Chevrolet Captiva Sport Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 12, 2024
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Estimated insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage insurance. Comprehensive costs around $194, collision costs $254, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,320. Teens pay the most at $4,274 a year or more.
Average premium for full coverage: $1,080
Premium estimates for type of coverage:
Prices include $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different Captiva Sport trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Chevrolet Captiva Sport go from the low end price of $522 for just liability coverage to a much higher rate of $2,320 for a high-risk driver policy.
Insurance Price Range by Location
Where you live has a large influence on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.
The price range example below illustrates the difference location can make on auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $651
- Using higher $1,000 deductibles will save about $104 each year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,080
- Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,272
- Higher-risk drivers with serious driving violations could pay at least $2,320 or more
- An auto insurance policy that insures a teenage driver with full coverage can be $4,274 or more
Insurance prices for a Chevrolet Captiva Sport also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are probably paying at least $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can be around 42% to 134% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age
Where you choose to live has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,460 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$104 | -9.6% |
| Alaska | $828 | -$252 | -23.3% |
| Arizona | $896 | -$184 | -17.0% |
| Arkansas | $1,080 | -$0 | 0.0% |
| California | $1,230 | $150 | 13.9% |
| Colorado | $1,032 | -$48 | -4.4% |
| Connecticut | $1,110 | $30 | 2.8% |
| Delaware | $1,222 | $142 | 13.1% |
| Florida | $1,352 | $272 | 25.2% |
| Georgia | $996 | -$84 | -7.8% |
| Hawaii | $774 | -$306 | -28.3% |
| Idaho | $728 | -$352 | -32.6% |
| Illinois | $804 | -$276 | -25.6% |
| Indiana | $812 | -$268 | -24.8% |
| Iowa | $728 | -$352 | -32.6% |
| Kansas | $1,028 | -$52 | -4.8% |
| Kentucky | $1,474 | $394 | 36.5% |
| Louisiana | $1,598 | $518 | 48.0% |
| Maine | $668 | -$412 | -38.1% |
| Maryland | $890 | -$190 | -17.6% |
| Massachusetts | $864 | -$216 | -20.0% |
| Michigan | $1,876 | $796 | 73.7% |
| Minnesota | $904 | -$176 | -16.3% |
| Mississippi | $1,294 | $214 | 19.8% |
| Missouri | $958 | -$122 | -11.3% |
| Montana | $1,160 | $80 | 7.4% |
| Nebraska | $850 | -$230 | -21.3% |
| Nevada | $1,296 | $216 | 20.0% |
| New Hampshire | $778 | -$302 | -28.0% |
| New Jersey | $1,206 | $126 | 11.7% |
| New Mexico | $958 | -$122 | -11.3% |
| New York | $1,138 | $58 | 5.4% |
| North Carolina | $622 | -$458 | -42.4% |
| North Dakota | $884 | -$196 | -18.1% |
| Ohio | $746 | -$334 | -30.9% |
| Oklahoma | $1,110 | $30 | 2.8% |
| Oregon | $990 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$50 | -4.6% |
| Rhode Island | $1,440 | $360 | 33.3% |
| South Carolina | $978 | -$102 | -9.4% |
| South Dakota | $912 | -$168 | -15.6% |
| Tennessee | $946 | -$134 | -12.4% |
| Texas | $1,300 | $220 | 20.4% |
| Utah | $800 | -$280 | -25.9% |
| Vermont | $740 | -$340 | -31.5% |
| Virginia | $646 | -$434 | -40.2% |
| Washington | $836 | -$244 | -22.6% |
| West Virginia | $990 | -$90 | -8.3% |
| Wisconsin | $748 | -$332 | -30.7% |
| Wyoming | $962 | -$118 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $300 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to figure out your exact price is to compare prices and see how they stack up. Each insurance company calculates prices differently, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $194 | $254 | $474 | $1,080 |
| 2012 Chevrolet Captiva Sport | $162 | $196 | $474 | $990 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Chevrolet Captiva Sport Insurance
Finding better rates on auto insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare rates every time your policy renews by requesting rates from direct insurance companies, and also from insurance agencies where you live.
The following is a quick rundown of the information touched on in this article.
- It is possible to save up to $120 per year simply by shopping early and online
- Teens pay higher prices, with premiums being up to $356 per month if full coverage is included
- Increasing policy deductibles can save approximately $300 each year
- Drivers with reckless driving or DUI convictions could be forced to pay on average $1,240 more every year for Captiva Sport insurance
- Consumers who may need higher liability limits will pay approximately $520 annually to increase from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,274 |
| 20 | $2,460 |
| 30 | $1,102 |
| 40 | $1,080 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,186 |
| $500 | $1,080 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,080 |
| 50/100 | $1,175 |
| 100/300 | $1,293 |
| 250/500 | $1,601 |
| 100 CSL | $1,222 |
| 300 CSL | $1,483 |
| 500 CSL | $1,673 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $3,922 |
| 30 | $2,344 |
| 40 | $2,320 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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