Chevrolet City Express Insurance Rates

The average insurance prices for a Chevrolet City Express are $1,130 every 12 months with full coverage. Comprehensive costs on average $198 a year, collision insurance costs $310, and liability costs around $464. Liability-only insurance costs as low as $514 a year, and high-risk driver insurance costs around $2,442. Teenage drivers cost the most to insure at up to $4,452 a year.

Average premium for full coverage: $1,130

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and City Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Chevrolet City Express insurance rates for different risk profiles and scenarios.

• The best discount rate is $671
• Using higher $1,000 deductibles will save around $1,014 annually
• The average price for a good driver age 40 with $500 deductibles is $1,130
• Using low $100 deductibles for physical damage coverage increases the price to $1,352
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,442
• Policy cost to insure a 16-year-old driver may cost $4,452 or more

View Chart as Image

Auto insurance rates for a Chevrolet City Express also range considerably based on liability limits and deductibles, your driving record, and the trim level of your City Express.

Using high physical damage deductibles could cut rates by as much as $340 annually, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet City Express insurance prices. A driver around age 40 might see rates as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Chevrolet City Express Insurance

Finding cheaper rates on insurance for a Chevrolet City Express requires having a decent driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by quoting rates from direct companies, and also from local exclusive and independent agents.

The following items are a summary of the information touched on in this article.

• You may be able to save as much as $130 per year just by quoting early and online
• 16 to 18-year-old drivers are charged the highest rates, as much as $371 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,310 more each year than a driver with a clean driving record
• Insureds who require additional liability coverage will pay an extra $510 every year to increase from a 30/60 limit to a 250/500 level