Chevrolet Captiva Sport Insurance Rates

Estimated insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months for full coverage. Comprehensive costs an estimated $194 each year, collision insurance costs $254, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,320. 16-year-old drivers pay the most at up to $4,274 a year.

Average premium for full coverage: $1,080

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Captiva Sport models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why all drivers should compare rates quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

• The best full coverage rate is $651
• Raising to $1,000 deductibles will save approximately $104 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,080
• Buying low deductibles increases the price to $1,272
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,320
• An auto insurance policy to insure a teen driver can cost as much as $4,274

Insurance prices for a Chevrolet Captiva Sport also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $300 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Chevrolet Captiva Sport insurance rates. A middle-age driver might find prices as low as $710 a year in states like Iowa, Maine, and Idaho, or at least $1,540 on average in New York, Louisiana, and Michigan.

How to Shop for Low Cost Chevrolet Captiva Sport Insurance

Finding better rates on Chevrolet Captiva Sport insurance consists of having a decent driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a review of the primary concepts that were covered above.

• Drivers can save approximately $120 per year just by quoting online in advance
• High-risk drivers who have several accidents or serious violations pay on average $1,240 more annually than a driver with a clean driving record
• Increasing policy deductibles could save as much as $300 each year
• 16 to 18-year-old drivers are charged the highest prices, as much as $356 per month if they have full coverage