Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs on average $322, collision costs $560, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $3,072 or more. Teens pay the most at $5,206 a year or more.

Average premium for full coverage: $1,420

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $806
• Using higher $1,000 deductibles will save around $202 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,420
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $388 every year
• Drivers with serious driving violations could pay upwards of $3,072 or more
• An auto insurance policy for full coverage for a teen driver with full coverage may cost $5,206 or more

Auto insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,910 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $590 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

How to Find Affordable Audi RS 5 Insurance

Finding better rates on car insurance requires being a low-risk driver, having good credit, being claim-free, and taking advantage of discounts. Set aside time to compare rates at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a brief review of the car insurance concepts covered above.

• Higher risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,650 more each year to insure their RS 5
• You may be able to save as much as $170 per year simply by shopping early and online
• Increasing policy deductibles can save around $600 each year
• Policyholders who require more liability coverage will pay approximately $440 every year to increase from 30/60 bodily injury limits to 250/500 limits