GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs around $220, collision insurance costs $358, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,586 or more. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Using higher $1,000 deductibles will save about $132 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,196
• Using more expensive low deductibles for physical damage coverage will cost an additional $252 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,586
• Policy cost that insures a teenage driver with full coverage can be $4,658 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $390 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and consideration of higher deductibles. Compare prices every other policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a review of the ideas that were illustrated above.

• Teen drivers are the costliest to insure, as much as $388 each month if full coverage is purchased
• Drivers who have several accidents or serious violations may pay on average $1,390 more every year to insure their Savana
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save up to $140 per year just by shopping early and online