Chevrolet Captiva Sport Insurance Rates

The average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months including full coverage. Comprehensive costs on average $194, collision costs $254, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,320. Teenage drivers cost the most to insure at $4,274 a year or more.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $651
• Using higher $1,000 deductibles will save around $104 every year
• The average price for a good driver age 40 with $500 deductibles is $1,080
• Using more expensive low deductibles for physical damage coverage increases the price to $1,272
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,320 or more
• Policy cost to insure a 16-year-old driver with full coverage may cost $4,274 or more

Insurance rates for a Chevrolet Captiva Sport also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Captiva Sport.

Using high physical damage deductibles could cut rates by as much as $300 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance can be from 42% to 134% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied.

How to Shop for Cheap Chevrolet Captiva Sport Insurance

Finding cheaper rates on insurance for a Chevrolet Captiva Sport requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to shop around every time your policy renews by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a brief summary of the information illustrated above.

• You may be able to save as much as $120 per year simply by shopping early and online
• Teenagers pay higher rates, with premiums being up to $356 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,240 more each year for car insurance
• Insureds who require higher liability limits will pay an extra $520 per year to increase from a 30/60 limit to a 250/500 level