Chrysler Town and Country Insurance Rates

Estimated auto insurance rates for a Chrysler Town and Country are $924 annually with full coverage. Comprehensive insurance costs approximately $176 a year, collision costs $210, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing $1,976 or more. Teens pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates by type of coverage:

Full coverage includes $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance prices.

These rate differences demonstrate why it is important to get quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $560
• Choosing higher $1,000 deductibles can save $836 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $924
• Selecting low $100 deductibles for comp and collision coverage costs an additional $166 each year
• Drivers with serious driving violations could pay around $1,976 or more
• An auto insurance policy with full coverage for a teenage driver can cost $3,622 each year

Insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,500 additional annually, depending on your age. A high-risk auto insurance policy ranges around 41% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,250 on average in New York, Michigan, and Florida.

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Chrysler Town and Country Insurance

Finding better rates on auto insurance takes not taking risks behind the wheel, having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to shop around at every policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following is a summary of the data illustrated above.

• Consumers who purchase higher liability limits will pay approximately $440 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save around $100 per year simply by quoting early and online
• Increasing policy deductibles could save up to $250 each year
• Teens are the costliest to insure, possibly costing $302 per month if they have full coverage