Acura RL Insurance Rates

U.S. average auto insurance rates for an Acura RL are $1,136 annually for full coverage. Comprehensive insurance costs on average $208, collision costs $296, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,446 or more. Teenage drivers pay the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all RL models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The example below illustrates how your location can change car insurance rates.

The ranges above show why everyone should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Acura RL insurance rates for different risk profiles and scenarios.

• The best discount rate is $678
• Choosing higher $1,000 deductibles can save around $114 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,136
• Using pricier low deductibles for comp and collision coverage costs an additional $220 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,446 or more
• The price with full coverage for a teen driver for full coverage may cost $4,458 each year

View Chart as Image

Insurance prices for an Acura RL are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 extra each year, depending on your age. Acura RL insurance for high-risk drivers ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $340 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Acura RL insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Acura RL Insurance

Getting lower rates on Acura RL insurance takes being a low-risk driver, having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Invest the time to shop around at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a brief summary of the concepts that were illustrated above.

• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,310 more each year to insure their RL
• Teen drivers pay the highest prices, with premiums as much as $372 a month including comprehensive and collision insurance
• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $325 each year
• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date