Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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U.S. average insurance prices for a Chevrolet Captiva Sport are $1,092 every 12 months with full coverage. Comprehensive costs an estimated $198 each year, collision insurance costs $272, and liability costs around $464. A policy with just liability insurance costs as low as $514 a year, and coverage for high-risk drivers costs around $2,352. Teens pay the highest rates at up to $4,312 a year.

Average premium for full coverage: $1,092

Price estimates broken down by individual coverage:

Comprehensive $198
Collision $272
Liability $464

Prices include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Captiva Sport models.

Price Range from Low to High

For an average driver, Chevrolet Captiva Sport insurance prices range from the cheapest price of $514 for liability-only coverage to a high rate of $2,352 for a driver that may need high-risk insurance.

Liability Only $514
Full Coverage $1,092
High Risk $2,352

Geographic Price Range

Where you live can make a big difference on car insurance rates. More rural locations have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

The ranges above demonstrate why all drivers should compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $655
  • Using higher $1,000 deductibles will save approximately $108 annually
  • The average price for the average middle-age driver who has $500 deductibles is $1,092
  • Selecting low deductibles for physical damage coverage increases the price to $1,298
  • High-risk insureds with serious driving violations could pay up to $2,352
  • The price to insure a 16-year-old driver can cost as much as $4,312 or more

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $320 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can be from 42% to 132% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,480 on average in New York, Michigan, and Florida.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $990 -$102 -9.3%
Alaska $840 -$252 -23.1%
Arizona $908 -$184 -16.8%
Arkansas $1,092 -$0 0.0%
California $1,248 $156 14.3%
Colorado $1,046 -$46 -4.2%
Connecticut $1,126 $34 3.1%
Delaware $1,238 $146 13.4%
Florida $1,370 $278 25.5%
Georgia $1,008 -$84 -7.7%
Hawaii $786 -$306 -28.0%
Idaho $738 -$354 -32.4%
Illinois $816 -$276 -25.3%
Indiana $824 -$268 -24.5%
Iowa $738 -$354 -32.4%
Kansas $1,040 -$52 -4.8%
Kentucky $1,492 $400 36.6%
Louisiana $1,620 $528 48.4%
Maine $674 -$418 -38.3%
Maryland $904 -$188 -17.2%
Massachusetts $876 -$216 -19.8%
Michigan $1,900 $808 74.0%
Minnesota $914 -$178 -16.3%
Mississippi $1,310 $218 20.0%
Missouri $970 -$122 -11.2%
Montana $1,174 $82 7.5%
Nebraska $862 -$230 -21.1%
Nevada $1,312 $220 20.1%
New Hampshire $786 -$306 -28.0%
New Jersey $1,222 $130 11.9%
New Mexico $970 -$122 -11.2%
New York $1,152 $60 5.5%
North Carolina $632 -$460 -42.1%
North Dakota $896 -$196 -17.9%
Ohio $754 -$338 -31.0%
Oklahoma $1,124 $32 2.9%
Oregon $1,002 -$90 -8.2%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,460 $368 33.7%
South Carolina $992 -$100 -9.2%
South Dakota $924 -$168 -15.4%
Tennessee $958 -$134 -12.3%
Texas $1,318 $226 20.7%
Utah $810 -$282 -25.8%
Vermont $750 -$342 -31.3%
Virginia $654 -$438 -40.1%
Washington $844 -$248 -22.7%
West Virginia $1,002 -$90 -8.2%
Wisconsin $758 -$334 -30.6%
Wyoming $974 -$118 -10.8%
Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $198 $272 $464 $1,092
2012 Chevrolet Captiva Sport $174 $214 $478 $1,024

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Chevrolet Captiva Sport Insurance

Getting lower rates on insurance for a Chevrolet Captiva Sport requires being safe and accident-free, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the data that was covered in the above illustrations.

  • You may be able to save approximately $120 per year just by quoting online in advance
  • Insureds who want more liability protection will pay approximately $510 every year to increase from a low limit to a 250/500 level
  • Youthful drivers are charged the highest prices, costing up to $359 a month if they have full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,260 more annually than a low-risk driver

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,498
30 $1,118
40 $1,092
50 $1,002
60 $982

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,298
$250 $1,204
$500 $1,092
$1,000 $984

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,185
100/300 $1,301
250/500 $1,602
100 CSL $1,231
300 CSL $1,486
500 CSL $1,672

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,978
30 $2,380
40 $2,352
50 $2,248
60 $2,228

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $147

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $69
5-yr Claim Free $69
Paid in Full/EFT $42
Advance Quote $49
Online Quote $75
Total Discounts $437
Rate after discounts $655

Discounts are estimated and may not be available from every company or in every state.

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