Chevrolet Captiva Sport Insurance Rates

The average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months with full coverage. Comprehensive costs on average $194 a year, collision insurance costs $254, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,320. Teenage drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $651
• Raising to $1,000 deductibles will save around $976 annually
• The average price for a good driver age 40 with $500 deductibles is $1,080
• Using low $100 deductibles increases the price to $1,272
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,320
• Policy cost to insure a teen driver may cost $4,274

Insurance rates for a Chevrolet Captiva Sport also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Captiva Sport.

Using high physical damage deductibles can reduce rates by up to $300 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

How to Shop for More Affordable Chevrolet Captiva Sport Insurance

Finding cheaper rates on car insurance consists of being a good driver, having good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to compare rates at least once a year by getting price quotes from direct companies, and also from local exclusive and independent agents.

The following list is a summary of the primary concepts that were covered above.

• You may be able to save as much as $120 per year just by quoting early and online
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,240 more each year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Drivers age 16 to 20 pay the highest rates, as much as $356 each month if they have full coverage