Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $960 a year for full coverage insurance. Comprehensive costs an estimated $190 a year, collision insurance costs $228, and liability costs around $406. Liability-only coverage costs as low as $450 a year, and high-risk coverage costs around $2,052. Teens cost the most to insure at up to $3,736 a year.

Average premium for full coverage: $960

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $581
• Using higher $1,000 deductibles will save approximately $864 each year
• The average rate for a good driver age 40 who has $500 deductibles is $960
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,140
• High-risk insureds with serious driving violations could pay up to $2,052
• Policy cost for full coverage for a 16-year-old driver can cost as much as $3,736 or more

Insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $3,700 a year. View Rates by Age

Your home state has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,300 on average in Florida, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country requires being a good driver, having a good credit history, being claim-free, and possibly raising deductibles. Make time to compare rates every couple of years by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief review of the material that was touched on in this article.

• Insureds who want an increased level of liability coverage will pay approximately $450 annually to increase from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, possibly costing $311 each month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,090 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save around $275 each year