Chevrolet Traverse Insurance Rates

U.S. average insurance prices for a Chevrolet Traverse are $1,186 every 12 months including full coverage. Comprehensive insurance costs on average $270 a year, collision insurance costs $404, and liability coverage is estimated at $376. Buying just liability costs approximately $426 a year, and insurance for high-risk drivers costs $2,544 or more. Teenage drivers pay the highest rates at up to $4,402 a year.

Average premium for full coverage: $1,186

Price estimates by individual coverage:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Traverse trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Chevrolet Traverse insurance rates for different risk profiles and scenarios.

• The best discount rate is $692
• Choosing higher $1,000 deductibles can save around $1,034 every year
• The average price for the average middle-age driver with $500 deductibles is $1,186
• Using low $100 deductibles for comp and collision coverage costs an extra $294 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,544
• The price to insure a teenage driver may cost $4,402 each year

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Insurance prices for a Chevrolet Traverse are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Traverse.

Using high physical damage deductibles can save as much as $450 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,690 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Chevrolet Traverse Insurance

Getting lower rates on auto insurance takes being a good driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the concepts that were covered in the above illustrations.

• Drivers who have several accidents or serious violations may pay on average $1,360 more each year than a safer driver
• Drivers age 16 to 20 pay higher prices, possibly costing $367 a month if full coverage is included
• You may be able to save as much as $140 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $450 each year
• You may be able to save as much as $140 per year just by quoting early and online