Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Chevrolet Trax are $1,230 a year with full coverage. Comprehensive insurance costs around $226, collision costs $404, and liability costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing $2,668 or more. Teen drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates for individual coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Trax models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas.

The example below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why everyone should compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $718
• Drivers who choose higher $1,000 deductibles will pay about $142 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,230
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $278 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,668 or more
• The price that insures a 16-year-old driver for full coverage can be $4,762 a year

View Chart as Image

Car insurance prices for a Chevrolet Trax are also quite variable based on the model of your Trax, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,000 extra each year, depending on your age. Chevrolet Trax insurance for high-risk drivers can cost from 42% to 136% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,700 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,660 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $420 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes may be quite different.

How to Find the Right Chevrolet Trax Insurance

Getting lower rates on insurance for a Chevrolet Trax not only requires having a decent driving record, but also having a positive credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at least once a year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a quick rundown of the primary concepts that were presented in the illustrations above.

• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,440 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $425 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $397 a month if full coverage is purchased

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.