Audi RS 5 Insurance Rates

U.S. average auto insurance rates for an Audi RS 5 are $1,356 annually with full coverage. Comprehensive insurance costs an estimated $298, collision costs $520, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing $2,936 or more. 16-year-old drivers pay the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Price estimates broken down by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations have fewer collision claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Audi RS 5 insurance rates for other coverage scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save approximately $188 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,356
• Buying more expensive low deductibles for comp and collision coverage costs an additional $358 annually
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,936 or more
• The price with full coverage for a 16-year-old driver with full coverage can cost as much as $5,016 each year

Car insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges from 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $550 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or at least $1,830 on average in New York, Michigan, and Florida.

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different between companies.

How to Buy Affordable Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief review of the primary concepts that were covered above.

• You may be able to save approximately $170 per year simply by shopping early and online
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,580 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $550 each year
• 16 to 18-year-old drivers have the highest car insurance prices, costing up to $418 a month if comprehensive and collision insurance is included