Chevrolet Captiva Sport Insurance Rates

U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive costs approximately $194 a year, collision insurance costs $254, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,320. Teen drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why it is important to compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $651
• Using higher $1,000 deductibles will save $976 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,080
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,272
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,320
• The price that insures a teenage driver can cost $4,274 or more

Auto insurance prices for a Chevrolet Captiva Sport are also quite variable based on the trim level of your Captiva Sport, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,460 on average in New York, Michigan, and Florida.

Choosing high deductibles could cut prices by as much as $300 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Chevrolet Captiva Sport Insurance

Getting lower rates on auto insurance requires being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Shop around every couple of years by obtaining price quotes from direct companies, and also from local insurance agencies.

Below you'll find a brief review of the material that was touched on in the above illustrations.

• Consumers who purchase more liability protection will pay about $520 every year to increase from a low limit to the 250/500 level
• Youthful drivers have the highest car insurance prices, costing up to $356 a month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions may have to pay on average $1,240 more per year than a low-risk driver
• Increasing physical damage deductibles can save approximately $300 each year