Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive insurance costs around $298, collision insurance costs $520, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, and high-risk insurance costs $2,936 or more. 16-year-old drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save about $188 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,356
• Buying more expensive low deductibles for comp and collision coverage will cost an extra $358 annually
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,936
• The cost for full coverage for a 16-year-old driver with full coverage can be $5,016 each year

Insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or at least $1,830 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles can save as much as $550 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance ranges from 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 takes being safe and accident-free, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every year by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a review of the coverage data covered above.

• You may be able to save up to $170 per year just by shopping early and online
• Increasing deductibles can save around $550 each year
• Youthful drivers pay higher rates, with premiums as much as $418 per month for full coverage
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,580 more every year than a low-risk driver