Audi RS 5 Insurance Rates

U.S. average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage insurance. Comprehensive costs approximately $298 a year, collision insurance costs $520, and liability costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $2,936. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay $1,168 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,356
• Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,714
• Drivers with serious driving violations could pay around $2,936
• The price with full coverage for a 16-year-old driver can cost $5,016 a year

Insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $550 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.

How to Buy the Right Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 not only requires being a low-risk driver, but also having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a quick rundown of the data illustrated above.

• Insureds who purchase more liability coverage will pay approximately $440 annually to go from a low limit to higher 250/500 limits
• It is possible to save around $170 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $550 each year
• Teen drivers are the costliest to insure, as much as $418 a month if they have full coverage