Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive costs around $322 a year, collision costs $560, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, with coverage for high-risk drivers costing around $3,072. Teenage drivers receive the highest rates at $5,206 a year or more.

Average premium for full coverage: $1,420

Rate estimates for individual coverage type:

Estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples demonstrate why it is important to compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $806
• Using higher $1,000 deductibles will save about $1,218 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,420
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,808
• Drivers who are prone to accidents and violations could pay at least $3,072 or more
• The cost that insures a teen driver can be $5,206 or more

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,910 on average in Florida, Michigan, and New York.

Using high physical damage deductibles could cut rates by as much as $590 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out your exact price is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

How to Find Low Cost Audi RS 5 Insurance

Saving money on car insurance requires having a good driving record, having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a review of the data that was raised in the charts and tables above.

• You may be able to save up to $170 per year simply by quoting early and online
• Policyholders who may need increased levels of liability coverage will pay an extra $440 every year to increase from a minimum limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, with premiums as much as $434 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,650 more every year to buy Audi RS 5 insurance