Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs an estimated $298, collision insurance costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,936. Teens receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates broken down by individual coverage type:

Rates are based on $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save approximately $188 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,356
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,714
• Higher-risk drivers with serious driving violations could pay up to $2,936
• The cost for full coverage for a 16-year-old driver with full coverage can cost as much as $5,016 each year

Car insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance ranges from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a quick review of the material that was presented in the illustrations above.

• Insureds who want higher liability limits will pay approximately $440 annually to raise limits from a minimum limit to 250/500 limits
• Teens have the highest car insurance rates, costing up to $418 per month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,580 more annually for RS 5 insurance
• Increasing deductibles can save around $550 each year