Chrysler Town and Country Insurance Rates

Average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive insurance costs on average $176, collision costs $210, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $1,976 or more. Teenage drivers receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Town and Country models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

These examples show why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best discount rate is $560
• Drivers who choose higher $1,000 deductibles will pay around $88 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $924
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $166 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,976 or more
• The cost that insures a teenage driver for full coverage may cost $3,622 a year

Insurance rates for a Chrysler Town and Country can also vary considerably based on the model of your Town and Country, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,100 to $1,500 extra per year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can cost around 41% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $3,600 a year. View Rates by Age

Where you live makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,320 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles could save up to $260 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chrysler Town and Country Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having above-average credit, eliminating unneeded coverage, and bundling your home and auto policies. Compare prices at every policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief review of the data touched on above.

• Consumers who require more liability protection will pay an extra $440 each year to go from a minimum limit to the 250/500 level
• Drivers can save as much as $100 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $250 each year
• Youthful drivers pay the highest rates, costing as high as $302 per month if full coverage is included