Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance prices for an Acura NSX are $1,986 every 12 months for full coverage insurance. Comprehensive costs around $464 each year, collision costs $904, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $4,328. 16-year-old drivers receive the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Rate estimates for individual coverage type:

Comprehensive $464
Collision $904
Liability $460

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and NSX models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the cheapest price of $510 for a discount liability-only rate to a high rate of $4,328 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than congested cities.

The graphic below illustrates how location helps determine auto insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These examples illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Acura NSX insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,102
  • Using higher $1,000 deductibles will save about $310 each year
  • The average price for a 40-year-old driver using $500 deductibles is $1,986
  • Buying low deductibles for physical damage coverage increases the price to $2,594
  • Drivers with multiple tickets or accidents could pay at least $4,328 or more
  • The cost to insure a teen driver can be $7,160 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,102 to $7,160

Car insurance rates for an Acura NSX can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could cut rates by as much as $920 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,800 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $7,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $2,400 to $3,200 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 135% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Acura NSX insurance rates. A driver around age 40 might see rates as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,680 on average in Michigan, New York, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes can be significantly different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Acura NSX Insurance

Saving money on Acura NSX insurance requires having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief summary of the data covered in the charts and tables above.

  • Drivers who may need additional liability coverage will pay around $510 annually to increase from a minimum limit to a 250/500 level
  • It is possible to save up to $250 per year simply by quoting online in advance
  • Increasing deductibles could save as much as $925 each year
  • 16 to 18-year-old drivers are the costliest to insure, costing up to $597 per month if the policy includes full coverage

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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