Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average auto insurance rates for an Audi TT are $1,652 annually with full coverage. Comprehensive costs on average $382, collision costs $714, and liability costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $3,584. 16-year-old drivers pay the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different TT trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have fewer collision claims than congested cities.

The price range example below illustrates how your location can change car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $931
• Drivers who choose higher $1,000 deductibles will pay around $248 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,652
• Buying more expensive low deductibles for comprehensive and collision insurance will cost $2,138
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,584 or more
• The price with full coverage for a teen driver with full coverage may cost $6,002 a year

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,500 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $6,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $2,000 to $2,700 extra each year, depending on your age. High-risk driver insurance can cost as much as 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $740 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or at least $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Every company utilizes a different rate formula, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Audi TT Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a summary of the concepts that were illustrated above.

• Higher risk drivers who have multiple accidents or major violations pay an average of $1,930 more each year to insure an Audi TT
• Drivers under the age of 20 are expensive to insure, costing up to $500 a month if comprehensive and collision insurance is included
• You may be able to save as much as $210 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $725 each year
• You may be able to save as much as $210 per year simply by shopping early and online

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.