Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive insurance costs around $176, collision costs $210, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $1,976 or more. Teenage drivers cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates for type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

The examples above show why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $560
• Drivers who choose higher $1,000 deductibles will pay about $88 a year
• The average rate for a good driver age 40 using $500 deductibles is $924
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $166 annually
• Drivers who are prone to accidents and violations could pay at least $1,976 or more
• Policy cost for full coverage for a 16-year-old driver for full coverage can be $3,622 a year

Auto insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the trim level of your Town and Country, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $3,600 a year. View Rates by Age

Your home state makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,320 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles could save up to $260 annually, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,100 to $1,500 in extra premium every year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can cost from 41% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a brief recap of the coverage data touched on in the above illustrations.

• Drivers can save up to $100 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $250 each year
• Teen drivers are expensive to insure, costing up to $302 each month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations may be required to pay an average of $1,050 more every year to insure their Town and Country