GMC Yukon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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Average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive insurance costs approximately $186 a year, collision insurance costs $226, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,238 or more. 16-year-old drivers receive the highest rates at up to $4,152 a year.
Average premium for full coverage: $1,044
Rate estimates by individual coverage type:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Yukon trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from the low end price of $522 for minimum levels of liability insurance to a high of $2,238 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.
These examples show why it is important to compare rates using their specific location, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average GMC Yukon insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $634
- Drivers who choose higher $1,000 deductibles will pay $950 a year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,044
- Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $178 each year
- High-risk insureds with multiple tickets or accidents could pay around $2,238
- The cost that insures a teenage driver can cost $4,152 a year
Insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, how you drive, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you could be paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy can cost around 41% to 128% more than the average rate. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age
Where you live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,490 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $998 | -$46 | -4.4% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,184 | $140 | 13.4% |
| Florida | $1,308 | $264 | 25.3% |
| Georgia | $962 | -$82 | -7.9% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $704 | -$340 | -32.6% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $784 | -$260 | -24.9% |
| Iowa | $704 | -$340 | -32.6% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,424 | $380 | 36.4% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $872 | -$172 | -16.5% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,120 | $76 | 7.3% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $750 | -$294 | -28.2% |
| New Jersey | $1,166 | $122 | 11.7% |
| New Mexico | $926 | -$118 | -11.3% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $998 | -$46 | -4.4% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $916 | -$128 | -12.3% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $930 | -$114 | -10.9% |
Opting for high physical damage deductibles could save up to $280 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $976 | $81 |
| GMC Yukon 2WD | $976 | $81 |
| GMC Yukon SLE 4WD | $996 | $83 |
| GMC Yukon SLT 2WD | $996 | $83 |
| GMC Yukon 4WD | $996 | $83 |
| GMC Yukon SLT 4WD | $1,014 | $85 |
| GMC Yukon Denali 2WD | $1,032 | $86 |
| GMC Yukon Denali 4WD | $1,052 | $88 |
| GMC Yukon Hybrid 2WD | $1,180 | $98 |
| GMC Yukon Hybrid 4WD | $1,180 | $98 |
| GMC Yukon Hybrid Denali 2WD | $1,198 | $100 |
| GMC Yukon Hybrid Denali 4WD | $1,218 | $102 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2023 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2022 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2021 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2020 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2019 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2018 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2017 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2016 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2015 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2014 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2013 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2012 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2011 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2010 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2008 GMC Yukon | $178 | $198 | $460 | $994 |
| 2007 GMC Yukon | $176 | $188 | $452 | $974 |
| 2006 GMC Yukon | $160 | $180 | $446 | $944 |
| 2005 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap GMC Yukon Insurance
Saving money on auto insurance not only requires being a low-risk driver, but also having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Comparison shop at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a quick review of the data illustrated above.
- Consumers who purchase more liability coverage will pay around $520 each year to go from a minimum limit to the 250/500 level
- Drivers can save around $120 per year just by quoting early and online
- Increasing deductibles can save approximately $275 each year
- Teen drivers are the costliest to insure, costing as high as $346 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,152 |
| 20 | $2,370 |
| 30 | $1,066 |
| 40 | $1,044 |
| 50 | $956 |
| 60 | $936 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,325 |
| 100/300 | $1,458 |
| 250/500 | $1,805 |
| 100 CSL | $1,378 |
| 300 CSL | $1,672 |
| 500 CSL | $1,886 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,852 |
| 20 | $3,778 |
| 30 | $2,260 |
| 40 | $2,238 |
| 50 | $2,140 |
| 60 | $2,116 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
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