Audi RS 5 Insurance Rates

U.S. average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage. Comprehensive costs an estimated $322 a year, collision insurance costs $560, and liability is estimated at $402. A policy with just liability insurance costs approximately $446 a year, and coverage for high-risk drivers costs around $3,072. Teens pay the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

The ranges above show why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $806
• Choosing higher $1,000 deductibles can save approximately $1,218 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,420
• Selecting low $100 deductibles for comp and collision coverage increases the price to $1,808
• Higher-risk drivers with serious driving violations could pay up to $3,072
• The price to insure a 16-year-old driver can cost as much as $5,206 each year

Insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,020 on average in New York, Louisiana, and Michigan.

How to Shop for the Best Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every couple of years by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the material that was touched on in the above illustrations.

• Insureds who want increased liability limits will pay approximately $440 each year to raise limits from a low limit to a 250/500 level
• Drivers under the age of 20 are charged the highest prices, with premiums as much as $434 a month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations pay on average $1,650 more annually to insure an Audi RS 5
• Increasing physical damage deductibles could save as much as $600 each year