Fiat 500L Insurance Rates

Average insurance rates for a Fiat 500L are $1,176 a year for full coverage insurance. Comprehensive insurance costs on average $180, collision insurance costs $292, and liability costs $524. Liability-only coverage costs as little as $580 a year, and high-risk coverage costs $2,544 or more. Teenage drivers receive the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all 500L models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

These examples illustrate why everyone should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Fiat 500L insurance rates for different risk profiles and scenarios.

• The best discount rate is $706
• Drivers who choose higher $1,000 deductibles will pay around $108 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,176
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $206 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,544
• The cost that insures a 16-year-old driver for full coverage may cost $4,736 a year

View Chart as Image

Car insurance rates for a Fiat 500L can also vary considerably based on the model of your 500L, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,400 to $2,000 extra per year, depending on your age. Fiat 500L insurance for high-risk drivers can cost from 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $4,700 a year. View Rates by Age

Where you live makes a big difference in Fiat 500L insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,590 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $320 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $471 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Fiat 500L Insurance

Saving money on insurance for a Fiat 500L not only requires being a good driver, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at least once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save as much as $130 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,370 more each year than a safer driver
• Increasing deductibles can save approximately $325 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $395 per month if full coverage is purchased