Chevrolet Captiva Sport Insurance Rates

Average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive costs approximately $194 a year, collision insurance costs $254, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,320. Teenage drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Captiva Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples show why it is important to compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $651
• Using higher $1,000 deductibles will save $976 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,080
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,272
• Drivers who are prone to accidents and violations could pay around $2,320
• The cost that insures a teen driver can cost $4,274 or more

Car insurance rates for a Chevrolet Captiva Sport can also vary considerably based on the trim level of your Captiva Sport, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,200 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles could cut rates by as much as $300 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Chevrolet Captiva Sport Insurance

Saving money on car insurance requires being a safe and courteous driver, having a positive credit history, eliminating unneeded coverage, and attention to physical damage deductibles. Compare prices once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a summary of the data that was covered in the charts and tables above.

• Drivers can save around $120 per year just by quoting early and online
• Policyholders who purchase higher levels of liability will pay an extra $520 each year to increase from a minimum limit to the 250/500 level
• Teenage drivers pay the highest auto insurance rates, costing as high as $356 per month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,240 more per year for auto insurance