Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Chevrolet Trax are $1,230 every 12 months for full coverage insurance. Comprehensive costs around $226 each year, collision insurance costs $404, and liability coverage is $442. A policy with only liability insurance costs around $496 a year, and a high-risk policy costs around $2,668. Teen drivers pay the most at up to $4,762 a year.

Average premium for full coverage: $1,230

Premium estimates for type of coverage:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Trax models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance rates.

These rate differences illustrate why all drivers should compare rates quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $718
• Raising to $1,000 deductibles will save about $142 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,230
• Choosing low deductibles increases the price to $1,508
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,668
• An auto insurance policy to insure a teenage driver can be $4,762

View Chart as Image

Car insurance prices for a Chevrolet Trax also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $420 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,500 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 136% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find prices as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheaper Chevrolet Trax Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to shop around every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a condensed summary of the material that was raised in the charts and tables above.

• Consumers who may need higher liability limits will pay about $490 annually to raise from 30/60 bodily injury limits to a 250/500 level
• Teenagers are the costliest to insure, with premiums being up to $397 per month if the policy includes full coverage
• Drivers with multiple at-fault accidents may pay on average $1,440 more every year for car insurance
• Increasing policy deductibles could save as much as $425 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.