Chevrolet Captiva Sport Insurance Rates

U.S. average auto insurance rates for a Chevrolet Captiva Sport are $1,080 annually including full coverage. Comprehensive insurance costs around $194 a year, collision insurance costs $254, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,320 or more. Teenage drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates for individual coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

The ranges above highlight why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The best discount rate is $651
• Raising to $1,000 deductibles will save about $976 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,080
• Using low $100 deductibles costs an additional $192 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,320
• The price with full coverage for a teen driver can be $4,274

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $300 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

How to Buy Cheap Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance consists of being a good driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates at least every other year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,240 more every year than a safer driver
• You may be able to save up to $120 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $300 each year
• Policyholders who may need an increased level of liability coverage will pay an extra $520 per year to raise from a low limit to higher 250/500 limits