Cadillac CT6 Insurance Rates

Estimated insurance prices for a Cadillac CT6 are $1,400 every 12 months for full coverage. Comprehensive insurance costs approximately $278, collision insurance costs $504, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $3,038 or more. Teenage drivers pay the most at up to $5,314 a year.

Average premium for full coverage: $1,400

Premium estimates by type of coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all CT6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

These rate differences show why everyone should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Cadillac CT6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $806
• Drivers who choose higher $1,000 deductibles will pay $178 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,400
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $346 each year
• High-risk insureds who are prone to accidents and violations could pay around $3,038
• An auto insurance policy to insure a teenage driver for full coverage can cost $5,314 a year

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Insurance prices for a Cadillac CT6 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your CT6.

Using high physical damage deductibles could save up to $530 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Cadillac CT6 insurance for high-risk drivers can cost around 43% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Cadillac CT6 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,000 on average in New York, Louisiana, and Michigan.

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How to Shop for More Affordable Cadillac CT6 Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

Below is a summary of the data touched on in the above illustrations.

• Consumers who purchase higher levels of liability will pay an extra $510 each year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers can save around $170 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $525 each year
• Teenage drivers are expensive to insure, as much as $443 per month if they have full coverage