Chrysler Town and Country Insurance Rates

U.S. average insurance prices for a Chrysler Town and Country are $960 every 12 months including full coverage. Comprehensive costs on average $190 a year, collision insurance costs $228, and liability insurance is estimated at $406. Buying just liability costs approximately $450 a year, and insurance for high-risk drivers costs around $2,052. Teen drivers pay the highest rates at up to $3,736 a year.

Average premium for full coverage: $960

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $581
• Choosing higher $1,000 deductibles can save around $864 every year
• The average price for the average middle-age driver with $500 deductibles is $960
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,140
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,052
• The price to insure a teen driver may cost $3,736 each year

Insurance prices for a Chrysler Town and Country are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Town and Country.

Choosing high deductibles can save as much as $280 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,100 to $1,600 additional each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 128% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,370 on average in Michigan, New York, and Louisiana.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Chrysler Town and Country Insurance

Getting lower rates on Chrysler Town and Country insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick rundown of the material that was covered in the above illustrations.

• Drivers who require higher liability limits will pay about $450 per year to raise limits from a low limit to a 250/500 level
• Teenagers pay higher prices, possibly costing $311 a month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,090 more each year for car insurance
• Increasing physical damage deductibles could save as much as $275 each year