Fiat 500L Insurance Rates

Average insurance rates for a Fiat 500L are $1,198 a year for full coverage insurance. Comprehensive costs approximately $188 each year, collision insurance costs $310, and liability insurance costs around $520. A policy with just liability insurance costs as low as $576 a year, and coverage for high-risk drivers costs around $2,592. Teen drivers receive the highest rates at up to $4,798 a year.

Average premium for full coverage: $1,198

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and 500L models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

These examples illustrate why all drivers should compare prices using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Fiat 500L insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $716
• Using higher $1,000 deductibles will save $114 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,198
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,416
• Drivers with multiple violations and an at-fault accident could pay around $2,592
• The cost that insures a teen driver can cost $4,798 or more

View Chart as Image

Insurance rates for a Fiat 500L can also vary considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 130% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live has a huge impact on Fiat 500L insurance rates. A driver around age 40 might see rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $340 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Fiat 500L Insurance

Saving money on Fiat 500L insurance requires avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Shop around at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a brief recap of the concepts that were touched on above.

• High-risk drivers who tend to receive serious violations could be charged and average of $1,390 more per year to insure a Fiat 500L
• Drivers under the age of 20 are the costliest to insure, costing up to $400 per month if comprehensive and collision insurance is included
• It is possible to save around $140 per year just by quoting online in advance
• Increasing deductibles can save approximately $325 each year
• It is possible to save around $140 per year just by quoting online in advance