Cadillac Escalade ESV Insurance Rates
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Michelle Robbins
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UPDATED: May 31, 2024
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Estimated insurance prices for a Cadillac Escalade ESV are $1,252 every 12 months including full coverage. Comprehensive insurance costs approximately $274, collision insurance costs $342, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, and high-risk driver insurance costs $2,682 or more. 16-year-old drivers pay the most at up to $4,762 a year.
Average premium for full coverage: $1,252
Premium estimates by type of coverage:
Estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Escalade ESV models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Cadillac Escalade ESV range from the cheapest price of $526 for just liability insurance to the much higher price of $2,682 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The example below illustrates the difference location can make on auto insurance prices.
These rate differences highlight why everyone should get quotes using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $745
- Choosing higher $1,000 deductibles can save $140 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,252
- Buying pricier low deductibles for comp and collision coverage costs an extra $268 every year
- Unlucky drivers with multiple tickets or accidents could pay around $2,682
- An auto insurance policy to insure a teen driver for full coverage can cost $4,762 each year
Insurance prices for a Cadillac Escalade ESV also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Escalade ESV.
Opting for high physical damage deductibles can save as much as $410 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 additional annually, depending on your age. Cadillac Escalade ESV insurance for high-risk drivers ranges as much as 42% to 134% more than the average rate. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Cadillac Escalade ESV insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,790 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$118 | -9.4% |
| Alaska | $960 | -$292 | -23.3% |
| Arizona | $1,040 | -$212 | -16.9% |
| Arkansas | $1,252 | -$0 | 0.0% |
| California | $1,428 | $176 | 14.1% |
| Colorado | $1,198 | -$54 | -4.3% |
| Connecticut | $1,288 | $36 | 2.9% |
| Delaware | $1,420 | $168 | 13.4% |
| Florida | $1,568 | $316 | 25.2% |
| Georgia | $1,156 | -$96 | -7.7% |
| Hawaii | $900 | -$352 | -28.1% |
| Idaho | $848 | -$404 | -32.3% |
| Illinois | $934 | -$318 | -25.4% |
| Indiana | $944 | -$308 | -24.6% |
| Iowa | $846 | -$406 | -32.4% |
| Kansas | $1,194 | -$58 | -4.6% |
| Kentucky | $1,712 | $460 | 36.7% |
| Louisiana | $1,856 | $604 | 48.2% |
| Maine | $774 | -$478 | -38.2% |
| Maryland | $1,032 | -$220 | -17.6% |
| Massachusetts | $1,004 | -$248 | -19.8% |
| Michigan | $2,180 | $928 | 74.1% |
| Minnesota | $1,050 | -$202 | -16.1% |
| Mississippi | $1,502 | $250 | 20.0% |
| Missouri | $1,112 | -$140 | -11.2% |
| Montana | $1,348 | $96 | 7.7% |
| Nebraska | $988 | -$264 | -21.1% |
| Nevada | $1,504 | $252 | 20.1% |
| New Hampshire | $904 | -$348 | -27.8% |
| New Jersey | $1,404 | $152 | 12.1% |
| New Mexico | $1,110 | -$142 | -11.3% |
| New York | $1,322 | $70 | 5.6% |
| North Carolina | $722 | -$530 | -42.3% |
| North Dakota | $1,026 | -$226 | -18.1% |
| Ohio | $866 | -$386 | -30.8% |
| Oklahoma | $1,288 | $36 | 2.9% |
| Oregon | $1,148 | -$104 | -8.3% |
| Pennsylvania | $1,198 | -$54 | -4.3% |
| Rhode Island | $1,672 | $420 | 33.5% |
| South Carolina | $1,136 | -$116 | -9.3% |
| South Dakota | $1,058 | -$194 | -15.5% |
| Tennessee | $1,098 | -$154 | -12.3% |
| Texas | $1,514 | $262 | 20.9% |
| Utah | $930 | -$322 | -25.7% |
| Vermont | $858 | -$394 | -31.5% |
| Virginia | $750 | -$502 | -40.1% |
| Washington | $968 | -$284 | -22.7% |
| West Virginia | $1,148 | -$104 | -8.3% |
| Wisconsin | $868 | -$384 | -30.7% |
| Wyoming | $1,118 | -$134 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade ESV 2WD | $1,210 | $101 |
| Cadillac Escalade ESV 4WD | $1,210 | $101 |
| Cadillac Escalade ESV Luxury Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Luxury Edition 4WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 4WD | $1,252 | $104 |
| Cadillac Escalade ESV Platinum Edition 2WD | $1,276 | $106 |
| Cadillac Escalade ESV Platinum Edition 4WD | $1,298 | $108 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| 2023 Cadillac Escalade ESV | $444 | $714 | $398 | $1,714 |
| 2022 Cadillac Escalade ESV | $430 | $698 | $416 | $1,702 |
| 2021 Cadillac Escalade ESV | $414 | $668 | $430 | $1,670 |
| 2019 Cadillac Escalade ESV | $376 | $598 | $452 | $1,584 |
| 2018 Cadillac Escalade ESV | $362 | $564 | $456 | $1,540 |
| 2016 Cadillac Escalade ESV | $324 | $466 | $460 | $1,408 |
| 2014 Cadillac Escalade ESV | $306 | $406 | $474 | $1,344 |
| 2012 Cadillac Escalade ESV | $274 | $342 | $478 | $1,252 |
| 2010 Cadillac Escalade ESV | $242 | $284 | $474 | $1,158 |
Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Cadillac Escalade ESV Insurance
Finding better rates on car insurance takes not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Make time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.
The following is a review of the information touched on in this article.
- You may be able to save around $150 per year just by quoting online well ahead of the renewal date
- Teens are the costliest to insure, with the cost nearing $397 per month if full coverage is included
- Increasing policy deductibles could save as much as $400 each year
- Higher risk drivers who have several accidents or serious violations could be charged and average of $1,430 more per year for Escalade ESV insurance
- Policyholders who purchase higher liability limits will pay around $530 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,762 |
| 20 | $2,828 |
| 30 | $1,292 |
| 40 | $1,252 |
| 50 | $1,146 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,400 |
| $500 | $1,252 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,252 |
| 50/100 | $1,394 |
| 100/300 | $1,513 |
| 250/500 | $1,824 |
| 100 CSL | $1,441 |
| 300 CSL | $1,704 |
| 500 CSL | $1,896 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,754 |
| 20 | $4,502 |
| 30 | $2,724 |
| 40 | $2,682 |
| 50 | $2,558 |
| 60 | $2,530 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $21 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $88 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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