GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,044 annually including full coverage. Comprehensive insurance costs on average $186, collision insurance costs $226, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,238 or more. Teenage drivers pay the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay around $94 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,044
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $178 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,238
• The price with full coverage for a teenage driver with full coverage may cost $4,152 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Yukon Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates at every other renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a quick review of the concepts that were covered in the charts and tables above.

• Drivers with a DUI or reckless driving violation pay on average $1,190 more each year for auto insurance
• Teenage drivers pay higher prices, possibly costing $346 a month if they have full coverage
• You may be able to save as much as $120 per year just by shopping early and online
• Increasing physical damage deductibles could save up to $275 each year
• You may be able to save as much as $120 per year just by shopping early and online