Chevrolet City Express Insurance Rates

The average insurance rates for a Chevrolet City Express are $1,154 a year for full coverage. Comprehensive costs approximately $206, collision costs $330, and liability coverage costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,492. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all City Express models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance prices.

The examples above show why everyone should compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Chevrolet City Express insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save $122 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,388
• Higher-risk drivers with serious driving violations could pay around $2,492 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost $4,524 or more

View Chart as Image

Auto insurance rates for a Chevrolet City Express also range considerably based on your risk profile, the trim level of your City Express, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state has a huge impact on Chevrolet City Express insurance rates. A driver around age 40 might see rates as low as $760 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. Chevrolet City Express insurance for high-risk drivers can be around 42% to 135% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see how they stack up. Each insurance company calculates rates differently, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet City Express Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest the time to shop around every other policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief summary of the ideas that were illustrated above.

• Drivers under the age of 20 have the highest car insurance rates, costing up to $377 each month if they have full coverage
• Drivers that tend to have accidents or serious violations may pay on average $1,340 more per year to insure a Chevrolet City Express
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers can save around $130 per year simply by quoting online well ahead of the renewal date