Chrysler Town and Country Insurance Rates

The average auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage insurance. Comprehensive costs an estimated $176, collision costs $210, and liability costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $1,976. Teenage drivers cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The best discount rate is $560
• Using higher $1,000 deductibles will save approximately $88 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $924
• Using more expensive low deductibles for physical damage coverage will cost $1,090
• High-risk insureds who are prone to accidents and violations could pay up to $1,976 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $3,622 or more

Insurance rates for a Chrysler Town and Country also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,100 to $1,500 additional every year, depending on your age. High-risk driver insurance can be from 41% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $260 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,250 on average in Florida, New York, and Michigan.

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country requires having a decent driving record, having good credit, being claim-free, and maximizing policy discounts. Make time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a recap of the ideas that were touched on in this article.

• 16 to 18-year-old drivers are expensive to insure, possibly costing $302 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,050 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $250 each year
• It is possible to save approximately $100 per year simply by shopping early and online