Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Chevrolet Trax are $1,230 annually including full coverage. Comprehensive costs an estimated $226 each year, collision insurance costs $404, and liability coverage is $442. A liability-only policy costs around $496 a year, and high-risk insurance costs around $2,668. Teenage drivers receive the highest rates at up to $4,762 a year.

Average premium for full coverage: $1,230

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Trax models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chevrolet Trax insurance rates for other coverage scenarios.

• The best discount rate is $718
• Raising to $1,000 deductibles will save approximately $142 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,230
• Using low deductibles will cost $1,508
• Unlucky drivers who are prone to accidents and violations could pay up to $2,668
• The cost with full coverage for a teenage driver can cost as much as $4,762

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Insurance rates for a Chevrolet Trax can also vary considerably based on the trim level of your Trax, your driving characteristics, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,500 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $420 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find rates as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,760 on average in Louisiana, New York, and Michigan.

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How to Buy Low Cost Chevrolet Trax Insurance

Saving money on auto insurance consists of having a decent driving record, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a review of the information covered above.

• You may be able to save approximately $150 per year just by quoting online in advance
• 16 to 18-year-old drivers are charged the highest rates, as much as $397 per month including comprehensive and collision insurance
• Increasing deductibles could save up to $425 each year
• Drivers who have several accidents or serious violations could be forced to pay on average $1,440 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay an extra $490 per year to raise from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.