Chevrolet Captiva Sport Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months with full coverage. Comprehensive costs around $194 each year, collision costs $254, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,320. Teenage drivers cost the most to insure at $4,274 a year or more.
Average premium for full coverage: $1,080
Policy rates for type of insurance:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Captiva Sport models.
Price Range Variability
For a driver in their 40's, Chevrolet Captiva Sport insurance rates go from the cheapest price of $522 for just the minimum liability insurance to a high rate of $2,320 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.
The graphic below illustrates how location helps determine auto insurance rates.
The examples above demonstrate why all drivers should get quotes for a specific zip code and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.
- The best discount rate is $651
- Choosing higher $1,000 deductibles can save about $104 annually
- The average price for a good driver age 40 using $500 deductibles is $1,080
- Using low deductibles for comp and collision coverage increases the price to $1,272
- Unlucky drivers who are prone to accidents and violations could pay at least $2,320 or more
- Policy cost to insure a teen driver can be $4,274 each year
Insurance rates for a Chevrolet Captiva Sport also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Using high physical damage deductibles can save as much as $300 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 134% more than a normal policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Chevrolet Captiva Sport insurance prices. A good driver about age 40 could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$104 | -9.6% |
| Alaska | $828 | -$252 | -23.3% |
| Arizona | $896 | -$184 | -17.0% |
| Arkansas | $1,080 | -$0 | 0.0% |
| California | $1,230 | $150 | 13.9% |
| Colorado | $1,032 | -$48 | -4.4% |
| Connecticut | $1,110 | $30 | 2.8% |
| Delaware | $1,222 | $142 | 13.1% |
| Florida | $1,352 | $272 | 25.2% |
| Georgia | $996 | -$84 | -7.8% |
| Hawaii | $774 | -$306 | -28.3% |
| Idaho | $728 | -$352 | -32.6% |
| Illinois | $804 | -$276 | -25.6% |
| Indiana | $812 | -$268 | -24.8% |
| Iowa | $728 | -$352 | -32.6% |
| Kansas | $1,028 | -$52 | -4.8% |
| Kentucky | $1,474 | $394 | 36.5% |
| Louisiana | $1,598 | $518 | 48.0% |
| Maine | $668 | -$412 | -38.1% |
| Maryland | $890 | -$190 | -17.6% |
| Massachusetts | $864 | -$216 | -20.0% |
| Michigan | $1,876 | $796 | 73.7% |
| Minnesota | $904 | -$176 | -16.3% |
| Mississippi | $1,294 | $214 | 19.8% |
| Missouri | $958 | -$122 | -11.3% |
| Montana | $1,160 | $80 | 7.4% |
| Nebraska | $850 | -$230 | -21.3% |
| Nevada | $1,296 | $216 | 20.0% |
| New Hampshire | $778 | -$302 | -28.0% |
| New Jersey | $1,206 | $126 | 11.7% |
| New Mexico | $958 | -$122 | -11.3% |
| New York | $1,138 | $58 | 5.4% |
| North Carolina | $622 | -$458 | -42.4% |
| North Dakota | $884 | -$196 | -18.1% |
| Ohio | $746 | -$334 | -30.9% |
| Oklahoma | $1,110 | $30 | 2.8% |
| Oregon | $990 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$50 | -4.6% |
| Rhode Island | $1,440 | $360 | 33.3% |
| South Carolina | $978 | -$102 | -9.4% |
| South Dakota | $912 | -$168 | -15.6% |
| Tennessee | $946 | -$134 | -12.4% |
| Texas | $1,300 | $220 | 20.4% |
| Utah | $800 | -$280 | -25.9% |
| Vermont | $740 | -$340 | -31.5% |
| Virginia | $646 | -$434 | -40.2% |
| Washington | $836 | -$244 | -22.6% |
| West Virginia | $990 | -$90 | -8.3% |
| Wisconsin | $748 | -$332 | -30.7% |
| Wyoming | $962 | -$118 | -10.9% |
Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $194 | $254 | $474 | $1,080 |
| 2012 Chevrolet Captiva Sport | $162 | $196 | $474 | $990 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Chevrolet Captiva Sport Insurance
Finding cheaper rates on car insurance takes being a good driver, having above-average credit, not filing small claims, and taking advantage of discounts. Invest time comparing rates every year by requesting rates from direct companies, and also from several local insurance agents.
The following list is a summary of the coverage data covered in the charts and tables above.
- You may be able to save up to $120 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles could save as much as $300 each year
- Drivers age 16 to 20 are charged the highest rates, as much as $356 each month if full coverage is included
- Higher risk drivers who have multiple accidents or major violations pay on average $1,240 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,274 |
| 20 | $2,460 |
| 30 | $1,102 |
| 40 | $1,080 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,186 |
| $500 | $1,080 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,080 |
| 50/100 | $1,175 |
| 100/300 | $1,293 |
| 250/500 | $1,601 |
| 100 CSL | $1,222 |
| 300 CSL | $1,483 |
| 500 CSL | $1,673 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $3,922 |
| 30 | $2,344 |
| 40 | $2,320 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
