Chrysler Town and Country Insurance Rates

Average insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive insurance costs on average $176, collision costs $210, and liability insurance is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing $1,976 or more. Teens receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Town and Country models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts car insurance rates.

These examples illustrate why everyone should compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $560
• Raising to $1,000 deductibles will save around $88 each year
• The average rate for a 40-year-old driver with $500 deductibles is $924
• Selecting pricier low deductibles will cost an extra $166 a year
• Higher-risk drivers with serious driving violations could pay upwards of $1,976 or more
• The cost for full coverage for a teen driver for full coverage may cost $3,622

Insurance rates for a Chrysler Town and Country can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $3,600 a year. View Rates by Age

Where you live also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find rates as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,250 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,100 to $1,500 additional per year, depending on your age. Chrysler Town and Country insurance for high-risk drivers is expensive and can cost anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chrysler Town and Country Insurance

Saving money on Chrysler Town and Country insurance consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Spend time shopping around every year by getting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a brief summary of the coverage data touched on above.

• It is possible to save as much as $100 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $250 each year
• Youthful drivers pay higher rates, costing up to $302 per month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations pay an average of $1,050 more each year than a low-risk driver