GMC Savana Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

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U.S. average insurance rates for a GMC Savana are $878 a year for full coverage insurance. Comprehensive costs approximately $126 a year, collision costs $152, and liability is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing around $1,886. Teenage drivers pay the highest rates at $3,630 a year or more.

Average premium for full coverage: $878

Price estimates by individual coverage:

Comprehensive $126
Collision $152
Liability $442

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Savana trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, GMC Savana insurance prices go from the low end price of $496 for just the minimum liability insurance to a high of $1,886 for coverage for higher-risk drivers.

Liability Only $496
Full Coverage $878
High Risk $1,886

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

The ranges above illustrate why it is important to compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $544
  • Raising to $1,000 deductibles will save $814 each year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $878
  • Using low $100 deductibles bumps up the cost to $1,000
  • At-risk drivers who are prone to accidents and violations could pay around $1,886 or more
  • The price that insures a teen driver can cost $3,630

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing full coverage GMC Savana insurance rates range from $544 to $3,630

Car insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,000 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,190 on average in Florida, New York, and Michigan.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $796 -$82 -9.3%
Alaska $674 -$204 -23.2%
Arizona $730 -$148 -16.9%
Arkansas $878 -$0 0.0%
California $1,002 $124 14.1%
Colorado $840 -$38 -4.3%
Connecticut $904 $26 3.0%
Delaware $996 $118 13.4%
Florida $1,100 $222 25.3%
Georgia $810 -$68 -7.7%
Hawaii $632 -$246 -28.0%
Idaho $596 -$282 -32.1%
Illinois $656 -$222 -25.3%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $836 -$42 -4.8%
Kentucky $1,200 $322 36.7%
Louisiana $1,304 $426 48.5%
Maine $542 -$336 -38.3%
Maryland $726 -$152 -17.3%
Massachusetts $706 -$172 -19.6%
Michigan $1,528 $650 74.0%
Minnesota $736 -$142 -16.2%
Mississippi $1,054 $176 20.0%
Missouri $780 -$98 -11.2%
Montana $946 $68 7.7%
Nebraska $694 -$184 -21.0%
Nevada $1,054 $176 20.0%
New Hampshire $634 -$244 -27.8%
New Jersey $984 $106 12.1%
New Mexico $780 -$98 -11.2%
New York $928 $50 5.7%
North Carolina $506 -$372 -42.4%
North Dakota $720 -$158 -18.0%
Ohio $610 -$268 -30.5%
Oklahoma $904 $26 3.0%
Oregon $806 -$72 -8.2%
Pennsylvania $840 -$38 -4.3%
Rhode Island $1,174 $296 33.7%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $772 -$106 -12.1%
Texas $1,060 $182 20.7%
Utah $652 -$226 -25.7%
Vermont $602 -$276 -31.4%
Virginia $528 -$350 -39.9%
Washington $682 -$196 -22.3%
West Virginia $806 -$72 -8.2%
Wisconsin $610 -$268 -30.5%
Wyoming $784 -$94 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $190 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $844 $70
GMC Savana 2500 2WD $850 $71
GMC Savana 1500 2WD $872 $73
GMC Savana 1500 2WD $872 $73
GMC Savana 1500 AWD $872 $73
GMC Savana 2500 2WD $864 $72
GMC Savana 3500 2WD $854 $71
GMC Savana 3500 2WD $854 $71
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 AWD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 3500 2WD $870 $73
GMC Savana 3500 2WD $870 $73
GMC Savana 1500 AWD $902 $75
GMC Savana 1500 AWD $902 $75
GMC Savana 3500 2WD $894 $75
GMC Savana 3500 2WD $894 $75
GMC Savana 1500 AWD $918 $77
GMC Savana 2500 2WD $908 $76
GMC Savana 2500 2WD $908 $76
GMC Savana 3500 2WD $908 $76
GMC Savana 3500 2WD $908 $76

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 GMC Savana $152 $202 $474 $986

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices at least once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

Below is a review of the primary concepts that were touched on in the above illustrations.

  • It is possible to save around $100 per year simply by quoting early and online
  • Higher risk drivers who have several accidents or serious violations could be charged and average of $1,010 more per year for auto insurance
  • Increasing physical damage deductibles can save approximately $175 each year
  • Teenage drivers pay the highest auto insurance prices, as much as $303 a month if full coverage is purchased

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $3,630
20 $2,014
30 $890
40 $878
50 $808
60 $790

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,000
$250 $946
$500 $878
$1,000 $814

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $996
100/300 $1,107
250/500 $1,394
100 CSL $1,041
300 CSL $1,284
500 CSL $1,461

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $5,088
20 $3,204
30 $1,894
40 $1,886
50 $1,806
60 $1,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $58
Total Discounts $334
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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