Chrysler Town and Country Insurance Rates

The average auto insurance rates for a Chrysler Town and Country are $924 annually with full coverage. Comprehensive costs around $176 a year, collision insurance costs $210, and liability is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs around $1,976. Teen drivers cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above demonstrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $560
• Raising to $1,000 deductibles will save about $836 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $924
• Choosing low $100 deductibles will cost $1,090
• At-risk drivers with multiple violations and an at-fault accident could pay at least $1,976
• Policy cost with full coverage for a teen driver can be $3,622

Car insurance rates for a Chrysler Town and Country also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $260 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find rates as low as $670 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,250 on average in Florida, Michigan, and New York.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Chrysler Town and Country Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to shop around at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the concepts that were raised in the charts and tables above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,050 more every year to insure a Chrysler Town and Country
• Drivers under the age of 20 are the costliest to insure, as much as $302 each month if comprehensive and collision insurance is included
• You may be able to save up to $100 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• You may be able to save up to $100 per year just by quoting early and online