Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs on average $298, collision insurance costs $520, and liability costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $2,936. Teen drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all RS 5 models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects car insurance rates.

The ranges above highlight why everyone should compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay around $188 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,356
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,714
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,936
• The price for full coverage for a teen driver for full coverage may cost $5,016 a year

Insurance prices for an Audi RS 5 are also quite variable based on your driving record, the model of your RS 5, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

Choosing high deductibles could save up to $550 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates

How to Find Affordable Audi RS 5 Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Take the time to comparison shop at every policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a brief review of the data touched on in the above illustrations.

• Policyholders who require higher levels of liability will pay about $440 per year to go from a low limit to 250/500 limits
• You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $550 each year
• Teenage drivers pay higher prices, possibly costing $418 a month including comprehensive and collision insurance