Chrysler Town and Country Insurance Rates

U.S. average insurance rates for a Chrysler Town and Country are $960 a year including full coverage. Comprehensive costs around $190 a year, collision costs $228, and liability costs $406. Buying just liability costs as little as $450 a year, with insurance for high-risk drivers costing around $2,052. Teenage drivers pay the highest rates at $3,736 a year or more.

Average premium for full coverage: $960

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $581
• Drivers who choose higher $1,000 deductibles will pay about $864 every year
• The estimated price for the average middle-age driver using $500 deductibles is $960
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,140
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,052 or more
• The price that insures a teen driver can be $3,736 a year

Insurance prices for a Chrysler Town and Country are also quite variable based on the trim level of your Town and Country, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,100 to $1,600 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $3,700 a year. View Rates by Age

The state you live in makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,370 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could save up to $280 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chrysler Town and Country Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having a good credit score, being claim-free, and taking advantage of discounts. Compare prices at least every other year by quoting rates from direct car insurance companies, and also from local insurance agencies.

The points below are a brief review of the car insurance concepts covered above.

• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,090 more every year to insure a Chrysler Town and Country
• You may be able to save up to $110 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $275 each year
• Policyholders who may need increased liability limits will pay an extra $450 per year to go from a low limit to the 250/500 level