Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive costs an estimated $176, collision insurance costs $210, and liability insurance costs around $402. A policy with only liability insurance costs as low as $446 a year, and a high-risk policy costs around $1,976. Teens pay the most at up to $3,622 a year.

Average premium for full coverage: $924

Premium estimates broken down by type of coverage:

Prices include $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $560
• Using higher $1,000 deductibles will save approximately $88 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $924
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,090
• Drivers with serious driving violations could pay up to $1,976
• An auto insurance policy that insures a teen driver with full coverage can cost as much as $3,622 or more

Car insurance prices for a Chrysler Town and Country also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance can be anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $3,600 a year. View Rates by Age

Where you choose to live has a huge impact on Chrysler Town and Country insurance rates. A driver around age 40 might see prices as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,250 on average in Florida, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $260 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chrysler Town and Country Insurance

Finding better rates on Chrysler Town and Country insurance requires not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and possibly higher deductibles. Compare rates every time your policy renews by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following is a quick rundown of the information covered in the above illustrations.

• It is possible to save approximately $100 per year just by shopping early and online
• Teens have the highest car insurance prices, with premiums being up to $302 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $250 each year
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,050 more annually for Town and Country insurance
• Drivers who want higher liability limits will pay approximately $440 annually to increase from 30/60 bodily injury limits to the 250/500 level