GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs around $220 each year, collision insurance costs $358, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,586. 16-year-old drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than congested cities. The graphic below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why all drivers should compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save about $132 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,196
• Buying low deductibles for physical damage coverage increases the price to $1,448
• High-risk insureds with multiple tickets or accidents could pay at least $2,586
• An auto insurance policy to insure a 16-year-old driver can be $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $390 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers can be from 43% to 130% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to comparison shop at every other renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a summary of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,390 more every year to insure a GMC Savana
• Drivers under the age of 20 are charged the highest prices, with premiums being up to $388 per month if full coverage is included
• It is possible to save up to $140 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $375 each year
• It is possible to save up to $140 per year just by quoting online in advance