Acura TLX Insurance Rates
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UPDATED: May 3, 2024
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Estimated insurance rates for an Acura TLX are $1,360 a year with full coverage. Comprehensive costs an estimated $258, collision insurance costs $484, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,960. Teenage drivers pay the most at up to $5,210 a year.
Average premium for full coverage: $1,360
Premium estimates broken down by type of coverage:
Prices include $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for different TLX trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Acura TLX range from as low as $510 for your basic liability-only policy to a much higher rate of $2,960 for high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.
These rate differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Acura TLX insurance rates for other coverage scenarios.
- The best discount rate is $785
- Drivers who choose higher $1,000 deductibles will pay approximately $168 annually
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,360
- Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,690
- High-risk insureds who are prone to accidents and violations could pay up to $2,960
- An auto insurance policy for full coverage for a teenage driver with full coverage can cost as much as $5,210 a year
Auto insurance prices for an Acura TLX also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.
An older driver with a good driving record and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $5,200 a year. View Rates by Age
Where you choose to live makes a big difference in Acura TLX insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,840 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$128 | -9.4% |
| Alaska | $1,044 | -$316 | -23.2% |
| Arizona | $1,130 | -$230 | -16.9% |
| Arkansas | $1,360 | -$0 | 0.0% |
| California | $1,550 | $190 | 14.0% |
| Colorado | $1,300 | -$60 | -4.4% |
| Connecticut | $1,400 | $40 | 2.9% |
| Delaware | $1,540 | $180 | 13.2% |
| Florida | $1,704 | $344 | 25.3% |
| Georgia | $1,256 | -$104 | -7.6% |
| Hawaii | $978 | -$382 | -28.1% |
| Idaho | $922 | -$438 | -32.2% |
| Illinois | $1,014 | -$346 | -25.4% |
| Indiana | $1,026 | -$334 | -24.6% |
| Iowa | $918 | -$442 | -32.5% |
| Kansas | $1,294 | -$66 | -4.9% |
| Kentucky | $1,858 | $498 | 36.6% |
| Louisiana | $2,014 | $654 | 48.1% |
| Maine | $840 | -$520 | -38.2% |
| Maryland | $1,124 | -$236 | -17.4% |
| Massachusetts | $1,090 | -$270 | -19.9% |
| Michigan | $2,366 | $1,006 | 74.0% |
| Minnesota | $1,140 | -$220 | -16.2% |
| Mississippi | $1,630 | $270 | 19.9% |
| Missouri | $1,208 | -$152 | -11.2% |
| Montana | $1,462 | $102 | 7.5% |
| Nebraska | $1,074 | -$286 | -21.0% |
| Nevada | $1,634 | $274 | 20.1% |
| New Hampshire | $982 | -$378 | -27.8% |
| New Jersey | $1,522 | $162 | 11.9% |
| New Mexico | $1,208 | -$152 | -11.2% |
| New York | $1,434 | $74 | 5.4% |
| North Carolina | $782 | -$578 | -42.5% |
| North Dakota | $1,114 | -$246 | -18.1% |
| Ohio | $940 | -$420 | -30.9% |
| Oklahoma | $1,400 | $40 | 2.9% |
| Oregon | $1,246 | -$114 | -8.4% |
| Pennsylvania | $1,298 | -$62 | -4.6% |
| Rhode Island | $1,816 | $456 | 33.5% |
| South Carolina | $1,232 | -$128 | -9.4% |
| South Dakota | $1,148 | -$212 | -15.6% |
| Tennessee | $1,192 | -$168 | -12.4% |
| Texas | $1,642 | $282 | 20.7% |
| Utah | $1,008 | -$352 | -25.9% |
| Vermont | $932 | -$428 | -31.5% |
| Virginia | $816 | -$544 | -40.0% |
| Washington | $1,054 | -$306 | -22.5% |
| West Virginia | $1,248 | -$112 | -8.2% |
| Wisconsin | $942 | -$418 | -30.7% |
| Wyoming | $1,214 | -$146 | -10.7% |
Using high physical damage deductibles could save up to $500 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $346 | $690 | $390 | $1,584 |
| 2023 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2022 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2021 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2020 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2019 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2018 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2017 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2016 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2015 Acura TLX | $234 | $418 | $464 | $1,274 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Acura TLX Insurance
Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, being claim-free, and consideration of higher deductibles. Invest time comparing rates every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below is a quick rundown of the material that was covered in the charts and tables above.
- Consumers who want higher levels of liability will pay an extra $510 every year to go from 30/60 bodily injury limits to 250/500 limits
- Teenage drivers are the costliest to insure, possibly costing $434 per month if they have full coverage
- Drivers with reckless driving or DUI convictions may pay on average $1,600 more annually for auto insurance
- Increasing policy deductibles can save around $500 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,210 |
| 20 | $3,158 |
| 30 | $1,410 |
| 40 | $1,360 |
| 50 | $1,246 |
| 60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,690 |
| $250 | $1,536 |
| $500 | $1,360 |
| $1,000 | $1,192 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,360 |
| 50/100 | $1,452 |
| 100/300 | $1,567 |
| 250/500 | $1,866 |
| 100 CSL | $1,498 |
| 300 CSL | $1,751 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,016 |
| 40 | $2,960 |
| 50 | $2,830 |
| 60 | $2,806 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $575 |
Discounts are estimated and may not be available from every company or in every state.
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