Chevrolet Captiva Sport Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive insurance costs on average $194 a year, collision insurance costs $254, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,320 or more. 16-year-old drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Comprehensive $194
Collision $254
Liability $474

Estimates include $500 deductible amounts, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Captiva Sport trim levels.

Price Range Variability

For a driver around age 40, Chevrolet Captiva Sport insurance rates range from the low end price of $522 for just liability insurance to a high of $2,320 for high-risk insurance.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

The examples above demonstrate why it is important to compare rates based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $651
  • Drivers who choose higher $1,000 deductibles will pay around $976 annually
  • The estimated price for a good driver age 40 with $500 deductibles is $1,080
  • Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $192 a year
  • High risk drivers with multiple tickets or accidents could pay upwards of $2,320
  • Policy cost that insures a teen driver may cost $4,274 a year

Car insurance rates for a Chevrolet Captiva Sport also range considerably based on the trim level of your Captiva Sport, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,200 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or at least $1,460 on average in Florida, Michigan, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%

Opting for high physical damage deductibles could save up to $300 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Captiva Sport Insurance

Finding cheaper rates on Chevrolet Captiva Sport insurance not only requires having a good driving record, but also having a positive credit history, not filing small claims, and possibly raising deductibles. Comparison shop every couple of years by requesting rates from direct companies, and also from several local insurance agents.

The next list is a review of the material that was covered above.

  • Drivers who require increased levels of liability coverage will pay around $520 every year to go from a 30/60 limit to the 250/500 level
  • Drivers age 20 and younger are expensive to insure, as much as $356 each month if full coverage is purchased
  • High-risk drivers who have several accidents or serious violations pay on average $1,240 more each year to buy Chevrolet Captiva Sport insurance
  • Increasing comprehensive and collision deductibles can save approximately $300 each year

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles