Audi S8 Insurance Rates

U.S. average insurance rates for an Audi S8 are $1,774 a year for full coverage insurance. Comprehensive insurance costs on average $418 each year, collision insurance costs $724, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $3,838 or more. Teens pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and S8 models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

The ranges above illustrate why all drivers should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi S8 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,002
• Drivers who choose higher $1,000 deductibles will pay around $260 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,774
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $500 every year
• Higher-risk drivers with serious driving violations could pay upwards of $3,838
• The price that insures a teen driver may cost $6,442 a year

View Chart as Image

Auto insurance prices for an Audi S8 are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $2,100 to $2,800 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,600 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $6,400 a year. View Rates by Age

The state you live in makes a big difference in Audi S8 insurance prices. A 40-year-old driver could pay as low as $1,160 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,390 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $760 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi S8 Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every other policy renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below is a review of the ideas that were touched on in the above illustrations.

• Teenage drivers are charged the highest prices, as much as $537 a month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $2,060 more each year for auto insurance
• Increasing physical damage deductibles can save approximately $750 each year
• It is possible to save as much as $220 per year just by quoting online in advance