Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year including full coverage. Comprehensive costs around $194, collision costs $254, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,320. Teenage drivers cost the most to insure at $4,274 a year or more.

Average premium for full coverage: $1,080

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why everyone should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The best discount rate is $651
• Using higher $1,000 deductibles will save about $104 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,080
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay at least $2,320 or more
• Policy cost for full coverage for a teen driver for full coverage can be $4,274 or more

Insurance rates for a Chevrolet Captiva Sport also range considerably based on your risk profile, the model of your Captiva Sport, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could cut rates by as much as $300 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,300 to $1,800 additional every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can be anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find the Best Chevrolet Captiva Sport Insurance

Finding cheaper rates on Chevrolet Captiva Sport insurance requires being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief recap of the concepts that were presented in the illustrations above.

• High-risk drivers who tend to receive serious violations pay on average $1,240 more every year than a low-risk driver
• Youthful drivers are charged the highest rates, with premiums being up to $356 each month including comprehensive and collision insurance
• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $300 each year
• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date