Audi S8 Insurance Rates

The average insurance prices for an Audi S8 are $1,774 every 12 months with full coverage. Comprehensive insurance costs approximately $418 a year, collision insurance costs $724, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $3,838 or more. Teens cost the most to insure at up to $6,442 a year.

Average premium for full coverage: $1,774

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and S8 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Audi S8 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,002
• Choosing higher $1,000 deductibles can save $1,514 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,774
• Selecting low $100 deductibles for comp and collision coverage costs an extra $500 each year
• Drivers with serious driving violations could pay around $3,838
• Policy cost to insure a teenage driver can cost $6,442 each year

View Chart as Image

Insurance rates for an Audi S8 also range considerably based on liability limits and deductibles, your driving record, and the model of your S8.

Choosing higher comprehensive and collision insurance deductibles can save as much as $760 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,600 annually on average, or $133 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $6,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $2,100 to $2,800 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 133% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi S8 insurance rates. A good driver about age 40 could pay as low as $1,280 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,390 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheap Audi S8 Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at every other renewal by requesting rates from direct companies, and also from insurance agencies where you live.

Below is a brief summary of the concepts that were covered above.

• Drivers that tend to have accidents or serious violations could be forced to pay on average $2,060 more per year for auto insurance
• Teenage drivers are expensive to insure, as much as $537 each month if they have full coverage
• You may be able to save around $220 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $750 each year
• You may be able to save around $220 per year just by quoting early and online