GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs around $206 a year, collision costs $330, and liability costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing $2,492 or more. Teens pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why it is important to compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Drivers who choose higher $1,000 deductibles will pay about $1,032 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,154
• Selecting low $100 deductibles for comprehensive and collision insurance costs an additional $234 annually
• Drivers with serious driving violations could pay at least $2,492 or more
• An auto insurance policy with full coverage for a 16-year-old driver can be $4,524 a year

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Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $360 annually, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out your exact price is to get quotes from multiple companies. Every company calculates prices differently, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding better rates on insurance for a GMC Savana not only requires being safe and accident-free, but also having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Take the time to compare rates at least every other year by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,340 more every year than a low-risk driver
• You may be able to save up to $130 per year simply by quoting early and online
• Increasing policy deductibles could save up to $350 each year
• Insureds who may need more liability protection will pay approximately $510 per year to go from 30/60 bodily injury limits to higher 250/500 limits