Audi RS 5 Insurance Rates

U.S. average auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive costs an estimated $298, collision insurance costs $520, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs around $2,936. Teen drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay approximately $188 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,356
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,714
• Drivers with multiple violations and an at-fault accident could pay up to $2,936
• The price with full coverage for a 16-year-old driver with full coverage can cost as much as $5,016 a year

Insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $550 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

How to Buy the Best Cheap Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 not only requires being a good driver, but also having a good credit history, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a quick review of the material that was covered in the above illustrations.

• Insureds who want an increased level of liability coverage will pay about $440 per year to go from a low limit to higher 250/500 limits
• Drivers age 16 to 20 are charged the highest prices, possibly costing $418 a month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,580 more annually than a safer driver
• Increasing physical damage deductibles could save up to $550 each year