Chrysler Town and Country Insurance Rates

Estimated insurance prices for a Chrysler Town and Country are $924 every 12 months including full coverage. Comprehensive costs an estimated $176 a year, collision costs $210, and liability coverage is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing around $1,976. Teenage drivers pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates broken down by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The best discount rate is $560
• Raising to $1,000 deductibles will save approximately $836 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $924
• Using low $100 deductibles increases the price to $1,090
• Unlucky drivers who are prone to accidents and violations could pay up to $1,976 or more
• An auto insurance policy to insure a teenage driver can cost as much as $3,622

Auto insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $260 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,100 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find prices as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,320 on average in Louisiana, New York, and Michigan.

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chrysler Town and Country Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Take the time to compare rates once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief review of the data that was covered in the above illustrations.

• You may be able to save approximately $100 per year simply by quoting early and online
• Consumers who want higher liability limits will pay an extra $440 per year to raise from 30/60 bodily injury limits to a 250/500 level
• Teenagers are the costliest to insure, with the cost nearing $302 per month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may have to pay on average $1,050 more annually for car insurance