Chrysler Town and Country Insurance Rates

The average insurance prices for a Chrysler Town and Country are $924 every 12 months including full coverage. Comprehensive costs around $176, collision costs $210, and liability costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing around $1,976. Teens cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $560
• Drivers who choose higher $1,000 deductibles will pay about $88 every year
• The average price for a good driver age 40 using $500 deductibles is $924
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,090
• Drivers with serious driving violations could pay at least $1,976 or more
• Policy cost to insure a 16-year-old driver with full coverage can be $3,622 a year

Car insurance rates for a Chrysler Town and Country also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,100 to $1,500 extra every year, depending on your age. High-risk driver insurance can cost from 41% to 133% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,320 on average in Michigan, New York, and Louisiana.

Because rates have so much variability, the best way to figure out your exact price is to compare rates from multiple companies. Every company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country not only requires being safe and accident-free, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to compare rates at least every other year by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a quick review of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,050 more every year than a low-risk driver
• You may be able to save up to $100 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Insureds who may need more liability protection will pay approximately $440 per year to go from a 30/60 limit to a 250/500 level