Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs on average $298, collision insurance costs $520, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,936. Teen drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $772
• Raising to $1,000 deductibles will save around $188 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,356
• Choosing more expensive low deductibles will increase the cost to $1,714
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,936
• Policy cost for full coverage for a 16-year-old driver with full coverage may cost $5,016

Insurance rates for an Audi RS 5 also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,830 on average in Michigan, New York, and Florida.

Choosing high deductibles can reduce rates by up to $550 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 132% more than average. View High Risk Driver Rates

How to Find Affordable Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 consists of having a good driving record, maintaining good credit, being claim-free, and determing if full coverage is necessary. Take the time to comparison shop at least once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a brief review of the primary concepts that were touched on in the above illustrations.

• It is possible to save as much as $170 per year just by shopping early and online
• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,580 more each year to buy Audi RS 5 insurance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Drivers age 20 and younger pay the highest rates, possibly costing $418 each month for full coverage