GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs an estimated $220, collision costs $358, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,586 or more. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Prices are based on $500 deductible amounts, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how where you live affects insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Using higher $1,000 deductibles will save approximately $132 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,196
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $252 a year
• Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The cost that insures a teen driver with full coverage can cost as much as $4,658 or more

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 130% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $390 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on GMC Savana insurance requires having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Shop around once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief review of the data that was touched on in the above illustrations.

• It is possible to save approximately $140 per year simply by shopping early and online
• Drivers who want increased levels of liability coverage will pay about $510 annually to increase from a minimum limit to the 250/500 level
• Drivers age 20 and younger have the highest car insurance rates, costing up to $388 per month if full coverage is purchased
• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,390 more annually to buy GMC Savana insurance