Ford Ecosport Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
Estimated insurance rates for a Ford Ecosport are $1,288 a year for full coverage. Comprehensive insurance costs around $248 each year, collision costs $466, and liability is $416. Liability-only insurance costs around $474 a year, with high-risk driver insurance costing $2,794 or more. Teen drivers pay the most at $4,910 a year or more.
Average premium for full coverage: $1,288
Premium estimates for type of coverage:
Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Ecosport models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Ford Ecosport go from as low as $474 for just the minimum liability insurance to a high rate of $2,794 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas.
The graphic below illustrates the effect of geographic area on auto insurance rates.
These rate differences show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Ford Ecosport insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $746
- Raising to $1,000 deductibles will save about $162 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,288
- Choosing low deductibles will cost an extra $316 every year
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,794 or more
- An auto insurance policy for full coverage for a teen driver can be $4,910
Insurance prices for a Ford Ecosport also have a wide range based on your driving characteristics, the trim level of your Ecosport, and deductibles and policy limits.
More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,900 a year. View Rates by Age
Where you choose to live also has a big influence on Ford Ecosport insurance prices. A middle-age driver might find prices as low as $850 a year in states like Idaho, Maine, and Iowa, or as much as $1,840 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,164 | -$124 | -9.6% |
| Alaska | $988 | -$300 | -23.3% |
| Arizona | $1,070 | -$218 | -16.9% |
| Arkansas | $1,288 | -$0 | 0.0% |
| California | $1,466 | $178 | 13.8% |
| Colorado | $1,230 | -$58 | -4.5% |
| Connecticut | $1,324 | $36 | 2.8% |
| Delaware | $1,456 | $168 | 13.0% |
| Florida | $1,612 | $324 | 25.2% |
| Georgia | $1,188 | -$100 | -7.8% |
| Hawaii | $924 | -$364 | -28.3% |
| Idaho | $872 | -$416 | -32.3% |
| Illinois | $960 | -$328 | -25.5% |
| Indiana | $970 | -$318 | -24.7% |
| Iowa | $870 | -$418 | -32.5% |
| Kansas | $1,226 | -$62 | -4.8% |
| Kentucky | $1,758 | $470 | 36.5% |
| Louisiana | $1,908 | $620 | 48.1% |
| Maine | $794 | -$494 | -38.4% |
| Maryland | $1,062 | -$226 | -17.5% |
| Massachusetts | $1,030 | -$258 | -20.0% |
| Michigan | $2,236 | $948 | 73.6% |
| Minnesota | $1,078 | -$210 | -16.3% |
| Mississippi | $1,542 | $254 | 19.7% |
| Missouri | $1,144 | -$144 | -11.2% |
| Montana | $1,384 | $96 | 7.5% |
| Nebraska | $1,016 | -$272 | -21.1% |
| Nevada | $1,544 | $256 | 19.9% |
| New Hampshire | $928 | -$360 | -28.0% |
| New Jersey | $1,438 | $150 | 11.6% |
| New Mexico | $1,140 | -$148 | -11.5% |
| New York | $1,356 | $68 | 5.3% |
| North Carolina | $742 | -$546 | -42.4% |
| North Dakota | $1,054 | -$234 | -18.2% |
| Ohio | $892 | -$396 | -30.7% |
| Oklahoma | $1,322 | $34 | 2.6% |
| Oregon | $1,180 | -$108 | -8.4% |
| Pennsylvania | $1,228 | -$60 | -4.7% |
| Rhode Island | $1,716 | $428 | 33.2% |
| South Carolina | $1,166 | -$122 | -9.5% |
| South Dakota | $1,088 | -$200 | -15.5% |
| Tennessee | $1,128 | -$160 | -12.4% |
| Texas | $1,552 | $264 | 20.5% |
| Utah | $954 | -$334 | -25.9% |
| Vermont | $882 | -$406 | -31.5% |
| Virginia | $772 | -$516 | -40.1% |
| Washington | $998 | -$290 | -22.5% |
| West Virginia | $1,180 | -$108 | -8.4% |
| Wisconsin | $892 | -$396 | -30.7% |
| Wyoming | $1,146 | -$142 | -11.0% |
Choosing high deductibles can reduce prices by up to $480 every year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to know your exact price is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $256 | $478 | $398 | $1,290 |
| 2022 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2021 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2020 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2019 Ford Ecosport | $218 | $400 | $452 | $1,228 |
| 2018 Ford Ecosport | $208 | $376 | $456 | $1,198 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Ford Ecosport Insurance
Finding better rates on car insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to compare rates at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The list below is a quick review of the primary concepts that were covered in the above illustrations.
- Drivers can save up to $150 per year simply by quoting online in advance
- Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,510 more every year for car insurance
- Increasing policy deductibles can save around $475 each year
- Teenagers are charged the highest prices, as much as $409 per month including comprehensive and collision insurance
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,910 |
| 20 | $2,986 |
| 30 | $1,336 |
| 40 | $1,288 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,604 |
| $250 | $1,456 |
| $500 | $1,288 |
| $1,000 | $1,126 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,288 |
| 50/100 | $1,371 |
| 100/300 | $1,475 |
| 250/500 | $1,746 |
| 100 CSL | $1,413 |
| 300 CSL | $1,642 |
| 500 CSL | $1,808 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,988 |
| 20 | $4,756 |
| 30 | $2,848 |
| 40 | $2,794 |
| 50 | $2,668 |
| 60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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