Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chevrolet Trax are $1,230 annually including full coverage. Comprehensive costs on average $226, collision costs $404, and liability coverage costs around $442. A policy with just liability insurance costs as low as $496 a year, with coverage for high-risk drivers costing around $2,668. 16-year-old drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Trax models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have fewer comprehensive and collision claims than congested cities.

The example below illustrates how rural and urban location affects car insurance rates.

The ranges above highlight why everyone should compare prices based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $718
• Using higher $1,000 deductibles will save around $142 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,230
• Buying pricier low deductibles for physical damage coverage will cost $1,508
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,668 or more
• The price with full coverage for a teenage driver for full coverage may cost $4,762 or more

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,000 extra each year, depending on your age. Chevrolet Trax insurance for high-risk drivers can be around 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $420 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see prices as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Each insurance company utilizes a different rate formula, so the prices may be quite different between companies.

How to Buy the Best Cheap Chevrolet Trax Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a good credit history, being claim-free, and bundling your home and auto policies. Set aside time to shop around every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a quick review of the material that was raised in the charts and tables above.

• Consumers who require increased liability limits will pay around $490 per year to increase from a low limit to higher 250/500 limits
• Drivers under the age of 20 pay the highest prices, possibly costing $397 a month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation pay on average $1,440 more each year to insure a Chevrolet Trax
• Increasing physical damage deductibles could save up to $425 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.