Chrysler Town and Country Insurance Rates

U.S. average insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive insurance costs approximately $176, collision insurance costs $210, and liability insurance costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs $1,976 or more. Teen drivers pay the highest rates at up to $3,622 a year.

Average premium for full coverage: $924

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Town and Country models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $560
• Drivers who choose higher $1,000 deductibles will pay $88 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $924
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $166 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $1,976
• The price for full coverage for a teen driver for full coverage can cost $3,622 a year

Insurance prices for a Chrysler Town and Country are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

The state you live in makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,250 on average in Florida, New York, and Michigan.

Choosing high deductibles could save up to $260 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,500 extra each year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can cost anywhere from 41% to 133% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chrysler Town and Country Insurance

Getting lower rates on Chrysler Town and Country insurance not only requires having a decent driving record, but also maintaining good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a quick rundown of the data covered in the charts and tables above.

• Drivers who purchase additional liability coverage will pay about $440 annually to go from a low limit to 250/500 limits
• It is possible to save around $100 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $250 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $302 a month for full coverage