Audi RS 5 Insurance Rates

U.S. average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage insurance. Comprehensive costs approximately $322, collision insurance costs $560, and liability coverage is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $3,072. Teenage drivers pay the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $806
• Raising to $1,000 deductibles will save $202 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,420
• Using more expensive low deductibles increases the price to $1,808
• Unlucky drivers who are prone to accidents and violations could pay around $3,072
• The price to insure a teenage driver with full coverage can cost $5,206

Insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your risk profile, and the model of your RS 5.

Using high physical damage deductibles can reduce prices by up to $590 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,910 on average in Florida, New York, and Michigan.

How to Shop for the Best Cheap Audi RS 5 Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a quick review of the ideas that were illustrated above.

• Teenage drivers are the costliest to insure, as much as $434 a month if full coverage is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,650 more per year for auto insurance
• Increasing physical damage deductibles could save as much as $600 each year
• It is possible to save around $170 per year just by shopping early and online