Chevrolet Captiva Sport Insurance Rates

Estimated insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive insurance costs on average $194 each year, collision insurance costs $254, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,320 or more. Teen drivers pay the most at up to $4,274 a year.

Average premium for full coverage: $1,080

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Captiva Sport models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $651
• Drivers who choose higher $1,000 deductibles will pay around $104 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,080
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $192 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,320
• An auto insurance policy for full coverage for a 16-year-old driver may cost $4,274 a year

Insurance prices for a Chevrolet Captiva Sport also have a wide range based on your driving characteristics, the trim level of your Captiva Sport, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

Choosing high deductibles could save up to $300 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers can cost from 42% to 134% more than average. View High Risk Driver Rates

How to Find the Best Cheap Chevrolet Captiva Sport Insurance

Finding better rates on insurance for a Chevrolet Captiva Sport not only requires being a good driver, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The following list is a quick review of the data covered in the above illustrations.

• Insureds who require an increased level of liability coverage will pay about $520 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers can save as much as $120 per year just by quoting online in advance
• Increasing policy deductibles can save around $300 each year
• Drivers age 16 to 20 pay higher prices, as much as $356 per month including comprehensive and collision insurance