Chevrolet Captiva Sport Insurance Rates

U.S. average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months for full coverage. Comprehensive costs on average $194 a year, collision insurance costs $254, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,320. Teenage drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above show why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $651
• Drivers who choose higher $1,000 deductibles will pay around $976 a year
• The average price for the average middle-age driver with $500 deductibles is $1,080
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,272
• Drivers who are prone to accidents and violations could pay upwards of $2,320
• The price to insure a 16-year-old driver may cost $4,274 a year

Car insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Captiva Sport.

Using high physical damage deductibles could save up to $300 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

How to Shop for More Affordable Chevrolet Captiva Sport Insurance

Getting lower rates on insurance for a Chevrolet Captiva Sport not only requires avoiding accidents and violations, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates every year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a summary of the coverage data touched on in this article.

• Drivers can save as much as $120 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $300 each year
• Teenagers are expensive to insure, with premiums as much as $356 a month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,240 more each year for car insurance