Audi S8 Insurance Rates

The average insurance rates for an Audi S8 are $1,774 a year with full coverage. Comprehensive costs an estimated $418 a year, collision insurance costs $724, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $3,838. Teens cost the most to insure at up to $6,442 a year.

Average premium for full coverage: $1,774

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and S8 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi S8 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $1,002
• Raising to $1,000 deductibles will save approximately $1,514 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,774
• Selecting low $100 deductibles will increase the cost to $2,274
• Unlucky drivers with serious driving violations could pay up to $3,838
• Policy cost for full coverage for a teenage driver can cost as much as $6,442

View Chart as Image

Insurance rates for an Audi S8 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $6,400 a year. View Rates by Age

Your home state also has a big influence on Audi S8 insurance rates. A middle-age driver might find rates as low as $1,280 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,390 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $760 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $2,100 to $2,800 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find the Best Audi S8 Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at every other renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief recap of the concepts that were covered in the above illustrations.

• Drivers who tend to receive serious violations may pay on average $2,060 more annually to insure their S8
• Teen drivers are charged the highest rates, as much as $537 each month for full coverage
• You may be able to save approximately $220 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $750 each year
• You may be able to save approximately $220 per year just by quoting early and online