Chevrolet Trax Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Average insurance rates for a Chevrolet Trax are $1,246 a year for full coverage. Comprehensive costs around $240 a year, collision insurance costs $418, and liability coverage costs around $430. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs around $2,692. Teens receive the highest rates at up to $4,776 a year.
Average premium for full coverage: $1,246
Rate estimates for individual coverage type:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and Trax trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range range from the low end price of $486 for just liability insurance to a high of $2,692 for a driver who has had serious violations or accidents.
Price Range by Location
Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance rates.
These examples show why it is important to compare prices for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Chevrolet Trax insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $728
- Using higher $1,000 deductibles will save about $1,096 a year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,246
- Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,536
- Higher-risk drivers with serious driving violations could pay at least $2,692
- The cost that insures a teenage driver can be $4,776 or more
Auto insurance rates for a Chevrolet Trax can also vary considerably based on the trim level of your Trax, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than the average policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,700 a year. View Rates by Age
Where you live has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $820 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,780 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,126 | -$120 | -9.6% |
| Alaska | $956 | -$290 | -23.3% |
| Arizona | $1,034 | -$212 | -17.0% |
| Arkansas | $1,246 | -$0 | 0.0% |
| California | $1,418 | $172 | 13.8% |
| Colorado | $1,190 | -$56 | -4.5% |
| Connecticut | $1,282 | $36 | 2.9% |
| Delaware | $1,410 | $164 | 13.2% |
| Florida | $1,556 | $310 | 24.9% |
| Georgia | $1,148 | -$98 | -7.9% |
| Hawaii | $894 | -$352 | -28.3% |
| Idaho | $842 | -$404 | -32.4% |
| Illinois | $928 | -$318 | -25.5% |
| Indiana | $938 | -$308 | -24.7% |
| Iowa | $840 | -$406 | -32.6% |
| Kansas | $1,186 | -$60 | -4.8% |
| Kentucky | $1,698 | $452 | 36.3% |
| Louisiana | $1,844 | $598 | 48.0% |
| Maine | $768 | -$478 | -38.4% |
| Maryland | $1,028 | -$218 | -17.5% |
| Massachusetts | $998 | -$248 | -19.9% |
| Michigan | $2,164 | $918 | 73.7% |
| Minnesota | $1,042 | -$204 | -16.4% |
| Mississippi | $1,492 | $246 | 19.7% |
| Missouri | $1,106 | -$140 | -11.2% |
| Montana | $1,340 | $94 | 7.5% |
| Nebraska | $982 | -$264 | -21.2% |
| Nevada | $1,492 | $246 | 19.7% |
| New Hampshire | $898 | -$348 | -27.9% |
| New Jersey | $1,394 | $148 | 11.9% |
| New Mexico | $1,102 | -$144 | -11.6% |
| New York | $1,312 | $66 | 5.3% |
| North Carolina | $718 | -$528 | -42.4% |
| North Dakota | $1,020 | -$226 | -18.1% |
| Ohio | $860 | -$386 | -31.0% |
| Oklahoma | $1,280 | $34 | 2.7% |
| Oregon | $1,142 | -$104 | -8.3% |
| Pennsylvania | $1,188 | -$58 | -4.7% |
| Rhode Island | $1,660 | $414 | 33.2% |
| South Carolina | $1,126 | -$120 | -9.6% |
| South Dakota | $1,052 | -$194 | -15.6% |
| Tennessee | $1,092 | -$154 | -12.4% |
| Texas | $1,502 | $256 | 20.5% |
| Utah | $922 | -$324 | -26.0% |
| Vermont | $854 | -$392 | -31.5% |
| Virginia | $746 | -$500 | -40.1% |
| Washington | $962 | -$284 | -22.8% |
| West Virginia | $1,142 | -$104 | -8.3% |
| Wisconsin | $864 | -$382 | -30.7% |
| Wyoming | $1,108 | -$138 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $440 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $387 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trax | $268 | $452 | $390 | $1,268 |
| 2023 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
| 2022 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2021 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
| 2020 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2019 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2018 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2017 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
| 2016 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
| 2015 Chevrolet Trax | $180 | $272 | $464 | $1,074 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Trax Insurance
Saving money on auto insurance requires being a good driver, maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every other policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a quick review of the ideas that were presented in the illustrations above.
- Drivers age 16 to 20 are expensive to insure, costing as high as $398 per month if the policy includes full coverage
- Drivers with a DUI or reckless driving violation pay on average $1,450 more every year than a safer driver
- Increasing deductibles can save approximately $450 each year
- Drivers can save up to $150 per year just by quoting early and online
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,776 |
| 20 | $2,876 |
| 30 | $1,286 |
| 40 | $1,246 |
| 50 | $1,140 |
| 60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,536 |
| $250 | $1,400 |
| $500 | $1,246 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,246 |
| 50/100 | $1,332 |
| 100/300 | $1,440 |
| 250/500 | $1,719 |
| 100 CSL | $1,375 |
| 300 CSL | $1,612 |
| 500 CSL | $1,784 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,786 |
| 20 | $4,578 |
| 30 | $2,740 |
| 40 | $2,692 |
| 50 | $2,574 |
| 60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $54 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $518 |
Discounts are estimated and may not be available from every company or in every state.
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