Audi RS 5 Insurance Rates

Estimated auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive insurance costs around $298 a year, collision insurance costs $520, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $2,936 or more. Teen drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

Prices include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

These rate differences highlight why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save about $1,168 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,356
• Choosing low $100 deductibles for physical damage coverage costs an additional $358 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,936
• An auto insurance policy with full coverage for a teenage driver can be $5,016 or more

Insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driving characteristics, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $550 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

How to Buy the Right Audi RS 5 Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having a good credit history, refrain from filing small claims, and dropping full coverage on older vehicles. Spend time shopping around at every other renewal by getting rate quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a quick rundown of the concepts that were touched on above.

• Drivers with reckless driving or DUI convictions may pay on average $1,580 more every year for auto insurance
• Teenage drivers pay higher prices, with the cost nearing $418 per month including comprehensive and collision insurance
• You may be able to save up to $170 per year just by quoting early and online
• Increasing policy deductibles could save up to $550 each year
• You may be able to save up to $170 per year just by quoting early and online