Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive insurance costs on average $298, collision costs $520, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $2,936 or more. Teens pay the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all RS 5 models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates how your location can change car insurance rates.

The ranges above demonstrate why everyone should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay around $188 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,356
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $358 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,936 or more
• The price that insures a teen driver for full coverage may cost $5,016 a year

Auto insurance prices for an Audi RS 5 are also quite variable based on the model of your RS 5, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost as much as 44% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles could save up to $550 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company calculates prices differently, and quoted prices may be quite different.

How to Find More Affordable Audi RS 5 Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates at least once a year by obtaining price quotes from direct companies, and also from several local insurance agents.

The points below are a summary of the primary concepts that were illustrated above.

• You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers who have multiple accidents or major violations pay on average $1,580 more each year to insure an Audi RS 5
• Increasing physical damage deductibles can save approximately $550 each year
• Drivers under the age of 20 are charged the highest prices, costing up to $418 a month if the policy includes full coverage