Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,230 annually with full coverage. Comprehensive insurance costs an estimated $226, collision costs $404, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing $2,668 or more. Teen drivers cost the most to insure at $4,762 a year or more.

Average premium for full coverage: $1,230

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than larger metro areas.

The example below illustrates how location impacts insurance prices.

The examples above demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Chevrolet Trax insurance rates for other coverage scenarios.

• The lowest rate with discounts is $718
• Choosing higher $1,000 deductibles can save approximately $142 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,230
• Choosing pricier low deductibles for comp and collision coverage costs an additional $278 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,668 or more
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,762 each year

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,500 to $2,000 extra every year, depending on your age. Chevrolet Trax insurance for high-risk drivers ranges as much as 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $420 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,660 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes will be varied between companies.

How to Buy the Right Chevrolet Trax Insurance

Finding cheaper rates on car insurance takes being a good driver, having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the car insurance concepts touched on above.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,440 more annually than a safer driver
• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Policyholders who want an increased level of liability coverage will pay about $490 every year to raise limits from a 30/60 limit to higher 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.