GMC Savana Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 10, 2021

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Average insurance rates for a GMC Savana are $878 a year for full coverage. Comprehensive costs approximately $126 a year, collision insurance costs $152, and liability costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs around $1,886. Teen drivers receive the highest rates at up to $3,630 a year.

Average premium for full coverage: $878

Rate estimates by individual coverage type:

Comprehensive $126
Collision $152
Liability $442

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Savana trim levels.

Price Range by Coverage and Risk

For an average driver, prices range range from as low as $496 for basic liability insurance to a high of $1,886 for a driver required to buy high-risk insurance.

Liability Only $496
Full Coverage $878
High Risk $1,886

Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations tend to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These examples show why it is important to compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $544
  • Drivers who choose higher $1,000 deductibles will pay $814 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $878
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,000
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $1,886
  • The cost for full coverage for a teen driver can cost $3,630 a year

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing GMC Savana insurance rates range from $544 to $3,630 for full coverage

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level of your Savana, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $800 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or as much as $1,260 on average in New York, Louisiana, and Michigan.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $796 -$82 -9.3%
Alaska $674 -$204 -23.2%
Arizona $730 -$148 -16.9%
Arkansas $878 -$0 0.0%
California $1,002 $124 14.1%
Colorado $840 -$38 -4.3%
Connecticut $904 $26 3.0%
Delaware $996 $118 13.4%
Florida $1,100 $222 25.3%
Georgia $810 -$68 -7.7%
Hawaii $632 -$246 -28.0%
Idaho $596 -$282 -32.1%
Illinois $656 -$222 -25.3%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $836 -$42 -4.8%
Kentucky $1,200 $322 36.7%
Louisiana $1,304 $426 48.5%
Maine $542 -$336 -38.3%
Maryland $726 -$152 -17.3%
Massachusetts $706 -$172 -19.6%
Michigan $1,528 $650 74.0%
Minnesota $736 -$142 -16.2%
Mississippi $1,054 $176 20.0%
Missouri $780 -$98 -11.2%
Montana $946 $68 7.7%
Nebraska $694 -$184 -21.0%
Nevada $1,054 $176 20.0%
New Hampshire $634 -$244 -27.8%
New Jersey $984 $106 12.1%
New Mexico $780 -$98 -11.2%
New York $928 $50 5.7%
North Carolina $506 -$372 -42.4%
North Dakota $720 -$158 -18.0%
Ohio $610 -$268 -30.5%
Oklahoma $904 $26 3.0%
Oregon $806 -$72 -8.2%
Pennsylvania $840 -$38 -4.3%
Rhode Island $1,174 $296 33.7%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $772 -$106 -12.1%
Texas $1,060 $182 20.7%
Utah $652 -$226 -25.7%
Vermont $602 -$276 -31.4%
Virginia $528 -$350 -39.9%
Washington $682 -$196 -22.3%
West Virginia $806 -$72 -8.2%
Wisconsin $610 -$268 -30.5%
Wyoming $784 -$94 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Choosing high deductibles could save up to $190 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,000 to $1,500 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 127% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $844 $70
GMC Savana 2500 2WD $850 $71
GMC Savana 1500 2WD $872 $73
GMC Savana 1500 2WD $872 $73
GMC Savana 1500 AWD $872 $73
GMC Savana 2500 2WD $864 $72
GMC Savana 3500 2WD $854 $71
GMC Savana 3500 2WD $854 $71
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 AWD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 3500 2WD $870 $73
GMC Savana 3500 2WD $870 $73
GMC Savana 1500 AWD $902 $75
GMC Savana 1500 AWD $902 $75
GMC Savana 3500 2WD $894 $75
GMC Savana 3500 2WD $894 $75
GMC Savana 1500 AWD $918 $77
GMC Savana 2500 2WD $908 $76
GMC Savana 2500 2WD $908 $76
GMC Savana 3500 2WD $908 $76
GMC Savana 3500 2WD $908 $76

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 GMC Savana $152 $202 $474 $986

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap GMC Savana Insurance

Saving money on car insurance not only requires being a good driver, but also maintaining good credit, eliminating unneeded coverage, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting rates from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following list is a quick review of the data covered in the above illustrations.

  • Policyholders who purchase an increased level of liability coverage will pay about $490 each year to go from a minimum limit to 250/500 limits
  • Drivers can save around $100 per year just by quoting early and online
  • Increasing deductibles can save around $175 each year
  • Drivers age 16 to 20 are expensive to insure, costing as high as $303 per month for full coverage

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $3,630
20 $2,014
30 $890
40 $878
50 $808
60 $790

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,000
$250 $946
$500 $878
$1,000 $814

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $996
100/300 $1,107
250/500 $1,394
100 CSL $1,041
300 CSL $1,284
500 CSL $1,461

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $5,088
20 $3,204
30 $1,894
40 $1,886
50 $1,806
60 $1,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $58
Total Discounts $334
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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