Fiat 500L Insurance Rates

Average insurance rates for a Fiat 500L are $1,176 a year including full coverage. Comprehensive insurance costs an estimated $180 each year, collision insurance costs $292, and liability coverage is $524. A liability-only policy costs around $580 a year, and high-risk insurance costs $2,544 or more. 16-year-old drivers receive the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and 500L models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how location helps determine insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Fiat 500L insurance rates for other coverage scenarios.

• The best full coverage rate is $706
• Raising to $1,000 deductibles will save approximately $108 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,176
• Buying low deductibles will cost an additional $206 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,544
• The cost that insures a teenage driver can cost as much as $4,736

View Chart as Image

Insurance rates for a Fiat 500L can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

Where you live also has a big influence on Fiat 500L insurance rates. A middle-age driver might find rates as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,680 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $320 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $471 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Fiat 500L Insurance

Saving money on auto insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Comparison shop every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a brief recap of the ideas that were covered in the charts and tables above.

• Drivers under the age of 20 are charged the highest rates, as much as $395 per month if full coverage is included
• Drivers who tend to receive serious violations could be charged and average of $1,370 more annually to insure a Fiat 500L
• Increasing deductibles can save approximately $325 each year
• You may be able to save approximately $130 per year just by quoting online in advance