Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs around $298 each year, collision costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $2,936. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Choosing higher $1,000 deductibles can save about $188 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,356
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,714
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,936 or more
• Policy cost that insures a teen driver can be $5,016 each year

Insurance rates for an Audi RS 5 also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 132% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

Choosing high deductibles can save as much as $550 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates will be varied.

How to Find More Affordable Audi RS 5 Insurance

Finding cheaper rates on car insurance takes having a good driving record, having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around once a year by requesting rates from direct car insurance companies, and also from local insurance agencies.

The next list is a summary of the data that was touched on above.

• You may be able to save up to $170 per year simply by quoting online in advance
• Policyholders who may need increased levels of liability coverage will pay about $440 per year to raise limits from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $418 each month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,580 more every year to buy Audi RS 5 insurance