage covered by car insurance?

With all the flood damage this year around Houston and southern Florida, many people are wondering if their car insurance will cover the damage caused by the flood waters.

Is a stolen cell phone covered by car insurance?

It happens quite frequently: you forgot to lock your car doors, and now you have to find out if that over-priced car insurance policy covers theft of your cell phone.

Is tire damage from a pothole covered by car insurance?

Winters can be really hard on roads. The constant freezing and thawing combined with heavy snowplow equipment can result in a minefield of potholes on any road, especially in the states with the worst rural roads.

Is a broken side mirror covered by car insurance?

We’ve all been there. The kids are screaming they’re going to be late for school so you back out of the garage faster than usual and misjudge the clearance on the side. BAM! The sideview mirror is now dangling by wires on the side of your car.