Audi RS 5 Insurance Rates

Average insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive insurance costs approximately $298 a year, collision costs $520, and liability insurance costs $402. A policy with just liability insurance costs as little as $446 a year, with coverage for high-risk drivers costing $2,936 or more. Teenage drivers receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $772
• Drivers who choose higher $1,000 deductibles will pay $1,168 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,356
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $358 a year
• High risk drivers who are prone to accidents and violations could pay around $2,936 or more
• The cost to insure a teen driver can cost $5,016 a year

Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving record, and the model of your RS 5.

Using high physical damage deductibles could save up to $550 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different.

How to Shop for Cheaper Audi RS 5 Insurance

Saving money on Audi RS 5 insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates every time your policy renews by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a condensed summary of the information touched on in this article.

• You may be able to save around $170 per year simply by quoting early and online
• Teenage drivers are the costliest to insure, with premiums as much as $418 per month if full coverage is included
• Increasing deductibles could save as much as $550 each year
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,580 more per year for auto insurance
• Drivers who purchase higher levels of liability will pay an extra $440 every year to go from a minimum limit to a 250/500 level