Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage insurance. Comprehensive insurance costs around $226 a year, collision insurance costs $404, and liability coverage costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs $2,668 or more. 16-year-old drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,230

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than congested cities. The diagram below illustrates how where you live affects auto insurance rates.

The examples above illustrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $718
• Using higher $1,000 deductibles will save about $1,088 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,230
• Buying low $100 deductibles for physical damage coverage costs an additional $278 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,668
• Policy cost with full coverage for a teenage driver can be $4,762 or more

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $420 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Best Cheap Chevrolet Trax Insurance

Finding cheaper rates on auto insurance requires being a good driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Take the time to comparison shop at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick review of the concepts that were touched on in the above illustrations.

• Drivers with a DUI or reckless driving violation pay on average $1,440 more every year than a safer driver
• Drivers age 16 to 20 pay higher rates, possibly costing $397 each month including comprehensive and collision insurance
• It is possible to save up to $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $425 each year
• It is possible to save up to $150 per year just by quoting early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.