Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive insurance costs around $194, collision insurance costs $254, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,320 or more. Teens cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $651
• Using higher $1,000 deductibles will save about $104 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,080
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $192 every year
• Drivers with serious driving violations could pay at least $2,320
• Policy cost for full coverage for a teen driver with full coverage can be $4,274 or more

Auto insurance rates for a Chevrolet Captiva Sport also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $4,200 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,460 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $300 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than the average policy. View High Risk Driver Rates

How to Find the Best Chevrolet Captiva Sport Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having good credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates at every policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief recap of the data covered in the above illustrations.

• Policyholders who may need higher liability limits will pay approximately $520 every year to increase from a 30/60 limit to 250/500 limits
• You may be able to save up to $120 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $300 each year
• Teenagers are expensive to insure, as much as $356 each month if they have full coverage