Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage insurance. Comprehensive costs on average $194, collision insurance costs $254, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,320. Teenage drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $651
• Raising to $1,000 deductibles will save around $104 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,080
• Using more expensive low deductibles will increase the cost to $1,272
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,320
• Policy cost for full coverage for a teen driver with full coverage may cost $4,274

Insurance rates for a Chevrolet Captiva Sport also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

Using high physical damage deductibles can reduce rates by up to $300 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Chevrolet Captiva Sport Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every time your policy renews by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a summary of the information covered above.

• It is possible to save as much as $120 per year just by shopping early and online
• Teen drivers pay higher rates, possibly costing $356 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $300 each year
• Higher risk drivers who have multiple accidents or major violations pay an average of $1,240 more each year to insure their Captiva Sport
• Policyholders who require more liability coverage will pay an extra $520 annually to raise from a 30/60 limit to 250/500 limits