Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,230 a year with full coverage. Comprehensive costs an estimated $226 a year, collision insurance costs $404, and liability insurance costs around $442. A liability-only policy costs as low as $496 a year, and high-risk insurance costs around $2,668. Teens cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,230

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chevrolet Trax insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $718
• Using higher $1,000 deductibles will save approximately $1,088 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,230
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,508
• Drivers with serious driving violations could pay up to $2,668
• Policy cost that insures a teen driver can cost as much as $4,762 or more

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on the trim level of your Trax, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 136% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,700 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,660 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Chevrolet Trax Insurance

Finding cheaper rates on Chevrolet Trax insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare rates every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The items below are a review of the information covered in the charts and tables above.

• You may be able to save approximately $150 per year just by quoting early and online
• Teen drivers have the highest car insurance rates, as much as $397 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,440 more annually to insure their Trax
• Drivers who want more liability coverage will pay approximately $490 every year to increase from a 30/60 limit to the 250/500 level

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.