Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,640 a year with full coverage. Comprehensive insurance costs approximately $368, collision insurance costs $698, and liability coverage costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs $3,560 or more. 16-year-old drivers receive the highest rates at up to $6,000 a year.

Average premium for full coverage: $1,640

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for all TT models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than congested cities. The example below illustrates how your location can change auto insurance prices.

These examples demonstrate why everyone should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Audi TT insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $925
• Drivers who choose higher $1,000 deductibles will pay $242 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,640
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $472 each year
• High-risk insureds with multiple tickets or accidents could pay around $3,560
• The cost that insures a teenage driver for full coverage can cost $6,000 a year

View Chart as Image

Car insurance rates for an Audi TT can also vary considerably based on the model of your TT, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,900 to $2,600 extra per year, depending on your age. Audi TT insurance for high-risk drivers can cost around 43% to 129% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $6,000 a year. View Rates by Age

Where you live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or at least $2,220 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $720 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi TT Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Comparison shop every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a review of the material that was illustrated above.

• Consumers who purchase increased liability limits will pay around $460 every year to go from a minimum limit to the 250/500 level
• Drivers under the age of 20 pay the highest auto insurance rates, with premiums as much as $500 per month if full coverage is purchased
• Drivers who have several accidents or serious violations may have to pay on average $1,920 more per year to insure an Audi TT
• Increasing deductibles can save approximately $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.