Ford Ecosport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.

Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.

U.S. average insurance rates for a Ford Ecosport are $1,274 a year including full coverage. Comprehensive costs approximately $240, collision costs $446, and liability coverage is $430. Liability-only coverage costs around $486 a year, with high-risk coverage costing around $2,762. Teen drivers pay the highest rates at $4,886 a year or more.

Average premium for full coverage: $1,274

Price estimates by individual coverage:

Comprehensive $240
Collision $446
Liability $430

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Ecosport trim levels.

Price Range from Low to High

For a 40-year-old driver, Ford Ecosport insurance prices go from as low as $486 for your basic liability-only policy to a much higher rate of $2,762 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,274
High Risk $2,762

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $956
Small Cities $1,338
Large Cities $1,720

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Ford Ecosport insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $739
  • Raising to $1,000 deductibles will save $156 every year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,274
  • Choosing more expensive low deductibles will increase the cost to $1,576
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $2,762 or more
  • The price for full coverage for a teenage driver with full coverage can cost $4,886

View Chart as Image

Ford Ecosport insurance cost comparison chart
Column chart showing full coverage Ford Ecosport insurance rates range from $739 to $4,886

Auto insurance prices for a Ford Ecosport are also quite variable based on your driving record, the model of your Ecosport, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

The state you live in also has a big influence on Ford Ecosport insurance rates. A middle-age driver might find prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,820 on average in Louisiana, New York, and Michigan.

Ford Ecosport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,152 -$122 -9.6%
Alaska $978 -$296 -23.2%
Arizona $1,056 -$218 -17.1%
Arkansas $1,274 -$0 0.0%
California $1,450 $176 13.8%
Colorado $1,216 -$58 -4.6%
Connecticut $1,310 $36 2.8%
Delaware $1,440 $166 13.0%
Florida $1,592 $318 25.0%
Georgia $1,174 -$100 -7.8%
Hawaii $914 -$360 -28.3%
Idaho $860 -$414 -32.5%
Illinois $948 -$326 -25.6%
Indiana $958 -$316 -24.8%
Iowa $860 -$414 -32.5%
Kansas $1,212 -$62 -4.9%
Kentucky $1,736 $462 36.3%
Louisiana $1,884 $610 47.9%
Maine $786 -$488 -38.3%
Maryland $1,050 -$224 -17.6%
Massachusetts $1,020 -$254 -19.9%
Michigan $2,212 $938 73.6%
Minnesota $1,066 -$208 -16.3%
Mississippi $1,524 $250 19.6%
Missouri $1,130 -$144 -11.3%
Montana $1,370 $96 7.5%
Nebraska $1,004 -$270 -21.2%
Nevada $1,526 $252 19.8%
New Hampshire $918 -$356 -27.9%
New Jersey $1,424 $150 11.8%
New Mexico $1,128 -$146 -11.5%
New York $1,342 $68 5.3%
North Carolina $734 -$540 -42.4%
North Dakota $1,044 -$230 -18.1%
Ohio $880 -$394 -30.9%
Oklahoma $1,308 $34 2.7%
Oregon $1,166 -$108 -8.5%
Pennsylvania $1,216 -$58 -4.6%
Rhode Island $1,698 $424 33.3%
South Carolina $1,152 -$122 -9.6%
South Dakota $1,074 -$200 -15.7%
Tennessee $1,116 -$158 -12.4%
Texas $1,536 $262 20.6%
Utah $942 -$332 -26.1%
Vermont $872 -$402 -31.6%
Virginia $764 -$510 -40.0%
Washington $984 -$290 -22.8%
West Virginia $1,168 -$106 -8.3%
Wisconsin $882 -$392 -30.8%
Wyoming $1,134 -$140 -11.0%

View Chart as Image

Ford Ecosport insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $460 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $387 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 131% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Ford Ecosport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Ford Ecosport $240 $446 $430 $1,274
2019 Ford Ecosport $226 $430 $442 $1,256
2018 Ford Ecosport $218 $400 $452 $1,228

Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Ford Ecosport Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having good credit, being claim-free, and not having any coverage lapses. Invest the time to shop around at every policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a summary of the data illustrated above.

  • Consumers who purchase additional liability coverage will pay about $470 per year to raise from a low limit to 250/500 limits
  • You may be able to save around $150 per year simply by shopping early and online
  • Increasing physical damage deductibles can save around $450 each year
  • 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $407 a month if they have full coverage

Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.

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What are the safety ratings of the Ford Ecosport?

Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.

The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.

Ford EcoSport Compared Against Other Vehicles in the Same Class

The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.

Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.

Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.

References

  1. https://www.iihs.org/ratings/vehicle/ford/ecosport-4-door-suv/2018

Rates by Driver Age

Ford Ecosport Insurance Rates by Driver Age
Driver Age Premium
16 $4,886
20 $2,952
30 $1,318
40 $1,274
50 $1,166
60 $1,142

Full coverage, $500 deductibles

Rates by Deductible

Ford Ecosport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,436
$500 $1,274
$1,000 $1,118

Full coverage, driver age 40

Rates by Liability Limit

Ford Ecosport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,274
50/100 $1,360
100/300 $1,468
250/500 $1,747
100 CSL $1,403
300 CSL $1,640
500 CSL $1,812

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Ecosport Insurance Rates for High Risk Drivers
Age Premium
16 $6,948
20 $4,702
30 $2,812
40 $2,762
50 $2,640
60 $2,616

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $91
5-yr Claim Free $82
Paid in Full/EFT $56
Advance Quote $62
Online Quote $89
Total Discounts $535
Rate after discounts $739

Discounts are estimated and may not be available from every company or in every state.

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