Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive insurance costs around $298 each year, collision insurance costs $520, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, and high-risk insurance costs $2,936 or more. Teens pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why all drivers should compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save about $188 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,356
• Selecting low deductibles for physical damage coverage will cost an extra $358 each year
• Higher-risk drivers with serious driving violations could pay at least $2,936
• An auto insurance policy for full coverage for a teenage driver can be $5,016 or more

Auto insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Right Audi RS 5 Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having good credit, being claim-free, and possibly raising deductibles. Spend time shopping around at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a quick rundown of the car insurance concepts touched on above.

• Drivers with reckless driving or DUI convictions pay an average of $1,580 more every year for auto insurance
• You may be able to save up to $170 per year just by quoting online in advance
• Increasing policy deductibles can save around $550 each year
• Consumers who may need higher levels of liability will pay approximately $440 every year to increase from 30/60 bodily injury limits to 250/500 limits