Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage. Comprehensive insurance costs on average $194, collision costs $254, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,320 or more. Teen drivers pay the highest rates at $4,274 a year or more.

Average premium for full coverage: $1,080

Price estimates by individual coverage:

Comprehensive $194
Collision $254
Liability $474

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Captiva Sport models.

Price Range from Low to High

For the average 40-year-old driver, Chevrolet Captiva Sport insurance prices go from as low as $522 for the bare minimum liability coverage to the much higher price of $2,320 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,080
High Risk $2,320

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas.

The example below illustrates the difference location can make on car insurance rates.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

The ranges above show why everyone should get quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $651
  • Choosing higher $1,000 deductibles can save around $104 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,080
  • Choosing pricier low deductibles for comp and collision coverage will cost an extra $192 each year
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,320 or more
  • The price for full coverage for a teenage driver for full coverage may cost $4,274 each year

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the trim level of your Captiva Sport, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Captiva Sport insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $828 -$252 -23.3%
Arizona $896 -$184 -17.0%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,032 -$48 -4.4%
Connecticut $1,110 $30 2.8%
Delaware $1,222 $142 13.1%
Florida $1,352 $272 25.2%
Georgia $996 -$84 -7.8%
Hawaii $774 -$306 -28.3%
Idaho $728 -$352 -32.6%
Illinois $804 -$276 -25.6%
Indiana $812 -$268 -24.8%
Iowa $728 -$352 -32.6%
Kansas $1,028 -$52 -4.8%
Kentucky $1,474 $394 36.5%
Louisiana $1,598 $518 48.0%
Maine $668 -$412 -38.1%
Maryland $890 -$190 -17.6%
Massachusetts $864 -$216 -20.0%
Michigan $1,876 $796 73.7%
Minnesota $904 -$176 -16.3%
Mississippi $1,294 $214 19.8%
Missouri $958 -$122 -11.3%
Montana $1,160 $80 7.4%
Nebraska $850 -$230 -21.3%
Nevada $1,296 $216 20.0%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $958 -$122 -11.3%
New York $1,138 $58 5.4%
North Carolina $622 -$458 -42.4%
North Dakota $884 -$196 -18.1%
Ohio $746 -$334 -30.9%
Oklahoma $1,110 $30 2.8%
Oregon $990 -$90 -8.3%
Pennsylvania $1,030 -$50 -4.6%
Rhode Island $1,440 $360 33.3%
South Carolina $978 -$102 -9.4%
South Dakota $912 -$168 -15.6%
Tennessee $946 -$134 -12.4%
Texas $1,300 $220 20.4%
Utah $800 -$280 -25.9%
Vermont $740 -$340 -31.5%
Virginia $646 -$434 -40.2%
Washington $836 -$244 -22.6%
West Virginia $990 -$90 -8.3%
Wisconsin $748 -$332 -30.7%
Wyoming $962 -$118 -10.9%

Choosing high deductibles can save as much as $300 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 additional each year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers ranges around 42% to 134% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices and see how they stack up. Each auto insurer uses a different rate calculation, and prices may be quite different from one company to the next.

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $194 $254 $474 $1,080
2012 Chevrolet Captiva Sport $162 $196 $474 $990

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Chevrolet Captiva Sport Insurance

Getting lower rates on auto insurance takes being a good driver, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates at every other renewal by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a summary of the concepts that were touched on in this article.

  • Drivers who have multiple accidents or major violations will pay on average $1,240 more each year than a safer driver
  • Drivers age 16 to 20 pay higher prices, with premiums as much as $356 a month including comprehensive and collision insurance
  • Drivers can save as much as $120 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $300 each year
  • Drivers can save as much as $120 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,274
20 $2,460
30 $1,102
40 $1,080
50 $990
60 $970

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,186
$500 $1,080
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,175
100/300 $1,293
250/500 $1,601
100 CSL $1,222
300 CSL $1,483
500 CSL $1,673

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $3,922
30 $2,344
40 $2,320
50 $2,218
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $429
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

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