Audi SQ5 Insurance Rates

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UPDATED: Jun 11, 2024

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The average insurance prices for an Audi SQ5 are $1,166 every 12 months for full coverage insurance. Comprehensive costs approximately $278 each year, collision insurance costs $472, and liability insurance costs around $306. A liability-only policy costs as low as $348 a year, and high-risk insurance costs around $2,510. 16-year-old drivers cost the most to insure at up to $4,206 a year.

Average premium for full coverage: $1,166

Policy rates by type of insurance:

Comprehensive $278
Collision $472
Liability $306

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and SQ5 models.

Price Range Variability

For the average driver, Audi SQ5 insurance rates range from the cheapest price of $348 for liability-only coverage to a high rate of $2,510 for a driver required to buy high-risk insurance.

Liability Only $348
Full Coverage $1,166
High Risk $2,510

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than congested cities. The graphic below illustrates how location impacts auto insurance prices.

Rural Areas $875
Small Cities $1,224
Large Cities $1,574

The examples above illustrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Audi SQ5 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $664
  • Using higher $1,000 deductibles will save $172 each year
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,166
  • Buying low deductibles for physical damage coverage increases the price to $1,494
  • Drivers with multiple tickets or accidents could pay around $2,510
  • Policy cost to insure a teen driver can cost $4,206 or more

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $664 to $4,206 for full coverage

Car insurance rates for an Audi SQ5 also range considerably based on liability limits and deductibles, your risk profile, and the model of your SQ5.

Opting for high physical damage deductibles could cut rates by as much as $500 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $276 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 134% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,570 on average in Florida, New York, and Michigan.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,052 -$114 -9.8%
Alaska $892 -$274 -23.5%
Arizona $968 -$198 -17.0%
Arkansas $1,166 -$0 0.0%
California $1,328 $162 13.9%
Colorado $1,110 -$56 -4.8%
Connecticut $1,198 $32 2.7%
Delaware $1,318 $152 13.0%
Florida $1,454 $288 24.7%
Georgia $1,078 -$88 -7.5%
Hawaii $840 -$326 -28.0%
Idaho $790 -$376 -32.2%
Illinois $868 -$298 -25.6%
Indiana $880 -$286 -24.5%
Iowa $786 -$380 -32.6%
Kansas $1,106 -$60 -5.1%
Kentucky $1,588 $422 36.2%
Louisiana $1,726 $560 48.0%
Maine $720 -$446 -38.3%
Maryland $960 -$206 -17.7%
Massachusetts $930 -$236 -20.2%
Michigan $2,024 $858 73.6%
Minnesota $976 -$190 -16.3%
Mississippi $1,398 $232 19.9%
Missouri $1,034 -$132 -11.3%
Montana $1,254 $88 7.5%
Nebraska $918 -$248 -21.3%
Nevada $1,398 $232 19.9%
New Hampshire $840 -$326 -28.0%
New Jersey $1,302 $136 11.7%
New Mexico $1,032 -$134 -11.5%
New York $1,228 $62 5.3%
North Carolina $670 -$496 -42.5%
North Dakota $954 -$212 -18.2%
Ohio $806 -$360 -30.9%
Oklahoma $1,194 $28 2.4%
Oregon $1,068 -$98 -8.4%
Pennsylvania $1,110 -$56 -4.8%
Rhode Island $1,554 $388 33.3%
South Carolina $1,058 -$108 -9.3%
South Dakota $982 -$184 -15.8%
Tennessee $1,020 -$146 -12.5%
Texas $1,404 $238 20.4%
Utah $864 -$302 -25.9%
Vermont $796 -$370 -31.7%
Virginia $700 -$466 -40.0%
Washington $898 -$268 -23.0%
West Virginia $1,070 -$96 -8.2%
Wisconsin $806 -$360 -30.9%
Wyoming $1,034 -$132 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city
Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $412 $780 $258 $1,560
2023 Audi SQ5 $394 $774 $264 $1,542
2022 Audi SQ5 $382 $756 $274 $1,522
2021 Audi SQ5 $368 $724 $284 $1,486
2020 Audi SQ5 $348 $698 $292 $1,448
2019 Audi SQ5 $334 $648 $298 $1,390
2018 Audi SQ5 $320 $610 $300 $1,340
2017 Audi SQ5 $308 $548 $304 $1,270
2016 Audi SQ5 $288 $504 $304 $1,206
2015 Audi SQ5 $278 $472 $306 $1,166
2014 Audi SQ5 $270 $440 $312 $1,132

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi SQ5 Insurance

Finding cheaper rates on Audi SQ5 insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Spend time shopping around at every policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The list below is a recap of the data touched on above.

  • Drivers who purchase higher liability limits will pay around $340 annually to increase from a 30/60 limit to a 250/500 level
  • It is possible to save around $140 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save as much as $500 each year
  • Teenagers pay the highest auto insurance rates, possibly costing $351 each month if the policy includes full coverage

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,206
20 $2,658
30 $1,224
40 $1,166
50 $1,064
60 $1,044

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,494
$250 $1,344
$500 $1,166
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,166
50/100 $1,227
100/300 $1,304
250/500 $1,503
100 CSL $1,258
300 CSL $1,426
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $4,236
30 $2,574
40 $2,510
50 $2,394
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $60
Homeowner $17
5-yr Accident Free $88
5-yr Claim Free $76
Paid in Full/EFT $55
Advance Quote $59
Online Quote $84
Total Discounts $502
Rate after discounts $664

Discounts are estimated and may not be available from every company or in every state.

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