Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $960 a year including full coverage. Comprehensive costs approximately $190 each year, collision costs $228, and liability costs $406. Liability-only coverage costs as little as $450 a year, with high-risk coverage costing around $2,052. Teen drivers cost the most to insure at $3,736 a year or more.

Average premium for full coverage: $960

Policy rates by type of insurance:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how your location can change auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $581
• Drivers who choose higher $1,000 deductibles will pay $96 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $960
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,140
• Drivers with multiple violations and an at-fault accident could pay around $2,052 or more
• Policy cost for full coverage for a 16-year-old driver can cost $3,736 a year

Insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the model of your Town and Country, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,370 on average in Louisiana, New York, and Michigan.

Choosing high deductibles could save up to $280 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 128% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country not only requires being a good driver, but also having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a recap of the data that was illustrated above.

• You may be able to save around $110 per year simply by quoting online in advance
• Insureds who purchase an increased level of liability coverage will pay about $450 per year to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $311 each month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,090 more per year than a safer driver