Audi S8 Insurance Rates

U.S. average insurance prices for an Audi S8 are $1,774 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $418 a year, collision insurance costs $724, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $3,838 or more. Teen drivers pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and S8 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Audi S8 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,002
• Drivers who choose higher $1,000 deductibles will pay approximately $1,514 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,774
• Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $500 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,838
• The price to insure a teen driver can cost as much as $6,442 a year

View Chart as Image

Insurance prices for an Audi S8 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles could save up to $760 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,600 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $6,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $2,100 to $2,800 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Audi S8 insurance prices. A 40-year-old driver could pay as low as $1,160 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,390 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Low Cost Audi S8 Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a review of the material that was touched on in the above illustrations.

• Policyholders who want an increased level of liability coverage will pay about $520 annually to go from a low limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, as much as $537 a month if full coverage is included
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $2,060 more annually than a safer driver
• Increasing physical damage deductibles could save as much as $750 each year