Chevrolet City Express Insurance Rates

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UPDATED: Apr 12, 2024

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Average insurance prices for a Chevrolet City Express are $1,154 every 12 months for full coverage. Comprehensive insurance costs on average $206 each year, collision insurance costs $330, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs $2,492 or more. 16-year-old drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Comprehensive $206
Collision $330
Liability $460

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and City Express models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $510 for basic liability insurance to a high rate of $2,492 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,154
High Risk $2,492

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $866
Small Cities $1,212
Large Cities $1,558

These examples show why all drivers should compare rates quotes based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Chevrolet City Express insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $682
  • Raising to $1,000 deductibles will save around $122 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,154
  • Buying low deductibles costs an extra $234 each year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $2,492
  • The cost to insure a teenage driver may cost $4,524

View Chart as Image

Chevrolet City Express insurance cost comparison chart
Column chart showing Chevrolet City Express insurance prices range from $682 to $4,524 for full coverage

Insurance rates for a Chevrolet City Express can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your City Express.

Opting for high physical damage deductibles can reduce rates by up to $360 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Chevrolet City Express insurance rates. A middle-age driver might find rates as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

Chevrolet City Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,044 -$110 -9.5%
Alaska $884 -$270 -23.4%
Arizona $958 -$196 -17.0%
Arkansas $1,154 -$0 0.0%
California $1,314 $160 13.9%
Colorado $1,102 -$52 -4.5%
Connecticut $1,184 $30 2.6%
Delaware $1,304 $150 13.0%
Florida $1,442 $288 25.0%
Georgia $1,064 -$90 -7.8%
Hawaii $828 -$326 -28.2%
Idaho $782 -$372 -32.2%
Illinois $858 -$296 -25.6%
Indiana $866 -$288 -25.0%
Iowa $776 -$378 -32.8%
Kansas $1,096 -$58 -5.0%
Kentucky $1,574 $420 36.4%
Louisiana $1,706 $552 47.8%
Maine $712 -$442 -38.3%
Maryland $952 -$202 -17.5%
Massachusetts $924 -$230 -19.9%
Michigan $2,002 $848 73.5%
Minnesota $966 -$188 -16.3%
Mississippi $1,380 $226 19.6%
Missouri $1,022 -$132 -11.4%
Montana $1,238 $84 7.3%
Nebraska $910 -$244 -21.1%
Nevada $1,384 $230 19.9%
New Hampshire $832 -$322 -27.9%
New Jersey $1,290 $136 11.8%
New Mexico $1,022 -$132 -11.4%
New York $1,216 $62 5.4%
North Carolina $664 -$490 -42.5%
North Dakota $944 -$210 -18.2%
Ohio $798 -$356 -30.8%
Oklahoma $1,184 $30 2.6%
Oregon $1,056 -$98 -8.5%
Pennsylvania $1,100 -$54 -4.7%
Rhode Island $1,540 $386 33.4%
South Carolina $1,044 -$110 -9.5%
South Dakota $974 -$180 -15.6%
Tennessee $1,010 -$144 -12.5%
Texas $1,392 $238 20.6%
Utah $854 -$300 -26.0%
Vermont $790 -$364 -31.5%
Virginia $692 -$462 -40.0%
Washington $892 -$262 -22.7%
West Virginia $1,056 -$98 -8.5%
Wisconsin $798 -$356 -30.8%
Wyoming $1,028 -$126 -10.9%

View Chart as Image

Chevrolet City Express insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet City Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet City Express $230 $400 $456 $1,244
2017 Chevrolet City Express $220 $358 $460 $1,196
2016 Chevrolet City Express $206 $330 $460 $1,154
2015 Chevrolet City Express $198 $310 $464 $1,130

Rates are averaged for all Chevrolet City Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Chevrolet City Express Insurance

Saving money on auto insurance consists of being safe and accident-free, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the ideas that were covered above.

  • Youthful drivers pay higher rates, costing as high as $377 per month if full coverage is included
  • Drivers that tend to have accidents or serious violations pay an average of $1,340 more each year than a low-risk driver
  • Increasing deductibles could save as much as $350 each year
  • Drivers can save as much as $130 per year just by quoting online in advance

Rates by Driver Age

Chevrolet City Express Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,654
30 $1,184
40 $1,154
50 $1,056
60 $1,034

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet City Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,388
$250 $1,278
$500 $1,154
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet City Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,154
50/100 $1,302
100/300 $1,417
250/500 $1,716
100 CSL $1,348
300 CSL $1,601
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet City Express Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,230
30 $2,528
40 $2,492
50 $2,384
60 $2,362

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $77
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $54
Online Quote $80
Total Discounts $472
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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