Acura TSX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

Average insurance rates for an Acura TSX are $836 a year including full coverage. Comprehensive insurance costs around $144 each year, collision insurance costs $180, and liability coverage is estimated at $376. Buying just liability costs approximately $426 a year, and insurance for high-risk drivers costs $1,784 or more. Teenage drivers receive the highest rates at up to $3,332 a year.

Average premium for full coverage: $836

Rate estimates for individual coverage type:

Comprehensive $144
Collision $180
Liability $376

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and TSX models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $426 for a discount liability-only rate to a high rate of $1,784 for a driver who has had serious violations or accidents.

Liability Only $426
Full Coverage $836
High Risk $1,784

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $627
Small Cities $878
Large Cities $1,129

These examples highlight why all drivers should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Acura TSX insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $511
  • Choosing higher $1,000 deductibles can save about $76 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $836
  • Using low deductibles for comp and collision coverage will cost an additional $138 each year
  • Drivers who are prone to accidents and violations could pay at least $1,784
  • The cost that insures a teenage driver can be $3,332 each year

View Chart as Image

Acura TSX insurance cost comparison chart
Column chart showing Acura TSX insurance prices range from $511 to $3,332 for full coverage

Auto insurance rates for an Acura TSX can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,000 to $1,400 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges around 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $800 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $3,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura TSX insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,190 on average in Michigan, New York, and Louisiana.

Acura TSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $754 -$82 -9.8%
Alaska $640 -$196 -23.4%
Arizona $690 -$146 -17.5%
Arkansas $836 -$0 0.0%
California $950 $114 13.6%
Colorado $796 -$40 -4.8%
Connecticut $856 $20 2.4%
Delaware $942 $106 12.7%
Florida $1,042 $206 24.6%
Georgia $772 -$64 -7.7%
Hawaii $598 -$238 -28.5%
Idaho $566 -$270 -32.3%
Illinois $620 -$216 -25.8%
Indiana $630 -$206 -24.6%
Iowa $562 -$274 -32.8%
Kansas $792 -$44 -5.3%
Kentucky $1,136 $300 35.9%
Louisiana $1,234 $398 47.6%
Maine $514 -$322 -38.5%
Maryland $688 -$148 -17.7%
Massachusetts $664 -$172 -20.6%
Michigan $1,450 $614 73.4%
Minnesota $698 -$138 -16.5%
Mississippi $998 $162 19.4%
Missouri $742 -$94 -11.2%
Montana $894 $58 6.9%
Nebraska $656 -$180 -21.5%
Nevada $1,000 $164 19.6%
New Hampshire $604 -$232 -27.8%
New Jersey $932 $96 11.5%
New Mexico $736 -$100 -12.0%
New York $876 $40 4.8%
North Carolina $480 -$356 -42.6%
North Dakota $684 -$152 -18.2%
Ohio $574 -$262 -31.3%
Oklahoma $856 $20 2.4%
Oregon $764 -$72 -8.6%
Pennsylvania $792 -$44 -5.3%
Rhode Island $1,114 $278 33.3%
South Carolina $756 -$80 -9.6%
South Dakota $704 -$132 -15.8%
Tennessee $730 -$106 -12.7%
Texas $1,004 $168 20.1%
Utah $616 -$220 -26.3%
Vermont $568 -$268 -32.1%
Virginia $500 -$336 -40.2%
Washington $642 -$194 -23.2%
West Virginia $764 -$72 -8.6%
Wisconsin $576 -$260 -31.1%
Wyoming $742 -$94 -11.2%

View Chart as Image

Acura TSX insurance rates by U.S. city

Using high physical damage deductibles can save as much as $220 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Acura TSX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura TSX $820 $68
Acura TSX Technology Package $836 $70

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura TSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Acura TSX $220 $340 $402 $1,098
2012 Acura TSX $202 $316 $402 $1,056
2010 Acura TSX $184 $262 $402 $984
2009 Acura TSX $174 $238 $402 $950
2008 Acura TSX $168 $214 $398 $916
2007 Acura TSX $166 $208 $390 $900
2004 Acura TSX $144 $180 $376 $836

Rates are averaged for all Acura TSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Acura TSX Insurance

Saving money on auto insurance takes avoiding accidents and violations, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare prices every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a recap of the ideas that were touched on in the above illustrations.

  • Teenagers are expensive to insure, as much as $278 per month if the policy includes full coverage
  • Drivers that have major violations or accidents may have to pay on average $950 more every year for car insurance
  • Increasing deductibles can save approximately $225 each year
  • You may be able to save up to $90 per year just by quoting online in advance

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

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What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

  • Small overlap front (driver-side): Marginal
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.

Rates by Driver Age

Acura TSX Insurance Rates by Driver Age
Driver Age Premium
16 $3,332
20 $1,898
30 $850
40 $836
50 $766
60 $752

Full coverage, $500 deductibles

Rates by Deductible

Acura TSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $974
$250 $910
$500 $836
$1,000 $760

Full coverage, driver age 40

Rates by Liability Limit

Acura TSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $836
50/100 $911
100/300 $1,005
250/500 $1,250
100 CSL $949
300 CSL $1,156
500 CSL $1,306

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TSX Insurance Rates for High Risk Drivers
Age Premium
16 $4,690
20 $3,016
30 $1,800
40 $1,784
50 $1,706
60 $1,686

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $110

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $44
Homeowner $15
5-yr Accident Free $50
5-yr Claim Free $52
Paid in Full/EFT $30
Advance Quote $36
Online Quote $56
Total Discounts $325
Rate after discounts $511

Discounts are estimated and may not be available from every company or in every state.

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