Chevrolet Captiva Sport Insurance Rates

The average auto insurance rates for a Chevrolet Captiva Sport are $1,080 annually for full coverage insurance. Comprehensive costs an estimated $194 each year, collision insurance costs $254, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,320. Teenage drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates broken down by type of insurance:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

• The best discount rate is $651
• Using higher $1,000 deductibles will save approximately $104 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,080
• Using low deductibles for physical damage coverage will cost $1,272
• Drivers who are prone to accidents and violations could pay up to $2,320
• Policy cost with full coverage for a teen driver can cost as much as $4,274 or more

Auto insurance rates for a Chevrolet Captiva Sport also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $300 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

How to Buy More Affordable Chevrolet Captiva Sport Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and consideration of higher deductibles. Spend time shopping around at least once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a summary of the primary concepts that were touched on above.

• It is possible to save approximately $120 per year just by quoting online in advance
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,240 more annually for Captiva Sport insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Teens are the costliest to insure, possibly costing $356 each month if full coverage is included