Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive costs an estimated $194, collision insurance costs $254, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,320. 16-year-old drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates broken down by type of insurance:

Comprehensive $194
Collision $254
Liability $474

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Captiva Sport models.

Price Range Variability

For the normal driver, Chevrolet Captiva Sport insurance rates range from the low end price of $522 for your basic liability-only policy to the much higher price of $2,320 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than congested cities. The example below illustrates how geographic area affects insurance prices.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

The examples above show why everyone should get quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

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More Rate Information

The chart below shows average Chevrolet Captiva Sport insurance rates for other coverage scenarios.

  • The best full coverage rate is $651
  • Choosing higher $1,000 deductibles can save approximately $104 a year
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,080
  • Buying pricier low deductibles for comp and collision coverage bumps up the cost to $1,272
  • Higher-risk drivers with multiple tickets or accidents could pay up to $2,320
  • Policy cost that insures a 16-year-old driver for full coverage can cost as much as $4,274 each year

Insurance rates for a Chevrolet Captiva Sport also range considerably based on the model of your Captiva Sport, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,300 to $1,800 additional every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers ranges from 42% to 134% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Captiva Sport insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or at least $1,540 on average in New York, Louisiana, and Michigan.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%

Opting for high physical damage deductibles can save as much as $300 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Captiva Sport Insurance

Finding cheaper rates on insurance for a Chevrolet Captiva Sport takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every other policy renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a review of the ideas that were presented in the illustrations above.

  • Drivers age 20 and younger are expensive to insure, costing up to $356 each month if comprehensive and collision insurance is included
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,240 more annually to buy Chevrolet Captiva Sport insurance
  • Increasing comprehensive and collision deductibles can save approximately $300 each year
  • Drivers can save approximately $120 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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