Audi S8 Insurance Rates

U.S. average insurance prices for an Audi S8 are $1,774 every 12 months including full coverage. Comprehensive costs around $418 a year, collision insurance costs $724, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $3,838. 16-year-old drivers pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates for individual coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and S8 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why it is important to compare prices for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi S8 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,002
• Using higher $1,000 deductibles will save about $1,514 every year
• The average price for the average middle-age driver using $500 deductibles is $1,774
• Buying low $100 deductibles for physical damage coverage increases the price to $2,274
• Drivers with multiple tickets or accidents could pay at least $3,838
• The price to insure a teen driver can be $6,442 or more

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Car insurance prices for an Audi S8 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $760 each year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,600 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $6,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $2,100 to $2,800 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Audi S8 insurance rates. A driver around age 40 might see prices as low as $1,360 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,530 on average in Michigan, New York, and Louisiana.

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How to Shop for the Right Audi S8 Insurance

Getting lower rates on Audi S8 insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a quick rundown of the primary concepts that were covered above.

• You may be able to save up to $220 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $2,060 more every year for car insurance
• Increasing physical damage deductibles could save as much as $750 each year
• Teenagers are the costliest to insure, possibly costing $537 a month if the policy includes full coverage