Audi RS 5 Insurance Rates

Estimated auto insurance rates for an Audi RS 5 are $1,420 annually with full coverage. Comprehensive insurance costs approximately $322 a year, collision insurance costs $560, and liability costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs $3,072 or more. Teenage drivers pay the most at up to $5,206 a year.

Average premium for full coverage: $1,420

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences demonstrate why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $806
• Drivers who choose higher $1,000 deductibles will pay $1,218 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,420
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $388 annually
• Drivers who are prone to accidents and violations could pay around $3,072
• An auto insurance policy with full coverage for a 16-year-old driver can cost $5,206 a year

Insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $590 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,910 on average in New York, Michigan, and Florida.

How to Buy the Best Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 not only requires having a good driving record, but also having a good credit history, being claim-free, and possibly raising deductibles. Invest the time to compare rates at least once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

The next list is a brief recap of the primary concepts that were presented in the illustrations above.

• You may be able to save around $170 per year just by quoting early and online
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,650 more per year to buy Audi RS 5 insurance
• Increasing policy deductibles could save up to $600 each year
• Drivers age 20 and younger are expensive to insure, possibly costing $434 per month including comprehensive and collision insurance