Audi RS 5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2024
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U.S. average auto insurance rates for an Audi RS 5 are $1,420 annually for full coverage insurance. Comprehensive costs around $322, collision insurance costs $560, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $3,072. Teen drivers pay the highest rates at up to $5,206 a year.
Average premium for full coverage: $1,420
Price estimates for individual coverage:
These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different RS 5 trim levels.
Price Range from Low to High
For the average driver, Audi RS 5 insurance prices range from as cheap as $446 for a discount liability-only rate to a much higher rate of $3,072 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The price range example below illustrates how location impacts auto insurance rates.
The ranges above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Audi RS 5 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $806
- Choosing higher $1,000 deductibles can save about $202 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,420
- Choosing more expensive low deductibles for comp and collision coverage will cost $1,808
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,072
- The price with full coverage for a 16-year-old driver with full coverage can be $5,206 each year
Insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance ranges from 44% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $590 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,910 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,284 | -$136 | -9.6% |
| Alaska | $1,088 | -$332 | -23.4% |
| Arizona | $1,178 | -$242 | -17.0% |
| Arkansas | $1,420 | -$0 | 0.0% |
| California | $1,618 | $198 | 13.9% |
| Colorado | $1,354 | -$66 | -4.6% |
| Connecticut | $1,458 | $38 | 2.7% |
| Delaware | $1,602 | $182 | 12.8% |
| Florida | $1,770 | $350 | 24.6% |
| Georgia | $1,312 | -$108 | -7.6% |
| Hawaii | $1,020 | -$400 | -28.2% |
| Idaho | $960 | -$460 | -32.4% |
| Illinois | $1,056 | -$364 | -25.6% |
| Indiana | $1,070 | -$350 | -24.6% |
| Iowa | $958 | -$462 | -32.5% |
| Kansas | $1,346 | -$74 | -5.2% |
| Kentucky | $1,934 | $514 | 36.2% |
| Louisiana | $2,102 | $682 | 48.0% |
| Maine | $874 | -$546 | -38.5% |
| Maryland | $1,172 | -$248 | -17.5% |
| Massachusetts | $1,132 | -$288 | -20.3% |
| Michigan | $2,462 | $1,042 | 73.4% |
| Minnesota | $1,188 | -$232 | -16.3% |
| Mississippi | $1,700 | $280 | 19.7% |
| Missouri | $1,258 | -$162 | -11.4% |
| Montana | $1,522 | $102 | 7.2% |
| Nebraska | $1,116 | -$304 | -21.4% |
| Nevada | $1,700 | $280 | 19.7% |
| New Hampshire | $1,022 | -$398 | -28.0% |
| New Jersey | $1,586 | $166 | 11.7% |
| New Mexico | $1,256 | -$164 | -11.5% |
| New York | $1,494 | $74 | 5.2% |
| North Carolina | $818 | -$602 | -42.4% |
| North Dakota | $1,164 | -$256 | -18.0% |
| Ohio | $978 | -$442 | -31.1% |
| Oklahoma | $1,454 | $34 | 2.4% |
| Oregon | $1,300 | -$120 | -8.5% |
| Pennsylvania | $1,354 | -$66 | -4.6% |
| Rhode Island | $1,892 | $472 | 33.2% |
| South Carolina | $1,286 | -$134 | -9.4% |
| South Dakota | $1,198 | -$222 | -15.6% |
| Tennessee | $1,242 | -$178 | -12.5% |
| Texas | $1,710 | $290 | 20.4% |
| Utah | $1,050 | -$370 | -26.1% |
| Vermont | $968 | -$452 | -31.8% |
| Virginia | $852 | -$568 | -40.0% |
| Washington | $1,094 | -$326 | -23.0% |
| West Virginia | $1,300 | -$120 | -8.5% |
| Wisconsin | $980 | -$440 | -31.0% |
| Wyoming | $1,262 | -$158 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $490 | $990 | $332 | $1,948 |
| 2023 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2022 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2021 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2020 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2019 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2018 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2017 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2016 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2015 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2014 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2013 Audi RS 5 | $298 | $520 | $402 | $1,356 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Audi RS 5 Insurance
Getting lower rates on insurance for an Audi RS 5 takes being a good driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around at every other renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following list is a brief summary of the concepts that were touched on above.
- Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,650 more every year than a safer driver
- Drivers age 16 to 20 are charged the highest prices, as much as $434 a month if they have full coverage
- It is possible to save up to $170 per year just by shopping early and online
- Increasing physical damage deductibles could save up to $600 each year
- It is possible to save up to $170 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,206 |
| 20 | $3,260 |
| 30 | $1,484 |
| 40 | $1,420 |
| 50 | $1,294 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,808 |
| $250 | $1,628 |
| $500 | $1,420 |
| $1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,420 |
| 50/100 | $1,500 |
| 100/300 | $1,601 |
| 250/500 | $1,862 |
| 100 CSL | $1,541 |
| 300 CSL | $1,762 |
| 500 CSL | $1,923 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,458 |
| 20 | $5,192 |
| 30 | $3,146 |
| 40 | $3,072 |
| 50 | $2,928 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $103 |
| Total Discounts | $614 |
Discounts are estimated and may not be available from every company or in every state.
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