Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs approximately $298, collision costs $520, and liability insurance is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing $2,936 or more. 16-year-old drivers pay the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $772
• Raising to $1,000 deductibles will save $188 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,356
• Buying more expensive low deductibles will cost an additional $358 a year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,936 or more
• The price that insures a teen driver with full coverage can cost $5,016

Insurance prices for an Audi RS 5 are also quite variable based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,930 on average in Louisiana, New York, and Michigan.

Opting for high physical damage deductibles can reduce prices by up to $550 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the prices may be quite different.

How to Find the Best Cheap Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance consists of avoiding accidents and claims, having above-average credit, being claim-free, and maximizing policy discounts. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a quick review of the coverage data touched on in this article.

• You may be able to save around $170 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $550 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $418 a month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation will likely pay on average $1,580 more per year to insure an Audi RS 5