Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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U.S. average insurance prices for a Chrysler Town and Country are $924 every 12 months including full coverage. Comprehensive insurance costs approximately $176, collision costs $210, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing $1,976 or more. Teen drivers pay the highest rates at $3,622 a year or more.
Average premium for full coverage: $924
Price estimates by individual coverage:
Prices include $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Town and Country trim levels.
Price Range from Low to High
For the average driver, Chrysler Town and Country insurance prices go from the cheapest price of $446 for a discount liability-only rate to a much higher rate of $1,976 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city has a significant impact on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than larger metro areas.
The price range example below illustrates how location impacts auto insurance prices.
The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $560
- Choosing higher $1,000 deductibles can save $88 every year
- The average price for the average middle-age driver who chooses $500 deductibles is $924
- Choosing more expensive low deductibles for comp and collision coverage costs an extra $166 a year
- High-risk insureds with multiple violations and an at-fault accident could pay around $1,976 or more
- The price to insure a teen driver with full coverage can cost $3,622 each year
Insurance prices for a Chrysler Town and Country are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Town and Country.
Choosing high deductibles can save as much as $260 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles could pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,100 to $1,500 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 41% to 133% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,320 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $836 | -$88 | -9.5% |
| Alaska | $708 | -$216 | -23.4% |
| Arizona | $766 | -$158 | -17.1% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,052 | $128 | 13.9% |
| Colorado | $880 | -$44 | -4.8% |
| Connecticut | $950 | $26 | 2.8% |
| Delaware | $1,044 | $120 | 13.0% |
| Florida | $1,152 | $228 | 24.7% |
| Georgia | $856 | -$68 | -7.4% |
| Hawaii | $662 | -$262 | -28.4% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $688 | -$236 | -25.5% |
| Indiana | $698 | -$226 | -24.5% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $876 | -$48 | -5.2% |
| Kentucky | $1,260 | $336 | 36.4% |
| Louisiana | $1,368 | $444 | 48.1% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $762 | -$162 | -17.5% |
| Massachusetts | $738 | -$186 | -20.1% |
| Michigan | $1,602 | $678 | 73.4% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,106 | $182 | 19.7% |
| Missouri | $818 | -$106 | -11.5% |
| Montana | $992 | $68 | 7.4% |
| Nebraska | $728 | -$196 | -21.2% |
| Nevada | $1,108 | $184 | 19.9% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $816 | -$108 | -11.7% |
| New York | $972 | $48 | 5.2% |
| North Carolina | $532 | -$392 | -42.4% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $636 | -$288 | -31.2% |
| Oklahoma | $946 | $22 | 2.4% |
| Oregon | $846 | -$78 | -8.4% |
| Pennsylvania | $880 | -$44 | -4.8% |
| Rhode Island | $1,232 | $308 | 33.3% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $780 | -$144 | -15.6% |
| Tennessee | $808 | -$116 | -12.6% |
| Texas | $1,112 | $188 | 20.3% |
| Utah | $684 | -$240 | -26.0% |
| Vermont | $630 | -$294 | -31.8% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $712 | -$212 | -22.9% |
| West Virginia | $846 | -$78 | -8.4% |
| Wisconsin | $636 | -$288 | -31.2% |
| Wyoming | $822 | -$102 | -11.0% |
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $884 | $74 |
| Chrysler Town and Country Touring | $910 | $76 |
| Chrysler Town and Country Signature | $932 | $78 |
| Chrysler Town and Country Touring Plus | $932 | $78 |
| Chrysler Town and Country Limited | $966 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $224 | $310 | $390 | $1,060 |
| 2012 Chrysler Town and Country | $176 | $210 | $402 | $924 |
| 2010 Chrysler Town and Country | $162 | $170 | $398 | $866 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Chrysler Town and Country Insurance
Getting lower rates on Chrysler Town and Country insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and qualifying for all possible discounts. Spend time shopping around every other policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The following is a quick rundown of the ideas that were touched on above.
- Teens are the costliest to insure, possibly costing $302 a month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions could be charged and average of $1,050 more per year for Town and Country insurance
- Increasing physical damage deductibles could save as much as $250 each year
- You may be able to save around $100 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,090 |
| 30 | $944 |
| 40 | $924 |
| 50 | $848 |
| 60 | $830 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,090 |
| $250 | $1,016 |
| $500 | $924 |
| $1,000 | $836 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,046 |
| 100/300 | $1,147 |
| 250/500 | $1,408 |
| 100 CSL | $1,087 |
| 300 CSL | $1,308 |
| 500 CSL | $1,469 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,116 |
| 20 | $3,326 |
| 30 | $1,998 |
| 40 | $1,976 |
| 50 | $1,884 |
| 60 | $1,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $364 |
Discounts are estimated and may not be available from every company or in every state.
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