Chevrolet Sonic Insurance Rates

Average insurance rates for a Chevrolet Sonic are $1,164 a year with full coverage. Comprehensive costs approximately $196 a year, collision insurance costs $350, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,524. 16-year-old drivers receive the highest rates at up to $4,584 a year.

Average premium for full coverage: $1,164

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Sonic trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $685
• Drivers who choose higher $1,000 deductibles will pay $1,040 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,164
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,402
• High-risk insureds with multiple tickets or accidents could pay around $2,524
• The cost that insures a teenage driver can cost $4,584 a year

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Insurance rates for a Chevrolet Sonic can also vary considerably based on the trim level of your Sonic, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Sonic insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,570 on average in New York, Michigan, and Florida.

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Opting for high physical damage deductibles could save up to $370 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Sonic Insurance

Saving money on auto insurance not only requires being a good driver, but also having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a review of the material that was covered above.

• Consumers who purchase an increased level of liability coverage will pay around $510 every year to go from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $382 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may have to pay on average $1,360 more per year than a safer driver
• Increasing deductibles can save approximately $350 each year