Chevrolet Captiva Sport Insurance Rates

U.S. average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months with full coverage. Comprehensive insurance costs approximately $194 each year, collision insurance costs $254, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,320 or more. 16-year-old drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

Includes $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Captiva Sport models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why all drivers should compare rates using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $651
• Drivers who choose higher $1,000 deductibles will pay $104 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,080
• Buying low deductibles for comprehensive and collision insurance costs an extra $192 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,320
• The price to insure a teen driver can cost $4,274 a year

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driving record, and the model of your Captiva Sport.

Opting for high physical damage deductibles could save up to $300 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.

How to Shop for the Cheapest Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a recap of the data covered in the charts and tables above.

• Policyholders who purchase higher liability limits will pay around $520 every year to go from a low limit to a 250/500 level
• You may be able to save around $120 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $300 each year
• Teens are the costliest to insure, costing up to $356 a month if full coverage is included