Chevrolet Captiva Sport Insurance Rates

Average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage insurance. Comprehensive costs an estimated $194 a year, collision insurance costs $254, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,320. Teenage drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Captiva Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

These examples illustrate why it is important to get quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

• The best discount rate is $651
• Choosing higher $1,000 deductibles can save approximately $976 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,080
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,272
• Unlucky drivers who are prone to accidents and violations could pay up to $2,320
• The cost for full coverage for a teen driver can cost as much as $4,274 each year

Auto insurance rates for a Chevrolet Captiva Sport can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Captiva Sport insurance prices. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

Using high physical damage deductibles can save as much as $300 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,300 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Chevrolet Captiva Sport Insurance

Saving money on car insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around every other policy renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a condensed summary of the ideas that were illustrated above.

• Teen drivers are the costliest to insure, costing up to $356 per month if they have full coverage
• Higher risk drivers with multiple at-fault accidents pay on average $1,240 more annually to insure their Captiva Sport
• Increasing deductibles can save around $300 each year
• It is possible to save approximately $120 per year just by quoting early and online