Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive costs approximately $382 a year, collision insurance costs $714, and liability insurance is $398. A policy with only liability insurance costs around $460 a year, and a high-risk policy costs around $3,584. Teens pay the most at up to $6,002 a year.

Average premium for full coverage: $1,652

Premium estimates by type of coverage:

Includes $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences demonstrate why it is important to compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi TT insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $931
• Raising to $1,000 deductibles will save $1,404 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,652
• Selecting low $100 deductibles will increase the cost to $2,138
• Higher-risk drivers with serious driving violations could pay around $3,584
• An auto insurance policy for full coverage for a teen driver can cost $6,002

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $6,000 a year. View Rates by Age

Where you choose to live also has a big influence on Audi TT insurance rates. A middle-age driver might find prices as low as $1,190 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,230 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $740 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $2,000 to $2,700 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Finding better rates on Audi TT insurance consists of having a good driving record, having above-average credit, being claim-free, and attention to physical damage deductibles. Invest the time to compare rates once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a recap of the data that was presented in the illustrations above.

• You may be able to save around $210 per year just by quoting early and online
• Drivers who purchase increased levels of liability coverage will pay approximately $440 every year to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 20 and younger pay the highest auto insurance prices, possibly costing $500 per month if full coverage is included
• High-risk drivers that have major violations or accidents pay on average $1,930 more per year to buy Audi TT insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.