Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Chevrolet Trax are $1,230 a year for full coverage insurance. Comprehensive insurance costs around $226, collision costs $404, and liability coverage is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing $2,668 or more. Teens pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates for individual coverage:

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Trax trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $718
• Choosing higher $1,000 deductibles can save about $142 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,230
• Selecting more expensive low deductibles for comp and collision coverage will cost an extra $278 each year
• Drivers with serious driving violations could pay at least $2,668 or more
• The price for full coverage for a teenage driver with full coverage can be $4,762 each year

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,500 to $2,000 additional each year, depending on your age. High-risk driver insurance ranges around 42% to 136% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out your exact price is to compare prices and see how they stack up. Each auto insurer calculates prices differently, and prices may be quite different from one company to the next.

How to Find More Affordable Chevrolet Trax Insurance

Getting lower rates on auto insurance takes having a good driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a summary of the ideas that were covered above.

• Drivers age 20 and younger are charged the highest prices, as much as $397 a month including comprehensive and collision insurance
• Drivers who have multiple accidents or major violations may pay on average $1,440 more every year to buy Chevrolet Trax insurance
• Increasing physical damage deductibles can save around $425 each year
• It is possible to save up to $150 per year simply by shopping early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.