Chevrolet Captiva Sport Insurance Rates

Average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months with full coverage. Comprehensive insurance costs on average $194, collision insurance costs $254, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,320 or more. 16-year-old drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates by individual coverage type:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Captiva Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have more infrequent collision claims than congested cities. The price range example below illustrates how location helps determine car insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $651
• Using higher $1,000 deductibles will save around $104 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,080
• Buying more expensive low deductibles for physical damage coverage costs an extra $192 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,320
• The cost to insure a teen driver with full coverage may cost $4,274 or more

Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Captiva Sport.

Opting for high physical damage deductibles could cut rates by as much as $300 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or at least $1,460 on average in Florida, Michigan, and New York.

How to Shop for Cheap Chevrolet Captiva Sport Insurance

Saving money on car insurance requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates every other policy renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief summary of the ideas that were covered in the charts and tables above.

• Teens pay the highest rates, with premiums as much as $356 per month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,240 more each year for Captiva Sport insurance
• Increasing deductibles could save as much as $300 each year
• You may be able to save as much as $120 per year just by shopping early and online