Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs approximately $298, collision insurance costs $520, and liability insurance costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $2,936. Teens cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why everyone should compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay $188 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,714
• High risk drivers with serious driving violations could pay around $2,936
• Policy cost for full coverage for a teen driver for full coverage can cost $5,016 a year

Insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles could save up to $550 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Affordable Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance not only requires being a low-risk driver, but also maintaining good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates every time your policy renews by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief review of the information covered in the charts and tables above.

• You may be able to save around $170 per year just by quoting online well ahead of the renewal date
• Teen drivers are expensive to insure, as much as $418 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $550 each year
• High-risk drivers with DUI or reckless driving convictions pay on average $1,580 more per year to insure their RS 5
• Drivers who purchase more liability coverage will pay approximately $440 every year to go from a 30/60 limit to 250/500 limits