Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive costs around $322, collision insurance costs $560, and liability insurance costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs around $3,072. 16-year-old drivers pay the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities. The price range example below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $806
• Using higher $1,000 deductibles will save about $202 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,420
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,808
• Drivers with multiple tickets or accidents could pay at least $3,072
• The price that insures a teen driver with full coverage can be $5,206 or more

Insurance prices for an Audi RS 5 are also quite variable based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,200 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or at least $1,910 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could cut prices by as much as $590 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop every other policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following items are a brief summary of the ideas that were touched on above.

• 16 to 18-year-old drivers pay higher prices, costing up to $434 a month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,650 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $600 each year
• You may be able to save up to $170 per year just by shopping early and online