Chevrolet Captiva Sport Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 12, 2024
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U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year with full coverage. Comprehensive insurance costs approximately $194, collision insurance costs $254, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,320 or more. 16-year-old drivers pay the highest rates at up to $4,274 a year.
Average premium for full coverage: $1,080
Price estimates by individual coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Captiva Sport models.
Price Range from Low to High
Using a middle-aged driver as an example, Chevrolet Captiva Sport insurance prices range from as low as $522 for your basic liability-only policy to the much higher price of $2,320 for a high-risk insurance policy.
Geographic Price Range
Your location has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than congested cities. The example below illustrates how where you live affects auto insurance prices.
The ranges above demonstrate why everyone should compare rates using their specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $651
- Drivers who choose higher $1,000 deductibles will pay $104 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,080
- Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $192 each year
- High-risk insureds with multiple tickets or accidents could pay around $2,320
- The price for full coverage for a teenage driver for full coverage can cost $4,274 a year
Car insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age
The state you live in makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$104 | -9.6% |
| Alaska | $828 | -$252 | -23.3% |
| Arizona | $896 | -$184 | -17.0% |
| Arkansas | $1,080 | -$0 | 0.0% |
| California | $1,230 | $150 | 13.9% |
| Colorado | $1,032 | -$48 | -4.4% |
| Connecticut | $1,110 | $30 | 2.8% |
| Delaware | $1,222 | $142 | 13.1% |
| Florida | $1,352 | $272 | 25.2% |
| Georgia | $996 | -$84 | -7.8% |
| Hawaii | $774 | -$306 | -28.3% |
| Idaho | $728 | -$352 | -32.6% |
| Illinois | $804 | -$276 | -25.6% |
| Indiana | $812 | -$268 | -24.8% |
| Iowa | $728 | -$352 | -32.6% |
| Kansas | $1,028 | -$52 | -4.8% |
| Kentucky | $1,474 | $394 | 36.5% |
| Louisiana | $1,598 | $518 | 48.0% |
| Maine | $668 | -$412 | -38.1% |
| Maryland | $890 | -$190 | -17.6% |
| Massachusetts | $864 | -$216 | -20.0% |
| Michigan | $1,876 | $796 | 73.7% |
| Minnesota | $904 | -$176 | -16.3% |
| Mississippi | $1,294 | $214 | 19.8% |
| Missouri | $958 | -$122 | -11.3% |
| Montana | $1,160 | $80 | 7.4% |
| Nebraska | $850 | -$230 | -21.3% |
| Nevada | $1,296 | $216 | 20.0% |
| New Hampshire | $778 | -$302 | -28.0% |
| New Jersey | $1,206 | $126 | 11.7% |
| New Mexico | $958 | -$122 | -11.3% |
| New York | $1,138 | $58 | 5.4% |
| North Carolina | $622 | -$458 | -42.4% |
| North Dakota | $884 | -$196 | -18.1% |
| Ohio | $746 | -$334 | -30.9% |
| Oklahoma | $1,110 | $30 | 2.8% |
| Oregon | $990 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$50 | -4.6% |
| Rhode Island | $1,440 | $360 | 33.3% |
| South Carolina | $978 | -$102 | -9.4% |
| South Dakota | $912 | -$168 | -15.6% |
| Tennessee | $946 | -$134 | -12.4% |
| Texas | $1,300 | $220 | 20.4% |
| Utah | $800 | -$280 | -25.9% |
| Vermont | $740 | -$340 | -31.5% |
| Virginia | $646 | -$434 | -40.2% |
| Washington | $836 | -$244 | -22.6% |
| West Virginia | $990 | -$90 | -8.3% |
| Wisconsin | $748 | -$332 | -30.7% |
| Wyoming | $962 | -$118 | -10.9% |
Opting for high physical damage deductibles could save up to $300 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 extra each year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can cost around 42% to 134% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $194 | $254 | $474 | $1,080 |
| 2012 Chevrolet Captiva Sport | $162 | $196 | $474 | $990 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Chevrolet Captiva Sport Insurance
Getting lower rates on auto insurance not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop at least every other year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The following items are a condensed summary of the car insurance concepts touched on in the above illustrations.
- Drivers with multiple at-fault accidents pay on average $1,240 more per year than a driver with a clean driving record
- You may be able to save around $120 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $300 each year
- Consumers who purchase additional liability coverage will pay around $520 every year to go from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,274 |
| 20 | $2,460 |
| 30 | $1,102 |
| 40 | $1,080 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,186 |
| $500 | $1,080 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,080 |
| 50/100 | $1,175 |
| 100/300 | $1,293 |
| 250/500 | $1,601 |
| 100 CSL | $1,222 |
| 300 CSL | $1,483 |
| 500 CSL | $1,673 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $3,922 |
| 30 | $2,344 |
| 40 | $2,320 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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