Chevrolet Sonic Insurance Rates

Estimated insurance rates for a Chevrolet Sonic are $1,208 a year including full coverage. Comprehensive insurance costs around $210, collision costs $380, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,622 or more. Teenage drivers pay the most at $4,726 a year or more.

Average premium for full coverage: $1,208

Premium estimates for type of coverage:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for different Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Chevrolet Sonic insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save about $134 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,208
• Using more expensive low deductibles for comp and collision coverage will cost an additional $260 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,622 or more
• An auto insurance policy that insures a teen driver with full coverage can be $4,726 each year

View Chart as Image

Insurance prices for a Chevrolet Sonic also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,500 to $2,000 additional annually, depending on your age. High-risk driver insurance ranges as much as 42% to 138% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Sonic insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,720 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $400 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Sonic Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Compare prices every time your policy renews by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief summary of the information covered in the charts and tables above.

• You may be able to save up to $140 per year simply by shopping early and online
• Teens are charged the highest prices, with the cost nearing $394 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $400 each year
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,410 more every year for Sonic insurance
• Policyholders who may need higher liability limits will pay an extra $510 per year to raise limits from 30/60 bodily injury limits to the 250/500 level