Chrysler Pacifica Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
The average auto insurance rates for a Chrysler Pacifica are $1,184 annually including full coverage. Comprehensive insurance costs around $260 each year, collision insurance costs $400, and liability insurance costs around $388. A liability-only policy costs as low as $434 a year, and high-risk insurance costs $2,542 or more. Teen drivers cost the most to insure at up to $4,420 a year.
Average premium for full coverage: $1,184
Policy rates for type of insurance:
Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Pacifica models.
Price Range Variability
Using a middle-aged driver as an example, Chrysler Pacifica insurance rates range from as cheap as $434 for liability-only coverage to a high rate of $2,542 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.
The examples above highlight why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Chrysler Pacifica insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $690
- Using higher $1,000 deductibles will save about $150 every year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,184
- Choosing low deductibles for physical damage coverage costs an additional $288 a year
- Drivers with multiple violations and an at-fault accident could pay at least $2,542
- Policy cost with full coverage for a teen driver can be $4,420 or more
Car insurance rates for a Chrysler Pacifica also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.
More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged as much as $4,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $440 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Chrysler Pacifica insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,690 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,068 | -$116 | -9.8% |
Alaska | $906 | -$278 | -23.5% |
Arizona | $982 | -$202 | -17.1% |
Arkansas | $1,184 | -$0 | 0.0% |
California | $1,348 | $164 | 13.9% |
Colorado | $1,128 | -$56 | -4.7% |
Connecticut | $1,212 | $28 | 2.4% |
Delaware | $1,336 | $152 | 12.8% |
Florida | $1,476 | $292 | 24.7% |
Georgia | $1,094 | -$90 | -7.6% |
Hawaii | $850 | -$334 | -28.2% |
Idaho | $800 | -$384 | -32.4% |
Illinois | $880 | -$304 | -25.7% |
Indiana | $892 | -$292 | -24.7% |
Iowa | $798 | -$386 | -32.6% |
Kansas | $1,122 | -$62 | -5.2% |
Kentucky | $1,612 | $428 | 36.1% |
Louisiana | $1,750 | $566 | 47.8% |
Maine | $728 | -$456 | -38.5% |
Maryland | $976 | -$208 | -17.6% |
Massachusetts | $944 | -$240 | -20.3% |
Michigan | $2,052 | $868 | 73.3% |
Minnesota | $990 | -$194 | -16.4% |
Mississippi | $1,416 | $232 | 19.6% |
Missouri | $1,048 | -$136 | -11.5% |
Montana | $1,270 | $86 | 7.3% |
Nebraska | $930 | -$254 | -21.5% |
Nevada | $1,418 | $234 | 19.8% |
New Hampshire | $854 | -$330 | -27.9% |
New Jersey | $1,320 | $136 | 11.5% |
New Mexico | $1,044 | -$140 | -11.8% |
New York | $1,244 | $60 | 5.1% |
North Carolina | $680 | -$504 | -42.6% |
North Dakota | $968 | -$216 | -18.2% |
Ohio | $816 | -$368 | -31.1% |
Oklahoma | $1,212 | $28 | 2.4% |
Oregon | $1,082 | -$102 | -8.6% |
Pennsylvania | $1,128 | -$56 | -4.7% |
Rhode Island | $1,576 | $392 | 33.1% |
South Carolina | $1,072 | -$112 | -9.5% |
South Dakota | $998 | -$186 | -15.7% |
Tennessee | $1,034 | -$150 | -12.7% |
Texas | $1,424 | $240 | 20.3% |
Utah | $874 | -$310 | -26.2% |
Vermont | $808 | -$376 | -31.8% |
Virginia | $708 | -$476 | -40.2% |
Washington | $910 | -$274 | -23.1% |
West Virginia | $1,084 | -$100 | -8.4% |
Wisconsin | $816 | -$368 | -31.1% |
Wyoming | $1,052 | -$132 | -11.1% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
2023 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
2022 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
2021 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
2020 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
2019 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
2018 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
2017 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
2007 Chrysler Pacifica | $162 | $168 | $384 | $850 |
2006 Chrysler Pacifica | $148 | $160 | $380 | $824 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Chrysler Pacifica Insurance
Finding cheaper rates on Chrysler Pacifica insurance requires being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The items below are a condensed summary of the ideas that were touched on in the above illustrations.
- Teen drivers are the costliest to insure, with premiums being up to $368 each month if comprehensive and collision insurance is included
- High-risk drivers with multiple at-fault accidents may pay on average $1,360 more every year to insure their Pacifica
- Increasing comprehensive and collision deductibles could save up to $450 each year
- You may be able to save up to $140 per year just by quoting online in advance
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,420 |
20 | $2,696 |
30 | $1,228 |
40 | $1,184 |
50 | $1,080 |
60 | $1,062 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,472 |
$250 | $1,340 |
$500 | $1,184 |
$1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,184 |
50/100 | $1,262 |
100/300 | $1,359 |
250/500 | $1,611 |
100 CSL | $1,300 |
300 CSL | $1,514 |
500 CSL | $1,669 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,296 |
20 | $4,292 |
30 | $2,592 |
40 | $2,542 |
50 | $2,424 |
60 | $2,402 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $62 |
Homeowner | $18 |
5-yr Accident Free | $83 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $51 |
Advance Quote | $57 |
Online Quote | $84 |
Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area