Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive insurance costs approximately $194 each year, collision insurance costs $254, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,320 or more. Teen drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why all drivers should compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $651
• Using higher $1,000 deductibles will save $104 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,080
• Choosing low deductibles for physical damage coverage will cost an additional $192 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,320
• Policy cost that insures a 16-year-old driver can cost $4,274 or more

Insurance rates for a Chevrolet Captiva Sport also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can be from 42% to 134% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Iowa, Maine, and Idaho, or as much as $1,540 on average in New York, Louisiana, and Michigan.

Choosing high deductibles could cut rates by as much as $300 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Chevrolet Captiva Sport Insurance

Finding cheaper rates on insurance for a Chevrolet Captiva Sport requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every couple of years by getting quotes from direct carriers, and also from insurance agencies where you live.

The following list is a summary of the material that was covered above.

• Insureds who purchase an increased level of liability coverage will pay about $520 each year to increase from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $356 each month if full coverage is included
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,240 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $300 each year