Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance prices for an Acura NSX are $1,986 every 12 months for full coverage insurance. Comprehensive insurance costs on average $464, collision costs $904, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $4,328 or more. Teen drivers pay the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Price estimates by individual coverage:

Comprehensive $464
Collision $904
Liability $460

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all NSX models.

Price Range from Low to High

For the average 40-year-old driver, Acura NSX insurance prices go from the cheapest price of $510 for minimum levels of liability insurance to the much higher price of $4,328 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas have more infrequent physical damage claims than larger metro areas.

The example below illustrates the difference location can make on car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above illustrate why everyone should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Acura NSX insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,102
  • Raising to $1,000 deductibles will save around $310 each year
  • The average price for the average middle-age driver with $500 deductibles is $1,986
  • Choosing pricier low deductibles costs an extra $608 annually
  • Drivers with multiple violations and an at-fault accident could pay upwards of $4,328 or more
  • The price to insure a 16-year-old driver for full coverage may cost $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Auto insurance prices for an Acura NSX are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your NSX.

Choosing high deductibles can reduce prices by up to $920 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,800 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $7,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $2,400 to $3,200 in extra premium each year, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost from 45% to 135% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Acura NSX insurance prices. A middle-age driver might find prices as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,680 on average in Michigan, New York, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Acura NSX Insurance

Getting lower rates on insurance for an Acura NSX consists of avoiding accidents and violations, having a good credit score, not filing small claims, and taking advantage of discounts. Make time to compare rates at least once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief summary of the primary concepts that were touched on in this article.

  • It is possible to save as much as $250 per year simply by quoting online well ahead of the renewal date
  • Drivers considered higher risk that tend to have accidents or serious violations pay on average $2,340 more each year for car insurance
  • Increasing physical damage deductibles could save as much as $925 each year
  • Teenagers are charged the highest prices, as much as $597 a month if comprehensive and collision insurance is included

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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