Chevrolet Captiva Sport Insurance Rates

Average auto insurance rates for a Chevrolet Captiva Sport are $1,080 annually for full coverage. Comprehensive costs approximately $194 a year, collision insurance costs $254, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,320. Teenage drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates by individual coverage type:

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all states and Captiva Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural locations tend to have fewer accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples show why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $651
• Raising to $1,000 deductibles will save $976 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,080
• Using low $100 deductibles will cost $1,272
• Unlucky drivers who are prone to accidents and violations could pay around $2,320
• The cost with full coverage for a teenage driver can cost $4,274

Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on the trim level of your Captiva Sport, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $300 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Chevrolet Captiva Sport insurance rates. A middle-age driver might find rates as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

How to Buy the Best Cheap Chevrolet Captiva Sport Insurance

Saving money on auto insurance consists of having a good driving record, having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every year by getting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The next list is a quick review of the coverage data covered in the above illustrations.

• Drivers can save around $120 per year just by quoting early and online
• Increasing deductibles could save up to $300 each year
• Drivers age 20 and younger are the costliest to insure, costing as high as $356 per month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,240 more per year to buy Chevrolet Captiva Sport insurance