Hyundai Palisade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 26, 2024
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Average insurance prices for a Hyundai Palisade are $1,546 every 12 months for full coverage insurance. Comprehensive insurance costs on average $332, collision insurance costs $640, and liability insurance is $416. Buying just liability costs around $474 a year, and insurance for high-risk drivers costs $3,360 or more. Teen drivers receive the highest rates at up to $5,718 a year.
Average premium for full coverage: $1,546
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Palisade models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the cheapest price of $474 for just liability insurance to the much higher price of $3,360 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects car insurance rates.
These examples illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Hyundai Palisade insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $877
- Raising to $1,000 deductibles will save around $222 each year
- The average price for a 40-year-old driver with $500 deductibles is $1,546
- Choosing pricier low deductibles costs an extra $430 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,360
- The cost to insure a teen driver for full coverage may cost $5,718
Auto insurance rates for a Hyundai Palisade can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Palisade.
Choosing high deductibles can reduce rates by up to $660 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles could pay as little as $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $5,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,800 to $2,500 in extra premium per year, depending on your age. Hyundai Palisade insurance for high-risk drivers is expensive and can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates
Where you live also has a big influence on Hyundai Palisade insurance rates. A middle-age driver might find rates as low as $1,010 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,090 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,398 | -$148 | -9.6% |
| Alaska | $1,186 | -$360 | -23.3% |
| Arizona | $1,284 | -$262 | -16.9% |
| Arkansas | $1,546 | -$0 | 0.0% |
| California | $1,762 | $216 | 14.0% |
| Colorado | $1,478 | -$68 | -4.4% |
| Connecticut | $1,592 | $46 | 3.0% |
| Delaware | $1,750 | $204 | 13.2% |
| Florida | $1,936 | $390 | 25.2% |
| Georgia | $1,428 | -$118 | -7.6% |
| Hawaii | $1,110 | -$436 | -28.2% |
| Idaho | $1,048 | -$498 | -32.2% |
| Illinois | $1,152 | -$394 | -25.5% |
| Indiana | $1,164 | -$382 | -24.7% |
| Iowa | $1,044 | -$502 | -32.5% |
| Kansas | $1,472 | -$74 | -4.8% |
| Kentucky | $2,110 | $564 | 36.5% |
| Louisiana | $2,288 | $742 | 48.0% |
| Maine | $954 | -$592 | -38.3% |
| Maryland | $1,276 | -$270 | -17.5% |
| Massachusetts | $1,238 | -$308 | -19.9% |
| Michigan | $2,686 | $1,140 | 73.7% |
| Minnesota | $1,294 | -$252 | -16.3% |
| Mississippi | $1,852 | $306 | 19.8% |
| Missouri | $1,374 | -$172 | -11.1% |
| Montana | $1,664 | $118 | 7.6% |
| Nebraska | $1,220 | -$326 | -21.1% |
| Nevada | $1,852 | $306 | 19.8% |
| New Hampshire | $1,114 | -$432 | -27.9% |
| New Jersey | $1,728 | $182 | 11.8% |
| New Mexico | $1,368 | -$178 | -11.5% |
| New York | $1,630 | $84 | 5.4% |
| North Carolina | $892 | -$654 | -42.3% |
| North Dakota | $1,266 | -$280 | -18.1% |
| Ohio | $1,070 | -$476 | -30.8% |
| Oklahoma | $1,588 | $42 | 2.7% |
| Oregon | $1,416 | -$130 | -8.4% |
| Pennsylvania | $1,476 | -$70 | -4.5% |
| Rhode Island | $2,062 | $516 | 33.4% |
| South Carolina | $1,402 | -$144 | -9.3% |
| South Dakota | $1,306 | -$240 | -15.5% |
| Tennessee | $1,356 | -$190 | -12.3% |
| Texas | $1,864 | $318 | 20.6% |
| Utah | $1,146 | -$400 | -25.9% |
| Vermont | $1,060 | -$486 | -31.4% |
| Virginia | $928 | -$618 | -40.0% |
| Washington | $1,196 | -$350 | -22.6% |
| West Virginia | $1,416 | -$130 | -8.4% |
| Wisconsin | $1,070 | -$476 | -30.8% |
| Wyoming | $1,378 | -$168 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2023 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2022 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2021 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2020 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Hyundai Palisade Insurance
Saving money on Hyundai Palisade insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following list is a brief summary of the ideas that were raised in the charts and tables above.
- Drivers age 16 to 20 are charged the highest rates, costing up to $477 per month if comprehensive and collision insurance is included
- High-risk drivers that tend to have accidents or serious violations pay on average $1,810 more each year than a safer driver
- Increasing deductibles could save as much as $650 each year
- It is possible to save as much as $190 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,718 |
| 20 | $3,584 |
| 30 | $1,620 |
| 40 | $1,546 |
| 50 | $1,412 |
| 60 | $1,384 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,976 |
| $250 | $1,778 |
| $500 | $1,546 |
| $1,000 | $1,324 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,546 |
| 50/100 | $1,629 |
| 100/300 | $1,733 |
| 250/500 | $2,004 |
| 100 CSL | $1,671 |
| 300 CSL | $1,900 |
| 500 CSL | $2,066 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,710 |
| 30 | $3,440 |
| 40 | $3,360 |
| 50 | $3,206 |
| 60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $74 |
| Advance Quote | $79 |
| Online Quote | $111 |
| Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
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