Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage. Comprehensive insurance costs on average $176 each year, collision costs $210, and liability coverage costs $402. A policy with just liability insurance costs as little as $446 a year, with coverage for high-risk drivers costing $1,976 or more. Teen drivers pay the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Price estimates by individual coverage:

Rates are based on $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Town and Country models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have fewer accident claims than larger metro areas.

The graphic below illustrates the effect of geographic area on car insurance rates.

The ranges above show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $560
• Drivers who choose higher $1,000 deductibles will pay around $88 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $924
• Choosing low deductibles for comprehensive and collision insurance costs an additional $166 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,976 or more
• The price with full coverage for a teenage driver may cost $3,622 a year

Insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,100 to $1,500 extra each year, depending on your age. Insurance for high-risk drivers can cost around 41% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $260 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or as much as $1,320 on average in Michigan, Louisiana, and New York.

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Chrysler Town and Country Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Take the time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a quick review of the material that was covered in the above illustrations.

• Consumers who require higher liability limits will pay about $440 each year to go from a low limit to higher 250/500 limits
• Teens pay the highest prices, with premiums as much as $302 a month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,050 more each year for Town and Country insurance
• Increasing physical damage deductibles could save up to $250 each year