Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs an estimated $298 each year, collision costs $520, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,936 or more. 16-year-old drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The graphic below illustrates how location helps determine insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi RS 5 insurance rates for other coverage scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save approximately $188 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,356
• Buying low deductibles for comp and collision coverage will cost an extra $358 each year
• Drivers with multiple tickets or accidents could pay up to $2,936 or more
• Policy cost for full coverage for a teenage driver can cost as much as $5,016 each year

Car insurance rates for an Audi RS 5 also range considerably based on your risk profile, the model of your RS 5, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,930 on average in Louisiana, New York, and Michigan.

Opting for high physical damage deductibles can save as much as $550 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 132% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.

How to Find Low Cost Audi RS 5 Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Invest time comparing rates at every policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the data covered in the charts and tables above.

• Consumers who want more liability coverage will pay around $440 per year to raise limits from a 30/60 limit to 250/500 limits
• You may be able to save approximately $170 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Teen drivers have the highest car insurance rates, with premiums being up to $418 each month if full coverage is included