Chrysler Town and Country Insurance Rates

Average auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage insurance. Comprehensive costs approximately $176, collision costs $210, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $1,976. Teenage drivers receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates by individual coverage type:

These estimates include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Town and Country trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The best discount rate is $560
• Choosing higher $1,000 deductibles can save $88 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $924
• Using more expensive low deductibles for comp and collision coverage will cost $1,090
• Drivers who are prone to accidents and violations could pay around $1,976 or more
• The cost with full coverage for a teenage driver with full coverage can cost $3,622 each year

Insurance rates for a Chrysler Town and Country can also vary considerably based on the trim level of your Town and Country, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,100 to $1,500 extra per year, depending on your age. High-risk driver insurance ranges around 41% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $260 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,250 on average in Florida, New York, and Michigan.

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chrysler Town and Country Insurance

Saving money on auto insurance takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at least every other year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following is a brief summary of the car insurance concepts covered in the charts and tables above.

• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,050 more per year for Town and Country insurance
• It is possible to save around $100 per year simply by shopping early and online
• Increasing deductibles could save up to $250 each year
• Consumers who purchase higher liability limits will pay an extra $440 annually to raise limits from a minimum limit to higher 250/500 limits