Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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U.S. average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months with full coverage. Comprehensive insurance costs approximately $194 each year, collision insurance costs $254, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,320 or more. 16-year-old drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

Comprehensive $194
Collision $254
Liability $474

Includes $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Captiva Sport models.

Price Range from Low to High

For a driver in their 40's, Chevrolet Captiva Sport insurance prices range from the cheapest price of $522 for just liability coverage to a high rate of $2,320 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Geographic Price Range

Your location can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

The ranges above demonstrate why all drivers should compare rates using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Detailed Rate Analysis

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $651
  • Drivers who choose higher $1,000 deductibles will pay $104 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,080
  • Buying low deductibles for comprehensive and collision insurance costs an extra $192 every year
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,320
  • The price to insure a teen driver can cost $4,274 a year

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driving record, and the model of your Captiva Sport.

Opting for high physical damage deductibles could save up to $300 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%
Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a recap of the data covered in the charts and tables above.

  • Policyholders who purchase higher liability limits will pay around $520 every year to go from a low limit to a 250/500 level
  • You may be able to save around $120 per year just by quoting online in advance
  • Increasing physical damage deductibles could save as much as $300 each year
  • Teens are the costliest to insure, costing up to $356 a month if full coverage is included

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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