Acura TSX Insurance Rates
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UPDATED: Nov 17, 2021
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While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage. However, many factors impact your Acura TSX insurance costs.
For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon.
You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide.
Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.
Estimated insurance rates for an Acura TSX are $854 a year including full coverage. Comprehensive costs on average $148, collision insurance costs $190, and liability costs around $380. Liability-only coverage costs as low as $428 a year, and high-risk coverage costs around $1,826. Teenage drivers pay the most at up to $3,396 a year.
Average premium for full coverage: $854
Premium estimates by type of coverage:
Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all TSX models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for an Acura TSX range from the low end price of $428 for just liability insurance to the much higher price of $1,826 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.
These rate differences highlight why everyone should compare prices based on a specific location, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Acura TSX insurance rates for different risk profiles and scenarios.
- The best discount rate is $521
- Using higher $1,000 deductibles will save around $76 every year
- The estimated price for a 40-year-old good driver with $500 deductibles is $854
- Using pricier low deductibles for physical damage coverage bumps up the cost to $1,000
- Drivers who are prone to accidents and violations could pay upwards of $1,826
- An auto insurance policy that insures a teen driver for full coverage may cost $3,396 or more
Insurance prices for an Acura TSX also have a wide range based on the model of your TSX, your driving record and age, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are likely paying at a minimum $1,000 to $1,400 extra annually, depending on your age. Acura TSX insurance for high-risk drivers can be as much as 41% to 131% more than a normal policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $3,300 a year. View Rates by Age
Where you choose to live has a huge impact on Acura TSX insurance prices. A driver around age 40 might see prices as low as $660 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,220 on average in Michigan, New York, and Louisiana.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Using high physical damage deductibles could cut prices by as much as $230 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $342 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Acura TSX Technology Package||$854||$71|
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2013 Acura TSX||$224||$364||$394||$1,118|
|2012 Acura TSX||$220||$340||$402||$1,098|
|2010 Acura TSX||$198||$286||$406||$1,026|
|2009 Acura TSX||$184||$262||$402||$984|
|2008 Acura TSX||$174||$238||$402||$950|
|2007 Acura TSX||$168||$214||$398||$916|
|2004 Acura TSX||$148||$190||$380||$854|
Rates are averaged for all Acura TSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Acura TSX Insurance
Finding better rates on car insurance requires being a low-risk driver, having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Compare prices once a year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.
The items below are a brief recap of the data that was covered in the above illustrations.
- You may be able to save as much as $90 per year just by quoting online well ahead of the renewal date
- Policyholders who require more liability coverage will pay an extra $420 per year to increase from 30/60 bodily injury limits to the 250/500 level
- Teen drivers pay the highest prices, with the cost nearing $283 per month if full coverage is included
- Higher risk drivers who tend to receive serious violations could be forced to pay on average $970 more each year to insure their TSX
So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance.
For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.
However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.
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What are the safety ratings for the Acura TSX?
We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.
Take a look at the safety ratings of the 2014 Acura TSX below.
- Small overlap front (driver-side): Marginal
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.
Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.
Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model.
Acura TSX Compared Against other Vehicles in the Same Class
Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.
Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.
Other comparable midsize four-door vehicles are as follows:
The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range.
Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles.
We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.
Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$52|
|5-yr Claim Free||$53|
|Paid in Full/EFT||$31|
Discounts are estimated and may not be available from every company or in every state.
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