Chevrolet Captiva Sport Insurance Rates

The average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months for full coverage. Comprehensive costs on average $194 a year, collision costs $254, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,320. Teenage drivers cost the most to insure at $4,274 a year or more.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $651
• Drivers who choose higher $1,000 deductibles will pay around $976 a year
• The average price for a good driver age 40 with $500 deductibles is $1,080
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,272
• Drivers who are prone to accidents and violations could pay upwards of $2,320 or more
• Policy cost to insure a 16-year-old driver may cost $4,274 a year

Car insurance rates for a Chevrolet Captiva Sport also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Captiva Sport.

Using high physical damage deductibles could save up to $300 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be varied.

How to Shop for Affordable Chevrolet Captiva Sport Insurance

Finding cheaper rates on insurance for a Chevrolet Captiva Sport not only requires avoiding accidents and violations, but also maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every other policy renewal by requesting rates from direct carriers, and also from local independent and exclusive agents.

The list below is a brief review of the ideas that were covered above.

• Teenagers are expensive to insure, costing up to $356 each month if the policy includes full coverage
• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,240 more each year for car insurance
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Drivers can save as much as $120 per year simply by quoting early and online