Audi RS 5 Insurance Rates

Average insurance prices for an Audi RS 5 are $1,356 every 12 months including full coverage. Comprehensive insurance costs on average $298 each year, collision insurance costs $520, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $2,936 or more. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Price estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

These examples highlight why all drivers should compare prices based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save around $188 every year
• The average price for a 40-year-old driver with $500 deductibles is $1,356
• Choosing low deductibles for physical damage coverage costs an extra $358 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,936
• The cost to insure a teen driver may cost $5,016 or more

Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your RS 5.

Choosing high deductibles could cut rates by as much as $550 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 132% more than average. View High Risk Driver Rates

Where you live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

How to Shop for Cheaper Audi RS 5 Insurance

Saving money on car insurance requires having a good driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the data that was touched on in this article.

• You may be able to save as much as $170 per year just by quoting online in advance
• Policyholders who require increased levels of liability coverage will pay about $440 per year to increase from a minimum limit to a 250/500 level
• Drivers age 20 and younger pay higher rates, as much as $418 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents may pay on average $1,580 more each year to buy Audi RS 5 insurance