Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs an estimated $298, collision insurance costs $520, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs around $2,936. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates broken down by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all RS 5 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why everyone should compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save approximately $188 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,356
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,714
• Drivers with serious driving violations could pay up to $2,936
• The price that insures a teen driver for full coverage can cost as much as $5,016 or more

Insurance prices for an Audi RS 5 are also quite variable based on the model of your RS 5, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. Audi RS 5 insurance for high-risk drivers can be as much as 44% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Audi RS 5 Insurance

Getting lower rates on car insurance requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates at every policy renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following items are a summary of the data raised in the charts and tables above.

• Policyholders who want additional liability coverage will pay approximately $440 every year to increase from a low limit to the 250/500 level
• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $550 each year
• 16 to 18-year-old drivers are charged the highest prices, costing up to $418 a month if full coverage is included