Hyundai Palisade Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Aug 24, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for a Hyundai Palisade are $1,546 annually for full coverage. Comprehensive insurance costs on average $332 each year, collision insurance costs $640, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs $3,360 or more. Teens cost the most to insure at up to $5,718 a year.

Average premium for full coverage: $1,546

Policy rates by type of insurance:

Comprehensive $332
Collision $640
Liability $416

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Palisade models.

Price Range Variability

For a driver around age 40, Hyundai Palisade insurance rates range from as cheap as $474 for basic liability insurance to a high rate of $3,360 for a driver that may need high-risk insurance.

Liability Only $474
Full Coverage $1,546
High Risk $3,360

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

The examples above show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Hyundai Palisade insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $877
  • Drivers who choose higher $1,000 deductibles will pay around $222 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,546
  • Selecting low deductibles for comprehensive and collision insurance costs an additional $430 each year
  • High-risk insureds with serious driving violations could pay upwards of $3,360
  • Policy cost with full coverage for a teenage driver may cost $5,718 a year

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing Hyundai Palisade insurance prices range from $877 to $5,718 for full coverage

Car insurance rates for a Hyundai Palisade also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $660 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,210 on average in Michigan, Louisiana, and New York.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,398 -$148 -9.6%
Alaska $1,186 -$360 -23.3%
Arizona $1,284 -$262 -16.9%
Arkansas $1,546 -$0 0.0%
California $1,762 $216 14.0%
Colorado $1,478 -$68 -4.4%
Connecticut $1,592 $46 3.0%
Delaware $1,750 $204 13.2%
Florida $1,936 $390 25.2%
Georgia $1,428 -$118 -7.6%
Hawaii $1,110 -$436 -28.2%
Idaho $1,048 -$498 -32.2%
Illinois $1,152 -$394 -25.5%
Indiana $1,164 -$382 -24.7%
Iowa $1,044 -$502 -32.5%
Kansas $1,472 -$74 -4.8%
Kentucky $2,110 $564 36.5%
Louisiana $2,288 $742 48.0%
Maine $954 -$592 -38.3%
Maryland $1,276 -$270 -17.5%
Massachusetts $1,238 -$308 -19.9%
Michigan $2,686 $1,140 73.7%
Minnesota $1,294 -$252 -16.3%
Mississippi $1,852 $306 19.8%
Missouri $1,374 -$172 -11.1%
Montana $1,664 $118 7.6%
Nebraska $1,220 -$326 -21.1%
Nevada $1,852 $306 19.8%
New Hampshire $1,114 -$432 -27.9%
New Jersey $1,728 $182 11.8%
New Mexico $1,368 -$178 -11.5%
New York $1,630 $84 5.4%
North Carolina $892 -$654 -42.3%
North Dakota $1,266 -$280 -18.1%
Ohio $1,070 -$476 -30.8%
Oklahoma $1,588 $42 2.7%
Oregon $1,416 -$130 -8.4%
Pennsylvania $1,476 -$70 -4.5%
Rhode Island $2,062 $516 33.4%
South Carolina $1,402 -$144 -9.3%
South Dakota $1,306 -$240 -15.5%
Tennessee $1,356 -$190 -12.3%
Texas $1,864 $318 20.6%
Utah $1,146 -$400 -25.9%
Vermont $1,060 -$486 -31.4%
Virginia $928 -$618 -40.0%
Washington $1,196 -$350 -22.6%
West Virginia $1,416 -$130 -8.4%
Wisconsin $1,070 -$476 -30.8%
Wyoming $1,378 -$168 -10.9%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city
Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Hyundai Palisade $332 $640 $416 $1,546

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Hyundai Palisade Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a brief summary of the data that was covered above.

  • Drivers can save as much as $190 per year just by quoting online in advance
  • Consumers who require higher levels of liability will pay approximately $460 each year to go from a 30/60 limit to higher 250/500 limits
  • Teenage drivers are expensive to insure, costing up to $477 each month if comprehensive and collision insurance is included
  • Drivers that tend to have accidents or serious violations may be required to pay an average of $1,810 more each year for auto insurance

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,718
20 $3,584
30 $1,620
40 $1,546
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,976
$250 $1,778
$500 $1,546
$1,000 $1,324

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,629
100/300 $1,733
250/500 $2,004
100 CSL $1,671
300 CSL $1,900
500 CSL $2,066

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,182
20 $5,710
30 $3,440
40 $3,360
50 $3,206
60 $3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $118
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $669
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles