Chevrolet Sonic Insurance Rates

The average insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage insurance. Comprehensive insurance costs an estimated $196, collision costs $350, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,524 or more. Teenage drivers cost the most to insure at $4,584 a year or more.

Average premium for full coverage: $1,164

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Sonic models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why everyone should compare rates quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chevrolet Sonic insurance rates for other coverage scenarios.

• The best discount rate is $685
• Raising to $1,000 deductibles will save approximately $124 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,164
• Using pricier low deductibles will cost an additional $238 every year
• At-risk drivers who are prone to accidents and violations could pay up to $2,524 or more
• Policy cost that insures a teen driver for full coverage can cost as much as $4,584

View Chart as Image

Car insurance rates for a Chevrolet Sonic also range considerably based on the model of your Sonic, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $2,000 extra every year, depending on your age. Chevrolet Sonic insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Sonic insurance prices. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,570 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $370 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Sonic Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having a positive credit history, being claim-free, and not having any coverage lapses. Compare prices at least every other year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The next list is a quick rundown of the car insurance concepts covered above.

• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,360 more annually to buy Chevrolet Sonic insurance
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Policyholders who want increased levels of liability coverage will pay an extra $510 annually to raise from a 30/60 limit to the 250/500 level