Chrysler Town and Country Insurance Rates

The average insurance prices for a Chrysler Town and Country are $960 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $190 a year, collision insurance costs $228, and liability insurance is estimated at $406. A liability-only policy costs approximately $450 a year, and high-risk insurance costs $2,052 or more. Teens cost the most to insure at up to $3,736 a year.

Average premium for full coverage: $960

Policy rates broken down by type of insurance:

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why it is important to get quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $581
• Choosing higher $1,000 deductibles can save approximately $864 each year
• The average price for a good driver age 40 who has $500 deductibles is $960
• Selecting low $100 deductibles for comp and collision coverage costs an extra $180 a year
• High-risk insureds with serious driving violations could pay up to $2,052
• Policy cost to insure a teen driver can cost as much as $3,736 each year

Car insurance rates for a Chrysler Town and Country also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,300 on average in Florida, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Chrysler Town and Country Insurance

Finding cheaper rates on Chrysler Town and Country insurance takes having a good driving record, maintaining a good credit score, being claim-free, and possibly higher deductibles. Take the time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a condensed summary of the ideas that were covered in the above illustrations.

• Drivers age 20 and younger have the highest car insurance rates, possibly costing $311 each month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,090 more annually to buy Chrysler Town and Country insurance
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• It is possible to save approximately $110 per year just by quoting early and online