Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage insurance. Comprehensive insurance costs around $298, collision costs $520, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,936 or more. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why everyone should compare prices for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save about $188 each year
• The average price for a good driver age 40 using $500 deductibles is $1,356
• Choosing pricier low deductibles for physical damage coverage costs an extra $358 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,936 or more
• Policy cost to insure a teenage driver for full coverage can be $5,016 or more

Car insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $550 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers can be around 44% to 132% more than average. View High Risk Driver Rates

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,830 on average in Michigan, New York, and Florida.

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied.

How to Shop for Affordable Audi RS 5 Insurance

Finding cheaper rates on auto insurance requires being a good driver, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a brief review of the information covered in the above illustrations.

• It is possible to save up to $170 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 are the costliest to insure, possibly costing $418 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Drivers with DUI or reckless driving convictions may pay on average $1,580 more every year than a safer driver
• Consumers who may need an increased level of liability coverage will pay about $440 annually to increase from a 30/60 limit to a 250/500 level