Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive costs an estimated $176 a year, collision costs $210, and liability costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $1,976. Teens cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $560
• Using higher $1,000 deductibles will save approximately $836 a year
• The average rate for a good driver age 40 who has $500 deductibles is $924
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,090
• High-risk insureds with serious driving violations could pay up to $1,976 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $3,622 or more

Insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the trim level of your Town and Country, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $3,600 a year. View Rates by Age

Your home state has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,320 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,100 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy can be from 41% to 133% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes from multiple companies. Each insurance company calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country requires avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief recap of the concepts that were covered above.

• Drivers considered higher risk who tend to receive serious violations pay an average of $1,050 more annually for car insurance
• Teenagers are expensive to insure, costing up to $302 each month including comprehensive and collision insurance
• Drivers can save approximately $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers can save approximately $100 per year simply by quoting early and online