Acura NSX Insurance Rates

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UPDATED: Jun 6, 2023

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The average insurance rates for an Acura NSX are $2,278 a year for full coverage. Comprehensive costs on average $524 a year, collision costs $1,154, and liability is $442. Buying just liability costs around $496 a year, with insurance for high-risk drivers costing around $5,000. Teens cost the most to insure at $8,142 a year or more.

Average premium for full coverage: $2,278

Policy rates by type of insurance:

Comprehensive $524
Collision $1154
Liability $442

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and NSX trim levels.

Price Range Variability

Using a middle-aged driver as an example, Acura NSX insurance rates go from as low as $496 for liability-only coverage to a high of $5,000 for a high-risk driver policy.

Liability Only $496
Full Coverage $2,278
High Risk $5,000

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $1,709
Small Cities $2,392
Large Cities $3,075

The examples above show why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Acura NSX insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,238
  • Raising to $1,000 deductibles will save around $1,898 a year
  • The average rate for a good driver age 40 with $500 deductibles is $2,278
  • Selecting low $100 deductibles will increase the cost to $3,026
  • Drivers with serious driving violations could pay upwards of $5,000 or more
  • Policy cost for full coverage for a 16-year-old driver may cost $8,142

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,238 to $8,142

Insurance rates for an Acura NSX also range considerably based on your risk profile, the trim level of your NSX, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as low as $2,100 every 12 months on average, or $175 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $8,100 a year. View Rates by Age

Your home state also has a big influence on Acura NSX insurance prices. A middle-age driver might find rates as low as $1,500 a year in states like Idaho, Maine, and Iowa, or have to pay at least $3,250 on average in Michigan, Louisiana, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,062 -$216 -9.5%
Alaska $1,750 -$528 -23.2%
Arizona $1,894 -$384 -16.9%
Arkansas $2,278 -$0 0.0%
California $2,598 $320 14.0%
Colorado $2,176 -$102 -4.5%
Connecticut $2,342 $64 2.8%
Delaware $2,580 $302 13.3%
Florida $2,850 $572 25.1%
Georgia $2,104 -$174 -7.6%
Hawaii $1,636 -$642 -28.2%
Idaho $1,544 -$734 -32.2%
Illinois $1,698 -$580 -25.5%
Indiana $1,718 -$560 -24.6%
Iowa $1,538 -$740 -32.5%
Kansas $2,166 -$112 -4.9%
Kentucky $3,110 $832 36.5%
Louisiana $3,376 $1,098 48.2%
Maine $1,406 -$872 -38.3%
Maryland $1,880 -$398 -17.5%
Massachusetts $1,822 -$456 -20.0%
Michigan $3,960 $1,682 73.8%
Minnesota $1,906 -$372 -16.3%
Mississippi $2,730 $452 19.8%
Missouri $2,022 -$256 -11.2%
Montana $2,450 $172 7.6%
Nebraska $1,798 -$480 -21.1%
Nevada $2,732 $454 19.9%
New Hampshire $1,642 -$636 -27.9%
New Jersey $2,548 $270 11.9%
New Mexico $2,018 -$260 -11.4%
New York $2,402 $124 5.4%
North Carolina $1,312 -$966 -42.4%
North Dakota $1,866 -$412 -18.1%
Ohio $1,574 -$704 -30.9%
Oklahoma $2,340 $62 2.7%
Oregon $2,088 -$190 -8.3%
Pennsylvania $2,174 -$104 -4.6%
Rhode Island $3,042 $764 33.5%
South Carolina $2,064 -$214 -9.4%
South Dakota $1,924 -$354 -15.5%
Tennessee $1,996 -$282 -12.4%
Texas $2,746 $468 20.5%
Utah $1,688 -$590 -25.9%
Vermont $1,560 -$718 -31.5%
Virginia $1,366 -$912 -40.0%
Washington $1,762 -$516 -22.7%
West Virginia $2,088 -$190 -8.3%
Wisconsin $1,578 -$700 -30.7%
Wyoming $2,030 -$248 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $1,130 annually, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $2,700 to $3,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 132% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from multiple companies. Every auto insurance company calculates rates differently, so the rates will be varied from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura NSX $524 $1,154 $442 $2,278

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX consists of avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Take the time to comparison shop every time your policy renews by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The points below are a quick review of the information touched on in the above illustrations.

  • Drivers can save as much as $300 per year simply by quoting early and online
  • Drivers under the age of 20 pay the highest rates, costing up to $679 each month for full coverage
  • Increasing comprehensive and collision deductibles can save around $1,125 each year
  • Drivers considered higher risk with a DUI or reckless driving violation will pay on average $2,720 more each year to insure an Acura NSX
  • Insureds who require increased liability limits will pay approximately $490 each year to raise from a 30/60 limit to 250/500 limits

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $8,142
20 $5,338
30 $2,416
40 $2,278
50 $2,076
60 $2,040

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,026
$250 $2,676
$500 $2,278
$1,000 $1,898

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,278
50/100 $2,366
100/300 $2,477
250/500 $2,764
100 CSL $2,411
300 CSL $2,654
500 CSL $2,831

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $11,760
20 $8,520
30 $5,152
40 $5,000
50 $4,770
60 $4,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $338

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $127
Multi-vehicle $121
Homeowner $30
5-yr Accident Free $192
5-yr Claim Free $154
Paid in Full/EFT $121
Advance Quote $125
Online Quote $170
Total Discounts $1,040
Rate after discounts $1,238

Discounts are estimated and may not be available from every company or in every state.

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