Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive insurance costs approximately $176 a year, collision insurance costs $210, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs $1,976 or more. Teen drivers cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how your location can change auto insurance prices.

The examples above show why it is important to get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $560
• Choosing higher $1,000 deductibles can save $836 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $924
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $166 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $1,976
• Policy cost that insures a teen driver can cost $3,622 each year

Insurance rates for a Chrysler Town and Country also range considerably based on the trim level of your Town and Country, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,100 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 41% to 133% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or as much as $1,320 on average in New York, Louisiana, and Michigan.

Choosing high deductibles can save as much as $260 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chrysler Town and Country Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Shop around every year by getting quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a quick rundown of the coverage data illustrated above.

• Drivers can save around $100 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Youthful drivers are the costliest to insure, costing up to $302 each month if comprehensive and collision insurance is included
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,050 more per year than a low-risk driver