Audi RS 5 Insurance Rates

Estimated insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $322, collision costs $560, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $3,072 or more. Teenage drivers pay the most at $5,206 a year or more.

Average premium for full coverage: $1,420

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

These rate differences illustrate why everyone should compare rates quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $806
• Raising to $1,000 deductibles will save $202 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,420
• Using pricier low deductibles costs an extra $388 every year
• At-risk drivers who are prone to accidents and violations could pay around $3,072 or more
• An auto insurance policy to insure a teen driver for full coverage can cost $5,206

Insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your RS 5.

Using high physical damage deductibles can reduce prices by up to $590 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,910 on average in Florida, New York, and Michigan.

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different.

How to Shop for the Cheapest Audi RS 5 Insurance

Finding better rates on car insurance consists of having a decent driving record, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following items are a recap of the material that was illustrated above.

• Policyholders who purchase additional liability coverage will pay an extra $440 annually to raise from 30/60 bodily injury limits to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $434 per month if they have full coverage
• Higher risk drivers that have major violations or accidents may have to pay on average $1,650 more per year than a driver with a clean driving record
• Increasing policy deductibles could save as much as $600 each year