Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $960 a year for full coverage insurance. Comprehensive costs an estimated $190, collision insurance costs $228, and liability insurance costs around $406. Liability-only coverage costs as low as $450 a year, and high-risk coverage costs around $2,052. 16-year-old drivers cost the most to insure at up to $3,736 a year.

Average premium for full coverage: $960

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The example below illustrates how your location can change insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Chrysler Town and Country insurance rates for other coverage scenarios.

• The best full coverage rate is $581
• Using higher $1,000 deductibles will save approximately $96 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $960
• Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,140
• Drivers with multiple tickets or accidents could pay up to $2,052
• Policy cost that insures a teen driver for full coverage can cost as much as $3,736 or more

Insurance rates for a Chrysler Town and Country also range considerably based on the model of your Town and Country, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,100 to $1,600 additional every year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can be anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,700 a year. View Rates by Age

Your home state has a huge impact on Chrysler Town and Country insurance rates. A driver around age 40 might see rates as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,300 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles could cut rates by as much as $280 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Chrysler Town and Country Insurance

Finding cheaper rates on Chrysler Town and Country insurance requires avoiding accidents and claims, having a good credit score, being claim-free, and possibly raising deductibles. Comparison shop once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The points below are a condensed summary of the data that was illustrated above.

• It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date
• Drivers who want increased liability limits will pay around $450 annually to increase from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $311 each month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,090 more annually to insure a Chrysler Town and Country