Dodge Ram-350 Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

Reviewed by:

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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Reviewed by Michelle Robbins

Licensed Insurance Agent

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UPDATED: May 27, 2023

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Shopping for auto insurance through online rate quotes saves time, is easy to do, in addition you may find lower rates. The key to finding lower rates is to take the time to get rates from as many companies as possible so you can get the best prices.

Comparing auto insurance rates direct online can be complicated if you are a beginner to online quotes. Don't let that stop you because we're going to show you how. The are a couple different ways to get quotes from auto insurance companies in your area. The simplest method to find competitive Dodge Ram-350 insurance cost consists of shopping online. This is very easy and can be done by completing this short form.

Criteria which help determine

Insurance premiums for your Dodge Ram-350 can vary widely and are calculated by many factors. A few of these criteria are:

Tickets increase premiums
Credit rating
Where you reside can make a big difference
High miles vs. low miles
Men typically pay more than women
Low deductibles cost more
NTSB crash rating for your vehicle
Your job
The amount of protection requested
Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new Ram-350 models so the payout to repair may end up costing you less. But more recent Ram-350 vehicles have more advanced features including autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights which can give discounted rates.

Auto liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Coverage for collisions - another vehicle or an object, but not an animal. . , . .

Comprehensive (Other than Collision) - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Protection from uninsured/underinsured drivers - This coverage . , . .

Medical payments and PIP coverage - bills ambulance fees, surgery, and doctor visits. . .

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