GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,244 annually with full coverage. Comprehensive insurance costs approximately $230 a year, collision costs $400, and liability is $456. A policy with just liability insurance costs around $508 a year, with coverage for high-risk drivers costing $2,692 or more. Teenage drivers pay the highest rates at $4,812 a year or more.

Average premium for full coverage: $1,244

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $727
• Raising to $1,000 deductibles will save $1,100 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,244
• Using low $100 deductibles costs an additional $276 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,692 or more
• The price with full coverage for a teen driver can cost $4,812

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Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $420 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,680 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a condensed summary of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers with multiple at-fault accidents may pay on average $1,450 more per year for car insurance
• You may be able to save around $150 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $425 each year
• Policyholders who purchase higher liability limits will pay an extra $500 every year to raise from a low limit to higher 250/500 limits