Chevrolet Captiva Sport Insurance Rates

The average auto insurance rates for a Chevrolet Captiva Sport are $1,092 annually for full coverage insurance. Comprehensive costs approximately $198, collision costs $272, and liability insurance costs around $464. Liability-only coverage costs as low as $514 a year, with high-risk coverage costing around $2,352. Teenage drivers cost the most to insure at $4,312 a year or more.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

The examples above illustrate why everyone should compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $655
• Using higher $1,000 deductibles will save $108 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,092
• Using pricier low deductibles for physical damage coverage will cost $1,298
• Drivers who are prone to accidents and violations could pay around $2,352 or more
• Policy cost with full coverage for a teen driver for full coverage can cost $4,312 or more

Insurance rates for a Chevrolet Captiva Sport also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can be anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $320 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $720 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,480 on average in Florida, New York, and Michigan.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

How to Buy Low Cost Chevrolet Captiva Sport Insurance

Finding cheaper rates on Chevrolet Captiva Sport insurance requires being safe and accident-free, having good credit, being claim-free, and qualifying for all possible discounts. Invest time comparing rates at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a review of the car insurance concepts covered in the charts and tables above.

• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,260 more per year than a low-risk driver
• It is possible to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $325 each year
• Drivers who purchase more liability protection will pay an extra $510 annually to increase from a 30/60 limit to higher 250/500 limits