Audi S8 Insurance Rates

Average insurance prices for an Audi S8 are $1,774 every 12 months including full coverage. Comprehensive insurance costs an estimated $418 each year, collision insurance costs $724, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $3,838 or more. Teen drivers receive the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and S8 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi S8 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,002
• Raising to $1,000 deductibles will save approximately $260 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,774
• Choosing low deductibles costs an extra $500 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $3,838
• The cost to insure a teen driver can cost as much as $6,442

View Chart as Image

Insurance rates for an Audi S8 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $760 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,600 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $6,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $2,100 to $2,800 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Where you live also has a big influence on Audi S8 insurance prices. A middle-age driver might find rates as low as $1,360 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,530 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Right Audi S8 Insurance

Saving money on car insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below is a quick rundown of the data illustrated above.

• Policyholders who want higher levels of liability will pay about $520 per year to raise from a minimum limit to a 250/500 level
• You may be able to save approximately $220 per year just by quoting online in advance
• Increasing deductibles could save as much as $750 each year
• Teenage drivers are expensive to insure, as much as $537 per month if full coverage is included