Acura TSX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Nov 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

Estimated insurance rates for an Acura TSX are $854 a year including full coverage. Comprehensive costs on average $148, collision insurance costs $190, and liability costs around $380. Liability-only coverage costs as low as $428 a year, and high-risk coverage costs around $1,826. Teenage drivers pay the most at up to $3,396 a year.

Average premium for full coverage: $854

Premium estimates by type of coverage:

Comprehensive $148
Collision $190
Liability $380

Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all TSX models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Acura TSX range from the low end price of $428 for just liability insurance to the much higher price of $1,826 for a driver that may need high-risk insurance.

Liability Only $428
Full Coverage $854
High Risk $1,826

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $641
Small Cities $897
Large Cities $1,153

These rate differences highlight why everyone should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Acura TSX insurance rates for different risk profiles and scenarios.

  • The best discount rate is $521
  • Using higher $1,000 deductibles will save around $76 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $854
  • Using pricier low deductibles for physical damage coverage bumps up the cost to $1,000
  • Drivers who are prone to accidents and violations could pay upwards of $1,826
  • An auto insurance policy that insures a teen driver for full coverage may cost $3,396 or more

View Chart as Image

Acura TSX insurance cost comparison chart
Column chart showing Acura TSX insurance rates range from $521 to $3,396 for full coverage

Insurance prices for an Acura TSX also have a wide range based on the model of your TSX, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,000 to $1,400 extra annually, depending on your age. Acura TSX insurance for high-risk drivers can be as much as 41% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $3,300 a year. View Rates by Age

Where you choose to live has a huge impact on Acura TSX insurance prices. A driver around age 40 might see prices as low as $660 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,220 on average in Michigan, New York, and Louisiana.

Acura TSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $770 -$84 -9.8%
Alaska $654 -$200 -23.4%
Arizona $708 -$146 -17.1%
Arkansas $854 -$0 0.0%
California $972 $118 13.8%
Colorado $812 -$42 -4.9%
Connecticut $874 $20 2.3%
Delaware $964 $110 12.9%
Florida $1,064 $210 24.6%
Georgia $788 -$66 -7.7%
Hawaii $612 -$242 -28.3%
Idaho $578 -$276 -32.3%
Illinois $634 -$220 -25.8%
Indiana $642 -$212 -24.8%
Iowa $574 -$280 -32.8%
Kansas $810 -$44 -5.2%
Kentucky $1,162 $308 36.1%
Louisiana $1,262 $408 47.8%
Maine $526 -$328 -38.4%
Maryland $704 -$150 -17.6%
Massachusetts $680 -$174 -20.4%
Michigan $1,480 $626 73.3%
Minnesota $714 -$140 -16.4%
Mississippi $1,020 $166 19.4%
Missouri $758 -$96 -11.2%
Montana $916 $62 7.3%
Nebraska $672 -$182 -21.3%
Nevada $1,022 $168 19.7%
New Hampshire $616 -$238 -27.9%
New Jersey $954 $100 11.7%
New Mexico $754 -$100 -11.7%
New York $896 $42 4.9%
North Carolina $490 -$364 -42.6%
North Dakota $698 -$156 -18.3%
Ohio $586 -$268 -31.4%
Oklahoma $874 $20 2.3%
Oregon $782 -$72 -8.4%
Pennsylvania $812 -$42 -4.9%
Rhode Island $1,136 $282 33.0%
South Carolina $774 -$80 -9.4%
South Dakota $720 -$134 -15.7%
Tennessee $746 -$108 -12.6%
Texas $1,030 $176 20.6%
Utah $632 -$222 -26.0%
Vermont $584 -$270 -31.6%
Virginia $512 -$342 -40.0%
Washington $658 -$196 -23.0%
West Virginia $782 -$72 -8.4%
Wisconsin $586 -$268 -31.4%
Wyoming $758 -$96 -11.2%

View Chart as Image

Acura TSX insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $230 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $342 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Acura TSX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura TSX $838 $70
Acura TSX Technology Package $854 $71

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura TSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Acura TSX $224 $364 $394 $1,118
2012 Acura TSX $220 $340 $402 $1,098
2010 Acura TSX $198 $286 $406 $1,026
2009 Acura TSX $184 $262 $402 $984
2008 Acura TSX $174 $238 $402 $950
2007 Acura TSX $168 $214 $398 $916
2004 Acura TSX $148 $190 $380 $854

Rates are averaged for all Acura TSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Acura TSX Insurance

Finding better rates on car insurance requires being a low-risk driver, having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Compare prices once a year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief recap of the data that was covered in the above illustrations.

  • You may be able to save as much as $90 per year just by quoting online well ahead of the renewal date
  • Policyholders who require more liability coverage will pay an extra $420 per year to increase from 30/60 bodily injury limits to the 250/500 level
  • Teen drivers pay the highest prices, with the cost nearing $283 per month if full coverage is included
  • Higher risk drivers who tend to receive serious violations could be forced to pay on average $970 more each year to insure their TSX

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

  • Small overlap front (driver-side): Marginal
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.

Rates by Driver Age

Acura TSX Insurance Rates by Driver Age
Driver Age Premium
16 $3,396
20 $1,942
30 $870
40 $854
50 $784
60 $766

Full coverage, $500 deductibles

Rates by Deductible

Acura TSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,000
$250 $934
$500 $854
$1,000 $778

Full coverage, driver age 40

Rates by Liability Limit

Acura TSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $854
50/100 $930
100/300 $1,025
250/500 $1,272
100 CSL $968
300 CSL $1,177
500 CSL $1,329

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TSX Insurance Rates for High Risk Drivers
Age Premium
16 $4,784
20 $3,088
30 $1,846
40 $1,826
50 $1,744
60 $1,726

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $113

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $53
Paid in Full/EFT $31
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $521

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles