Chrysler Town and Country Insurance Rates

Estimated auto insurance rates for a Chrysler Town and Country are $924 annually with full coverage. Comprehensive insurance costs around $176 a year, collision costs $210, and liability insurance costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $1,976 or more. Teens pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates for type of coverage:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These rate differences demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $560
• Using higher $1,000 deductibles will save about $836 annually
• The estimated rate for a 40-year-old good driver using $500 deductibles is $924
• Selecting low $100 deductibles for physical damage coverage costs an additional $166 a year
• Drivers with serious driving violations could pay at least $1,976 or more
• An auto insurance policy with full coverage for a teen driver can be $3,622 or more

Auto insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,100 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $260 each year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Chrysler Town and Country insurance rates. A driver around age 40 might see prices as low as $670 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,250 on average in Florida, Michigan, and New York.

With such a large range in prices, the best way to find out your exact price is to get quotes from as many companies as possible. Each insurance company calculates prices differently, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Chrysler Town and Country Insurance

Finding better rates on Chrysler Town and Country insurance requires being safe and accident-free, having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to shop around every time your policy renews by requesting rates from direct companies, and also from local exclusive and independent agents.

Below you'll find a recap of the information raised in the charts and tables above.

• You may be able to save up to $100 per year simply by quoting early and online
• Youthful drivers are expensive to insure, possibly costing $302 per month if full coverage is included
• Increasing policy deductibles could save up to $250 each year
• High-risk drivers that have major violations or accidents may pay on average $1,050 more every year than a low-risk driver
• Drivers who may need more liability protection will pay approximately $440 every year to increase from 30/60 bodily injury limits to higher 250/500 limits