Chevrolet City Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 12, 2024
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U.S. average insurance prices for a Chevrolet City Express are $1,130 every 12 months with full coverage. Comprehensive costs around $198 each year, collision insurance costs $310, and liability is estimated at $464. Liability-only insurance costs approximately $514 a year, and high-risk driver insurance costs around $2,442. Teenage drivers pay the highest rates at up to $4,452 a year.
Average premium for full coverage: $1,130
Price estimates for individual coverage:
Rates are based on $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and City Express models.
Price Range from Low to High
For a 40-year-old driver, Chevrolet City Express insurance prices range from the cheapest price of $514 for just the minimum liability insurance to a high rate of $2,442 for high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on insurance rates. Areas with sparse population have more infrequent collision claims than densely populated cities. The graphic below illustrates how your location can change auto insurance rates.
The ranges above demonstrate why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Chevrolet City Express insurance rates for additional coverage choices and driver risks.
- The best discount rate is $671
- Choosing higher $1,000 deductibles can save about $116 annually
- The average price for the average middle-age driver using $500 deductibles is $1,130
- Using low deductibles for comp and collision coverage increases the price to $1,352
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,442
- The price to insure a 16-year-old driver can be $4,452 each year
Car insurance prices for a Chevrolet City Express are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Using high physical damage deductibles can save as much as $340 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $4,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers ranges from 43% to 128% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Chevrolet City Express insurance prices. A good driver about age 40 could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,082 | -$48 | -4.2% |
| Connecticut | $1,164 | $34 | 3.0% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,414 | $284 | 25.1% |
| Georgia | $1,042 | -$88 | -7.8% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $764 | -$366 | -32.4% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $852 | -$278 | -24.6% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,074 | -$56 | -5.0% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,674 | $544 | 48.1% |
| Maine | $696 | -$434 | -38.4% |
| Maryland | $934 | -$196 | -17.3% |
| Massachusetts | $906 | -$224 | -19.8% |
| Michigan | $1,962 | $832 | 73.6% |
| Minnesota | $944 | -$186 | -16.5% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,212 | $82 | 7.3% |
| Nebraska | $892 | -$238 | -21.1% |
| Nevada | $1,354 | $224 | 19.8% |
| New Hampshire | $812 | -$318 | -28.1% |
| New Jersey | $1,264 | $134 | 11.9% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,190 | $60 | 5.3% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $926 | -$204 | -18.1% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,036 | -$94 | -8.3% |
| Pennsylvania | $1,076 | -$54 | -4.8% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $990 | -$140 | -12.4% |
| Texas | $1,362 | $232 | 20.5% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $776 | -$354 | -31.3% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $872 | -$258 | -22.8% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |
Insurance Rates by Trim Level and Model Year
Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet City Express | $220 | $358 | $460 | $1,196 |
| 2017 Chevrolet City Express | $206 | $330 | $460 | $1,154 |
| 2016 Chevrolet City Express | $198 | $310 | $464 | $1,130 |
| 2015 Chevrolet City Express | $194 | $288 | $474 | $1,114 |
Rates are averaged for all Chevrolet City Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet City Express Insurance
Getting lower rates on insurance for a Chevrolet City Express takes being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a quick review of the material that was illustrated above.
- Insureds who may need an increased level of liability coverage will pay an extra $510 every year to raise limits from a low limit to a 250/500 level
- Drivers age 16 to 20 are the costliest to insure, costing up to $371 a month if the policy includes full coverage
- Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,310 more every year than a safer driver
- Increasing physical damage deductibles could save as much as $350 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,598 |
| 30 | $1,158 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,016 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,352 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,014 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,277 |
| 100/300 | $1,393 |
| 250/500 | $1,694 |
| 100 CSL | $1,323 |
| 300 CSL | $1,578 |
| 500 CSL | $1,764 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,300 |
| 20 | $4,142 |
| 30 | $2,472 |
| 40 | $2,442 |
| 50 | $2,332 |
| 60 | $2,312 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $459 |
Discounts are estimated and may not be available from every company or in every state.
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