Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs around $298 a year, collision insurance costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,936. Teens cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save about $1,168 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,356
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,714
• Unlucky drivers with serious driving violations could pay at least $2,936
• Policy cost for full coverage for a teen driver can be $5,016 each year

Insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 every year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Audi RS 5 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a review of the material that was covered in the above illustrations.

• Policyholders who may need higher liability limits will pay approximately $440 every year to raise limits from a 30/60 limit to 250/500 limits
• Teenagers are charged the highest rates, as much as $418 each month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations pay an average of $1,580 more every year for car insurance
• Increasing comprehensive and collision deductibles can save around $550 each year