Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive insurance costs on average $298, collision insurance costs $520, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $2,936 or more. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location impacts car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save around $188 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,356
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $358 annually
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,936
• The cost for full coverage for a 16-year-old driver with full coverage may cost $5,016 or more

Insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,830 on average in Michigan, New York, and Florida.

Choosing high deductibles could cut rates by as much as $550 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance can be from 44% to 132% more than average. View High Risk Driver Rates

How to Find Cheaper Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 requires avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around every time your policy renews by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The list below is a condensed summary of the information touched on above.

• It is possible to save as much as $170 per year just by shopping early and online
• Teenagers pay higher rates, costing up to $418 per month including comprehensive and collision insurance
• Increasing deductibles can save around $550 each year
• Drivers considered higher risk with multiple at-fault accidents pay an average of $1,580 more each year for car insurance
• Insureds who require higher liability limits will pay about $440 annually to increase from a minimum limit to 250/500 limits