Chrysler Town and Country Insurance Rates

Average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage insurance. Comprehensive costs an estimated $176, collision insurance costs $210, and liability costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $1,976. Teenage drivers receive the highest rates at up to $3,622 a year.

Average premium for full coverage: $924

Rate estimates broken down by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different Town and Country trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chrysler Town and Country insurance rates for other coverage scenarios.

• The best discount rate is $560
• Using higher $1,000 deductibles will save approximately $88 each year
• The average price for a 40-year-old driver who has $500 deductibles is $924
• Using more expensive low deductibles for physical damage coverage increases the price to $1,090
• High-risk insureds who are prone to accidents and violations could pay up to $1,976
• The cost to insure a 16-year-old driver with full coverage can cost as much as $3,622 or more

Auto insurance rates for a Chrysler Town and Country can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $260 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $900 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,100 to $1,500 in extra premium per year, depending on your age. High-risk driver insurance can be from 41% to 133% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,250 on average in Florida, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chrysler Town and Country Insurance

Saving money on insurance for a Chrysler Town and Country requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates at every other renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a brief review of the concepts that were covered above.

• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,050 more annually to insure their Town and Country
• Teen drivers are the costliest to insure, costing up to $302 per month if comprehensive and collision insurance is included
• It is possible to save approximately $100 per year just by shopping early and online
• Increasing deductibles could save as much as $250 each year
• It is possible to save approximately $100 per year just by shopping early and online