Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Chevrolet Trax are $1,230 a year including full coverage. Comprehensive insurance costs around $226, collision costs $404, and liability coverage is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing $2,668 or more. Teenage drivers pay the most at $4,762 a year or more.

Average premium for full coverage: $1,230

Premium estimates for type of coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Trax trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best discount rate is $718
• Choosing higher $1,000 deductibles can save about $142 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,230
• Using more expensive low deductibles for comp and collision coverage will cost an additional $278 each year
• Drivers who are prone to accidents and violations could pay at least $2,668 or more
• An auto insurance policy that insures a teenage driver with full coverage can be $4,762 each year

View Chart as Image

Auto insurance prices for a Chevrolet Trax also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,500 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance ranges around 42% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $420 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

How to Find the Right Chevrolet Trax Insurance

Finding better rates on auto insurance takes being safe and accident-free, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices every year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a quick rundown of the coverage data covered in the above illustrations.

• You may be able to save up to $150 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $425 each year
• Youthful drivers are expensive to insure, with the cost nearing $397 per month if the policy includes full coverage
• Drivers with reckless driving or DUI convictions may have to pay on average $1,440 more every year than a low-risk driver

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.