Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,390 a year including full coverage. Comprehensive costs around $334 each year, collision costs $648, and liability coverage is estimated at $298. Buying just liability costs approximately $340 a year, with insurance for high-risk drivers costing around $3,016. Teenage drivers cost the most to insure at $4,940 a year or more.

Average premium for full coverage: $1,390

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and SQ5 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Audi SQ5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $771
• Choosing higher $1,000 deductibles can save about $222 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,390
• Using low deductibles for comp and collision coverage bumps up the cost to $1,826
• Drivers who are prone to accidents and violations could pay at least $3,016 or more
• Policy cost that insures a teenage driver can be $4,940 each year

View Chart as Image

Insurance rates for an Audi SQ5 also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,700 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges around 45% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi SQ5 insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,980 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $660 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $268 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

How to Find Low Cost Audi SQ5 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare prices every time your policy renews by quoting rates from direct car insurance companies, and also from local insurance agencies.

The list below is a review of the information covered in the above illustrations.

• You may be able to save up to $180 per year simply by quoting online in advance
• Teenagers pay higher rates, with premiums being up to $412 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $650 each year
• Drivers who have several accidents or serious violations may have to pay on average $1,630 more every year for car insurance
• Consumers who may need higher liability limits will pay an extra $330 per year to raise limits from a 30/60 limit to the 250/500 level