Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive costs an estimated $176 each year, collision insurance costs $210, and liability costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $1,976. 16-year-old drivers cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than congested cities. The graphic below illustrates how where you live affects insurance prices.

The examples above show why all drivers should compare prices for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Chrysler Town and Country insurance rates for other coverage scenarios.

• The best full coverage rate is $560
• Using higher $1,000 deductibles will save approximately $88 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $924
• Buying low deductibles for physical damage coverage bumps up the cost to $1,090
• High-risk insureds with multiple tickets or accidents could pay up to $1,976
• Policy cost that insures a 16-year-old driver can cost as much as $3,622 or more

Insurance rates for a Chrysler Town and Country also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,100 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers can be from 41% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $3,600 a year. View Rates by Age

Your home state has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $610 a year in states like Iowa, Maine, and Idaho, or at least $1,320 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles could cut rates by as much as $260 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Comparison shop every couple of years by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The points below are a review of the material that was touched on in the above illustrations.

• Insureds who want increased liability limits will pay around $440 each year to increase from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 are charged the highest rates, costing up to $302 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,050 more annually to insure a Chrysler Town and Country
• Increasing comprehensive and collision deductibles can save approximately $250 each year