Fiat 500L Insurance Rates

U.S. average insurance prices for a Fiat 500L are $1,176 every 12 months including full coverage. Comprehensive costs an estimated $180 a year, collision insurance costs $292, and liability costs $524. Buying just liability costs as little as $580 a year, and insurance for high-risk drivers costs around $2,544. Teenage drivers pay the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Price estimates broken down by individual coverage:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and 500L trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

The ranges above highlight why it is important to compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Fiat 500L insurance rates for other coverage scenarios.

• The best discount rate is $706
• Drivers who choose higher $1,000 deductibles will pay approximately $1,068 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,176
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,382
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,544
• The price to insure a teen driver can cost as much as $4,736 a year

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Insurance prices for a Fiat 500L are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could save up to $320 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $471 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Fiat 500L insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,680 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Low Cost Fiat 500L Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Invest time comparing rates once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a review of the data that was covered in the charts and tables above.

• You may be able to save approximately $130 per year just by quoting early and online
• Policyholders who want more liability coverage will pay an extra $580 per year to go from a low limit to a 250/500 level
• Teen drivers are expensive to insure, possibly costing $395 a month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,370 more annually to insure their 500L