GMC Savana Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 4, 2023
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Estimated auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs around $220, collision costs $358, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $2,586. Teen drivers pay the most at $4,658 a year or more.
Average premium for full coverage: $1,196
Premium estimates for type of coverage:
Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Savana trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a GMC Savana go from as cheap as $510 for just liability insurance to a much higher rate of $2,586 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than larger metro areas.
The price range example below illustrates how your location can change auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $705
- Drivers who choose higher $1,000 deductibles will pay about $132 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,196
- Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,448
- Drivers with multiple violations and an at-fault accident could pay at least $2,586 or more
- An auto insurance policy with full coverage for a 16-year-old driver with full coverage can be $4,658 a year
Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance can cost from 43% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $390 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,710 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,082 | -$114 | -9.5% |
| Alaska | $916 | -$280 | -23.4% |
| Arizona | $994 | -$202 | -16.9% |
| Arkansas | $1,196 | -$0 | 0.0% |
| California | $1,362 | $166 | 13.9% |
| Colorado | $1,144 | -$52 | -4.3% |
| Connecticut | $1,230 | $34 | 2.8% |
| Delaware | $1,354 | $158 | 13.2% |
| Florida | $1,496 | $300 | 25.1% |
| Georgia | $1,104 | -$92 | -7.7% |
| Hawaii | $860 | -$336 | -28.1% |
| Idaho | $808 | -$388 | -32.4% |
| Illinois | $892 | -$304 | -25.4% |
| Indiana | $900 | -$296 | -24.7% |
| Iowa | $806 | -$390 | -32.6% |
| Kansas | $1,136 | -$60 | -5.0% |
| Kentucky | $1,634 | $438 | 36.6% |
| Louisiana | $1,770 | $574 | 48.0% |
| Maine | $740 | -$456 | -38.1% |
| Maryland | $988 | -$208 | -17.4% |
| Massachusetts | $958 | -$238 | -19.9% |
| Michigan | $2,078 | $882 | 73.7% |
| Minnesota | $1,002 | -$194 | -16.2% |
| Mississippi | $1,434 | $238 | 19.9% |
| Missouri | $1,060 | -$136 | -11.4% |
| Montana | $1,286 | $90 | 7.5% |
| Nebraska | $944 | -$252 | -21.1% |
| Nevada | $1,436 | $240 | 20.1% |
| New Hampshire | $862 | -$334 | -27.9% |
| New Jersey | $1,338 | $142 | 11.9% |
| New Mexico | $1,060 | -$136 | -11.4% |
| New York | $1,262 | $66 | 5.5% |
| North Carolina | $688 | -$508 | -42.5% |
| North Dakota | $980 | -$216 | -18.1% |
| Ohio | $828 | -$368 | -30.8% |
| Oklahoma | $1,230 | $34 | 2.8% |
| Oregon | $1,096 | -$100 | -8.4% |
| Pennsylvania | $1,142 | -$54 | -4.5% |
| Rhode Island | $1,596 | $400 | 33.4% |
| South Carolina | $1,082 | -$114 | -9.5% |
| South Dakota | $1,010 | -$186 | -15.6% |
| Tennessee | $1,048 | -$148 | -12.4% |
| Texas | $1,442 | $246 | 20.6% |
| Utah | $886 | -$310 | -25.9% |
| Vermont | $820 | -$376 | -31.4% |
| Virginia | $716 | -$480 | -40.1% |
| Washington | $926 | -$270 | -22.6% |
| West Virginia | $1,096 | -$100 | -8.4% |
| Wisconsin | $828 | -$368 | -30.8% |
| Wyoming | $1,068 | -$128 | -10.7% |

With such a large range in prices, the best way to figure out your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, and prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,124 | $94 |
| GMC Savana 2500 2WD | $1,134 | $95 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 AWD | $1,186 | $99 |
| GMC Savana 2500 2WD | $1,166 | $97 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 AWD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 1500 AWD | $1,280 | $107 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $294 | $512 | $390 | $1,354 |
| 2023 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2022 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2021 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2020 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2019 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2018 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2017 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2016 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right GMC Savana Insurance
Finding better rates on insurance for a GMC Savana not only requires being a low-risk driver, but also having good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to shop around at every policy renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The items below are a quick rundown of the data illustrated above.
- Insureds who may need more liability coverage will pay about $510 per year to go from 30/60 bodily injury limits to higher 250/500 limits
- You may be able to save up to $140 per year simply by shopping early and online
- Increasing policy deductibles could save up to $375 each year
- Teen drivers are charged the highest prices, with the cost nearing $388 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,754 |
| 30 | $1,232 |
| 40 | $1,196 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,332 |
| $500 | $1,196 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,196 |
| 50/100 | $1,350 |
| 100/300 | $1,465 |
| 250/500 | $1,764 |
| 100 CSL | $1,396 |
| 300 CSL | $1,649 |
| 500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,602 |
| 20 | $4,390 |
| 30 | $2,626 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $83 |
| Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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