Chrysler Town and Country Insurance Rates

Estimated auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage insurance. Comprehensive insurance costs on average $176, collision costs $210, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing $1,976 or more. Teens pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates by type of coverage:

These estimates include $500 deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $560
• Choosing higher $1,000 deductibles can save around $88 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $924
• Selecting more expensive low deductibles for comp and collision coverage costs an additional $166 every year
• Unlucky drivers with serious driving violations could pay upwards of $1,976 or more
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $3,622 each year

Insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your risk profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,500 additional annually, depending on your age. High-risk driver insurance ranges as much as 41% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,250 on average in Michigan, New York, and Florida.

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each auto insurer calculates prices differently, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chrysler Town and Country Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to compare rates at least once a year by requesting rates from direct insurance companies, and also from local exclusive and independent agents.

The following is a brief summary of the primary concepts that were covered above.

• It is possible to save as much as $100 per year simply by shopping early and online
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,050 more each year for Town and Country insurance
• Increasing policy deductibles could save up to $250 each year
• Teens pay higher prices, with premiums being up to $302 per month if they have full coverage