Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,420 annually including full coverage. Comprehensive insurance costs approximately $322, collision insurance costs $560, and liability costs around $402. A liability-only policy costs as low as $446 a year, and high-risk insurance costs $3,072 or more. Teenage drivers cost the most to insure at up to $5,206 a year.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $806
• Using higher $1,000 deductibles will save $202 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,420
• Using more expensive low deductibles for physical damage coverage costs an additional $388 every year
• Drivers who are prone to accidents and violations could pay around $3,072
• Policy cost with full coverage for a teen driver with full coverage can cost $5,206 or more

Car insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $590 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,020 on average in Louisiana, New York, and Michigan.

How to Buy the Best Audi RS 5 Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest time comparing rates every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief recap of the coverage data covered in the charts and tables above.

• You may be able to save around $170 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $600 each year
• Teens pay the highest auto insurance rates, with premiums being up to $434 each month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,650 more per year for RS 5 insurance