Acura NSX Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Apr 19, 2022

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Average insurance rates for an Acura NSX are $2,278 a year for full coverage. Comprehensive costs on average $524 a year, collision costs $1,154, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $5,000. Teen drivers receive the highest rates at $8,142 a year or more.

Average premium for full coverage: $2,278

Rate estimates by individual coverage type:

Comprehensive $524
Collision $1154
Liability $442

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and NSX trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $5,000 for a high risk driver.

Liability Only $496
Full Coverage $2,278
High Risk $5,000

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $1,709
Small Cities $2,392
Large Cities $3,075

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Acura NSX insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,238
  • Drivers who choose higher $1,000 deductibles will pay around $1,898 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $2,278
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $3,026
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $5,000 or more
  • The cost for full coverage for a teen driver may cost $8,142 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,238 to $8,142

for an Acura NSX can also vary considerably based on your driver profile, the trim level of your NSX, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $2,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $8,100 a year. View Rates by Age

Where you live makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,500 a year in states like Idaho, Maine, and Iowa, or as much as $3,250 on average in Michigan, Louisiana, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,062 -$216 -9.5%
Alaska $1,750 -$528 -23.2%
Arizona $1,894 -$384 -16.9%
Arkansas $2,278 -$0 0.0%
California $2,598 $320 14.0%
Colorado $2,176 -$102 -4.5%
Connecticut $2,342 $64 2.8%
Delaware $2,580 $302 13.3%
Florida $2,850 $572 25.1%
Georgia $2,104 -$174 -7.6%
Hawaii $1,636 -$642 -28.2%
Idaho $1,544 -$734 -32.2%
Illinois $1,698 -$580 -25.5%
Indiana $1,718 -$560 -24.6%
Iowa $1,538 -$740 -32.5%
Kansas $2,166 -$112 -4.9%
Kentucky $3,110 $832 36.5%
Louisiana $3,376 $1,098 48.2%
Maine $1,406 -$872 -38.3%
Maryland $1,880 -$398 -17.5%
Massachusetts $1,822 -$456 -20.0%
Michigan $3,960 $1,682 73.8%
Minnesota $1,906 -$372 -16.3%
Mississippi $2,730 $452 19.8%
Missouri $2,022 -$256 -11.2%
Montana $2,450 $172 7.6%
Nebraska $1,798 -$480 -21.1%
Nevada $2,732 $454 19.9%
New Hampshire $1,642 -$636 -27.9%
New Jersey $2,548 $270 11.9%
New Mexico $2,018 -$260 -11.4%
New York $2,402 $124 5.4%
North Carolina $1,312 -$966 -42.4%
North Dakota $1,866 -$412 -18.1%
Ohio $1,574 -$704 -30.9%
Oklahoma $2,340 $62 2.7%
Oregon $2,088 -$190 -8.3%
Pennsylvania $2,174 -$104 -4.6%
Rhode Island $3,042 $764 33.5%
South Carolina $2,064 -$214 -9.4%
South Dakota $1,924 -$354 -15.5%
Tennessee $1,996 -$282 -12.4%
Texas $2,746 $468 20.5%
Utah $1,688 -$590 -25.9%
Vermont $1,560 -$718 -31.5%
Virginia $1,366 -$912 -40.0%
Washington $1,762 -$516 -22.7%
West Virginia $2,088 -$190 -8.3%
Wisconsin $1,578 -$700 -30.7%
Wyoming $2,030 -$248 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing high deductibles could save up to $1,130 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $2,700 to $3,700 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura NSX $524 $1,154 $442 $2,278

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Acura NSX Insurance

Saving money on Acura NSX insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $1,125 each year
  • Drivers can save as much as $300 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $679 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $2,720 more each year for insurance

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $8,142
20 $5,338
30 $2,416
40 $2,278
50 $2,076
60 $2,040

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,026
$250 $2,676
$500 $2,278
$1,000 $1,898

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,278
50/100 $2,366
100/300 $2,477
250/500 $2,764
100 CSL $2,411
300 CSL $2,654
500 CSL $2,831

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $11,760
20 $8,520
30 $5,152
40 $5,000
50 $4,770
60 $4,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $338

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $127
Multi-vehicle $121
Homeowner $30
5-yr Accident Free $192
5-yr Claim Free $154
Paid in Full/EFT $121
Advance Quote $125
Online Quote $170
Total Discounts $1,040
Rate after discounts $1,238

Discounts are estimated and may not be available from every company or in every state.

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