Fiat 500L Insurance Rates

Estimated insurance prices for a Fiat 500L are $1,176 every 12 months for full coverage insurance. Comprehensive costs an estimated $180 a year, collision insurance costs $292, and liability coverage is estimated at $524. A liability-only policy costs approximately $580 a year, and high-risk insurance costs around $2,544. Teen drivers pay the most at up to $4,736 a year.

Average premium for full coverage: $1,176

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and 500L trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

These rate differences illustrate why it is important to get quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Fiat 500L insurance rates for other coverage scenarios.

• The lowest rate with discounts is $706
• Choosing higher $1,000 deductibles can save approximately $1,068 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,176
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,382
• Drivers with multiple violations and an at-fault accident could pay up to $2,544
• An auto insurance policy to insure a teenage driver can cost as much as $4,736 each year

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Auto insurance prices for a Fiat 500L also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing high deductibles can save as much as $320 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $471 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Fiat 500L insurance rates. A good driver about age 40 could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

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How to Shop for Cheap Fiat 500L Insurance

Finding better rates on auto insurance takes being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around at least once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a brief summary of the primary concepts that were touched on above.

• It is possible to save approximately $130 per year just by quoting early and online
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,370 more annually for auto insurance
• Increasing policy deductibles could save as much as $325 each year
• Teenage drivers are the costliest to insure, with premiums being up to $395 per month if comprehensive and collision insurance is included