Chrysler Town and Country Insurance Rates

The average auto insurance rates for a Chrysler Town and Country are $960 annually with full coverage. Comprehensive costs on average $190, collision insurance costs $228, and liability is estimated at $406. Buying just liability costs approximately $450 a year, and insurance for high-risk drivers costs around $2,052. Teen drivers cost the most to insure at up to $3,736 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $581
• Choosing higher $1,000 deductibles can save around $96 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $960
• Choosing pricier low deductibles for comp and collision coverage will cost $1,140
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,052
• Policy cost with full coverage for a 16-year-old driver for full coverage may cost $3,736 each year

Insurance rates for a Chrysler Town and Country also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 extra every year, depending on your age. Chrysler Town and Country insurance for high-risk drivers ranges from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $280 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $690 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,300 on average in Florida, Michigan, and New York.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country takes being safe and accident-free, having a good credit history, not filing small claims, and determing if full coverage is necessary. Set aside time to compare rates every time your policy renews by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the information covered above.

• You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
• Youthful drivers pay the highest rates, as much as $311 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,090 more each year than a low-risk driver
• Insureds who require more liability protection will pay about $450 every year to raise limits from a 30/60 limit to higher 250/500 limits