Cadillac Escalade ESV Insurance Rates

Estimated insurance prices for a Cadillac Escalade ESV are $1,252 every 12 months including full coverage. Comprehensive insurance costs approximately $274 a year, collision costs $342, and liability costs around $478. Liability-only coverage costs as low as $526 a year, with high-risk coverage costing $2,682 or more. Teenage drivers pay the most at $4,762 a year or more.

Average premium for full coverage: $1,252

Premium estimates by type of coverage:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Escalade ESV trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The best discount rate is $745
• Using higher $1,000 deductibles will save $1,112 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,252
• Using low $100 deductibles for physical damage coverage costs an extra $268 every year
• Drivers who are prone to accidents and violations could pay around $2,682 or more
• An auto insurance policy to insure a teen driver can cost $4,762 or more

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Insurance prices for a Cadillac Escalade ESV also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Escalade ESV.

Using high physical damage deductibles could cut prices by as much as $410 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Cadillac Escalade ESV insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Cadillac Escalade ESV Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having good credit, refrain from filing small claims, and maximizing policy discounts. Spend time shopping around every time your policy renews by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The following is a brief summary of the information touched on above.

• You may be able to save around $150 per year simply by quoting early and online
• Teens are expensive to insure, with the cost nearing $397 per month if they have full coverage
• Increasing policy deductibles could save as much as $400 each year
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,430 more per year for Escalade ESV insurance
• Policyholders who purchase higher liability limits will pay an extra $530 per year to increase from 30/60 bodily injury limits to a 250/500 level