Chrysler Town and Country Insurance Rates

U.S. average insurance prices for a Chrysler Town and Country are $924 every 12 months including full coverage. Comprehensive insurance costs around $176, collision insurance costs $210, and liability coverage is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs $1,976 or more. Teen drivers pay the highest rates at up to $3,622 a year.

Average premium for full coverage: $924

Price estimates for individual coverage:

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $560
• Raising to $1,000 deductibles will save about $88 every year
• The average price for the average middle-age driver using $500 deductibles is $924
• Choosing more expensive low deductibles costs an extra $166 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $1,976
• The price to insure a teenage driver with full coverage can be $3,622

Insurance prices for a Chrysler Town and Country are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $260 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $3,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,100 to $1,500 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 133% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find prices as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,320 on average in Michigan, New York, and Louisiana.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Chrysler Town and Country Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, having good credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a condensed summary of the information covered in the above illustrations.

• You may be able to save up to $100 per year just by shopping early and online
• Teens pay higher prices, possibly costing $302 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $250 each year
• Drivers with multiple at-fault accidents could be forced to pay on average $1,050 more every year for Town and Country insurance
• Consumers who may need higher liability limits will pay about $440 per year to raise from a low limit to a 250/500 level