GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive costs approximately $220, collision costs $358, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,586. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $132 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,196
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,448
• Drivers with serious driving violations could pay around $2,586 or more
• Policy cost to insure a 16-year-old driver with full coverage can cost $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Savana.

Choosing higher comprehensive and collision insurance deductibles could save up to $390 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from multiple companies. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief summary of the ideas that were presented in the illustrations above.

• Drivers under the age of 20 are expensive to insure, with premiums being up to $388 each month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,390 more per year to insure a GMC Savana
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• You may be able to save around $140 per year simply by shopping early and online