Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $520, and liability coverage is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs $2,936 or more. Teen drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates broken down by type of coverage:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates the difference location can make on insurance prices.

These rate differences highlight why everyone should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Raising to $1,000 deductibles will save approximately $188 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,356
• Choosing pricier low deductibles will cost an extra $358 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,936
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $5,016

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the model of your RS 5, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

Where you choose to live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

Choosing high deductibles can reduce prices by up to $550 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,200 additional annually, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost around 44% to 132% more than average. View High Risk Driver Rates

How to Find Low Cost Audi RS 5 Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having a good credit history, refrain from filing small claims, and possibly raising deductibles. Make time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the material that was touched on in this article.

• Consumers who want more liability coverage will pay about $440 per year to raise from 30/60 bodily injury limits to 250/500 limits
• Teen drivers are expensive to insure, with the cost nearing $418 per month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations may pay on average $1,580 more annually to insure their RS 5
• Increasing policy deductibles can save around $550 each year