GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs on average $180 each year, collision insurance costs $202, and liability costs $468. A policy with just liability insurance costs as little as $518 a year, and coverage for high-risk drivers costs $2,162 or more. Teenage drivers pay the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Yukon models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The graphic below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $86 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,008
• Using low deductibles for comprehensive and collision insurance will cost an additional $166 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,162
• The price that insures a 16-year-old driver may cost $4,034 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,000 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Compare prices every time your policy renews by getting rate quotes from direct companies, and also from several local insurance agents.

The list below is a summary of the information touched on in the above illustrations.

• You may be able to save as much as $110 per year just by quoting online in advance
• Teenagers pay the highest prices, costing up to $336 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,150 more each year for car insurance
• Insureds who require higher liability limits will pay an extra $520 every year to go from a low limit to the 250/500 level