Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs around $298 each year, collision insurance costs $520, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $2,936. Teen drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

These rate differences show why all drivers should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save about $188 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,356
• Choosing low deductibles for physical damage coverage will increase the cost to $1,714
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,936
• An auto insurance policy for full coverage for a teenage driver can be $5,016 or more

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level of your RS 5, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,930 on average in Michigan, Louisiana, and New York.

Choosing high deductibles could cut prices by as much as $550 a year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than average. View High Risk Driver Rates

How to Find the Best Audi RS 5 Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a brief recap of the primary concepts that were touched on above.

• Drivers can save up to $170 per year just by quoting online in advance
• Drivers who tend to receive serious violations may be required to pay an average of $1,580 more every year for auto insurance
• Increasing policy deductibles can save around $550 each year
• Teenage drivers pay higher prices, as much as $418 per month for full coverage