Chevrolet Captiva Sport Insurance Rates

The average auto insurance rates for a Chevrolet Captiva Sport are $1,080 annually including full coverage. Comprehensive costs approximately $194, collision insurance costs $254, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,320. Teens cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Rate estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $651
• Using higher $1,000 deductibles will save $104 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,080
• Selecting pricier low deductibles for physical damage coverage will cost $1,272
• Higher-risk drivers with serious driving violations could pay around $2,320
• Policy cost with full coverage for a teenage driver for full coverage can cost $4,274 or more

Insurance rates for a Chevrolet Captiva Sport also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can be around 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $300 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

How to Buy the Best Chevrolet Captiva Sport Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to shop around every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief recap of the information illustrated above.

• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Teens are the costliest to insure, with premiums being up to $356 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Drivers who tend to receive serious violations may have to pay on average $1,240 more per year for Captiva Sport insurance
• Consumers who purchase higher liability limits will pay approximately $520 per year to increase from a 30/60 limit to higher 250/500 limits