Audi RS 5 Insurance Rates

Estimated auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs on average $298, collision insurance costs $520, and liability coverage is $402. A policy with only liability insurance costs around $446 a year, and a high-risk policy costs $2,936 or more. Teenage drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Raising to $1,000 deductibles will save around $188 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,356
• Using more expensive low deductibles costs an additional $358 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,936
• An auto insurance policy with full coverage for a teenage driver with full coverage may cost $5,016

Car insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driver profile, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $550 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,930 on average in Michigan, Louisiana, and New York.

How to Buy Low Cost Audi RS 5 Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates at every policy renewal by obtaining price quotes from direct carriers, and also from local insurance agents.

The list below is a review of the data covered in the charts and tables above.

• Consumers who require higher liability limits will pay an extra $440 each year to raise from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save as much as $170 per year just by shopping early and online
• Increasing policy deductibles could save up to $550 each year
• Teenagers are expensive to insure, as much as $418 per month if comprehensive and collision insurance is included