Hyundai Palisade Insurance Rates
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UPDATED: Aug 24, 2022
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The average auto insurance rates for a Hyundai Palisade are $1,546 annually for full coverage. Comprehensive insurance costs on average $332 each year, collision insurance costs $640, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs $3,360 or more. Teens cost the most to insure at up to $5,718 a year.
Average premium for full coverage: $1,546
Policy rates by type of insurance:
These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Palisade models.
Price Range Variability
For a driver around age 40, Hyundai Palisade insurance rates range from as cheap as $474 for basic liability insurance to a high rate of $3,360 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.
The examples above show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
The chart below shows average Hyundai Palisade insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $877
- Drivers who choose higher $1,000 deductibles will pay around $222 a year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,546
- Selecting low deductibles for comprehensive and collision insurance costs an additional $430 each year
- High-risk insureds with serious driving violations could pay upwards of $3,360
- Policy cost with full coverage for a teenage driver may cost $5,718 a year
Car insurance rates for a Hyundai Palisade also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.
More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $660 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,210 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Hyundai Palisade||$332||$640||$416||$1,546|
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Hyundai Palisade Insurance
Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
Below is a brief summary of the data that was covered above.
- Drivers can save as much as $190 per year just by quoting online in advance
- Consumers who require higher levels of liability will pay approximately $460 each year to go from a 30/60 limit to higher 250/500 limits
- Teenage drivers are expensive to insure, costing up to $477 each month if comprehensive and collision insurance is included
- Drivers that tend to have accidents or serious violations may be required to pay an average of $1,810 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$118|
|5-yr Claim Free||$101|
|Paid in Full/EFT||$74|
Discounts are estimated and may not be available from every company or in every state.
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