Chevrolet Captiva Sport Insurance Rates

U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage insurance. Comprehensive insurance costs approximately $194, collision insurance costs $254, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,320 or more. Teenage drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $651
• Using higher $1,000 deductibles will save $104 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,080
• Using more expensive low deductibles for physical damage coverage will cost an additional $192 every year
• Drivers who are prone to accidents and violations could pay around $2,320
• The price that insures a teen driver with full coverage can cost $4,274 or more

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

Using high physical damage deductibles could cut prices by as much as $300 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance requires having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices at least once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a brief recap of the primary concepts that were covered in the charts and tables above.

• It is possible to save around $120 per year just by shopping early and online
• Higher risk drivers who tend to receive serious violations could be charged and average of $1,240 more per year to buy Chevrolet Captiva Sport insurance
• Increasing physical damage deductibles can save approximately $300 each year
• Drivers age 20 and younger are the costliest to insure, as much as $356 a month if comprehensive and collision insurance is included