Ford Ecosport Insurance Rates
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
Estimated insurance prices for a Ford Ecosport are $1,290 every 12 months including full coverage. Comprehensive insurance costs around $256 each year, collision insurance costs $478, and liability insurance is estimated at $398. Liability-only coverage costs approximately $460 a year, and high-risk coverage costs $2,796 or more. Teen drivers pay the most at up to $4,886 a year.
Average premium for full coverage: $1,290
Premium estimates for type of coverage:
Prices include $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Ecosport models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Ford Ecosport range from the cheapest price of $460 for the bare minimum liability coverage to a high rate of $2,796 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.
These rate differences highlight why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Ford Ecosport insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $746
- Choosing higher $1,000 deductibles can save about $166 every year
- The average price for a 40-year-old good driver using $500 deductibles is $1,290
- Choosing low deductibles for comp and collision coverage costs an extra $324 a year
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,796
- An auto insurance policy to insure a teen driver can be $4,886 each year
Insurance prices for a Ford Ecosport also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Choosing high deductibles can save as much as $490 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay as much as $4,800 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 130% more than average. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Ford Ecosport insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,840 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,470 | $180 | 14.0% |
| Colorado | $1,234 | -$56 | -4.3% |
| Connecticut | $1,328 | $38 | 2.9% |
| Delaware | $1,460 | $170 | 13.2% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $874 | -$416 | -32.2% |
| Illinois | $964 | -$326 | -25.3% |
| Indiana | $972 | -$318 | -24.7% |
| Iowa | $872 | -$418 | -32.4% |
| Kansas | $1,228 | -$62 | -4.8% |
| Kentucky | $1,762 | $472 | 36.6% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $796 | -$494 | -38.3% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,034 | -$256 | -19.8% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,548 | $258 | 20.0% |
| Missouri | $1,146 | -$144 | -11.2% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,018 | -$272 | -21.1% |
| Nevada | $1,548 | $258 | 20.0% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,444 | $154 | 11.9% |
| New Mexico | $1,144 | -$146 | -11.3% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $894 | -$396 | -30.7% |
| Oklahoma | $1,328 | $38 | 2.9% |
| Oregon | $1,184 | -$106 | -8.2% |
| Pennsylvania | $1,232 | -$58 | -4.5% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,170 | -$120 | -9.3% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,130 | -$160 | -12.4% |
| Texas | $1,556 | $266 | 20.6% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $772 | -$518 | -40.2% |
| Washington | $998 | -$292 | -22.6% |
| West Virginia | $1,184 | -$106 | -8.2% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,148 | -$142 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $268 | $482 | $390 | $1,298 |
| 2022 Ford Ecosport | $256 | $478 | $398 | $1,290 |
| 2021 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2020 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2019 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2018 Ford Ecosport | $218 | $400 | $452 | $1,228 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Ford Ecosport Insurance
Finding better rates on Ford Ecosport insurance takes not taking risks behind the wheel, having good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.
The following is a quick rundown of the data that was touched on in the above illustrations.
- You may be able to save up to $150 per year just by quoting online in advance
- Drivers who may need higher liability limits will pay about $440 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
- Teens pay higher prices, with the cost nearing $407 per month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,510 more every year for Ecosport insurance
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,990 |
| 30 | $1,342 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,614 |
| $250 | $1,464 |
| $500 | $1,290 |
| $1,000 | $1,124 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,370 |
| 100/300 | $1,469 |
| 250/500 | $1,728 |
| 100 CSL | $1,409 |
| 300 CSL | $1,628 |
| 500 CSL | $1,788 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,956 |
| 20 | $4,756 |
| 30 | $2,852 |
| 40 | $2,796 |
| 50 | $2,670 |
| 60 | $2,646 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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