Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs on average $298 each year, collision costs $520, and liability insurance costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing around $2,936. Teens pay the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and RS 5 models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine car insurance rates.

The ranges above illustrate why all drivers should compare rates based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay around $188 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,356
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,714
• High risk drivers with serious driving violations could pay upwards of $2,936 or more
• The price that insures a teen driver may cost $5,016 a year

Insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could save up to $550 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company calculates prices differently, and prices may be quite different.

How to Find the Right Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare rates every time your policy renews by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a quick rundown of the information covered in the charts and tables above.

• It is possible to save as much as $170 per year simply by quoting online in advance
• Teen drivers pay higher prices, as much as $418 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $550 each year
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,580 more each year to insure their RS 5
• Drivers who require more liability coverage will pay approximately $440 annually to go from a low limit to the 250/500 level