Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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Average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months for full coverage. Comprehensive costs around $194, collision insurance costs $254, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,320. Teen drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates for individual coverage type:

Comprehensive $194
Collision $254
Liability $474

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all Captiva Sport models.

Price Range by Coverage and Risk

For the normal driver, prices range range from the cheapest price of $522 for just liability insurance to the much higher price of $2,320 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas. The example below illustrates how geographic area affects auto insurance rates.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

These examples show why everyone should get quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $651
  • Choosing higher $1,000 deductibles can save about $104 a year
  • The average price for a 40-year-old driver using $500 deductibles is $1,080
  • Choosing pricier low deductibles for comp and collision coverage increases the price to $1,272
  • Drivers with multiple violations and an at-fault accident could pay at least $2,320
  • The cost to insure a teenage driver for full coverage can be $4,274 each year

Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles can save as much as $300 a year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,300 to $1,800 additional per year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers ranges around 42% to 134% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Chevrolet Captiva Sport insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%
Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Chevrolet Captiva Sport Insurance

Saving money on auto insurance takes having a good driving record, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to compare rates at every other renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a summary of the concepts that were presented in the illustrations above.

  • Drivers who have multiple accidents or major violations may pay on average $1,240 more every year to buy Chevrolet Captiva Sport insurance
  • Drivers age 20 and younger are charged the highest rates, costing as high as $356 per month if full coverage is included
  • Drivers can save up to $120 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save as much as $300 each year
  • Drivers can save up to $120 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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