Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive insurance costs around $194, collision insurance costs $254, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,320 or more. Teenage drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates for type of insurance:

Comprehensive $194
Collision $254
Liability $474

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Captiva Sport models.

Price Range Variability

Using a middle-aged driver as an example, Chevrolet Captiva Sport insurance rates range from as low as $522 for liability-only coverage to the much higher price of $2,320 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

The examples above demonstrate why everyone should compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

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Additional Charts and Tables

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $651
  • Using higher $1,000 deductibles will save about $104 annually
  • The average rate for a good driver age 40 using $500 deductibles is $1,080
  • Using pricier low deductibles for physical damage coverage will cost an extra $192 annually
  • High-risk insureds who are prone to accidents and violations could pay at least $2,320
  • Policy cost for full coverage for a 16-year-old driver for full coverage can be $4,274 or more

Car insurance rates for a Chevrolet Captiva Sport also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,200 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%

Using high physical damage deductibles could cut rates by as much as $300 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can be from 42% to 134% more than a normal policy. View High Risk Driver Rates

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Captiva Sport Insurance

Finding cheaper rates on insurance for a Chevrolet Captiva Sport requires avoiding accidents and claims, having above-average credit, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the primary concepts that were touched on in the above illustrations.

  • You may be able to save up to $120 per year just by quoting online well ahead of the renewal date
  • Drivers considered higher risk who have several accidents or serious violations pay an average of $1,240 more every year to insure a Chevrolet Captiva Sport
  • Increasing comprehensive and collision deductibles can save around $300 each year
  • Drivers under the age of 20 are the costliest to insure, as much as $356 each month if full coverage is included

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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