Chrysler Town and Country Insurance Rates

Average insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive costs on average $176 a year, collision costs $210, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $1,976. 16-year-old drivers receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Town and Country trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why it is important to compare rates quotes based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $560
• Raising to $1,000 deductibles will save around $836 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $924
• Buying low $100 deductibles bumps up the cost to $1,090
• At-risk drivers with multiple tickets or accidents could pay upwards of $1,976 or more
• The cost that insures a teen driver may cost $3,622

Car insurance rates for a Chrysler Town and Country can also vary considerably based on the trim level of your Town and Country, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,100 to $1,500 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $3,600 a year. View Rates by Age

Where you live also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find rates as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,250 on average in Michigan, New York, and Florida.

Opting for high physical damage deductibles can reduce rates by up to $260 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chrysler Town and Country Insurance

Saving money on car insurance consists of having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief recap of the primary concepts that were covered in the above illustrations.

• It is possible to save as much as $100 per year simply by quoting early and online
• Higher risk drivers who tend to receive serious violations may pay on average $1,050 more each year than a driver with a clean driving record
• Increasing deductibles can save approximately $250 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $302 per month if full coverage is purchased