Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,246 a year with full coverage. Comprehensive insurance costs an estimated $240, collision insurance costs $418, and liability costs $430. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs $2,692 or more. Teens cost the most to insure at up to $4,776 a year.

Average premium for full coverage: $1,246

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why everyone should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Chevrolet Trax insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $728
• Drivers who choose higher $1,000 deductibles will pay approximately $150 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,246
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $290 every year
• Higher-risk drivers with serious driving violations could pay up to $2,692
• Policy cost that insures a teen driver for full coverage can cost as much as $4,776 a year

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on the model of your Trax, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,500 to $2,100 additional every year, depending on your age. Chevrolet Trax insurance for high-risk drivers can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,700 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Chevrolet Trax Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at every other renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The following list is a brief summary of the concepts that were presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,450 more annually than a safer driver
• Drivers age 16 to 20 are expensive to insure, as much as $398 each month if comprehensive and collision insurance is included
• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.