Chevrolet Captiva Sport Insurance Rates

The average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months with full coverage. Comprehensive costs around $194, collision insurance costs $254, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,320. Teen drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why everyone should compare prices for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $651
• Using higher $1,000 deductibles will save about $104 annually
• The average price for a good driver age 40 using $500 deductibles is $1,080
• Choosing pricier low deductibles for physical damage coverage increases the price to $1,272
• Drivers with multiple violations and an at-fault accident could pay at least $2,320
• Policy cost to insure a teen driver for full coverage can be $4,274 or more

Car insurance rates for a Chevrolet Captiva Sport also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $300 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can be anywhere from 42% to 134% more than average. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,460 on average in Florida, Michigan, and New York.

How to Shop for the Best Chevrolet Captiva Sport Insurance

Finding cheaper rates on Chevrolet Captiva Sport insurance requires avoiding accidents and claims, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct companies, and also from several local insurance agents.

The points below are a brief recap of the data touched on in the above illustrations.

• Drivers who may need increased liability limits will pay about $520 every year to increase from a 30/60 limit to a 250/500 level
• You may be able to save up to $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Drivers under the age of 20 are the costliest to insure, as much as $356 each month if the policy includes full coverage