Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,246 annually for full coverage insurance. Comprehensive insurance costs an estimated $240, collision costs $418, and liability costs $430. A liability-only policy costs as little as $486 a year, with high-risk insurance costing $2,692 or more. 16-year-old drivers cost the most to insure at $4,776 a year or more.

Average premium for full coverage: $1,246

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have fewer physical damage claims than congested cities.

The example below illustrates how location impacts insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Chevrolet Trax insurance rates for other coverage scenarios.

• The best full coverage rate is $728
• Drivers who choose higher $1,000 deductibles will pay approximately $150 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,246
• Buying pricier low deductibles for comprehensive and collision insurance costs an additional $290 annually
• Drivers with multiple tickets or accidents could pay up to $2,692 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,776 a year

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Car insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,500 to $2,100 extra every year, depending on your age. Chevrolet Trax insurance for high-risk drivers can cost from 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $440 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,680 on average in Florida, New York, and Michigan.

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Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Every company utilizes a different rate formula, so rate quotes will be varied between companies.

How to Buy Affordable Chevrolet Trax Insurance

Finding cheaper rates on insurance for a Chevrolet Trax not only requires being a low-risk driver, but also having a good credit score, being claim-free, and not having any coverage lapses. Spend time shopping around at every policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief review of the data touched on above.

• Insureds who want more liability coverage will pay around $470 annually to go from a 30/60 limit to higher 250/500 limits
• It is possible to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Teen drivers have the highest car insurance rates, possibly costing $398 each month if comprehensive and collision insurance is included

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.