Chevrolet Captiva Sport Insurance Rates

Average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage insurance. Comprehensive costs on average $194 a year, collision insurance costs $254, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,320. 16-year-old drivers receive the highest rates at up to $4,274 a year.

Average premium for full coverage: $1,080

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Captiva Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas tend to have lower incidents of physical damage claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

These examples illustrate why it is important to compare prices based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $651
• Using higher $1,000 deductibles will save around $976 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,080
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,272
• Drivers with multiple tickets or accidents could pay upwards of $2,320
• The cost that insures a teen driver may cost $4,274 or more

Car insurance rates for a Chevrolet Captiva Sport can also vary considerably based on the trim level of your Captiva Sport, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $4,200 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,460 on average in Michigan, New York, and Florida.

Opting for high physical damage deductibles could cut rates by as much as $300 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Chevrolet Captiva Sport Insurance

Saving money on Chevrolet Captiva Sport insurance requires being a good driver, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the data illustrated above.

• Drivers who require an increased level of liability coverage will pay around $520 annually to increase from a minimum limit to the 250/500 level
• It is possible to save as much as $120 per year just by quoting early and online
• Increasing deductibles can save approximately $300 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $356 per month if full coverage is purchased