Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,356 annually with full coverage. Comprehensive costs approximately $298 a year, collision costs $520, and liability is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing around $2,936. Teens receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations tend to have fewer collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance prices.

These examples demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Raising to $1,000 deductibles will save $1,168 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,356
• Selecting low $100 deductibles will cost $1,714
• Drivers with serious driving violations could pay around $2,936 or more
• The cost with full coverage for a 16-year-old driver can cost $5,016

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $550 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Every auto insurance company calculates rates differently, so the rates can be significantly different between companies.

How to Buy Cheaper Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 consists of avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a condensed summary of the concepts that were presented in the illustrations above.

• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,580 more per year for car insurance
• Teenagers are expensive to insure, with premiums as much as $418 per month including comprehensive and collision insurance
• You may be able to save around $170 per year simply by quoting early and online
• Increasing deductibles could save up to $550 each year
• You may be able to save around $170 per year simply by quoting early and online