Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs around $298, collision costs $520, and liability costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why everyone should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Using higher $1,000 deductibles will save about $188 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,356
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,714
• High-risk insureds who are prone to accidents and violations could pay at least $2,936 or more
• Policy cost that insures a 16-year-old driver for full coverage can be $5,016 or more

Insurance rates for an Audi RS 5 also range considerably based on the model of your RS 5, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers can be from 44% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

Using high physical damage deductibles could cut rates by as much as $550 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be varied.

How to Find Cheap Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 requires avoiding accidents and claims, having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare prices every year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The points below are a brief summary of the coverage data covered in the above illustrations.

• It is possible to save up to $170 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Drivers under the age of 20 pay higher rates, possibly costing $418 each month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,580 more every year to insure an Audi RS 5