Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,420 a year for full coverage insurance. Comprehensive costs around $322 a year, collision insurance costs $560, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $3,072. Teenage drivers receive the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Rate estimates for individual coverage type:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $806
• Raising to $1,000 deductibles will save about $1,218 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,420
• Using low $100 deductibles will increase the cost to $1,808
• Drivers who are prone to accidents and violations could pay at least $3,072
• The cost for full coverage for a 16-year-old driver can be $5,206

Auto insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

Where you live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,910 on average in Michigan, New York, and Florida.

Using high physical damage deductibles can reduce rates by up to $590 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 consists of being safe and accident-free, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a brief review of the data that was covered above.

• It is possible to save up to $170 per year just by quoting early and online
• Insureds who may need more liability protection will pay an extra $440 annually to raise from a minimum limit to 250/500 limits
• Youthful drivers are expensive to insure, costing up to $434 per month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,650 more every year than a low-risk driver