Chevrolet Captiva Sport Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 12, 2024
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U.S. average insurance prices for a Chevrolet Captiva Sport are $1,080 every 12 months for full coverage. Comprehensive insurance costs on average $194 a year, collision costs $254, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,320 or more. 16-year-old drivers pay the highest rates at $4,274 a year or more.
Average premium for full coverage: $1,080
Price estimates by individual coverage:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Captiva Sport trim levels.
Price Range from Low to High
For the average driver, Chevrolet Captiva Sport insurance prices go from the cheapest price of $522 for basic liability insurance to a high of $2,320 for a high-risk driver policy.
Geographic Price Range
Where you live can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than congested cities.
The diagram below illustrates how location impacts car insurance rates.
The ranges above show why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $651
- Using higher $1,000 deductibles will save around $976 a year
- The average price for the average middle-age driver with $500 deductibles is $1,080
- Buying low $100 deductibles for physical damage coverage costs an extra $192 annually
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,320 or more
- The price to insure a 16-year-old driver may cost $4,274 or more
Auto insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Captiva Sport.
Opting for high physical damage deductibles could cut prices by as much as $300 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as low as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $4,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 42% to 134% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or at least $1,540 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$104 | -9.6% |
| Alaska | $828 | -$252 | -23.3% |
| Arizona | $896 | -$184 | -17.0% |
| Arkansas | $1,080 | -$0 | 0.0% |
| California | $1,230 | $150 | 13.9% |
| Colorado | $1,032 | -$48 | -4.4% |
| Connecticut | $1,110 | $30 | 2.8% |
| Delaware | $1,222 | $142 | 13.1% |
| Florida | $1,352 | $272 | 25.2% |
| Georgia | $996 | -$84 | -7.8% |
| Hawaii | $774 | -$306 | -28.3% |
| Idaho | $728 | -$352 | -32.6% |
| Illinois | $804 | -$276 | -25.6% |
| Indiana | $812 | -$268 | -24.8% |
| Iowa | $728 | -$352 | -32.6% |
| Kansas | $1,028 | -$52 | -4.8% |
| Kentucky | $1,474 | $394 | 36.5% |
| Louisiana | $1,598 | $518 | 48.0% |
| Maine | $668 | -$412 | -38.1% |
| Maryland | $890 | -$190 | -17.6% |
| Massachusetts | $864 | -$216 | -20.0% |
| Michigan | $1,876 | $796 | 73.7% |
| Minnesota | $904 | -$176 | -16.3% |
| Mississippi | $1,294 | $214 | 19.8% |
| Missouri | $958 | -$122 | -11.3% |
| Montana | $1,160 | $80 | 7.4% |
| Nebraska | $850 | -$230 | -21.3% |
| Nevada | $1,296 | $216 | 20.0% |
| New Hampshire | $778 | -$302 | -28.0% |
| New Jersey | $1,206 | $126 | 11.7% |
| New Mexico | $958 | -$122 | -11.3% |
| New York | $1,138 | $58 | 5.4% |
| North Carolina | $622 | -$458 | -42.4% |
| North Dakota | $884 | -$196 | -18.1% |
| Ohio | $746 | -$334 | -30.9% |
| Oklahoma | $1,110 | $30 | 2.8% |
| Oregon | $990 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$50 | -4.6% |
| Rhode Island | $1,440 | $360 | 33.3% |
| South Carolina | $978 | -$102 | -9.4% |
| South Dakota | $912 | -$168 | -15.6% |
| Tennessee | $946 | -$134 | -12.4% |
| Texas | $1,300 | $220 | 20.4% |
| Utah | $800 | -$280 | -25.9% |
| Vermont | $740 | -$340 | -31.5% |
| Virginia | $646 | -$434 | -40.2% |
| Washington | $836 | -$244 | -22.6% |
| West Virginia | $990 | -$90 | -8.3% |
| Wisconsin | $748 | -$332 | -30.7% |
| Wyoming | $962 | -$118 | -10.9% |
Since prices can be so different, the only way to know exactly what you will pay is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $194 | $254 | $474 | $1,080 |
| 2012 Chevrolet Captiva Sport | $162 | $196 | $474 | $990 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Chevrolet Captiva Sport Insurance
Getting lower rates on insurance for a Chevrolet Captiva Sport requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around every time your policy renews by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The points below are a summary of the information touched on above.
- Drivers can save as much as $120 per year simply by quoting early and online
- Drivers under the age of 20 are charged the highest prices, with premiums as much as $356 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles could save as much as $300 each year
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,240 more each year to insure a Chevrolet Captiva Sport
- Insureds who require increased liability limits will pay around $520 each year to increase from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,274 |
| 20 | $2,460 |
| 30 | $1,102 |
| 40 | $1,080 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,186 |
| $500 | $1,080 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,080 |
| 50/100 | $1,175 |
| 100/300 | $1,293 |
| 250/500 | $1,601 |
| 100 CSL | $1,222 |
| 300 CSL | $1,483 |
| 500 CSL | $1,673 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $3,922 |
| 30 | $2,344 |
| 40 | $2,320 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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