BMW 3-Series Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 12, 2023

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Comparing auto insurance by quoting online can be fast and easy, plus you can save money. The most important part is to take the time to get as many rate quotes as possible so you can compare all possible prices.

If you've never shopped for auto insurance online, you may be overwhelmed by the hoards of auto insurance companies offering insurance. There are several ways to get quotes from auto insurance companies in your area. By far the easiest way to find the lowest BMW 3-Series insurance rates involves getting comparison quotes online. This can be done by visiting this page.

Car insurance premiums for a BMW 3-Series can vary widely depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Credit rating
  • Men typically pay more than women
  • Higher deductibles save money
  • Crash test rating for your 3-Series
  • Your occupation
  • The amount of protection requested
  • Home ownership saves money

An additional factor that can impact BMW 3-Series insurance cost is the year of the vehicle. Used vehicles have a lower value than newer models so repair costs tend to be lower which may result in lower rates. But more recent 3-Series vehicles may have safety features including automatic crash notification, blind-spot warning system, and an advanced theft deterrent system which can provide discounts that lower premiums.

Liability coverages

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision insurance

a stationary object or other vehicle. . , . .

Comprehensive auto coverage

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage . , . .

Coverage for medical payments

immediate expenses EMT expenses, pain medications, and nursing services. . .

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