Hyundai Palisade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Hyundai Palisade are $1,546 a year for full coverage. Comprehensive costs approximately $332, collision costs $640, and liability insurance costs $416. A policy with just liability insurance costs as little as $474 a year, with coverage for high-risk drivers costing around $3,360. Teenage drivers receive the highest rates at $5,718 a year or more.
Average premium for full coverage: $1,546
Rate estimates by individual coverage type:
Full coverage includes $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different Palisade trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the low end price of $474 for basic liability insurance to a much higher rate of $3,360 for high-risk insurance.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities.
The price range example below illustrates how your location can change auto insurance prices.
These examples show why anyone shopping for car insurance should compare rates using their specific location, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Hyundai Palisade insurance rates for additional coverage and risk scenarios.
- The best discount rate is $877
- Drivers who choose higher $1,000 deductibles will pay $222 a year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,546
- Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,976
- High risk drivers who are prone to accidents and violations could pay around $3,360 or more
- The cost that insures a teen driver with full coverage can cost $5,718 a year
Insurance rates for a Hyundai Palisade can also vary considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you could be paying anywhere from $1,800 to $2,500 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age
Where you live makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,210 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,398 | -$148 | -9.6% |
Alaska | $1,186 | -$360 | -23.3% |
Arizona | $1,284 | -$262 | -16.9% |
Arkansas | $1,546 | -$0 | 0.0% |
California | $1,762 | $216 | 14.0% |
Colorado | $1,478 | -$68 | -4.4% |
Connecticut | $1,592 | $46 | 3.0% |
Delaware | $1,750 | $204 | 13.2% |
Florida | $1,936 | $390 | 25.2% |
Georgia | $1,428 | -$118 | -7.6% |
Hawaii | $1,110 | -$436 | -28.2% |
Idaho | $1,048 | -$498 | -32.2% |
Illinois | $1,152 | -$394 | -25.5% |
Indiana | $1,164 | -$382 | -24.7% |
Iowa | $1,044 | -$502 | -32.5% |
Kansas | $1,472 | -$74 | -4.8% |
Kentucky | $2,110 | $564 | 36.5% |
Louisiana | $2,288 | $742 | 48.0% |
Maine | $954 | -$592 | -38.3% |
Maryland | $1,276 | -$270 | -17.5% |
Massachusetts | $1,238 | -$308 | -19.9% |
Michigan | $2,686 | $1,140 | 73.7% |
Minnesota | $1,294 | -$252 | -16.3% |
Mississippi | $1,852 | $306 | 19.8% |
Missouri | $1,374 | -$172 | -11.1% |
Montana | $1,664 | $118 | 7.6% |
Nebraska | $1,220 | -$326 | -21.1% |
Nevada | $1,852 | $306 | 19.8% |
New Hampshire | $1,114 | -$432 | -27.9% |
New Jersey | $1,728 | $182 | 11.8% |
New Mexico | $1,368 | -$178 | -11.5% |
New York | $1,630 | $84 | 5.4% |
North Carolina | $892 | -$654 | -42.3% |
North Dakota | $1,266 | -$280 | -18.1% |
Ohio | $1,070 | -$476 | -30.8% |
Oklahoma | $1,588 | $42 | 2.7% |
Oregon | $1,416 | -$130 | -8.4% |
Pennsylvania | $1,476 | -$70 | -4.5% |
Rhode Island | $2,062 | $516 | 33.4% |
South Carolina | $1,402 | -$144 | -9.3% |
South Dakota | $1,306 | -$240 | -15.5% |
Tennessee | $1,356 | -$190 | -12.3% |
Texas | $1,864 | $318 | 20.6% |
Utah | $1,146 | -$400 | -25.9% |
Vermont | $1,060 | -$486 | -31.4% |
Virginia | $928 | -$618 | -40.0% |
Washington | $1,196 | -$350 | -22.6% |
West Virginia | $1,416 | -$130 | -8.4% |
Wisconsin | $1,070 | -$476 | -30.8% |
Wyoming | $1,378 | -$168 | -10.9% |
Using high physical damage deductibles could save up to $660 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
2023 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
2022 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
2021 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
2020 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Hyundai Palisade Insurance
Saving money on Hyundai Palisade insurance not only requires having a good driving record, but also having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Compare prices every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The next list is a summary of the material that was illustrated above.
- Drivers who purchase increased levels of liability coverage will pay an extra $460 each year to go from a minimum limit to the 250/500 level
- Drivers age 20 and younger are the costliest to insure, costing as high as $477 per month if comprehensive and collision insurance is included
- High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,810 more per year to buy Hyundai Palisade insurance
- Increasing deductibles can save approximately $650 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,718 |
20 | $3,584 |
30 | $1,620 |
40 | $1,546 |
50 | $1,412 |
60 | $1,384 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,976 |
$250 | $1,778 |
$500 | $1,546 |
$1,000 | $1,324 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,546 |
50/100 | $1,629 |
100/300 | $1,733 |
250/500 | $2,004 |
100 CSL | $1,671 |
300 CSL | $1,900 |
500 CSL | $2,066 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,182 |
20 | $5,710 |
30 | $3,440 |
40 | $3,360 |
50 | $3,206 |
60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $83 |
Multi-vehicle | $81 |
Homeowner | $22 |
5-yr Accident Free | $118 |
5-yr Claim Free | $101 |
Paid in Full/EFT | $74 |
Advance Quote | $79 |
Online Quote | $111 |
Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area