Acura RL Insurance Rates

Average insurance rates for an Acura RL are $1,136 a year including full coverage. Comprehensive insurance costs an estimated $208, collision costs $296, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,446 or more. Teens receive the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Rate estimates broken down by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different RL trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects insurance prices.

These examples highlight why anyone shopping for car insurance should compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Acura RL insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $678
• Using higher $1,000 deductibles will save approximately $114 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,136
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $220 every year
• Drivers with serious driving violations could pay up to $2,446 or more
• The cost that insures a teen driver with full coverage can cost as much as $4,458 or more

View Chart as Image

Insurance rates for an Acura RL can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,300 to $1,900 additional per year, depending on your age. High-risk driver insurance can be as much as 43% to 128% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,400 a year. View Rates by Age

Where you live has a huge impact on Acura RL insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $340 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see which company has the best rate. Each insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Acura RL Insurance

Saving money on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Compare rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a brief recap of the primary concepts that were touched on in the above illustrations.

• You may be able to save approximately $130 per year simply by shopping early and online
• Higher risk drivers who tend to receive serious violations could be charged and average of $1,310 more annually than a driver with a clean driving record
• Increasing deductibles can save approximately $325 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $372 per month if comprehensive and collision insurance is included