Audi RS 5 Insurance Rates

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UPDATED: Jun 1, 2024

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Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs around $298, collision costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing $2,936 or more. Teen drivers receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Comprehensive $298
Collision $520
Liability $402

Prices include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all RS 5 models.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $446 for your basic liability-only policy to the much higher price of $2,936 for high-risk insurance.

Liability Only $446
Full Coverage $1,356
High Risk $2,936

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

These examples show why everyone should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $772
  • Choosing higher $1,000 deductibles can save about $188 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,356
  • Choosing pricier low deductibles for comp and collision coverage will cost an extra $358 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,936 or more
  • The cost for full coverage for a teen driver for full coverage can be $5,016 each year

Car insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the trim level of your RS 5, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,930 on average in Michigan, Louisiana, and New York.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,226 -$130 -9.6%
Alaska $1,038 -$318 -23.5%
Arizona $1,124 -$232 -17.1%
Arkansas $1,356 -$0 0.0%
California $1,544 $188 13.9%
Colorado $1,292 -$64 -4.7%
Connecticut $1,392 $36 2.7%
Delaware $1,532 $176 13.0%
Florida $1,690 $334 24.6%
Georgia $1,254 -$102 -7.5%
Hawaii $972 -$384 -28.3%
Idaho $918 -$438 -32.3%
Illinois $1,008 -$348 -25.7%
Indiana $1,022 -$334 -24.6%
Iowa $914 -$442 -32.6%
Kansas $1,286 -$70 -5.2%
Kentucky $1,848 $492 36.3%
Louisiana $2,006 $650 47.9%
Maine $836 -$520 -38.3%
Maryland $1,118 -$238 -17.6%
Massachusetts $1,080 -$276 -20.4%
Michigan $2,352 $996 73.5%
Minnesota $1,134 -$222 -16.4%
Mississippi $1,624 $268 19.8%
Missouri $1,200 -$156 -11.5%
Montana $1,454 $98 7.2%
Nebraska $1,066 -$290 -21.4%
Nevada $1,624 $268 19.8%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,198 -$158 -11.7%
New York $1,426 $70 5.2%
North Carolina $780 -$576 -42.5%
North Dakota $1,110 -$246 -18.1%
Ohio $934 -$422 -31.1%
Oklahoma $1,388 $32 2.4%
Oregon $1,242 -$114 -8.4%
Pennsylvania $1,290 -$66 -4.9%
Rhode Island $1,806 $450 33.2%
South Carolina $1,228 -$128 -9.4%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,186 -$170 -12.5%
Texas $1,634 $278 20.5%
Utah $1,002 -$354 -26.1%
Vermont $924 -$432 -31.9%
Virginia $812 -$544 -40.1%
Washington $1,044 -$312 -23.0%
West Virginia $1,242 -$114 -8.4%
Wisconsin $936 -$420 -31.0%
Wyoming $1,206 -$150 -11.1%

Choosing high deductibles can save as much as $550 every year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,600 to $2,200 extra per year, depending on your age. Audi RS 5 insurance for high-risk drivers ranges as much as 44% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $470 $982 $338 $1,926
2023 Audi RS 5 $454 $958 $354 $1,902
2022 Audi RS 5 $438 $918 $364 $1,856
2021 Audi RS 5 $414 $886 $376 $1,812
2020 Audi RS 5 $398 $822 $384 $1,740
2019 Audi RS 5 $382 $774 $388 $1,680
2018 Audi RS 5 $366 $694 $390 $1,586
2017 Audi RS 5 $342 $638 $390 $1,506
2016 Audi RS 5 $330 $598 $394 $1,458
2015 Audi RS 5 $322 $560 $402 $1,420
2014 Audi RS 5 $298 $520 $402 $1,356
2013 Audi RS 5 $290 $472 $406 $1,304

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi RS 5 Insurance

Saving money on car insurance takes avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The points below are a quick rundown of the material that was covered in the above illustrations.

  • Policyholders who may need increased liability limits will pay about $440 each year to raise limits from a minimum limit to 250/500 limits
  • Drivers under the age of 20 are the costliest to insure, costing as high as $418 per month if full coverage is included
  • Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,580 more every year to insure an Audi RS 5
  • Increasing deductibles can save around $550 each year

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,016
20 $3,114
30 $1,414
40 $1,356
50 $1,238
60 $1,214

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,714
$250 $1,550
$500 $1,356
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,436
100/300 $1,537
250/500 $1,798
100 CSL $1,477
300 CSL $1,698
500 CSL $1,859

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,174
20 $4,966
30 $3,002
40 $2,936
50 $2,796
60 $2,772

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $584
Rate after discounts $772

Discounts are estimated and may not be available from every company or in every state.

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