Audi S8 Insurance Rates

Average insurance rates for an Audi S8 are $1,774 a year for full coverage. Comprehensive insurance costs around $418, collision insurance costs $724, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $3,838 or more. Teens receive the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all S8 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples show why everyone should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi S8 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $1,002
• Drivers who choose higher $1,000 deductibles will pay about $260 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,774
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $500 each year
• High-risk insureds with serious driving violations could pay at least $3,838
• The cost that insures a teenage driver for full coverage can be $6,442 a year

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Car insurance rates for an Audi S8 can also vary considerably based on the model of your S8, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $2,100 to $2,800 extra per year, depending on your age. Audi S8 insurance for high-risk drivers can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,600 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $6,400 a year. View Rates by Age

Where you live makes a big difference in Audi S8 insurance rates. A 40-year-old driver could pay as low as $1,170 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,530 on average in Michigan, Louisiana, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $760 a year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi S8 Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having a positive credit history, eliminating unneeded coverage, and consideration of higher deductibles. Compare rates at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a review of the data covered above.

• Consumers who may need more liability protection will pay approximately $520 each year to go from a minimum limit to the 250/500 level
• Drivers can save up to $220 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $750 each year
• Youthful drivers are the costliest to insure, costing as high as $537 per month if full coverage is purchased