Chevrolet City Express Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 12, 2024
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The average insurance prices for a Chevrolet City Express are $1,130 every 12 months including full coverage. Comprehensive insurance costs an estimated $198, collision insurance costs $310, and liability coverage costs around $464. Buying just liability costs as low as $514 a year, and insurance for high-risk drivers costs $2,442 or more. Teen drivers cost the most to insure at up to $4,452 a year.
Average premium for full coverage: $1,130
Policy rates broken down by type of insurance:
Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all City Express models.
Price Range Variability
For the average 40-year-old driver, Chevrolet City Express insurance rates range from the cheapest price of $514 for minimum levels of liability insurance to the much higher price of $2,442 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates the difference location can make on insurance prices.
The examples above highlight why everyone should compare prices for a targeted area and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Chevrolet City Express insurance rates for other coverage scenarios.
- The lowest rate with discounts is $671
- Using higher $1,000 deductibles will save approximately $116 every year
- The average price for a good driver age 40 who has $500 deductibles is $1,130
- Choosing pricier low deductibles for physical damage coverage costs an extra $222 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,442
- Policy cost to insure a teenage driver for full coverage can cost as much as $4,452 or more
Insurance rates for a Chevrolet City Express also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Choosing high deductibles could cut rates by as much as $340 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,400 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,300 to $1,900 extra every year, depending on your age. Chevrolet City Express insurance for high-risk drivers can be around 43% to 128% more than average. View High Risk Driver Rates
Your home state has a huge impact on Chevrolet City Express insurance rates. A driver around age 40 might see rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,610 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,082 | -$48 | -4.2% |
| Connecticut | $1,164 | $34 | 3.0% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,414 | $284 | 25.1% |
| Georgia | $1,042 | -$88 | -7.8% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $764 | -$366 | -32.4% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $852 | -$278 | -24.6% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,074 | -$56 | -5.0% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,674 | $544 | 48.1% |
| Maine | $696 | -$434 | -38.4% |
| Maryland | $934 | -$196 | -17.3% |
| Massachusetts | $906 | -$224 | -19.8% |
| Michigan | $1,962 | $832 | 73.6% |
| Minnesota | $944 | -$186 | -16.5% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,212 | $82 | 7.3% |
| Nebraska | $892 | -$238 | -21.1% |
| Nevada | $1,354 | $224 | 19.8% |
| New Hampshire | $812 | -$318 | -28.1% |
| New Jersey | $1,264 | $134 | 11.9% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,190 | $60 | 5.3% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $926 | -$204 | -18.1% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,036 | -$94 | -8.3% |
| Pennsylvania | $1,076 | -$54 | -4.8% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $990 | -$140 | -12.4% |
| Texas | $1,362 | $232 | 20.5% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $776 | -$354 | -31.3% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $872 | -$258 | -22.8% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |
Insurance Rates by Trim Level and Model Year
Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet City Express | $220 | $358 | $460 | $1,196 |
| 2017 Chevrolet City Express | $206 | $330 | $460 | $1,154 |
| 2016 Chevrolet City Express | $198 | $310 | $464 | $1,130 |
| 2015 Chevrolet City Express | $194 | $288 | $474 | $1,114 |
Rates are averaged for all Chevrolet City Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Chevrolet City Express Insurance
Finding cheaper rates on auto insurance requires having a decent driving record, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Make time to compare rates once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.
The following items are a brief review of the data that was touched on in this article.
- You may be able to save approximately $130 per year just by quoting online well ahead of the renewal date
- Consumers who want additional liability coverage will pay about $510 per year to increase from a 30/60 limit to a 250/500 level
- 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $371 each month if they have full coverage
- Drivers with DUI or reckless driving convictions may have to pay on average $1,310 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,598 |
| 30 | $1,158 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,016 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,352 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,014 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,277 |
| 100/300 | $1,393 |
| 250/500 | $1,694 |
| 100 CSL | $1,323 |
| 300 CSL | $1,578 |
| 500 CSL | $1,764 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,300 |
| 20 | $4,142 |
| 30 | $2,472 |
| 40 | $2,442 |
| 50 | $2,332 |
| 60 | $2,312 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $459 |
Discounts are estimated and may not be available from every company or in every state.
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