Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage. Comprehensive costs approximately $176 a year, collision costs $210, and liability coverage costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $1,976. Teenage drivers pay the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have fewer accident claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The best discount rate is $560
• Drivers who choose higher $1,000 deductibles will pay $836 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $924
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,090
• High-risk insureds who are prone to accidents and violations could pay around $1,976 or more
• The price with full coverage for a teenage driver can cost $3,622 a year

Auto insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,100 to $1,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 41% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,320 on average in New York, Louisiana, and Michigan.

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Chrysler Town and Country Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Invest time comparing rates every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a summary of the material that was covered in the charts and tables above.

• Consumers who purchase additional liability coverage will pay an extra $440 each year to go from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance prices, with premiums as much as $302 a month if full coverage is included
• Drivers who have multiple accidents or major violations pay on average $1,050 more per year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $250 each year