GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs on average $206 a year, collision costs $330, and liability insurance is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing around $2,492. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why it is important to get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $1,032 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,388
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy for full coverage for a teen driver may cost $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level of your Savana, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $360 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding better rates on GMC Savana insurance takes being safe and accident-free, having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at every other renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

Below you'll find a brief review of the concepts that were covered above.

• High-risk drivers with DUI or reckless driving convictions will pay on average $1,340 more each year than a low-risk driver
• Youthful drivers are expensive to insure, as much as $377 per month if full coverage is included
• Drivers can save as much as $130 per year simply by quoting early and online
• Increasing policy deductibles can save around $350 each year
• Drivers can save as much as $130 per year simply by quoting early and online