Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive insurance costs around $176 a year, collision costs $210, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $1,976 or more. Teenage drivers pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates for type of coverage:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

These rate differences show why it is important to get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $560
• Choosing higher $1,000 deductibles can save about $836 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $924
• Using low $100 deductibles for comp and collision coverage will cost an additional $166 each year
• Drivers who are prone to accidents and violations could pay at least $1,976 or more
• An auto insurance policy that insures a teenage driver can be $3,622 each year

Auto insurance prices for a Chrysler Town and Country also have a wide range based on the trim level of your Town and Country, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,100 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges around 41% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,320 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can save as much as $260 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chrysler Town and Country Insurance

Finding better rates on auto insurance takes being a safe and courteous driver, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every year by requesting rates from direct carriers, and also from several local insurance agents.

Below is a review of the coverage data covered in the charts and tables above.

• Drivers can save up to $100 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $250 each year
• Teenage drivers are expensive to insure, as much as $302 per month if the policy includes full coverage
• Drivers who have several accidents or serious violations pay on average $1,050 more every year for auto insurance