Audi RS 5 Insurance Rates

U.S. average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs approximately $298 a year, collision insurance costs $520, and liability costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs $2,936 or more. 16-year-old drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have fewer accident claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $772
• Drivers who choose higher $1,000 deductibles will pay $1,168 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,356
• Buying low $100 deductibles for comprehensive and collision insurance costs an additional $358 annually
• Drivers with multiple tickets or accidents could pay around $2,936
• The price with full coverage for a 16-year-old driver can cost $5,016 a year

Auto insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $550 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or at least $1,930 on average in New York, Louisiana, and Michigan.

How to Buy the Right Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 not only requires avoiding accidents and claims, but also having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Set aside time to shop around at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a quick rundown of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,580 more per year to insure an Audi RS 5
• Drivers can save around $170 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $550 each year
• Insureds who purchase increased liability limits will pay around $440 each year to go from a low limit to higher 250/500 limits