Chrysler Town and Country Insurance Rates

Estimated auto insurance rates for a Chrysler Town and Country are $960 annually with full coverage. Comprehensive insurance costs on average $190 a year, collision insurance costs $228, and liability coverage costs $406. A policy with only liability insurance costs as little as $450 a year, and a high-risk policy costs $2,052 or more. Teenage drivers pay the most at up to $3,736 a year.

Average premium for full coverage: $960

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.

These rate differences demonstrate why it is important to compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best discount rate is $581
• Drivers who choose higher $1,000 deductibles will pay around $864 annually
• The estimated rate for a 40-year-old good driver with $500 deductibles is $960
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $180 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,052
• An auto insurance policy with full coverage for a teenage driver may cost $3,736 a year

Car insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $3,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $690 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Chrysler Town and Country Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, being claim-free, and possibly raising deductibles. Invest time comparing rates at every other renewal by requesting rates from direct companies, and also from local independent and exclusive agents.

Below you'll find a summary of the concepts that were covered in the charts and tables above.

• Drivers who have multiple accidents or major violations pay an average of $1,090 more each year than a low-risk driver
• Youthful drivers are expensive to insure, possibly costing $311 per month if comprehensive and collision insurance is included
• You may be able to save as much as $110 per year just by quoting early and online
• Increasing policy deductibles could save up to $275 each year
• You may be able to save as much as $110 per year just by quoting early and online