Audi RS 5 Insurance Rates

Average insurance prices for an Audi RS 5 are $1,356 every 12 months including full coverage. Comprehensive costs around $298 each year, collision insurance costs $520, and liability coverage costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs around $2,936. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why all drivers should compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay about $188 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,356
• Choosing low deductibles for comprehensive and collision insurance increases the price to $1,714
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,936
• The cost to insure a teenage driver can be $5,016 a year

Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles could save up to $550 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 132% more than average. View High Risk Driver Rates

Where you live makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

How to Shop for the Cheapest Audi RS 5 Insurance

Saving money on auto insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a recap of the material that was covered in the above illustrations.

• Consumers who may need an increased level of liability coverage will pay about $440 per year to go from a minimum limit to a 250/500 level
• Drivers age 16 to 20 are charged the highest rates, as much as $418 per month if full coverage is included
• Drivers that have major violations or accidents could be forced to pay on average $1,580 more every year than a safer driver
• Increasing deductibles could save as much as $550 each year