Hyundai Palisade Insurance Rates
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UPDATED: Jun 6, 2023
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The average insurance prices for a Hyundai Palisade are $1,546 every 12 months for full coverage. Comprehensive costs on average $332 a year, collision costs $640, and liability insurance is $416. A liability-only policy costs around $474 a year, with high-risk insurance costing around $3,360. Teens cost the most to insure at $5,718 a year or more.
Average premium for full coverage: $1,546
Policy rates by type of insurance:
Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and Palisade trim levels.
Price Range Variability
For a 40-year-old driver, Hyundai Palisade insurance rates go from the cheapest price of $474 for just liability insurance to a high of $3,360 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion.
The diagram below illustrates how your location can change car insurance rates.
The examples above show why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Hyundai Palisade insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $877
- Raising to $1,000 deductibles will save around $1,324 a year
- The average price for a good driver age 40 with $500 deductibles is $1,546
- Selecting low $100 deductibles increases the price to $1,976
- Higher-risk drivers with serious driving violations could pay upwards of $3,360 or more
- Policy cost to insure a teen driver may cost $5,718
Car insurance rates for a Hyundai Palisade also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Palisade.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $660 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates
Your home state also has a big influence on Hyundai Palisade insurance rates. A middle-age driver might find rates as low as $1,020 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,210 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,398 | -$148 | -9.6% |
| Alaska | $1,186 | -$360 | -23.3% |
| Arizona | $1,284 | -$262 | -16.9% |
| Arkansas | $1,546 | -$0 | 0.0% |
| California | $1,762 | $216 | 14.0% |
| Colorado | $1,478 | -$68 | -4.4% |
| Connecticut | $1,592 | $46 | 3.0% |
| Delaware | $1,750 | $204 | 13.2% |
| Florida | $1,936 | $390 | 25.2% |
| Georgia | $1,428 | -$118 | -7.6% |
| Hawaii | $1,110 | -$436 | -28.2% |
| Idaho | $1,048 | -$498 | -32.2% |
| Illinois | $1,152 | -$394 | -25.5% |
| Indiana | $1,164 | -$382 | -24.7% |
| Iowa | $1,044 | -$502 | -32.5% |
| Kansas | $1,472 | -$74 | -4.8% |
| Kentucky | $2,110 | $564 | 36.5% |
| Louisiana | $2,288 | $742 | 48.0% |
| Maine | $954 | -$592 | -38.3% |
| Maryland | $1,276 | -$270 | -17.5% |
| Massachusetts | $1,238 | -$308 | -19.9% |
| Michigan | $2,686 | $1,140 | 73.7% |
| Minnesota | $1,294 | -$252 | -16.3% |
| Mississippi | $1,852 | $306 | 19.8% |
| Missouri | $1,374 | -$172 | -11.1% |
| Montana | $1,664 | $118 | 7.6% |
| Nebraska | $1,220 | -$326 | -21.1% |
| Nevada | $1,852 | $306 | 19.8% |
| New Hampshire | $1,114 | -$432 | -27.9% |
| New Jersey | $1,728 | $182 | 11.8% |
| New Mexico | $1,368 | -$178 | -11.5% |
| New York | $1,630 | $84 | 5.4% |
| North Carolina | $892 | -$654 | -42.3% |
| North Dakota | $1,266 | -$280 | -18.1% |
| Ohio | $1,070 | -$476 | -30.8% |
| Oklahoma | $1,588 | $42 | 2.7% |
| Oregon | $1,416 | -$130 | -8.4% |
| Pennsylvania | $1,476 | -$70 | -4.5% |
| Rhode Island | $2,062 | $516 | 33.4% |
| South Carolina | $1,402 | -$144 | -9.3% |
| South Dakota | $1,306 | -$240 | -15.5% |
| Tennessee | $1,356 | -$190 | -12.3% |
| Texas | $1,864 | $318 | 20.6% |
| Utah | $1,146 | -$400 | -25.9% |
| Vermont | $1,060 | -$486 | -31.4% |
| Virginia | $928 | -$618 | -40.0% |
| Washington | $1,196 | -$350 | -22.6% |
| West Virginia | $1,416 | -$130 | -8.4% |
| Wisconsin | $1,070 | -$476 | -30.8% |
| Wyoming | $1,378 | -$168 | -10.9% |
Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Hyundai Palisade Insurance
Finding cheaper rates on Hyundai Palisade insurance consists of being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every other policy renewal by requesting rates from direct carriers, and also from local independent and exclusive agents.
The items below are a brief review of the ideas that were illustrated above.
- Teen drivers are expensive to insure, costing up to $477 each month if the policy includes full coverage
- High-risk drivers with DUI or reckless driving convictions pay an average of $1,810 more each year to insure their Palisade
- Increasing comprehensive and collision deductibles could save as much as $650 each year
- Drivers can save as much as $190 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,718 |
| 20 | $3,584 |
| 30 | $1,620 |
| 40 | $1,546 |
| 50 | $1,412 |
| 60 | $1,384 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,976 |
| $250 | $1,778 |
| $500 | $1,546 |
| $1,000 | $1,324 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,546 |
| 50/100 | $1,629 |
| 100/300 | $1,733 |
| 250/500 | $2,004 |
| 100 CSL | $1,671 |
| 300 CSL | $1,900 |
| 500 CSL | $2,066 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,710 |
| 30 | $3,440 |
| 40 | $3,360 |
| 50 | $3,206 |
| 60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $74 |
| Advance Quote | $79 |
| Online Quote | $111 |
| Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
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