Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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Estimated insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months for full coverage. Comprehensive costs an estimated $194, collision insurance costs $254, and liability costs around $474. A policy with only liability insurance costs as low as $522 a year, and a high-risk policy costs around $2,320. Teen drivers pay the most at up to $4,274 a year.

Average premium for full coverage: $1,080

Premium estimates broken down by type of coverage:

Comprehensive $194
Collision $254
Liability $474

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Captiva Sport trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Chevrolet Captiva Sport range from the cheapest price of $522 for minimum levels of liability insurance to a much higher rate of $2,320 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas. The price range example below illustrates how location helps determine insurance prices.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $651
  • Using higher $1,000 deductibles will save approximately $104 a year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,080
  • Choosing more expensive low deductibles for physical damage coverage increases the price to $1,272
  • Drivers with multiple violations and an at-fault accident could pay up to $2,320
  • An auto insurance policy to insure a teen driver with full coverage can cost as much as $4,274 or more

Car insurance prices for a Chevrolet Captiva Sport also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $300 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Iowa, Maine, and Idaho, or as much as $1,540 on average in New York, Louisiana, and Michigan.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%
Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Chevrolet Captiva Sport Insurance

Finding better rates on car insurance requires being a safe and courteous driver, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Invest time comparing rates at every policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

Below is a quick rundown of the data covered in the charts and tables above.

  • Policyholders who want higher levels of liability will pay about $520 each year to increase from 30/60 bodily injury limits to a 250/500 level
  • Drivers can save approximately $120 per year just by shopping early and online
  • Increasing policy deductibles could save as much as $300 each year
  • Teenage drivers have the highest car insurance prices, as much as $356 per month if the policy includes full coverage

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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