Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Chevrolet Trax are $1,246 annually including full coverage. Comprehensive costs around $240 a year, collision insurance costs $418, and liability is estimated at $430. Liability-only insurance costs approximately $486 a year, and high-risk driver insurance costs around $2,692. Teenage drivers pay the most at up to $4,776 a year.

Average premium for full coverage: $1,246

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Trax trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

These rate differences highlight why it is important to get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best discount rate is $728
• Choosing higher $1,000 deductibles can save about $1,096 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,246
• Using low $100 deductibles for comp and collision coverage will cost $1,536
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,692
• An auto insurance policy with full coverage for a 16-year-old driver can be $4,776 each year

View Chart as Image

Insurance prices for a Chevrolet Trax also have a wide range based on the model of your Trax, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $440 annually, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $387 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy Affordable Chevrolet Trax Insurance

Finding better rates on insurance for a Chevrolet Trax takes avoiding accidents and violations, having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Invest time comparing rates once a year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a brief review of the data that was covered in the charts and tables above.

• You may be able to save up to $150 per year just by quoting early and online
• Insureds who may need higher liability limits will pay an extra $470 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teenagers are charged the highest prices, with the cost nearing $398 per month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,450 more every year for car insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.