Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs an estimated $298, collision insurance costs $520, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, and high-risk insurance costs around $2,936. Teenage drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates how your location can change insurance prices.

The examples above show why everyone should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi RS 5 insurance rates for other coverage scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save approximately $188 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,356
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,714
• Unlucky drivers who are prone to accidents and violations could pay up to $2,936
• Policy cost that insures a teen driver for full coverage can cost as much as $5,016 each year

Car insurance rates for an Audi RS 5 also range considerably based on the model of your RS 5, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,930 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles can save as much as $550 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Audi RS 5 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices at every other renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a brief summary of the concepts that were illustrated above.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,580 more annually to insure an Audi RS 5
• Drivers under the age of 20 have the highest car insurance rates, costing up to $418 each month if full coverage is purchased
• Drivers can save approximately $170 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Drivers can save approximately $170 per year just by quoting online well ahead of the renewal date