Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Chevrolet Trax are $1,246 a year for full coverage insurance. Comprehensive insurance costs on average $240, collision costs $418, and liability coverage costs around $430. Buying just liability costs as low as $486 a year, with insurance for high-risk drivers costing $2,692 or more. Teen drivers pay the highest rates at $4,776 a year or more.

Average premium for full coverage: $1,246

Price estimates by individual coverage:

Rates are based on $500 deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Trax trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how location impacts car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $728
• Using higher $1,000 deductibles will save around $150 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,246
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $290 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,692 or more
• The price that insures a teenage driver with full coverage may cost $4,776 or more

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance can be around 44% to 134% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,700 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $440 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, and prices may be quite different.

How to Find the Best Cheap Chevrolet Trax Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Shop around at every policy renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick review of the data touched on above.

• Consumers who require higher liability limits will pay about $470 annually to increase from a low limit to the 250/500 level
• It is possible to save as much as $150 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $450 each year
• Teens pay higher prices, as much as $398 a month if comprehensive and collision insurance is included

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.