Fiat 500L Insurance Rates

The average insurance prices for a Fiat 500L are $1,176 every 12 months with full coverage. Comprehensive costs an estimated $180 a year, collision insurance costs $292, and liability insurance costs $524. Buying just liability costs as little as $580 a year, and insurance for high-risk drivers costs around $2,544. Teens cost the most to insure at up to $4,736 a year.

Average premium for full coverage: $1,176

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and 500L trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

The examples above demonstrate why it is important to compare rates for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Fiat 500L insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $706
• Drivers who choose higher $1,000 deductibles will pay approximately $1,068 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,176
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,382
• High risk drivers with serious driving violations could pay up to $2,544
• Policy cost to insure a teen driver can cost as much as $4,736 a year

View Chart as Image

Insurance rates for a Fiat 500L also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $320 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $471 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Fiat 500L insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,590 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Right Fiat 500L Insurance

Finding cheaper rates on Fiat 500L insurance not only requires having a good driving record, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct companies, and also from your local independent and exclusive agents.

The next list is a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save approximately $130 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,370 more annually to buy Fiat 500L insurance
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Drivers age 20 and younger are charged the highest rates, as much as $395 each month if they have full coverage