Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive costs on average $194 a year, collision insurance costs $254, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,320. 16-year-old drivers cost the most to insure at up to $4,274 a year.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Captiva Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $651
• Using higher $1,000 deductibles will save around $976 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,080
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,272
• Drivers with multiple tickets or accidents could pay upwards of $2,320
• Policy cost that insures a teen driver may cost $4,274 or more

Insurance rates for a Chevrolet Captiva Sport also range considerably based on the trim level of your Captiva Sport, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,200 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or at least $1,460 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could cut rates by as much as $300 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Chevrolet Captiva Sport Insurance

Finding cheaper rates on Chevrolet Captiva Sport insurance requires being safe and accident-free, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Comparison shop every year by getting rate quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief recap of the coverage data illustrated above.

• You may be able to save as much as $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Youthful drivers pay higher rates, as much as $356 each month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations pay on average $1,240 more each year than a low-risk driver