Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average auto insurance rates for an Acura NSX are $1,986 annually with full coverage. Comprehensive insurance costs an estimated $464 a year, collision costs $904, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing $4,328 or more. Teen drivers pay the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Price estimates broken down by individual coverage:

Comprehensive $464
Collision $904
Liability $460

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and NSX trim levels.

Price Range from Low to High

For an average driver, Acura NSX insurance prices go from as cheap as $510 for minimum levels of liability insurance to a high of $4,328 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations have fewer collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Acura NSX insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,102
  • Raising to $1,000 deductibles will save approximately $1,676 annually
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,986
  • Choosing low $100 deductibles costs an additional $608 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $4,328 or more
  • The price with full coverage for a teenage driver can cost as much as $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Insurance prices for an Acura NSX are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,800 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $7,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $2,400 to $3,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $920 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,680 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, so the prices may be quite different between companies.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Acura NSX Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at every other renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a recap of the concepts that were covered in the above illustrations.

  • Drivers that have major violations or accidents pay on average $2,340 more annually to insure an Acura NSX
  • Drivers under the age of 20 are charged the highest prices, costing up to $597 a month including comprehensive and collision insurance
  • You may be able to save approximately $250 per year simply by quoting early and online
  • Increasing physical damage deductibles could save up to $925 each year
  • You may be able to save approximately $250 per year simply by quoting early and online

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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