Chevrolet Captiva Sport Insurance Rates

U.S. average auto insurance rates for a Chevrolet Captiva Sport are $1,080 annually for full coverage. Comprehensive insurance costs around $194 a year, collision insurance costs $254, and liability insurance costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,320 or more. Teenage drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates for individual coverage:

Full coverage includes $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The best discount rate is $651
• Using higher $1,000 deductibles will save about $976 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,080
• Using low $100 deductibles for physical damage coverage costs an additional $192 a year
• Drivers who are prone to accidents and violations could pay at least $2,320
• The price with full coverage for a teen driver can be $4,274 or more

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $300 each year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

How to Buy More Affordable Chevrolet Captiva Sport Insurance

Getting lower rates on Chevrolet Captiva Sport insurance requires not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around every other policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a summary of the ideas that were illustrated above.

• Teens pay higher prices, with premiums as much as $356 a month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations pay an average of $1,240 more every year for Captiva Sport insurance
• Increasing physical damage deductibles could save up to $300 each year
• Drivers can save up to $120 per year just by quoting early and online