Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs around $298 a year, collision insurance costs $520, and liability coverage costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs around $2,936. Teenage drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates for individual coverage:

Includes $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above highlight why it is important to compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Using higher $1,000 deductibles will save about $1,168 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,356
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,714
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,936
• The price that insures a teenage driver can be $5,016 or more

Insurance prices for an Audi RS 5 are also quite variable based on the trim level of your RS 5, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could cut prices by as much as $550 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi RS 5 Insurance

Getting lower rates on auto insurance requires having a good driving record, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare prices every couple of years by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a recap of the material that was raised in the charts and tables above.

• Consumers who may need increased levels of liability coverage will pay an extra $440 per year to increase from a low limit to the 250/500 level
• Drivers age 20 and younger pay higher prices, possibly costing $418 a month if full coverage is included
• Drivers that have major violations or accidents may have to pay on average $1,580 more every year to buy Audi RS 5 insurance
• Increasing physical damage deductibles can save approximately $550 each year