Chevrolet City Express Insurance Rates

The average insurance prices for a Chevrolet City Express are $1,130 every 12 months for full coverage insurance. Comprehensive costs an estimated $198 a year, collision costs $310, and liability costs around $464. Liability-only coverage costs as low as $514 a year, with high-risk coverage costing around $2,442. Teens cost the most to insure at $4,452 a year or more.

Average premium for full coverage: $1,130

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and City Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Chevrolet City Express insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $671
• Using higher $1,000 deductibles will save approximately $1,014 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,130
• Selecting low $100 deductibles for physical damage coverage increases the price to $1,352
• High-risk insureds with serious driving violations could pay up to $2,442 or more
• Policy cost to insure a 16-year-old driver can cost as much as $4,452 or more

View Chart as Image

Insurance rates for a Chevrolet City Express also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $340 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,300 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet City Express insurance prices. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Each insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Chevrolet City Express Insurance

Finding cheaper rates on insurance for a Chevrolet City Express requires being a low-risk driver, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to compare rates every other policy renewal by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The items below are a condensed summary of the ideas that were covered in the above illustrations.

• Teen drivers are expensive to insure, possibly costing $371 each month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,310 more annually to insure their City Express
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• It is possible to save approximately $130 per year simply by quoting early and online