Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Chevrolet Trax are $1,230 a year for full coverage. Comprehensive insurance costs an estimated $226 a year, collision costs $404, and liability insurance is $442. A policy with just liability insurance costs around $496 a year, with coverage for high-risk drivers costing $2,668 or more. 16-year-old drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates broken down by individual coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Trax trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations have a lower frequency of accident claims than congested cities.

The diagram below illustrates how where you live affects insurance prices.

The ranges above show why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Chevrolet Trax insurance rates for other coverage scenarios.

• The best full coverage rate is $718
• Raising to $1,000 deductibles will save approximately $1,088 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,230
• Buying low $100 deductibles will cost an extra $278 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,668 or more
• The price for full coverage for a teen driver can cost as much as $4,762

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on your driving record, the trim level of your Trax, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find prices as low as $810 a year in states like Iowa, Maine, and Idaho, or at least $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $420 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 136% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

How to Find the Cheapest Chevrolet Trax Insurance

Getting lower rates on Chevrolet Trax insurance consists of being a low-risk driver, maintaining good credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop at every policy renewal by quoting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a recap of the data touched on in the above illustrations.

• Drivers who want more liability coverage will pay around $490 each year to raise from a low limit to 250/500 limits
• Drivers can save approximately $150 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $425 each year
• Teen drivers are charged the highest prices, with premiums as much as $397 a month for full coverage

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.