Chrysler Town and Country Insurance Rates

U.S. average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive costs around $176, collision costs $210, and liability coverage is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $1,976. Teenage drivers pay the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above show why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $560
• Choosing higher $1,000 deductibles can save about $88 a year
• The average rate for the average middle-age driver using $500 deductibles is $924
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,090
• Drivers who are prone to accidents and violations could pay at least $1,976 or more
• The price for full coverage for a teenage driver with full coverage can be $3,622 each year

Auto insurance prices for a Chrysler Town and Country are also quite variable based on your driving record, the trim level of your Town and Country, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $3,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,320 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can save as much as $260 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,100 to $1,500 in extra premium each year, depending on your age. High-risk driver insurance ranges around 41% to 133% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Chrysler Town and Country Insurance

Getting lower rates on auto insurance takes being a good driver, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Make time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a summary of the car insurance concepts touched on in this article.

• Drivers who have multiple accidents or major violations may be required to pay an average of $1,050 more every year than a safer driver
• Drivers can save up to $100 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $250 each year
• Consumers who may need an increased level of liability coverage will pay an extra $440 each year to raise limits from a low limit to 250/500 limits