Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $960 a year including full coverage. Comprehensive costs around $190, collision costs $228, and liability is estimated at $406. Liability-only insurance costs approximately $450 a year, with high-risk driver insurance costing around $2,052. 16-year-old drivers pay the most at $3,736 a year or more.

Average premium for full coverage: $960

Premium estimates for type of coverage:

Rates are based on $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $581
• Choosing higher $1,000 deductibles can save about $96 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $960
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,140
• Unlucky drivers with multiple tickets or accidents could pay at least $2,052 or more
• An auto insurance policy that insures a teen driver with full coverage can be $3,736 each year

Insurance prices for a Chrysler Town and Country also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,100 to $1,600 additional annually, depending on your age. High-risk driver insurance ranges as much as 43% to 128% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $3,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,370 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles can save as much as $280 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $366 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Chrysler Town and Country Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Comparison shop at every other renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following is a quick review of the concepts that were presented in the illustrations above.

• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,090 more every year for Town and Country insurance
• Teens are charged the highest prices, with the cost nearing $311 per month if comprehensive and collision insurance is included
• You may be able to save up to $110 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $275 each year
• You may be able to save up to $110 per year simply by shopping early and online