Chevrolet City Express Insurance Rates

Estimated insurance rates for a Chevrolet City Express are $1,130 a year for full coverage insurance. Comprehensive costs on average $198 a year, collision costs $310, and liability costs $464. A liability-only policy costs as little as $514 a year, with high-risk insurance costing around $2,442. Teenage drivers pay the most at $4,452 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and City Express trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how location impacts car insurance rates.

These rate differences illustrate why it is important to compare rates based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chevrolet City Express insurance rates for different risk profiles and scenarios.

• The best discount rate is $671
• Drivers who choose higher $1,000 deductibles will pay around $1,014 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,130
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,352
• Drivers who are prone to accidents and violations could pay upwards of $2,442 or more
• An auto insurance policy for full coverage for a 16-year-old driver may cost $4,452 a year

View Chart as Image

Auto insurance prices for a Chevrolet City Express also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet City Express insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $340 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost from 43% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet City Express Insurance

Finding better rates on insurance for a Chevrolet City Express not only requires being a good driver, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a brief summary of the coverage data touched on above.

• It is possible to save as much as $130 per year simply by quoting early and online
• Increasing policy deductibles can save around $350 each year
• Drivers age 16 to 20 are charged the highest prices, with premiums being up to $371 per month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,310 more each year than a safer driver