Fiat 500L Insurance Rates

Average insurance rates for a Fiat 500L are $1,176 a year for full coverage. Comprehensive insurance costs around $180 a year, collision insurance costs $292, and liability coverage costs around $524. Liability-only coverage costs as low as $580 a year, and high-risk coverage costs $2,544 or more. Teenage drivers receive the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and 500L trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

These examples show why it is important to compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Fiat 500L insurance rates for additional coverage choices and driver risks.

• The best discount rate is $706
• Using higher $1,000 deductibles will save about $1,068 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,176
• Using low $100 deductibles for physical damage coverage will cost an additional $206 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,544
• The cost that insures a teenage driver can be $4,736 or more

View Chart as Image

Car insurance rates for a Fiat 500L can also vary considerably based on the trim level of your 500L, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,700 a year. View Rates by Age

Where you live has a huge impact on Fiat 500L insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,680 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $320 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $471 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Fiat 500L Insurance

Saving money on auto insurance requires being a good driver, having a positive credit history, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick review of the information illustrated above.

• Drivers can save up to $130 per year just by quoting early and online
• Drivers age 16 to 20 are the costliest to insure, costing as high as $395 per month if full coverage is purchased
• Increasing deductibles can save approximately $325 each year
• Drivers with a DUI or reckless driving violation pay on average $1,370 more every year than a safer driver
• Consumers who may need an increased level of liability coverage will pay an extra $580 each year to increase from a minimum limit to the 250/500 level