Chevrolet Captiva Sport Insurance Rates

U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive insurance costs an estimated $194 each year, collision insurance costs $254, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,320 or more. 16-year-old drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Captiva Sport models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations have lower incidents of accident claims than congested cities. The graphic below illustrates how location helps determine insurance prices.

The ranges above show why all drivers should compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

• The best full coverage rate is $651
• Raising to $1,000 deductibles will save approximately $104 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,080
• Buying low deductibles will cost an additional $192 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,320
• The price that insures a teen driver can cost as much as $4,274

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,200 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find prices as low as $710 a year in states like Iowa, Maine, and Idaho, or at least $1,540 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles can reduce prices by up to $300 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance consists of being a good driver, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop at least every other year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a brief review of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,240 more annually than a safer driver
• Drivers can save approximately $120 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $300 each year
• Policyholders who want an increased level of liability coverage will pay around $520 each year to raise from a low limit to the 250/500 level