Ford Ecosport Insurance Rates
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
The average auto insurance rates for a Ford Ecosport are $1,290 annually for full coverage. Comprehensive costs an estimated $256 a year, collision insurance costs $478, and liability costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,796. Teens cost the most to insure at up to $4,886 a year.
Average premium for full coverage: $1,290
Policy rates broken down by type of insurance:
Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Ecosport trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Ford Ecosport insurance rates range from as cheap as $460 for the bare minimum liability coverage to a high of $2,796 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Where you live can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.
The examples above show why it is important to compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Ford Ecosport insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $746
- Using higher $1,000 deductibles will save approximately $1,124 a year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,290
- Selecting low $100 deductibles for physical damage coverage will cost $1,614
- Drivers with serious driving violations could pay up to $2,796
- Policy cost with full coverage for a teen driver can cost as much as $4,886 or more
Car insurance rates for a Ford Ecosport also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $490 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Ford Ecosport insurance prices. A driver around age 40 might see rates as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,840 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,470 | $180 | 14.0% |
| Colorado | $1,234 | -$56 | -4.3% |
| Connecticut | $1,328 | $38 | 2.9% |
| Delaware | $1,460 | $170 | 13.2% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $874 | -$416 | -32.2% |
| Illinois | $964 | -$326 | -25.3% |
| Indiana | $972 | -$318 | -24.7% |
| Iowa | $872 | -$418 | -32.4% |
| Kansas | $1,228 | -$62 | -4.8% |
| Kentucky | $1,762 | $472 | 36.6% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $796 | -$494 | -38.3% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,034 | -$256 | -19.8% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,548 | $258 | 20.0% |
| Missouri | $1,146 | -$144 | -11.2% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,018 | -$272 | -21.1% |
| Nevada | $1,548 | $258 | 20.0% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,444 | $154 | 11.9% |
| New Mexico | $1,144 | -$146 | -11.3% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $894 | -$396 | -30.7% |
| Oklahoma | $1,328 | $38 | 2.9% |
| Oregon | $1,184 | -$106 | -8.2% |
| Pennsylvania | $1,232 | -$58 | -4.5% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,170 | -$120 | -9.3% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,130 | -$160 | -12.4% |
| Texas | $1,556 | $266 | 20.6% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $772 | -$518 | -40.2% |
| Washington | $998 | -$292 | -22.6% |
| West Virginia | $1,184 | -$106 | -8.2% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,148 | -$142 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $268 | $482 | $390 | $1,298 |
| 2022 Ford Ecosport | $256 | $478 | $398 | $1,290 |
| 2021 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2020 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2019 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2018 Ford Ecosport | $218 | $400 | $452 | $1,228 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Ford Ecosport Insurance
Finding cheaper rates on car insurance requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to shop around every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below is a brief recap of the coverage data raised in the charts and tables above.
- Drivers can save approximately $150 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $500 each year
- Teenage drivers have the highest car insurance rates, costing up to $407 each month if comprehensive and collision insurance is included
- Higher risk drivers who tend to receive serious violations may pay on average $1,510 more annually for auto insurance
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,990 |
| 30 | $1,342 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,614 |
| $250 | $1,464 |
| $500 | $1,290 |
| $1,000 | $1,124 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,370 |
| 100/300 | $1,469 |
| 250/500 | $1,728 |
| 100 CSL | $1,409 |
| 300 CSL | $1,628 |
| 500 CSL | $1,788 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,956 |
| 20 | $4,756 |
| 30 | $2,852 |
| 40 | $2,796 |
| 50 | $2,670 |
| 60 | $2,646 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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