Acura NSX Insurance Rates

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UPDATED: Jun 6, 2023

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U.S. average insurance rates for an Acura NSX are $2,186 a year for full coverage insurance. Comprehensive insurance costs on average $504 each year, collision costs $1,072, and liability is estimated at $452. A policy with just liability insurance costs approximately $504 a year, with coverage for high-risk drivers costing $4,784 or more. Teen drivers pay the highest rates at $7,826 a year or more.

Average premium for full coverage: $2,186

Price estimates by individual coverage:

Comprehensive $504
Collision $1072
Liability $452

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and NSX models.

Price Range from Low to High

For an average driver, Acura NSX insurance prices go from as low as $504 for a discount liability-only rate to a high rate of $4,784 for high-risk insurance.

Liability Only $504
Full Coverage $2,186
High Risk $4,784

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas have a lower frequency of physical damage claims than larger metro areas.

The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,640
Small Cities $2,295
Large Cities $2,951

The ranges above illustrate why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Acura NSX insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,196
  • Choosing higher $1,000 deductibles can save around $356 each year
  • The average rate for the average middle-age driver with $500 deductibles is $2,186
  • Choosing low deductibles for comp and collision coverage will cost an extra $700 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,784 or more
  • The price for full coverage for a 16-year-old driver may cost $7,826 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,196 to $7,826

Insurance prices for an Acura NSX are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $2,000 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $7,800 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,430 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,950 on average in Michigan, New York, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,976 -$210 -9.6%
Alaska $1,676 -$510 -23.3%
Arizona $1,814 -$372 -17.0%
Arkansas $2,186 -$0 0.0%
California $2,490 $304 13.9%
Colorado $2,088 -$98 -4.5%
Connecticut $2,246 $60 2.7%
Delaware $2,472 $286 13.1%
Florida $2,732 $546 25.0%
Georgia $2,018 -$168 -7.7%
Hawaii $1,570 -$616 -28.2%
Idaho $1,480 -$706 -32.3%
Illinois $1,628 -$558 -25.5%
Indiana $1,646 -$540 -24.7%
Iowa $1,474 -$712 -32.6%
Kansas $2,076 -$110 -5.0%
Kentucky $2,982 $796 36.4%
Louisiana $3,234 $1,048 47.9%
Maine $1,346 -$840 -38.4%
Maryland $1,802 -$384 -17.6%
Massachusetts $1,746 -$440 -20.1%
Michigan $3,796 $1,610 73.7%
Minnesota $1,828 -$358 -16.4%
Mississippi $2,618 $432 19.8%
Missouri $1,940 -$246 -11.3%
Montana $2,348 $162 7.4%
Nebraska $1,724 -$462 -21.1%
Nevada $2,620 $434 19.9%
New Hampshire $1,576 -$610 -27.9%
New Jersey $2,442 $256 11.7%
New Mexico $1,934 -$252 -11.5%
New York $2,300 $114 5.2%
North Carolina $1,258 -$928 -42.5%
North Dakota $1,788 -$398 -18.2%
Ohio $1,510 -$676 -30.9%
Oklahoma $2,244 $58 2.7%
Oregon $2,002 -$184 -8.4%
Pennsylvania $2,084 -$102 -4.7%
Rhode Island $2,914 $728 33.3%
South Carolina $1,978 -$208 -9.5%
South Dakota $1,844 -$342 -15.6%
Tennessee $1,914 -$272 -12.4%
Texas $2,634 $448 20.5%
Utah $1,616 -$570 -26.1%
Vermont $1,494 -$692 -31.7%
Virginia $1,308 -$878 -40.2%
Washington $1,688 -$498 -22.8%
West Virginia $2,002 -$184 -8.4%
Wisconsin $1,512 -$674 -30.8%
Wyoming $1,946 -$240 -11.0%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing high deductibles can save as much as $1,060 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $2,600 to $3,500 extra each year, depending on your age. Insurance for high-risk drivers ranges from 45% to 133% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, so the prices may be quite different from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura NSX $504 $1,072 $452 $2,186

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Acura NSX Insurance

Getting lower rates on insurance for an Acura NSX takes avoiding accidents and violations, maintaining good credit, not filing small claims, and bundling your home and auto policies. Take the time to compare rates every couple of years by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a brief review of the material that was covered in the above illustrations.

  • Insureds who require higher liability limits will pay about $500 annually to raise limits from a low limit to 250/500 limits
  • Teenagers pay the highest prices, as much as $652 a month for full coverage
  • Drivers considered higher risk with DUI or reckless driving convictions pay an average of $2,600 more each year for car insurance
  • Increasing physical damage deductibles can save around $1,050 each year

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,826
20 $5,102
30 $2,310
40 $2,186
50 $1,990
60 $1,956

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,886
$250 $2,558
$500 $2,186
$1,000 $1,830

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,186
50/100 $2,276
100/300 $2,389
250/500 $2,683
100 CSL $2,322
300 CSL $2,570
500 CSL $2,751

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $11,296
20 $8,138
30 $4,922
40 $4,784
50 $4,562
60 $4,526

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $322

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $122
Multi-vehicle $116
Homeowner $29
5-yr Accident Free $182
5-yr Claim Free $147
Paid in Full/EFT $114
Advance Quote $118
Online Quote $162
Total Discounts $990
Rate after discounts $1,196

Discounts are estimated and may not be available from every company or in every state.

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