Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year including full coverage. Comprehensive costs an estimated $194 each year, collision insurance costs $254, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,320. Teenage drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates broken down by type of insurance:

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

The examples above highlight why all drivers should compare rates quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

• The best discount rate is $651
• Raising to $1,000 deductibles will save approximately $104 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,080
• Using low deductibles bumps up the cost to $1,272
• At-risk drivers who are prone to accidents and violations could pay up to $2,320
• Policy cost that insures a teen driver can cost as much as $4,274

Auto insurance rates for a Chevrolet Captiva Sport also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,200 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

Using high physical damage deductibles can reduce rates by up to $300 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Chevrolet Captiva Sport Insurance

Finding cheaper rates on car insurance consists of having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices at least every other year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a quick review of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,240 more annually to buy Chevrolet Captiva Sport insurance
• You may be able to save approximately $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Policyholders who want increased levels of liability coverage will pay an extra $520 per year to raise from a 30/60 limit to the 250/500 level