Chevrolet Sonic Insurance Rates

Estimated insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage insurance. Comprehensive insurance costs an estimated $196 a year, collision costs $350, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing $2,524 or more. Teens pay the most at $4,584 a year or more.

Average premium for full coverage: $1,164

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why it is important to compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Chevrolet Sonic insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $685
• Using higher $1,000 deductibles will save approximately $1,040 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,164
• Selecting low $100 deductibles for physical damage coverage will cost an additional $238 every year
• Drivers with serious driving violations could pay up to $2,524 or more
• An auto insurance policy that insures a teen driver can cost as much as $4,584 or more

View Chart as Image

Car insurance prices for a Chevrolet Sonic also have a wide range based on the trim level of your Sonic, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Sonic insurance prices. A driver around age 40 might see prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,570 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $370 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Each insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Chevrolet Sonic Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Compare rates at least every other year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a recap of the car insurance concepts covered in the above illustrations.

• Higher risk drivers that have major violations or accidents may have to pay on average $1,360 more annually for car insurance
• It is possible to save approximately $140 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $350 each year
• Policyholders who want higher liability limits will pay approximately $510 annually to increase from 30/60 bodily injury limits to the 250/500 level