Audi RS 5 Insurance Rates

Estimated auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive costs approximately $298, collision costs $520, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $2,936. Teenage drivers pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save $188 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,356
• Using pricier low deductibles for comp and collision coverage will cost $1,714
• Higher-risk drivers who are prone to accidents and violations could pay around $2,936 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost $5,016 each year

Auto insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Audi RS 5 insurance for high-risk drivers ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $550 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,930 on average in Louisiana, New York, and Michigan.

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.

How to Buy Affordable Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 takes having a good driving record, having above-average credit, refrain from filing small claims, and not having any coverage lapses. Set aside time to compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a brief review of the material that was covered above.

• Insureds who purchase increased levels of liability coverage will pay an extra $440 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 20 and younger have the highest car insurance prices, with the cost nearing $418 per month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,580 more per year to buy Audi RS 5 insurance
• Increasing policy deductibles could save up to $550 each year