Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive insurance costs on average $194 a year, collision insurance costs $254, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,320 or more. 16-year-old drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Estimates include $500 deductible amounts, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $651
• Drivers who choose higher $1,000 deductibles will pay around $976 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,080
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $192 a year
• High risk drivers with multiple tickets or accidents could pay upwards of $2,320
• Policy cost that insures a teen driver may cost $4,274 a year

Car insurance rates for a Chevrolet Captiva Sport also range considerably based on the trim level of your Captiva Sport, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,200 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or at least $1,460 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could save up to $300 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Chevrolet Captiva Sport Insurance

Finding cheaper rates on Chevrolet Captiva Sport insurance not only requires having a good driving record, but also having a positive credit history, not filing small claims, and possibly raising deductibles. Comparison shop every couple of years by requesting rates from direct companies, and also from several local insurance agents.

The next list is a review of the material that was covered above.

• Drivers who require increased levels of liability coverage will pay around $520 every year to go from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are expensive to insure, as much as $356 each month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations pay on average $1,240 more each year to buy Chevrolet Captiva Sport insurance
• Increasing comprehensive and collision deductibles can save approximately $300 each year