Chevrolet Sonic Insurance Rates

Estimated insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage. Comprehensive costs an estimated $196 each year, collision costs $350, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,524. Teenage drivers pay the most at $4,584 a year or more.

Average premium for full coverage: $1,164

Premium estimates broken down by type of coverage:

These estimates include $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Sonic models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences show why all drivers should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Sonic insurance rates for other coverage scenarios.

• The best discount rate is $685
• Drivers who choose higher $1,000 deductibles will pay approximately $124 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,164
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,402
• High-risk insureds who are prone to accidents and violations could pay up to $2,524 or more
• An auto insurance policy that insures a teenage driver can cost as much as $4,584 a year

View Chart as Image

Auto insurance prices for a Chevrolet Sonic also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Sonic insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,660 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $370 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Sonic Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices every couple of years by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a brief summary of the material that was raised in the charts and tables above.

• Consumers who want increased levels of liability coverage will pay an extra $510 each year to go from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger are the costliest to insure, as much as $382 per month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations may pay on average $1,360 more annually to buy Chevrolet Sonic insurance
• Increasing policy deductibles can save approximately $350 each year