Fiat 500L Insurance Rates

The average insurance rates for a Fiat 500L are $1,176 a year for full coverage insurance. Comprehensive costs an estimated $180, collision insurance costs $292, and liability coverage costs $524. A liability-only policy costs as little as $580 a year, and high-risk insurance costs around $2,544. Teenage drivers cost the most to insure at up to $4,736 a year.

Average premium for full coverage: $1,176

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different 500L trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how where you live affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Fiat 500L insurance rates for other coverage scenarios.

• The best discount rate is $706
• Drivers who choose higher $1,000 deductibles will pay approximately $108 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,176
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,382
• High-risk insureds who are prone to accidents and violations could pay up to $2,544
• Policy cost that insures a teenage driver with full coverage can cost as much as $4,736 a year

View Chart as Image

Car insurance rates for a Fiat 500L also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,700 a year. View Rates by Age

Your home state makes a big difference in Fiat 500L insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $320 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $471 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Fiat 500L Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having a positive credit history, being claim-free, and possibly higher deductibles. Compare prices every year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following list is a brief summary of the coverage data touched on in the above illustrations.

• It is possible to save approximately $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Drivers age 16 to 20 have the highest car insurance rates, possibly costing $395 each month if full coverage is purchased
• Drivers that tend to have accidents or serious violations may have to pay on average $1,370 more annually than a safer driver