Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive costs around $194, collision insurance costs $254, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,320. Teen drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $651
• Raising to $1,000 deductibles will save about $104 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,080
• Choosing more expensive low deductibles bumps up the cost to $1,272
• Drivers with multiple violations and an at-fault accident could pay at least $2,320
• Policy cost that insures a 16-year-old driver with full coverage can be $4,274

Car insurance rates for a Chevrolet Captiva Sport also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 134% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $4,200 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,460 on average in Florida, Michigan, and New York.

Choosing high deductibles can reduce rates by up to $300 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Chevrolet Captiva Sport Insurance

Finding cheaper rates on insurance for a Chevrolet Captiva Sport consists of having a decent driving record, having a positive credit history, not filing small claims, and consideration of higher deductibles. Shop around at every policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a brief summary of the data presented in the illustrations above.

• Insureds who may need additional liability coverage will pay about $520 every year to raise from a 30/60 limit to the 250/500 level
• You may be able to save up to $120 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• 16 to 18-year-old drivers are the costliest to insure, as much as $356 each month if full coverage is purchased