Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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Estimated auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage. Comprehensive costs an estimated $176, collision insurance costs $210, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $1,976. Teens pay the most at up to $3,622 a year.
Average premium for full coverage: $924
Premium estimates broken down by type of coverage:
Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for all Town and Country models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Chrysler Town and Country range from as cheap as $446 for the bare minimum liability coverage to the much higher price of $1,976 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.
These rate differences show why everyone should get quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Chrysler Town and Country insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $560
- Choosing higher $1,000 deductibles can save approximately $88 a year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $924
- Selecting pricier low deductibles for comp and collision coverage will cost $1,090
- High-risk insureds with serious driving violations could pay up to $1,976
- An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $3,622 each year
Insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driver profile, and liability limits and deductibles.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying $1,100 to $1,500 extra annually, depending on your age. Chrysler Town and Country insurance for high-risk drivers ranges anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $260 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,320 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $836 | -$88 | -9.5% |
| Alaska | $708 | -$216 | -23.4% |
| Arizona | $766 | -$158 | -17.1% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,052 | $128 | 13.9% |
| Colorado | $880 | -$44 | -4.8% |
| Connecticut | $950 | $26 | 2.8% |
| Delaware | $1,044 | $120 | 13.0% |
| Florida | $1,152 | $228 | 24.7% |
| Georgia | $856 | -$68 | -7.4% |
| Hawaii | $662 | -$262 | -28.4% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $688 | -$236 | -25.5% |
| Indiana | $698 | -$226 | -24.5% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $876 | -$48 | -5.2% |
| Kentucky | $1,260 | $336 | 36.4% |
| Louisiana | $1,368 | $444 | 48.1% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $762 | -$162 | -17.5% |
| Massachusetts | $738 | -$186 | -20.1% |
| Michigan | $1,602 | $678 | 73.4% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,106 | $182 | 19.7% |
| Missouri | $818 | -$106 | -11.5% |
| Montana | $992 | $68 | 7.4% |
| Nebraska | $728 | -$196 | -21.2% |
| Nevada | $1,108 | $184 | 19.9% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $816 | -$108 | -11.7% |
| New York | $972 | $48 | 5.2% |
| North Carolina | $532 | -$392 | -42.4% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $636 | -$288 | -31.2% |
| Oklahoma | $946 | $22 | 2.4% |
| Oregon | $846 | -$78 | -8.4% |
| Pennsylvania | $880 | -$44 | -4.8% |
| Rhode Island | $1,232 | $308 | 33.3% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $780 | -$144 | -15.6% |
| Tennessee | $808 | -$116 | -12.6% |
| Texas | $1,112 | $188 | 20.3% |
| Utah | $684 | -$240 | -26.0% |
| Vermont | $630 | -$294 | -31.8% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $712 | -$212 | -22.9% |
| West Virginia | $846 | -$78 | -8.4% |
| Wisconsin | $636 | -$288 | -31.2% |
| Wyoming | $822 | -$102 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $884 | $74 |
| Chrysler Town and Country Touring | $910 | $76 |
| Chrysler Town and Country Signature | $932 | $78 |
| Chrysler Town and Country Touring Plus | $932 | $78 |
| Chrysler Town and Country Limited | $966 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $224 | $310 | $390 | $1,060 |
| 2012 Chrysler Town and Country | $176 | $210 | $402 | $924 |
| 2010 Chrysler Town and Country | $162 | $170 | $398 | $866 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Chrysler Town and Country Insurance
Finding better rates on Chrysler Town and Country insurance takes avoiding accidents and violations, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every couple of years by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.
The list below is a recap of the material that was touched on in the above illustrations.
- Drivers who want higher liability limits will pay approximately $440 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- Teenagers are charged the highest prices, as much as $302 per month including comprehensive and collision insurance
- High-risk drivers that have major violations or accidents may pay on average $1,050 more annually for car insurance
- Increasing policy deductibles could save up to $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,090 |
| 30 | $944 |
| 40 | $924 |
| 50 | $848 |
| 60 | $830 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,090 |
| $250 | $1,016 |
| $500 | $924 |
| $1,000 | $836 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,046 |
| 100/300 | $1,147 |
| 250/500 | $1,408 |
| 100 CSL | $1,087 |
| 300 CSL | $1,308 |
| 500 CSL | $1,469 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,116 |
| 20 | $3,326 |
| 30 | $1,998 |
| 40 | $1,976 |
| 50 | $1,884 |
| 60 | $1,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $364 |
Discounts are estimated and may not be available from every company or in every state.
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