Chevrolet Captiva Sport Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 12, 2024
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Estimated auto insurance rates for a Chevrolet Captiva Sport are $1,080 annually for full coverage. Comprehensive costs on average $194 each year, collision costs $254, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,320. Teenage drivers pay the most at $4,274 a year or more.
Average premium for full coverage: $1,080
Premium estimates by type of coverage:
Prices include $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Captiva Sport models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Chevrolet Captiva Sport go from as cheap as $522 for your basic liability-only policy to a high rate of $2,320 for a high-risk insurance policy.
Insurance Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities.
The graphic below illustrates how location helps determine car insurance rates.
These rate differences show why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.
- The best discount rate is $651
- Using higher $1,000 deductibles will save around $104 a year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,080
- Using low deductibles for physical damage coverage will cost $1,272
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,320 or more
- An auto insurance policy with full coverage for a teenage driver may cost $4,274 or more
Auto insurance prices for a Chevrolet Captiva Sport also have a wide range based on the model of your Captiva Sport, your driver profile, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 42% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $300 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$104 | -9.6% |
| Alaska | $828 | -$252 | -23.3% |
| Arizona | $896 | -$184 | -17.0% |
| Arkansas | $1,080 | -$0 | 0.0% |
| California | $1,230 | $150 | 13.9% |
| Colorado | $1,032 | -$48 | -4.4% |
| Connecticut | $1,110 | $30 | 2.8% |
| Delaware | $1,222 | $142 | 13.1% |
| Florida | $1,352 | $272 | 25.2% |
| Georgia | $996 | -$84 | -7.8% |
| Hawaii | $774 | -$306 | -28.3% |
| Idaho | $728 | -$352 | -32.6% |
| Illinois | $804 | -$276 | -25.6% |
| Indiana | $812 | -$268 | -24.8% |
| Iowa | $728 | -$352 | -32.6% |
| Kansas | $1,028 | -$52 | -4.8% |
| Kentucky | $1,474 | $394 | 36.5% |
| Louisiana | $1,598 | $518 | 48.0% |
| Maine | $668 | -$412 | -38.1% |
| Maryland | $890 | -$190 | -17.6% |
| Massachusetts | $864 | -$216 | -20.0% |
| Michigan | $1,876 | $796 | 73.7% |
| Minnesota | $904 | -$176 | -16.3% |
| Mississippi | $1,294 | $214 | 19.8% |
| Missouri | $958 | -$122 | -11.3% |
| Montana | $1,160 | $80 | 7.4% |
| Nebraska | $850 | -$230 | -21.3% |
| Nevada | $1,296 | $216 | 20.0% |
| New Hampshire | $778 | -$302 | -28.0% |
| New Jersey | $1,206 | $126 | 11.7% |
| New Mexico | $958 | -$122 | -11.3% |
| New York | $1,138 | $58 | 5.4% |
| North Carolina | $622 | -$458 | -42.4% |
| North Dakota | $884 | -$196 | -18.1% |
| Ohio | $746 | -$334 | -30.9% |
| Oklahoma | $1,110 | $30 | 2.8% |
| Oregon | $990 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$50 | -4.6% |
| Rhode Island | $1,440 | $360 | 33.3% |
| South Carolina | $978 | -$102 | -9.4% |
| South Dakota | $912 | -$168 | -15.6% |
| Tennessee | $946 | -$134 | -12.4% |
| Texas | $1,300 | $220 | 20.4% |
| Utah | $800 | -$280 | -25.9% |
| Vermont | $740 | -$340 | -31.5% |
| Virginia | $646 | -$434 | -40.2% |
| Washington | $836 | -$244 | -22.6% |
| West Virginia | $990 | -$90 | -8.3% |
| Wisconsin | $748 | -$332 | -30.7% |
| Wyoming | $962 | -$118 | -10.9% |
With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $194 | $254 | $474 | $1,080 |
| 2012 Chevrolet Captiva Sport | $162 | $196 | $474 | $990 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Chevrolet Captiva Sport Insurance
Finding better rates on auto insurance requires having a good driving record, having above-average credit, not filing small claims, and taking advantage of discounts. Invest time comparing rates at least every other year by requesting rates from direct carriers, and also from local insurance agents.
The next list is a quick rundown of the car insurance concepts covered in the charts and tables above.
- Drivers with reckless driving or DUI convictions may be required to pay an average of $1,240 more each year to buy Chevrolet Captiva Sport insurance
- Drivers can save as much as $120 per year simply by quoting online in advance
- Increasing policy deductibles could save up to $300 each year
- Consumers who require increased levels of liability coverage will pay an extra $520 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,274 |
| 20 | $2,460 |
| 30 | $1,102 |
| 40 | $1,080 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,186 |
| $500 | $1,080 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,080 |
| 50/100 | $1,175 |
| 100/300 | $1,293 |
| 250/500 | $1,601 |
| 100 CSL | $1,222 |
| 300 CSL | $1,483 |
| 500 CSL | $1,673 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $3,922 |
| 30 | $2,344 |
| 40 | $2,320 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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