Audi RS 5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs around $298 each year, collision costs $520, and liability is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing $2,936 or more. Teenage drivers receive the highest rates at $5,016 a year or more.
Average premium for full coverage: $1,356
Rate estimates for individual coverage type:
These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and RS 5 models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as cheap as $446 for the bare minimum liability coverage to a high rate of $2,936 for a driver that may need high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities.
The graphic below illustrates how your location can change auto insurance rates.
These examples show why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $772
- Choosing higher $1,000 deductibles can save about $188 a year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,356
- Using low deductibles for comp and collision coverage costs an additional $358 annually
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,936 or more
- The cost with full coverage for a 16-year-old driver can be $5,016 each year
Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driver profile, and deductibles and policy limits.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $550 annually, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,930 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,038 | -$318 | -23.5% |
| Arizona | $1,124 | -$232 | -17.1% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,544 | $188 | 13.9% |
| Colorado | $1,292 | -$64 | -4.7% |
| Connecticut | $1,392 | $36 | 2.7% |
| Delaware | $1,532 | $176 | 13.0% |
| Florida | $1,690 | $334 | 24.6% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $972 | -$384 | -28.3% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,008 | -$348 | -25.7% |
| Indiana | $1,022 | -$334 | -24.6% |
| Iowa | $914 | -$442 | -32.6% |
| Kansas | $1,286 | -$70 | -5.2% |
| Kentucky | $1,848 | $492 | 36.3% |
| Louisiana | $2,006 | $650 | 47.9% |
| Maine | $836 | -$520 | -38.3% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,080 | -$276 | -20.4% |
| Michigan | $2,352 | $996 | 73.5% |
| Minnesota | $1,134 | -$222 | -16.4% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,200 | -$156 | -11.5% |
| Montana | $1,454 | $98 | 7.2% |
| Nebraska | $1,066 | -$290 | -21.4% |
| Nevada | $1,624 | $268 | 19.8% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,198 | -$158 | -11.7% |
| New York | $1,426 | $70 | 5.2% |
| North Carolina | $780 | -$576 | -42.5% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $934 | -$422 | -31.1% |
| Oklahoma | $1,388 | $32 | 2.4% |
| Oregon | $1,242 | -$114 | -8.4% |
| Pennsylvania | $1,290 | -$66 | -4.9% |
| Rhode Island | $1,806 | $450 | 33.2% |
| South Carolina | $1,228 | -$128 | -9.4% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,186 | -$170 | -12.5% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,002 | -$354 | -26.1% |
| Vermont | $924 | -$432 | -31.9% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,044 | -$312 | -23.0% |
| West Virginia | $1,242 | -$114 | -8.4% |
| Wisconsin | $936 | -$420 | -31.0% |
| Wyoming | $1,206 | -$150 | -11.1% |
With so much variability in rates, the only way to know your exact price is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, and rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2023 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2022 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2021 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2020 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2019 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2018 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2017 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2016 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2015 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2014 Audi RS 5 | $298 | $520 | $402 | $1,356 |
| 2013 Audi RS 5 | $290 | $472 | $406 | $1,304 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Audi RS 5 Insurance
Saving money on insurance for an Audi RS 5 takes being a low-risk driver, having good credit, eliminating unneeded coverage, and taking advantage of discounts. Invest the time to shop around once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.
The items below are a brief summary of the data that was illustrated above.
- Drivers can save up to $170 per year simply by quoting online in advance
- Insureds who may need more liability coverage will pay an extra $440 each year to raise limits from a minimum limit to higher 250/500 limits
- Teen drivers are charged the highest rates, costing as high as $418 per month if they have full coverage
- Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,580 more every year to insure their RS 5
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,016 |
| 20 | $3,114 |
| 30 | $1,414 |
| 40 | $1,356 |
| 50 | $1,238 |
| 60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,714 |
| $250 | $1,550 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,436 |
| 100/300 | $1,537 |
| 250/500 | $1,798 |
| 100 CSL | $1,477 |
| 300 CSL | $1,698 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,174 |
| 20 | $4,966 |
| 30 | $3,002 |
| 40 | $2,936 |
| 50 | $2,796 |
| 60 | $2,772 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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