Chevrolet Captiva Sport Insurance Rates

Average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive insurance costs on average $194 each year, collision insurance costs $254, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,320 or more. Teenage drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Captiva Sport models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

These examples show why all drivers should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $651
• Drivers who choose higher $1,000 deductibles will pay around $104 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,080
• Using low deductibles for comprehensive and collision insurance will cost an extra $192 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,320
• The cost for full coverage for a teen driver may cost $4,274 a year

Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on your driver profile, the trim level of your Captiva Sport, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles could save up to $300 every year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Chevrolet Captiva Sport Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit history, eliminating unneeded coverage, and dropping full coverage on older vehicles. Spend time shopping around every couple of years by quoting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below is a summary of the material that was touched on above.

• Policyholders who require higher levels of liability will pay an extra $520 each year to go from a minimum limit to 250/500 limits
• Teenage drivers pay higher rates, costing as high as $356 per month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations will pay on average $1,240 more each year for auto insurance
• Increasing deductibles can save around $300 each year