Chevrolet Captiva Sport Insurance Rates

U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive costs approximately $194 each year, collision insurance costs $254, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,320. Teenage drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Captiva Sport models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $651
• Using higher $1,000 deductibles will save $104 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,080
• Using low deductibles for physical damage coverage will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay around $2,320
• The price for full coverage for a teen driver can cost $4,274 or more

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

Using high physical damage deductibles could cut prices by as much as $300 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief summary of the data that was touched on in this article.

• You may be able to save around $120 per year just by quoting online in advance
• Policyholders who purchase an increased level of liability coverage will pay an extra $520 every year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, costing up to $356 a month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,240 more per year than a safer driver