Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,230 a year with full coverage. Comprehensive insurance costs approximately $226 a year, collision costs $404, and liability insurance costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $2,668 or more. Teen drivers cost the most to insure at $4,762 a year or more.

Average premium for full coverage: $1,230

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $718
• Using higher $1,000 deductibles will save $1,088 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,230
• Choosing low $100 deductibles for physical damage coverage will cost an extra $278 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,668 or more
• Policy cost for full coverage for a teen driver can cost $4,762 or more

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,660 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $420 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 136% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

How to Find the Best Chevrolet Trax Insurance

Finding cheaper rates on Chevrolet Trax insurance requires avoiding accidents and violations, having above-average credit, not filing small claims, and avoiding coverage lapses. Invest time comparing rates every other policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the ideas that were covered in the charts and tables above.

• Teenagers pay the highest auto insurance rates, as much as $397 each month if full coverage is included
• High-risk drivers who tend to receive serious violations pay on average $1,440 more per year for car insurance
• Increasing comprehensive and collision deductibles can save around $425 each year
• You may be able to save around $150 per year simply by quoting early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.