GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $878 a year for full coverage insurance. Comprehensive costs approximately $126 a year, collision costs $152, and liability is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing around $1,886. Teenage drivers pay the highest rates at $3,630 a year or more.

Average premium for full coverage: $878

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

The ranges above illustrate why it is important to compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $544
• Raising to $1,000 deductibles will save $814 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $878
• Using low $100 deductibles bumps up the cost to $1,000
• At-risk drivers who are prone to accidents and violations could pay around $1,886 or more
• The price that insures a teen driver can cost $3,630

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,000 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $190 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices at least once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

Below is a review of the primary concepts that were touched on in the above illustrations.

• It is possible to save around $100 per year simply by quoting early and online
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,010 more per year for auto insurance
• Increasing physical damage deductibles can save approximately $175 each year
• Teenage drivers pay the highest auto insurance prices, as much as $303 a month if full coverage is purchased