Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $520, and liability costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs $2,936 or more. Teen drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas. The price range example below illustrates how where you live affects auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare prices using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save $188 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,356
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $358 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,936
• The price that insures a teen driver with full coverage can cost $5,016 or more

Car insurance prices for an Audi RS 5 are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be as much as 44% to 132% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

Choosing high deductibles could cut prices by as much as $550 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Audi RS 5 Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Shop around once a year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The points below are a brief summary of the data that was touched on in the above illustrations.

• Drivers can save around $170 per year just by shopping early and online
• Policyholders who purchase increased liability limits will pay about $440 each year to increase from a low limit to the 250/500 level
• Drivers under the age of 20 pay the highest auto insurance prices, with premiums as much as $418 a month if full coverage is purchased
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,580 more per year to insure an Audi RS 5