GMC Savana Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 10, 2021

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Average insurance rates for a GMC Savana are $878 a year for full coverage. Comprehensive costs on average $126 a year, collision costs $152, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $1,886. Teen drivers receive the highest rates at $3,630 a year or more.

Average premium for full coverage: $878

Rate estimates by individual coverage type:

Comprehensive $126
Collision $152
Liability $442

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Savana trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $1,886 for a high risk driver.

Liability Only $496
Full Coverage $878
High Risk $1,886

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $544
  • Drivers who choose higher $1,000 deductibles will pay around $814 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $878
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,000
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $1,886 or more
  • The cost for full coverage for a teen driver may cost $3,630 a year

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing full coverage GMC Savana insurance rates range from $544 to $3,630

for a GMC Savana can also vary considerably based on your driver profile, the trim level of your Savana, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $800 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $3,600 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $580 a year in states like Idaho, Maine, and Iowa, or as much as $1,260 on average in Michigan, Louisiana, and New York.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $796 -$82 -9.3%
Alaska $674 -$204 -23.2%
Arizona $730 -$148 -16.9%
Arkansas $878 -$0 0.0%
California $1,002 $124 14.1%
Colorado $840 -$38 -4.3%
Connecticut $904 $26 3.0%
Delaware $996 $118 13.4%
Florida $1,100 $222 25.3%
Georgia $810 -$68 -7.7%
Hawaii $632 -$246 -28.0%
Idaho $596 -$282 -32.1%
Illinois $656 -$222 -25.3%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $836 -$42 -4.8%
Kentucky $1,200 $322 36.7%
Louisiana $1,304 $426 48.5%
Maine $542 -$336 -38.3%
Maryland $726 -$152 -17.3%
Massachusetts $706 -$172 -19.6%
Michigan $1,528 $650 74.0%
Minnesota $736 -$142 -16.2%
Mississippi $1,054 $176 20.0%
Missouri $780 -$98 -11.2%
Montana $946 $68 7.7%
Nebraska $694 -$184 -21.0%
Nevada $1,054 $176 20.0%
New Hampshire $634 -$244 -27.8%
New Jersey $984 $106 12.1%
New Mexico $780 -$98 -11.2%
New York $928 $50 5.7%
North Carolina $506 -$372 -42.4%
North Dakota $720 -$158 -18.0%
Ohio $610 -$268 -30.5%
Oklahoma $904 $26 3.0%
Oregon $806 -$72 -8.2%
Pennsylvania $840 -$38 -4.3%
Rhode Island $1,174 $296 33.7%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $772 -$106 -12.1%
Texas $1,060 $182 20.7%
Utah $652 -$226 -25.7%
Vermont $602 -$276 -31.4%
Virginia $528 -$350 -39.9%
Washington $682 -$196 -22.3%
West Virginia $806 -$72 -8.2%
Wisconsin $610 -$268 -30.5%
Wyoming $784 -$94 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Choosing high deductibles could save up to $190 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,000 to $1,500 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 127% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $844 $70
GMC Savana 2500 2WD $850 $71
GMC Savana 3500 2WD $854 $71
GMC Savana 3500 2WD $854 $71
GMC Savana 1500 2WD $872 $73
GMC Savana 2500 2WD $864 $72
GMC Savana 1500 2WD $872 $73
GMC Savana 1500 AWD $872 $73
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 1500 AWD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 3500 2WD $870 $73
GMC Savana 3500 2WD $870 $73
GMC Savana 3500 2WD $894 $75
GMC Savana 1500 AWD $902 $75
GMC Savana 1500 AWD $902 $75
GMC Savana 3500 2WD $894 $75
GMC Savana 3500 2WD $908 $76
GMC Savana 2500 2WD $908 $76
GMC Savana 2500 2WD $908 $76
GMC Savana 1500 AWD $918 $77
GMC Savana 3500 2WD $908 $76

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 GMC Savana $162 $222 $474 $1,016

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper GMC Savana Insurance

Saving money on GMC Savana insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $175 each year
  • Drivers can save as much as $100 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $303 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,010 more each year for insurance

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $3,630
20 $2,014
30 $890
40 $878
50 $808
60 $790

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,000
$250 $946
$500 $878
$1,000 $814

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $996
100/300 $1,107
250/500 $1,394
100 CSL $1,041
300 CSL $1,284
500 CSL $1,461

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $5,088
20 $3,204
30 $1,894
40 $1,886
50 $1,806
60 $1,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $58
Total Discounts $334
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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