Audi S8 Insurance Rates

U.S. average insurance rates for an Audi S8 are $1,774 a year for full coverage. Comprehensive costs approximately $418 a year, collision insurance costs $724, and liability coverage is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $3,838. Teenage drivers pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and S8 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi S8 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,002
• Raising to $1,000 deductibles will save $1,514 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,774
• Using low $100 deductibles bumps up the cost to $2,274
• Unlucky drivers who are prone to accidents and violations could pay around $3,838
• The price that insures a teenage driver can cost $6,442

View Chart as Image

Auto insurance prices for an Audi S8 are also quite variable based on the trim level of your S8, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $2,100 to $2,800 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,600 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $6,400 a year. View Rates by Age

The state you live in also has a big influence on Audi S8 insurance rates. A middle-age driver might find prices as low as $1,170 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,530 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $760 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi S8 Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Compare prices every other policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The points below are a review of the ideas that were touched on in the above illustrations.

• Drivers under the age of 20 have the highest car insurance prices, with premiums as much as $537 a month if the policy includes full coverage
• Drivers who have several accidents or serious violations could be forced to pay on average $2,060 more per year to insure an Audi S8
• Increasing physical damage deductibles can save approximately $750 each year
• Drivers can save around $220 per year just by quoting early and online