Audi RS 5 Insurance Rates

Average insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage. Comprehensive costs around $298 each year, collision insurance costs $520, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,936. Teens receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

These examples show why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save about $188 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,356
• Selecting low deductibles for comp and collision coverage increases the price to $1,714
• High-risk insureds with serious driving violations could pay at least $2,936
• The cost to insure a teen driver can be $5,016 each year

Auto insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 each year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,930 on average in Michigan, Louisiana, and New York.

How to Shop for the Best Cheap Audi RS 5 Insurance

Saving money on Audi RS 5 insurance takes not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Invest time comparing rates every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a quick review of the information covered in the charts and tables above.

• Drivers can save up to $170 per year just by quoting online in advance
• Teens are expensive to insure, costing as high as $418 per month if comprehensive and collision insurance is included
• Increasing deductibles could save as much as $550 each year
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,580 more every year for RS 5 insurance
• Drivers who may need higher liability limits will pay approximately $440 each year to raise limits from a minimum limit to a 250/500 level