Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive insurance costs on average $298 a year, collision insurance costs $520, and liability coverage costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs $2,936 or more. 16-year-old drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how where you live affects car insurance rates.

These examples highlight why it is important to compare rates based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Drivers who choose higher $1,000 deductibles will pay around $1,168 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,356
• Buying low $100 deductibles for comprehensive and collision insurance costs an additional $358 each year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,936
• The cost with full coverage for a teenage driver may cost $5,016 a year

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driving characteristics, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $550 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,930 on average in Michigan, New York, and Louisiana.

How to Buy the Best Cheap Audi RS 5 Insurance

Saving money on auto insurance not only requires having a good driving record, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop at least every other year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a quick review of the car insurance concepts touched on in the above illustrations.

• Drivers with a DUI or reckless driving violation pay on average $1,580 more each year to buy Audi RS 5 insurance
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing deductibles could save up to $550 each year
• Consumers who require increased levels of liability coverage will pay around $440 per year to go from a minimum limit to higher 250/500 limits