BMW M4 GTS Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 3, 2024

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Insurance rates on a BMW M4 GTS will vary greatly and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Your credit history
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your M4 GTS
  • No claims lowers premiums
  • Having current coverage saves
  • Home ownership saves money

One last important factor that can impact the rate you pay on your BMW M4 GTS is the year of manufacture. Used vehicles have a lower value so the cost to replace them may end up costing you less. On the flip side, new M4 GTS models may have options like a collision avoidance system, forward-collision avoidance, and active head restraints so those may lower rates.

Liability insurance - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverage - a stationary object or other vehicle. . , . .

Comprehensive (Other than Collision) - from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage . , . .

Medical expense coverage - immediate expenses EMT expenses, pain medications, and nursing services. . .

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