Chevrolet Captiva Sport Insurance Rates

U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage insurance. Comprehensive costs an estimated $194 a year, collision insurance costs $254, and liability insurance costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs around $2,320. 16-year-old drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates broken down by individual coverage:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

• The best full coverage rate is $651
• Drivers who choose higher $1,000 deductibles will pay approximately $976 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,080
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,272
• High risk drivers with multiple tickets or accidents could pay up to $2,320
• The price for full coverage for a teen driver can cost as much as $4,274 a year

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles could save up to $300 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

How to Find the Best Chevrolet Captiva Sport Insurance

Getting lower rates on Chevrolet Captiva Sport insurance not only requires not taking risks behind the wheel, but also having a good credit history, not filing small claims, and possibly raising deductibles. Take the time to compare rates at least every other year by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief recap of the car insurance concepts covered in the above illustrations.

• High-risk drivers who tend to receive serious violations pay on average $1,240 more annually for Captiva Sport insurance
• It is possible to save approximately $120 per year just by quoting early and online
• Increasing physical damage deductibles can save around $300 each year
• Drivers who want higher liability limits will pay around $520 annually to go from a low limit to 250/500 limits