Chevrolet Captiva Sport Insurance Rates

Estimated insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months for full coverage. Comprehensive insurance costs on average $194 a year, collision insurance costs $254, and liability is $474. A policy with only liability insurance costs around $522 a year, and a high-risk policy costs $2,320 or more. Teenage drivers pay the most at up to $4,274 a year.

Average premium for full coverage: $1,080

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Captiva Sport trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $651
• Raising to $1,000 deductibles will save around $976 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,080
• Using low $100 deductibles costs an extra $192 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,320
• An auto insurance policy to insure a 16-year-old driver may cost $4,274

Car insurance prices for a Chevrolet Captiva Sport also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Captiva Sport.

Using high physical damage deductibles can reduce prices by up to $300 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find prices as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

How to Shop for Affordable Chevrolet Captiva Sport Insurance

Finding better rates on insurance for a Chevrolet Captiva Sport consists of being a safe and courteous driver, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by requesting rates from direct carriers, and also from local independent and exclusive agents.

Below is a brief review of the data touched on in the above illustrations.

• Insureds who require higher levels of liability will pay an extra $520 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers can save as much as $120 per year just by quoting early and online
• Increasing policy deductibles could save as much as $300 each year
• Teenage drivers are expensive to insure, as much as $356 per month if the policy includes full coverage