Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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Average insurance rates for a Chevrolet Captiva Sport are $1,080 a year including full coverage. Comprehensive insurance costs approximately $194 each year, collision insurance costs $254, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,320 or more. Teenage drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates by individual coverage type:

Comprehensive $194
Collision $254
Liability $474

These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Captiva Sport models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as low as $522 for just liability insurance to a high rate of $2,320 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

These examples highlight why all drivers should compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $651
  • Raising to $1,000 deductibles will save $104 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,080
  • Using low deductibles will cost an extra $192 each year
  • Unlucky drivers who are prone to accidents and violations could pay around $2,320
  • The cost for full coverage for a teenage driver can cost $4,274

Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on your driver profile, the model of your Captiva Sport, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live also has a big influence on Chevrolet Captiva Sport insurance rates. A middle-age driver might find rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%

Using high physical damage deductibles can reduce rates by up to $300 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Chevrolet Captiva Sport Insurance

Saving money on auto insurance consists of being a safe and courteous driver, maintaining good credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around at every other renewal by getting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

Below is a brief summary of the concepts that were raised in the charts and tables above.

  • Drivers that tend to have accidents or serious violations could be forced to pay on average $1,240 more per year for auto insurance
  • Teenage drivers are expensive to insure, as much as $356 per month for full coverage
  • You may be able to save around $120 per year just by quoting online in advance
  • Increasing deductibles can save around $300 each year
  • You may be able to save around $120 per year just by quoting online in advance

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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