Chevrolet Captiva Sport Insurance Rates

U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive insurance costs on average $194, collision insurance costs $254, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,320 or more. Teens pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change car insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $651
• Using higher $1,000 deductibles will save around $104 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,080
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $192 a year
• Drivers with serious driving violations could pay upwards of $2,320
• The price for full coverage for a teen driver with full coverage may cost $4,274 or more

Auto insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the trim level of your Captiva Sport, and policy deductibles and limits.

An older driver with a good driving record and high deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $300 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. High-risk driver insurance can be anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Chevrolet Captiva Sport Insurance

Getting lower rates on Chevrolet Captiva Sport insurance requires having a good driving record, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The next list is a review of the data illustrated above.

• Drivers who require increased levels of liability coverage will pay approximately $520 each year to increase from a low limit to 250/500 limits
• Drivers can save as much as $120 per year just by shopping early and online
• Increasing physical damage deductibles can save around $300 each year
• Drivers age 20 and younger are charged the highest prices, with premiums as much as $356 a month if they have full coverage