Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year including full coverage. Comprehensive costs on average $176, collision costs $210, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $1,976. Teenage drivers cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best discount rate is $560
• Using higher $1,000 deductibles will save around $88 every year
• The average rate for a good driver age 40 with $500 deductibles is $924
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,090
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,976 or more
• Policy cost for full coverage for a teenage driver with full coverage may cost $3,622 or more

Insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the model of your Town and Country, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $3,600 a year. View Rates by Age

Your home state has a huge impact on Chrysler Town and Country insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,320 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could cut rates by as much as $260 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,100 to $1,500 additional every year, depending on your age. High-risk driver insurance can be around 41% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chrysler Town and Country Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Take the time to comparison shop every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a review of the material that was touched on in the above illustrations.

• Consumers who require increased liability limits will pay an extra $440 per year to increase from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 pay higher rates, with premiums being up to $302 each month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations may pay on average $1,050 more each year to insure a Chrysler Town and Country
• Increasing comprehensive and collision deductibles can save around $250 each year