Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year including full coverage. Comprehensive costs on average $194 a year, collision insurance costs $254, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,320. 16-year-old drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why it is important to compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $651
• Drivers who choose higher $1,000 deductibles will pay around $976 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,080
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,272
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,320
• Policy cost that insures a teenage driver may cost $4,274 a year

Auto insurance rates for a Chevrolet Captiva Sport also range considerably based on the trim level of your Captiva Sport, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $4,200 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,540 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles could save up to $300 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Chevrolet Captiva Sport Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Comparison shop every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a brief recap of the information raised in the charts and tables above.

• You may be able to save as much as $120 per year just by quoting early and online
• Youthful drivers are charged the highest rates, with premiums being up to $356 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Drivers who tend to receive serious violations could be forced to pay on average $1,240 more each year than a low-risk driver
• Consumers who require more liability protection will pay around $520 per year to go from a 30/60 limit to the 250/500 level