Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive costs on average $298 each year, collision insurance costs $520, and liability costs around $402. A liability-only policy costs as low as $446 a year, and high-risk insurance costs around $2,936. Teens receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

These examples show why all drivers should compare prices based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save around $188 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,356
• Selecting low deductibles for physical damage coverage will cost $1,714
• Drivers with serious driving violations could pay upwards of $2,936
• The cost with full coverage for a teen driver may cost $5,016 or more

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driver profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,930 on average in Michigan, Louisiana, and New York.

How to Buy Cheaper Audi RS 5 Insurance

Saving money on car insurance requires avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and determing if full coverage is necessary. Take the time to comparison shop once a year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The list below is a condensed summary of the data that was touched on in the above illustrations.

• Drivers can save as much as $170 per year just by quoting online in advance
• Policyholders who require higher liability limits will pay approximately $440 each year to increase from a minimum limit to higher 250/500 limits
• Teenagers pay the highest rates, costing as high as $418 per month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,580 more each year for car insurance