Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs around $298 each year, collision insurance costs $520, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,936. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and RS 5 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why all drivers should get quotes for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save about $188 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,356
• Selecting low deductibles for comp and collision coverage will increase the cost to $1,714
• Unlucky drivers with serious driving violations could pay at least $2,936
• The price for full coverage for a teen driver can be $5,016 each year

Car insurance prices for an Audi RS 5 are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Audi RS 5 Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a quick review of the ideas that were presented in the illustrations above.

• Drivers under the age of 20 are the costliest to insure, costing up to $418 a month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation pay an average of $1,580 more every year to insure an Audi RS 5
• Increasing physical damage deductibles can save around $550 each year
• You may be able to save up to $170 per year just by quoting online in advance