Chevrolet Captiva Sport Insurance Rates

Average insurance rates for a Chevrolet Captiva Sport are $1,080 a year including full coverage. Comprehensive costs around $194 each year, collision insurance costs $254, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,320. Teen drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates for individual coverage type:

Prices include $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Captiva Sport models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why all drivers should compare prices for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $651
• Using higher $1,000 deductibles will save about $104 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,080
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,272
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,320
• The cost that insures a teenage driver can be $4,274 or more

Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers can be around 42% to 134% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

Choosing high deductibles could cut rates by as much as $300 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Chevrolet Captiva Sport Insurance

Saving money on auto insurance requires having a good driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a quick rundown of the data that was covered in the above illustrations.

• You may be able to save up to $120 per year just by quoting online in advance
• Consumers who may need increased levels of liability coverage will pay about $520 per year to increase from a minimum limit to the 250/500 level
• Drivers age 20 and younger pay higher rates, as much as $356 per month if full coverage is included
• Drivers with reckless driving or DUI convictions may have to pay on average $1,240 more every year to buy Chevrolet Captiva Sport insurance