Audi RS 5 Insurance Rates

U.S. average insurance prices for an Audi RS 5 are $1,356 every 12 months including full coverage. Comprehensive costs an estimated $298, collision insurance costs $520, and liability costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,936. Teen drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates how location impacts insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save approximately $188 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,356
• Choosing more expensive low deductibles for physical damage coverage increases the price to $1,714
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,936
• The price to insure a 16-year-old driver with full coverage can cost as much as $5,016 or more

Insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $550 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance can be from 44% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

How to Shop for the Best Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 requires being a safe and courteous driver, having above-average credit, being claim-free, and possibly raising deductibles. Spend time shopping around every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief recap of the coverage data touched on above.

• You may be able to save approximately $170 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $550 each year
• Teenage drivers are expensive to insure, possibly costing $418 a month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,580 more annually for auto insurance