Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 4, 2023
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U.S. average insurance rates for an Audi A7 are $1,416 a year for full coverage. Comprehensive costs approximately $286, collision costs $508, and liability coverage is $464. Liability-only insurance costs around $514 a year, with high-risk driver insurance costing around $3,076. Teenage drivers pay the highest rates at $5,364 a year or more.
Average premium for full coverage: $1,416
Price estimates by individual coverage:
Prices include $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different A7 trim levels.
Price Range from Low to High
For the average 40-year-old driver, Audi A7 insurance prices go from the low end price of $514 for liability-only coverage to a much higher rate of $3,076 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities.
The price range example below illustrates the difference location can make on auto insurance prices.
The ranges above show why anyone shopping for car insurance should compare rates quotes using their specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Audi A7 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $815
- Raising to $1,000 deductibles will save $180 a year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,416
- Using more expensive low deductibles bumps up the cost to $1,766
- Unlucky drivers who are prone to accidents and violations could pay around $3,076 or more
- The price that insures a teenage driver with full coverage can cost $5,364
Car insurance prices for an Audi A7 are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,300 a year. View Rates by Age
The state you live in also has a big influence on Audi A7 insurance rates. A middle-age driver might find prices as low as $930 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,020 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,282 | -$134 | -9.5% |
| Alaska | $1,088 | -$328 | -23.2% |
| Arizona | $1,178 | -$238 | -16.8% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,616 | $200 | 14.1% |
| Colorado | $1,356 | -$60 | -4.2% |
| Connecticut | $1,458 | $42 | 3.0% |
| Delaware | $1,606 | $190 | 13.4% |
| Florida | $1,774 | $358 | 25.3% |
| Georgia | $1,308 | -$108 | -7.6% |
| Hawaii | $1,020 | -$396 | -28.0% |
| Idaho | $958 | -$458 | -32.3% |
| Illinois | $1,056 | -$360 | -25.4% |
| Indiana | $1,068 | -$348 | -24.6% |
| Iowa | $958 | -$458 | -32.3% |
| Kansas | $1,346 | -$70 | -4.9% |
| Kentucky | $1,934 | $518 | 36.6% |
| Louisiana | $2,098 | $682 | 48.2% |
| Maine | $874 | -$542 | -38.3% |
| Maryland | $1,170 | -$246 | -17.4% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,462 | $1,046 | 73.9% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,696 | $280 | 19.8% |
| Missouri | $1,258 | -$158 | -11.2% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,118 | -$298 | -21.0% |
| Nevada | $1,700 | $284 | 20.1% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,584 | $168 | 11.9% |
| New Mexico | $1,256 | -$160 | -11.3% |
| New York | $1,494 | $78 | 5.5% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,456 | $40 | 2.8% |
| Oregon | $1,298 | -$118 | -8.3% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,892 | $476 | 33.6% |
| South Carolina | $1,284 | -$132 | -9.3% |
| South Dakota | $1,196 | -$220 | -15.5% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,708 | $292 | 20.6% |
| Utah | $1,050 | -$366 | -25.8% |
| Vermont | $972 | -$444 | -31.4% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,298 | -$118 | -8.3% |
| Wisconsin | $982 | -$434 | -30.6% |
| Wyoming | $1,262 | -$154 | -10.9% |
Using high physical damage deductibles can reduce prices by up to $530 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $424 | $840 | $390 | $1,812 |
| 2023 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2022 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2021 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2020 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2019 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2018 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2017 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2016 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2015 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2014 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2013 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2012 Audi A7 | $252 | $400 | $478 | $1,288 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Audi A7 Insurance
Getting lower rates on auto insurance consists of having a good driving record, having a positive credit history, eliminating unnecessary coverage, and avoiding coverage lapses. Compare prices every time your policy renews by getting rate quotes from direct carriers, and also from insurance agencies where you live.
The next list is a quick rundown of the information touched on in this article.
- Drivers can save around $170 per year simply by shopping early and online
- Drivers age 20 and younger pay the highest auto insurance prices, with premiums as much as $447 a month if full coverage is purchased
- Increasing physical damage deductibles can save approximately $525 each year
- Drivers with reckless driving or DUI convictions could be forced to pay on average $1,660 more per year to buy Audi A7 insurance
- Consumers who purchase increased levels of liability coverage will pay an extra $510 each year to raise from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,364 |
| 20 | $3,272 |
| 30 | $1,470 |
| 40 | $1,416 |
| 50 | $1,296 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,766 |
| $250 | $1,604 |
| $500 | $1,416 |
| $1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,509 |
| 100/300 | $1,625 |
| 250/500 | $1,926 |
| 100 CSL | $1,555 |
| 300 CSL | $1,810 |
| 500 CSL | $1,996 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,646 |
| 20 | $5,216 |
| 30 | $3,134 |
| 40 | $3,076 |
| 50 | $2,936 |
| 60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $76 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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