Chevrolet Captiva Sport Insurance Rates

Average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive costs on average $194, collision insurance costs $254, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,320. Teen drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different Captiva Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how location helps determine car insurance rates.

These examples show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $651
• Using higher $1,000 deductibles will save around $104 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,080
• Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,272
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,320
• The cost for full coverage for a teenage driver with full coverage may cost $4,274 or more

Auto insurance rates for a Chevrolet Captiva Sport can also vary considerably based on your driver profile, the trim level of your Captiva Sport, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may only pay around $1,000 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $4,200 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

Choosing high deductibles could cut rates by as much as $300 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 in extra premium per year, depending on your age. High-risk driver insurance can be around 42% to 134% more than average. View High Risk Driver Rates

How to Find Cheap Chevrolet Captiva Sport Insurance

Saving money on auto insurance requires being safe and accident-free, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by getting quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below you'll find a brief summary of the material that was covered in the charts and tables above.

• Consumers who require more liability protection will pay about $520 each year to increase from a minimum limit to 250/500 limits
• Youthful drivers are charged the highest rates, costing as high as $356 per month if they have full coverage
• Drivers that tend to have accidents or serious violations will pay on average $1,240 more each year than a low-risk driver
• Increasing deductibles can save around $300 each year