Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $960 a year for full coverage. Comprehensive insurance costs around $190 each year, collision insurance costs $228, and liability costs around $406. Liability-only insurance costs as low as $450 a year, and high-risk driver insurance costs $2,052 or more. Teen drivers pay the most at up to $3,736 a year.

Average premium for full coverage: $960

Premium estimates for type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Town and Country models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance rates.

These rate differences show why all drivers should compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $581
• Using higher $1,000 deductibles will save about $96 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $960
• Choosing low deductibles for physical damage coverage will cost an extra $180 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,052
• An auto insurance policy for full coverage for a 16-year-old driver can be $3,736 or more

Insurance prices for a Chrysler Town and Country also have a wide range based on your driving characteristics, the trim level of your Town and Country, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Idaho, Maine, and Iowa, or as much as $1,370 on average in Michigan, Louisiana, and New York.

Choosing high deductibles could cut prices by as much as $280 annually, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $366 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,100 to $1,600 additional annually, depending on your age. Insurance for high-risk drivers can be from 43% to 128% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country requires having a decent driving record, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a quick review of the information raised in the charts and tables above.

• Drivers can save up to $110 per year just by quoting online in advance
• 16 to 18-year-old drivers are charged the highest prices, as much as $311 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $275 each year
• Drivers considered higher risk with a DUI or reckless driving violation may be required to pay an average of $1,090 more every year than a driver with a clean driving record
• Insureds who may need additional liability coverage will pay about $450 each year to increase from 30/60 bodily injury limits to 250/500 limits