Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs around $298, collision insurance costs $520, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, and high-risk insurance costs $2,936 or more. Teen drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance rates.

These rate differences show why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Choosing higher $1,000 deductibles can save about $188 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,356
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $358 a year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,936
• An auto insurance policy for full coverage for a teen driver with full coverage can be $5,016 each year

Auto insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level of your RS 5, and deductibles and policy limits.

An older driver with a good driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,930 on average in Michigan, Louisiana, and New York.

Choosing high deductibles can save as much as $550 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 44% to 132% more than average. View High Risk Driver Rates

How to Find More Affordable Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance takes being a low-risk driver, having good credit, not filing small claims, and possibly raising deductibles. Make time to compare rates every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a summary of the ideas that were touched on in this article.

• Teen drivers are expensive to insure, as much as $418 per month if they have full coverage
• High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,580 more every year to insure their RS 5
• Increasing policy deductibles can save around $550 each year
• Drivers can save up to $170 per year just by shopping early and online