Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs an estimated $298 a year, collision costs $520, and liability costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $2,936 or more. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts insurance prices.

The examples above highlight why it is important to compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay approximately $1,168 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,356
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $358 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,936 or more
• Policy cost that insures a 16-year-old driver can cost as much as $5,016 a year

Car insurance rates for an Audi RS 5 also range considerably based on the trim level of your RS 5, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Your home state makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

Choosing high deductibles could save up to $550 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied.

How to Find the Best Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 not only requires having a good driving record, but also having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Shop around once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief recap of the data that was touched on above.

• You may be able to save approximately $170 per year simply by quoting early and online
• Insureds who want increased levels of liability coverage will pay about $440 per year to go from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger have the highest car insurance rates, with premiums being up to $418 each month if full coverage is purchased
• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,580 more annually to buy Audi RS 5 insurance