Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive insurance costs approximately $194, collision insurance costs $254, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,320 or more. Teens cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Rates are based on $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance prices.

The examples above show why everyone should compare rates using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $651
• Drivers who choose higher $1,000 deductibles will pay $104 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,080
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $192 a year
• High risk drivers with serious driving violations could pay around $2,320
• Policy cost that insures a teen driver for full coverage can cost $4,274 a year

Insurance rates for a Chevrolet Captiva Sport also range considerably based on the model of your Captiva Sport, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,540 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could save up to $300 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Chevrolet Captiva Sport Insurance

Finding cheaper rates on Chevrolet Captiva Sport insurance not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates at every policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The following is a quick review of the data covered in the above illustrations.

• Drivers who purchase higher liability limits will pay approximately $520 each year to go from a 30/60 limit to the 250/500 level
• Drivers can save around $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Teens are the costliest to insure, costing up to $356 each month if comprehensive and collision insurance is included