Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive insurance costs approximately $194, collision insurance costs $254, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,320 or more. Teen drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $651
• Using higher $1,000 deductibles will save $104 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,080
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $192 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,320
• Policy cost for full coverage for a teen driver with full coverage can cost $4,274 or more

Insurance rates for a Chevrolet Captiva Sport also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,460 on average in New York, Michigan, and Florida.

Choosing high deductibles could cut rates by as much as $300 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than average. View High Risk Driver Rates

How to Find Cheaper Chevrolet Captiva Sport Insurance

Finding cheaper rates on car insurance requires being a good driver, having a good credit history, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a condensed summary of the material that was covered above.

• Policyholders who purchase an increased level of liability coverage will pay about $520 every year to increase from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, as much as $356 each month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents pay on average $1,240 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save around $300 each year