Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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Estimated insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive costs an estimated $194, collision insurance costs $254, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,320. Teenage drivers pay the most at up to $4,274 a year.

Average premium for full coverage: $1,080

Premium estimates broken down by type of coverage:

Comprehensive $194
Collision $254
Liability $474

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all Captiva Sport models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Chevrolet Captiva Sport range from the low end price of $522 for minimum levels of liability insurance to the much higher price of $2,320 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Insurance Price Range by Location

Your location has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The example below illustrates how location impacts insurance prices.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

These rate differences show why everyone should compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

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Additional Rate Details

The chart below shows average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

  • The best discount rate is $651
  • Drivers who choose higher $1,000 deductibles will pay approximately $104 a year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,080
  • Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,272
  • High risk drivers who are prone to accidents and violations could pay up to $2,320
  • An auto insurance policy that insures a teen driver for full coverage can cost as much as $4,274 a year

Insurance prices for a Chevrolet Captiva Sport also have a wide range based on the model of your Captiva Sport, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,300 to $1,800 extra annually, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%

Using high physical damage deductibles could save up to $300 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Captiva Sport Insurance

Finding better rates on Chevrolet Captiva Sport insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices at every other renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The list below is a condensed summary of the concepts that were touched on above.

  • High-risk drivers with multiple at-fault accidents may pay on average $1,240 more annually for car insurance
  • Teenagers are charged the highest prices, as much as $356 per month if full coverage is included
  • Drivers can save approximately $120 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $300 each year
  • Drivers can save approximately $120 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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