Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive insurance costs an estimated $176 a year, collision insurance costs $210, and liability insurance is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs $1,976 or more. Teens cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

The examples above show why it is important to compare rates quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $560
• Raising to $1,000 deductibles will save approximately $836 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $924
• Selecting low $100 deductibles will cost an additional $166 a year
• Higher-risk drivers with serious driving violations could pay up to $1,976
• Policy cost that insures a teen driver can cost as much as $3,622

Insurance rates for a Chrysler Town and Country also range considerably based on the trim level of your Town and Country, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $3,600 a year. View Rates by Age

Your home state also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find rates as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,320 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chrysler Town and Country Insurance

Finding cheaper rates on Chrysler Town and Country insurance consists of not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates every time your policy renews by quoting rates from direct carriers, and also from your local independent and exclusive agents.

The following is a brief review of the information presented in the illustrations above.

• Drivers can save approximately $100 per year just by quoting early and online
• Teens are charged the highest rates, costing up to $302 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,050 more annually for Town and Country insurance
• Drivers who want higher liability limits will pay approximately $440 each year to raise from a 30/60 limit to the 250/500 level