GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive costs approximately $186 a year, collision costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,238. Teen drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay $950 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,044
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,222
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,238 or more
• Policy cost that insures a teen driver can cost $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 128% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $280 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around once a year by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a brief recap of the data that was presented in the illustrations above.

• You may be able to save around $120 per year simply by quoting early and online
• Policyholders who purchase higher liability limits will pay about $520 per year to go from a 30/60 limit to the 250/500 level
• Teenagers are the costliest to insure, with premiums being up to $346 each month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations will likely pay on average $1,190 more per year for car insurance