Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive costs around $194 each year, collision costs $254, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,320. Teen drivers pay the highest rates at $4,274 a year or more.

Average premium for full coverage: $1,080

Price estimates for individual coverage:

Comprehensive $194
Collision $254
Liability $474

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Captiva Sport models.

Price Range from Low to High

For the normal driver, Chevrolet Captiva Sport insurance prices go from as low as $522 for a discount liability-only rate to a high rate of $2,320 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Geographic Price Range

Your location can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

The ranges above demonstrate why all drivers should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rates by State, City, and Model

The chart below details estimated Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $651
  • Drivers who choose higher $1,000 deductibles will pay about $104 annually
  • The average rate for the average middle-age driver using $500 deductibles is $1,080
  • Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,272
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,320 or more
  • The price for full coverage for a teen driver can be $4,274 a year

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $4,200 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,460 on average in Florida, Michigan, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%

Choosing high deductibles could save up to $300 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 134% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, so the prices may be quite different from one company to the next.

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Chevrolet Captiva Sport Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates every year by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a brief summary of the coverage data presented in the illustrations above.

  • You may be able to save up to $120 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save around $300 each year
  • Teenagers pay higher prices, costing up to $356 a month for full coverage
  • Higher risk drivers that tend to have accidents or serious violations pay an average of $1,240 more every year for car insurance

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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