Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage insurance. Comprehensive costs approximately $322, collision costs $560, and liability insurance is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing around $3,072. Teens cost the most to insure at $5,206 a year or more.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $806
• Raising to $1,000 deductibles will save $202 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,420
• Selecting more expensive low deductibles increases the price to $1,808
• Higher-risk drivers with serious driving violations could pay around $3,072 or more
• Policy cost to insure a teen driver with full coverage can cost $5,206

Insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your risk profile, and the model of your RS 5.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $590 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,910 on average in Florida, New York, and Michigan.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from as many companies as possible. Every auto insurance company calculates rates differently, so the rates will be varied.

How to Shop for the Best Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance consists of avoiding accidents and violations, having good credit, being claim-free, and maximizing policy discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief recap of the concepts that were covered above.

• High-risk drivers who tend to receive serious violations may have to pay on average $1,650 more per year for car insurance
• Teenagers are expensive to insure, possibly costing $434 each month if they have full coverage
• It is possible to save around $170 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• It is possible to save around $170 per year simply by shopping early and online