Audi S8 Insurance Rates

U.S. average insurance prices for an Audi S8 are $1,774 every 12 months including full coverage. Comprehensive costs an estimated $418, collision insurance costs $724, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $3,838. Teen drivers pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different S8 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates how your location can change insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi S8 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,002
• Using higher $1,000 deductibles will save approximately $260 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,774
• Choosing more expensive low deductibles for physical damage coverage increases the price to $2,274
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,838
• The price to insure a teenage driver with full coverage can cost as much as $6,442 or more

View Chart as Image

Auto insurance prices for an Audi S8 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $760 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,600 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay at least $6,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $2,100 to $2,800 in extra premium each year, depending on your age. High-risk driver insurance can be around 43% to 133% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Audi S8 insurance rates. A driver around age 40 might see prices as low as $1,360 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,530 on average in Louisiana, New York, and Michigan.

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How to Shop for the Best Audi S8 Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having a good credit score, being claim-free, and consideration of higher deductibles. Invest the time to shop around at least every other year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief recap of the car insurance concepts illustrated above.

• Drivers who tend to receive serious violations may have to pay on average $2,060 more annually for auto insurance
• You may be able to save approximately $220 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $750 each year
• Consumers who want higher levels of liability will pay about $520 per year to increase from a low limit to a 250/500 level