Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive costs on average $194, collision insurance costs $254, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,320. 16-year-old drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities. The example below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $651
• Choosing higher $1,000 deductibles can save around $104 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,080
• Buying pricier low deductibles for comp and collision coverage will increase the cost to $1,272
• Drivers with multiple tickets or accidents could pay upwards of $2,320
• Policy cost for full coverage for a teenage driver for full coverage may cost $4,274 each year

Auto insurance rates for a Chevrolet Captiva Sport also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Captiva Sport insurance rates. A good driver about age 40 could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or at least $1,460 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles can save as much as $300 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers ranges around 42% to 134% more than the average rate. View High Risk Driver Rates

How to Find Cheap Chevrolet Captiva Sport Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates every couple of years by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a brief summary of the material that was touched on in this article.

• Consumers who require more liability coverage will pay around $520 every year to raise limits from a 30/60 limit to 250/500 limits
• Teen drivers are charged the highest rates, as much as $356 each month if they have full coverage
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,240 more each year to insure their Captiva Sport
• Increasing comprehensive and collision deductibles can save around $300 each year