Fiat 500L Insurance Rates

Average insurance rates for a Fiat 500L are $1,176 a year with full coverage. Comprehensive costs approximately $180 each year, collision insurance costs $292, and liability coverage is $524. Liability-only coverage costs around $580 a year, and high-risk coverage costs around $2,544. Teenage drivers receive the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and 500L models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

These examples demonstrate why all drivers should compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Fiat 500L insurance rates for additional coverage and risk scenarios.

• The best discount rate is $706
• Raising to $1,000 deductibles will save $108 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,176
• Using low deductibles will increase the cost to $1,382
• Unlucky drivers who are prone to accidents and violations could pay around $2,544
• The cost for full coverage for a teenage driver can cost $4,736

View Chart as Image

Car insurance rates for a Fiat 500L can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you live also has a big influence on Fiat 500L insurance rates. A middle-age driver might find rates as low as $850 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,590 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $320 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $471 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Fiat 500L Insurance

Saving money on auto insurance consists of having a good driving record, having above-average credit, eliminating unnecessary coverage, and attention to physical damage deductibles. Set aside time to shop around every couple of years by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a brief recap of the material that was raised in the charts and tables above.

• Consumers who purchase increased levels of liability coverage will pay an extra $580 every year to raise from a minimum limit to 250/500 limits
• Drivers age 20 and younger pay the highest auto insurance rates, with premiums as much as $395 per month if full coverage is included
• Drivers who tend to receive serious violations pay on average $1,370 more per year to buy Fiat 500L insurance
• Increasing deductibles can save around $325 each year