Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage. Comprehensive insurance costs on average $226, collision costs $404, and liability coverage costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $2,668 or more. 16-year-old drivers receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different Trax trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have fewer accident claims than congested cities.

The price range example below illustrates how geographic area affects car insurance rates.

These examples show why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $718
• Using higher $1,000 deductibles will save around $142 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,230
• Buying more expensive low deductibles for physical damage coverage costs an additional $278 each year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,668 or more
• The cost with full coverage for a teenage driver with full coverage may cost $4,762 or more

View Chart as Image

Insurance rates for a Chevrolet Trax can also vary considerably based on the trim level of your Trax, your driver profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance can be around 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $420 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or at least $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see how they stack up. Each insurance company utilizes a different rate formula, so the rates can be significantly different between companies.

How to Buy Low Cost Chevrolet Trax Insurance

Saving money on auto insurance requires being a good driver, having a good credit history, eliminating unneeded coverage, and bundling your home and auto policies. Invest the time to compare rates at least every other year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a review of the car insurance concepts presented in the illustrations above.

• Drivers who have several accidents or serious violations may be required to pay an average of $1,440 more each year than a safer driver
• Drivers can save as much as $150 per year simply by shopping early and online
• Increasing deductibles could save up to $425 each year
• Consumers who require an increased level of liability coverage will pay around $490 each year to increase from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.