Chevrolet Captiva Sport Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 12, 2024
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U.S. average insurance prices for a Chevrolet Captiva Sport are $1,092 every 12 months with full coverage. Comprehensive costs an estimated $198 each year, collision insurance costs $272, and liability costs around $464. A policy with just liability insurance costs as low as $514 a year, and coverage for high-risk drivers costs around $2,352. Teens pay the highest rates at up to $4,312 a year.
Average premium for full coverage: $1,092
Price estimates broken down by individual coverage:
Prices include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Captiva Sport models.
Price Range from Low to High
For an average driver, Chevrolet Captiva Sport insurance prices range from the cheapest price of $514 for liability-only coverage to a high rate of $2,352 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live can make a big difference on car insurance rates. More rural locations have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.
The ranges above demonstrate why all drivers should compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Chevrolet Captiva Sport insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $655
- Using higher $1,000 deductibles will save approximately $108 annually
- The average price for the average middle-age driver who has $500 deductibles is $1,092
- Selecting low deductibles for physical damage coverage increases the price to $1,298
- High-risk insureds with serious driving violations could pay up to $2,352
- The price to insure a 16-year-old driver can cost as much as $4,312 or more
Insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $320 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can be from 42% to 132% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,480 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $990 | -$102 | -9.3% |
| Alaska | $840 | -$252 | -23.1% |
| Arizona | $908 | -$184 | -16.8% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,248 | $156 | 14.3% |
| Colorado | $1,046 | -$46 | -4.2% |
| Connecticut | $1,126 | $34 | 3.1% |
| Delaware | $1,238 | $146 | 13.4% |
| Florida | $1,370 | $278 | 25.5% |
| Georgia | $1,008 | -$84 | -7.7% |
| Hawaii | $786 | -$306 | -28.0% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $816 | -$276 | -25.3% |
| Indiana | $824 | -$268 | -24.5% |
| Iowa | $738 | -$354 | -32.4% |
| Kansas | $1,040 | -$52 | -4.8% |
| Kentucky | $1,492 | $400 | 36.6% |
| Louisiana | $1,620 | $528 | 48.4% |
| Maine | $674 | -$418 | -38.3% |
| Maryland | $904 | -$188 | -17.2% |
| Massachusetts | $876 | -$216 | -19.8% |
| Michigan | $1,900 | $808 | 74.0% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,310 | $218 | 20.0% |
| Missouri | $970 | -$122 | -11.2% |
| Montana | $1,174 | $82 | 7.5% |
| Nebraska | $862 | -$230 | -21.1% |
| Nevada | $1,312 | $220 | 20.1% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,222 | $130 | 11.9% |
| New Mexico | $970 | -$122 | -11.2% |
| New York | $1,152 | $60 | 5.5% |
| North Carolina | $632 | -$460 | -42.1% |
| North Dakota | $896 | -$196 | -17.9% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,124 | $32 | 2.9% |
| Oregon | $1,002 | -$90 | -8.2% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,460 | $368 | 33.7% |
| South Carolina | $992 | -$100 | -9.2% |
| South Dakota | $924 | -$168 | -15.4% |
| Tennessee | $958 | -$134 | -12.3% |
| Texas | $1,318 | $226 | 20.7% |
| Utah | $810 | -$282 | -25.8% |
| Vermont | $750 | -$342 | -31.3% |
| Virginia | $654 | -$438 | -40.1% |
| Washington | $844 | -$248 | -22.7% |
| West Virginia | $1,002 | -$90 | -8.2% |
| Wisconsin | $758 | -$334 | -30.6% |
| Wyoming | $974 | -$118 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $198 | $272 | $464 | $1,092 |
| 2012 Chevrolet Captiva Sport | $174 | $214 | $478 | $1,024 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Chevrolet Captiva Sport Insurance
Getting lower rates on insurance for a Chevrolet Captiva Sport requires being safe and accident-free, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a quick rundown of the data that was covered in the above illustrations.
- You may be able to save approximately $120 per year just by quoting online in advance
- Insureds who want more liability protection will pay approximately $510 every year to increase from a low limit to a 250/500 level
- Youthful drivers are charged the highest prices, costing up to $359 a month if they have full coverage
- Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,260 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,498 |
| 30 | $1,118 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,298 |
| $250 | $1,204 |
| $500 | $1,092 |
| $1,000 | $984 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,185 |
| 100/300 | $1,301 |
| 250/500 | $1,602 |
| 100 CSL | $1,231 |
| 300 CSL | $1,486 |
| 500 CSL | $1,672 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,978 |
| 30 | $2,380 |
| 40 | $2,352 |
| 50 | $2,248 |
| 60 | $2,228 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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