Chevrolet Sonic Insurance Rates

U.S. average insurance prices for a Chevrolet Sonic are $1,164 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $196 each year, collision costs $350, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,524 or more. Teenage drivers pay the highest rates at $4,584 a year or more.

Average premium for full coverage: $1,164

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Sonic models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

The ranges above illustrate why all drivers should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $685
• Drivers who choose higher $1,000 deductibles will pay $124 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,164
• Using low deductibles for comprehensive and collision insurance costs an extra $238 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,524 or more
• The price to insure a teenage driver can cost $4,584 a year

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Auto insurance prices for a Chevrolet Sonic are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Sonic.

Using high physical damage deductibles could save up to $370 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Sonic insurance rates. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,570 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Chevrolet Sonic Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around at least once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief summary of the primary concepts that were touched on above.

• It is possible to save around $140 per year simply by quoting online in advance
• Drivers that tend to have accidents or serious violations may have to pay on average $1,360 more per year for auto insurance
• Increasing physical damage deductibles could save as much as $350 each year
• Teenage drivers have the highest car insurance prices, as much as $382 a month if comprehensive and collision insurance is included