Audi S8 Insurance Rates

Estimated insurance rates for an Audi S8 are $1,774 a year for full coverage insurance. Comprehensive insurance costs approximately $418 a year, collision insurance costs $724, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $3,838 or more. Teen drivers pay the most at up to $6,442 a year.

Average premium for full coverage: $1,774

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and S8 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

These rate differences illustrate why it is important to compare rates quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi S8 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,002
• Raising to $1,000 deductibles will save $1,514 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,774
• Choosing low $100 deductibles will cost an additional $500 every year
• At-risk drivers with multiple violations and an at-fault accident could pay around $3,838
• An auto insurance policy that insures a teen driver can cost $6,442

View Chart as Image

Insurance prices for an Audi S8 also have a wide range based on the trim level of your S8, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $2,100 to $2,800 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $6,400 a year. View Rates by Age

Where you choose to live also has a big influence on Audi S8 insurance prices. A middle-age driver might find prices as low as $1,160 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,390 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $760 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Audi S8 Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around every other policy renewal by requesting rates from direct insurance companies, and also from your local car insurance providers.

The list below is a quick rundown of the ideas that were touched on above.

• Teenagers are expensive to insure, with premiums being up to $537 per month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $2,060 more per year for car insurance
• Increasing policy deductibles can save approximately $750 each year
• It is possible to save around $220 per year just by quoting early and online