Chrysler Town and Country Insurance Rates

Estimated insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage. Comprehensive insurance costs on average $176 each year, collision costs $210, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $1,976 or more. Teens pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates by type of coverage:

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Town and Country models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $560
• Drivers who choose higher $1,000 deductibles will pay around $88 a year
• The average price for a 40-year-old good driver with $500 deductibles is $924
• Selecting low deductibles for comprehensive and collision insurance costs an extra $166 every year
• Higher-risk drivers with serious driving violations could pay upwards of $1,976 or more
• An auto insurance policy to insure a teen driver may cost $3,622 a year

Insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Town and Country.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,320 on average in Michigan, Louisiana, and New York.

With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Chrysler Town and Country Insurance

Finding better rates on car insurance not only requires having a good driving record, but also having good credit, not filing small claims, and bundling your home and auto policies. Invest time comparing rates at every policy renewal by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The next list is a summary of the data covered in the charts and tables above.

• Policyholders who require increased levels of liability coverage will pay approximately $440 each year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers can save as much as $100 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $250 each year
• Drivers age 20 and younger pay the highest prices, as much as $302 per month if they have full coverage