Hyundai Palisade Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 26, 2024

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Average insurance rates for a Hyundai Palisade are $1,546 a year for full coverage. Comprehensive costs approximately $332, collision costs $640, and liability insurance costs $416. A policy with just liability insurance costs as little as $474 a year, with coverage for high-risk drivers costing around $3,360. Teenage drivers receive the highest rates at $5,718 a year or more.

Average premium for full coverage: $1,546

Rate estimates by individual coverage type:

Comprehensive $332
Collision $640
Liability $416

Full coverage includes $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different Palisade trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the low end price of $474 for basic liability insurance to a much higher rate of $3,360 for high-risk insurance.

Liability Only $474
Full Coverage $1,546
High Risk $3,360

Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

These examples show why anyone shopping for car insurance should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Hyundai Palisade insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $877
  • Drivers who choose higher $1,000 deductibles will pay $222 a year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,546
  • Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,976
  • High risk drivers who are prone to accidents and violations could pay around $3,360 or more
  • The cost that insures a teen driver with full coverage can cost $5,718 a year

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing full coverage Hyundai Palisade insurance rates range from $877 to $5,718

Insurance rates for a Hyundai Palisade can also vary considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,800 to $2,500 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

Where you live makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,210 on average in New York, Louisiana, and Michigan.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,398 -$148 -9.6%
Alaska $1,186 -$360 -23.3%
Arizona $1,284 -$262 -16.9%
Arkansas $1,546 -$0 0.0%
California $1,762 $216 14.0%
Colorado $1,478 -$68 -4.4%
Connecticut $1,592 $46 3.0%
Delaware $1,750 $204 13.2%
Florida $1,936 $390 25.2%
Georgia $1,428 -$118 -7.6%
Hawaii $1,110 -$436 -28.2%
Idaho $1,048 -$498 -32.2%
Illinois $1,152 -$394 -25.5%
Indiana $1,164 -$382 -24.7%
Iowa $1,044 -$502 -32.5%
Kansas $1,472 -$74 -4.8%
Kentucky $2,110 $564 36.5%
Louisiana $2,288 $742 48.0%
Maine $954 -$592 -38.3%
Maryland $1,276 -$270 -17.5%
Massachusetts $1,238 -$308 -19.9%
Michigan $2,686 $1,140 73.7%
Minnesota $1,294 -$252 -16.3%
Mississippi $1,852 $306 19.8%
Missouri $1,374 -$172 -11.1%
Montana $1,664 $118 7.6%
Nebraska $1,220 -$326 -21.1%
Nevada $1,852 $306 19.8%
New Hampshire $1,114 -$432 -27.9%
New Jersey $1,728 $182 11.8%
New Mexico $1,368 -$178 -11.5%
New York $1,630 $84 5.4%
North Carolina $892 -$654 -42.3%
North Dakota $1,266 -$280 -18.1%
Ohio $1,070 -$476 -30.8%
Oklahoma $1,588 $42 2.7%
Oregon $1,416 -$130 -8.4%
Pennsylvania $1,476 -$70 -4.5%
Rhode Island $2,062 $516 33.4%
South Carolina $1,402 -$144 -9.3%
South Dakota $1,306 -$240 -15.5%
Tennessee $1,356 -$190 -12.3%
Texas $1,864 $318 20.6%
Utah $1,146 -$400 -25.9%
Vermont $1,060 -$486 -31.4%
Virginia $928 -$618 -40.0%
Washington $1,196 -$350 -22.6%
West Virginia $1,416 -$130 -8.4%
Wisconsin $1,070 -$476 -30.8%
Wyoming $1,378 -$168 -10.9%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city

Using high physical damage deductibles could save up to $660 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different.

Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Palisade $358 $660 $390 $1,566
2023 Hyundai Palisade $344 $656 $398 $1,556
2022 Hyundai Palisade $332 $640 $416 $1,546
2021 Hyundai Palisade $320 $612 $430 $1,520
2020 Hyundai Palisade $304 $592 $442 $1,496

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Hyundai Palisade Insurance

Saving money on Hyundai Palisade insurance not only requires having a good driving record, but also having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Compare prices every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a summary of the material that was illustrated above.

  • Drivers who purchase increased levels of liability coverage will pay an extra $460 each year to go from a minimum limit to the 250/500 level
  • Drivers age 20 and younger are the costliest to insure, costing as high as $477 per month if comprehensive and collision insurance is included
  • High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,810 more per year to buy Hyundai Palisade insurance
  • Increasing deductibles can save approximately $650 each year

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,718
20 $3,584
30 $1,620
40 $1,546
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,976
$250 $1,778
$500 $1,546
$1,000 $1,324

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,629
100/300 $1,733
250/500 $2,004
100 CSL $1,671
300 CSL $1,900
500 CSL $2,066

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,182
20 $5,710
30 $3,440
40 $3,360
50 $3,206
60 $3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $118
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $669
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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