GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs approximately $220 a year, collision costs $358, and liability insurance costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,586. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $1,064 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,196
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,448
• Drivers who are prone to accidents and violations could pay around $2,586 or more
• The cost for full coverage for a teen driver can cost $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $390 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on GMC Savana insurance requires having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at least once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following items are a brief review of the primary concepts that were illustrated above.

• It is possible to save around $140 per year simply by quoting early and online
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,390 more per year than a driver with a clean driving record
• Increasing deductibles can save around $375 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $388 per month for full coverage