Chevrolet Captiva Sport Insurance Rates

U.S. average auto insurance rates for a Chevrolet Captiva Sport are $1,080 annually for full coverage. Comprehensive costs around $194 a year, collision insurance costs $254, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,320. Teen drivers pay the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Price estimates for individual coverage:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Captiva Sport trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have fewer accident claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $651
• Drivers who choose higher $1,000 deductibles will pay about $976 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,080
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,272
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,320
• The price with full coverage for a teen driver can be $4,274 a year

Car insurance prices for a Chevrolet Captiva Sport are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $300 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

How to Buy the Best Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a brief recap of the ideas that were touched on in this article.

• Teen drivers are the costliest to insure, with premiums as much as $356 a month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations pay an average of $1,240 more every year to insure their Captiva Sport
• Increasing physical damage deductibles could save up to $300 each year
• Drivers can save up to $120 per year just by quoting early and online