Chevrolet Sonic Insurance Rates

Estimated insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage. Comprehensive costs approximately $196 a year, collision costs $350, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,524. 16-year-old drivers pay the most at $4,584 a year or more.

Average premium for full coverage: $1,164

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why it is important to compare rates quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $685
• Raising to $1,000 deductibles will save $1,040 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,164
• Buying low $100 deductibles will increase the cost to $1,402
• At-risk drivers with multiple tickets or accidents could pay around $2,524 or more
• An auto insurance policy for full coverage for a teen driver can cost $4,584

View Chart as Image

Insurance prices for a Chevrolet Sonic also have a wide range based on your driving characteristics, the trim level of your Sonic, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on Chevrolet Sonic insurance prices. A middle-age driver might find prices as low as $770 a year in states like Iowa, Maine, and Idaho, or at least $1,660 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $370 every year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 134% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Sonic Insurance

Finding better rates on car insurance consists of being a low-risk driver, maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the primary concepts that were covered in the above illustrations.

• Drivers can save around $140 per year simply by quoting early and online
• Higher risk drivers who have several accidents or serious violations may pay on average $1,360 more per year to insure their Sonic
• Increasing policy deductibles can save around $350 each year
• Teen drivers are expensive to insure, as much as $382 per month for full coverage