Acura TLX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 3, 2024
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Estimated auto insurance rates for an Acura TLX are $1,360 annually with full coverage. Comprehensive costs on average $258, collision insurance costs $484, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,960. 16-year-old drivers pay the most at up to $5,210 a year.
Average premium for full coverage: $1,360
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all TLX models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for an Acura TLX range from as cheap as $510 for just the minimum liability insurance to the much higher price of $2,960 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than congested cities. The example below illustrates how geographic area affects car insurance rates.
These rate differences demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Acura TLX insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $785
- Using higher $1,000 deductibles will save around $168 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,360
- Buying pricier low deductibles for physical damage coverage will cost $1,690
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,960
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $5,210 or more
Auto insurance prices for an Acura TLX also have a wide range based on the model of your TLX, your driving record, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,300 in extra premium annually, depending on your age. Acura TLX insurance for high-risk drivers can be from 44% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut prices by as much as $500 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Acura TLX insurance prices. A driver around age 40 might see prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or at least $1,840 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$128 | -9.4% |
| Alaska | $1,044 | -$316 | -23.2% |
| Arizona | $1,130 | -$230 | -16.9% |
| Arkansas | $1,360 | -$0 | 0.0% |
| California | $1,550 | $190 | 14.0% |
| Colorado | $1,300 | -$60 | -4.4% |
| Connecticut | $1,400 | $40 | 2.9% |
| Delaware | $1,540 | $180 | 13.2% |
| Florida | $1,704 | $344 | 25.3% |
| Georgia | $1,256 | -$104 | -7.6% |
| Hawaii | $978 | -$382 | -28.1% |
| Idaho | $922 | -$438 | -32.2% |
| Illinois | $1,014 | -$346 | -25.4% |
| Indiana | $1,026 | -$334 | -24.6% |
| Iowa | $918 | -$442 | -32.5% |
| Kansas | $1,294 | -$66 | -4.9% |
| Kentucky | $1,858 | $498 | 36.6% |
| Louisiana | $2,014 | $654 | 48.1% |
| Maine | $840 | -$520 | -38.2% |
| Maryland | $1,124 | -$236 | -17.4% |
| Massachusetts | $1,090 | -$270 | -19.9% |
| Michigan | $2,366 | $1,006 | 74.0% |
| Minnesota | $1,140 | -$220 | -16.2% |
| Mississippi | $1,630 | $270 | 19.9% |
| Missouri | $1,208 | -$152 | -11.2% |
| Montana | $1,462 | $102 | 7.5% |
| Nebraska | $1,074 | -$286 | -21.0% |
| Nevada | $1,634 | $274 | 20.1% |
| New Hampshire | $982 | -$378 | -27.8% |
| New Jersey | $1,522 | $162 | 11.9% |
| New Mexico | $1,208 | -$152 | -11.2% |
| New York | $1,434 | $74 | 5.4% |
| North Carolina | $782 | -$578 | -42.5% |
| North Dakota | $1,114 | -$246 | -18.1% |
| Ohio | $940 | -$420 | -30.9% |
| Oklahoma | $1,400 | $40 | 2.9% |
| Oregon | $1,246 | -$114 | -8.4% |
| Pennsylvania | $1,298 | -$62 | -4.6% |
| Rhode Island | $1,816 | $456 | 33.5% |
| South Carolina | $1,232 | -$128 | -9.4% |
| South Dakota | $1,148 | -$212 | -15.6% |
| Tennessee | $1,192 | -$168 | -12.4% |
| Texas | $1,642 | $282 | 20.7% |
| Utah | $1,008 | -$352 | -25.9% |
| Vermont | $932 | -$428 | -31.5% |
| Virginia | $816 | -$544 | -40.0% |
| Washington | $1,054 | -$306 | -22.5% |
| West Virginia | $1,248 | -$112 | -8.2% |
| Wisconsin | $942 | -$418 | -30.7% |
| Wyoming | $1,214 | -$146 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $346 | $690 | $390 | $1,584 |
| 2023 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2022 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2021 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2020 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2019 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2018 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2017 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2016 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2015 Acura TLX | $234 | $418 | $464 | $1,274 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Acura TLX Insurance
Finding better rates on insurance for an Acura TLX requires avoiding accidents and claims, having above-average credit, being claim-free, and deciding if full coverage is necessary. Invest the time to compare rates every year by obtaining price quotes from direct companies, and also from local independent and exclusive agents.
The points below are a review of the coverage data presented in the illustrations above.
- You may be able to save as much as $160 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $500 each year
- Drivers under the age of 20 are charged the highest prices, possibly costing $434 per month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations pay an average of $1,600 more each year to insure an Acura TLX
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,210 |
| 20 | $3,158 |
| 30 | $1,410 |
| 40 | $1,360 |
| 50 | $1,246 |
| 60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,690 |
| $250 | $1,536 |
| $500 | $1,360 |
| $1,000 | $1,192 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,360 |
| 50/100 | $1,452 |
| 100/300 | $1,567 |
| 250/500 | $1,866 |
| 100 CSL | $1,498 |
| 300 CSL | $1,751 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,016 |
| 40 | $2,960 |
| 50 | $2,830 |
| 60 | $2,806 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $575 |
Discounts are estimated and may not be available from every company or in every state.
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