Audi RS 5 Insurance Rates

Estimated auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage insurance. Comprehensive insurance costs on average $298 a year, collision insurance costs $520, and liability coverage is estimated at $402. A policy with only liability insurance costs approximately $446 a year, and a high-risk policy costs $2,936 or more. 16-year-old drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

These rate differences illustrate why it is important to get quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save around $1,168 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,356
• Buying low $100 deductibles for comp and collision coverage costs an additional $358 each year
• Drivers with multiple tickets or accidents could pay upwards of $2,936
• An auto insurance policy with full coverage for a teenage driver may cost $5,016 each year

Car insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $550 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,830 on average in Michigan, New York, and Florida.

How to Buy the Cheapest Audi RS 5 Insurance

Finding better rates on auto insurance takes being a good driver, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around at least every other year by requesting rates from direct insurance companies, and also from local exclusive and independent agents.

The following list is a recap of the car insurance concepts touched on above.

• Drivers that have major violations or accidents may pay on average $1,580 more each year than a safer driver
• It is possible to save as much as $170 per year just by quoting early and online
• Increasing policy deductibles could save up to $550 each year
• Consumers who require an increased level of liability coverage will pay around $440 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits