Chrysler Town and Country Insurance Rates

The average insurance prices for a Chrysler Town and Country are $924 every 12 months including full coverage. Comprehensive insurance costs an estimated $176 each year, collision insurance costs $210, and liability coverage costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs $1,976 or more. Teenage drivers cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Chrysler Town and Country insurance rates for other coverage scenarios.

• The best discount rate is $560
• Drivers who choose higher $1,000 deductibles will pay approximately $88 every year
• The average price for a good driver age 40 who has $500 deductibles is $924
• Using low deductibles for comprehensive and collision insurance costs an extra $166 each year
• High-risk insureds who are prone to accidents and violations could pay up to $1,976
• Policy cost to insure a teenage driver can cost as much as $3,622 a year

Insurance rates for a Chrysler Town and Country also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could save up to $260 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,100 to $1,500 additional every year, depending on your age. Insurance for high-risk drivers can cost around 41% to 133% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,320 on average in Louisiana, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Chrysler Town and Country Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates at least once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $100 per year just by quoting online in advance
• Drivers that tend to have accidents or serious violations may have to pay on average $1,050 more annually to insure their Town and Country
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Teen drivers are expensive to insure, with premiums being up to $302 each month if full coverage is included