Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive insurance costs around $176, collision costs $210, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $1,976 or more. Teens pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $560
• Drivers who choose higher $1,000 deductibles will pay about $88 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $924
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $166 annually
• Drivers with serious driving violations could pay at least $1,976 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $3,622 a year

Insurance prices for a Chrysler Town and Country also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $3,600 a year. View Rates by Age

Where you choose to live makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,250 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,100 to $1,500 additional annually, depending on your age. High-risk driver insurance can cost from 41% to 133% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to compare prices from multiple companies. Every company calculates prices differently, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country not only requires being safe and accident-free, but also having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to comparison shop at every other renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a review of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,050 more every year than a low-risk driver
• Youthful drivers are charged the highest prices, with premiums being up to $302 per month including comprehensive and collision insurance
• It is possible to save up to $100 per year simply by shopping early and online
• Increasing policy deductibles can save around $250 each year
• It is possible to save up to $100 per year simply by shopping early and online