Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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The average auto insurance rates for a Jaguar E-Pace are $1,758 annually for full coverage. Comprehensive insurance costs on average $376, collision insurance costs $772, and liability insurance costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs $3,842 or more. Teen drivers cost the most to insure at up to $6,468 a year.

Average premium for full coverage: $1,758

Policy rates by type of insurance:

Comprehensive $376
Collision $772
Liability $452

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all E-Pace models.

Price Range Variability

For a driver around age 40, Jaguar E-Pace insurance rates range from as cheap as $504 for minimum levels of liability insurance to the much higher price of $3,842 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,758
High Risk $3,842

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,319
Small Cities $1,846
Large Cities $2,373

The examples above show why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Jaguar E-Pace insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $980
  • Using higher $1,000 deductibles will save around $260 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,758
  • Choosing pricier low deductibles for physical damage coverage costs an additional $512 a year
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,842
  • Policy cost with full coverage for a teen driver for full coverage may cost $6,468 or more

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing Jaguar E-Pace insurance prices range from $980 to $6,468 for full coverage

Insurance rates for a Jaguar E-Pace also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $6,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $2,100 to $2,900 additional every year, depending on your age. Jaguar E-Pace insurance for high-risk drivers can be anywhere from 45% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $780 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jaguar E-Pace insurance rates. A driver around age 40 might see rates as low as $1,160 a year in states like Idaho, Maine, and Iowa, or as much as $2,510 on average in Michigan, Louisiana, and New York.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,590 -$168 -9.6%
Alaska $1,348 -$410 -23.3%
Arizona $1,460 -$298 -17.0%
Arkansas $1,758 -$0 0.0%
California $2,004 $246 14.0%
Colorado $1,680 -$78 -4.4%
Connecticut $1,810 $52 3.0%
Delaware $1,990 $232 13.2%
Florida $2,200 $442 25.1%
Georgia $1,624 -$134 -7.6%
Hawaii $1,262 -$496 -28.2%
Idaho $1,192 -$566 -32.2%
Illinois $1,310 -$448 -25.5%
Indiana $1,324 -$434 -24.7%
Iowa $1,186 -$572 -32.5%
Kansas $1,672 -$86 -4.9%
Kentucky $2,400 $642 36.5%
Louisiana $2,604 $846 48.1%
Maine $1,084 -$674 -38.3%
Maryland $1,450 -$308 -17.5%
Massachusetts $1,408 -$350 -19.9%
Michigan $3,056 $1,298 73.8%
Minnesota $1,472 -$286 -16.3%
Mississippi $2,108 $350 19.9%
Missouri $1,560 -$198 -11.3%
Montana $1,888 $130 7.4%
Nebraska $1,386 -$372 -21.2%
Nevada $2,110 $352 20.0%
New Hampshire $1,268 -$490 -27.9%
New Jersey $1,966 $208 11.8%
New Mexico $1,558 -$200 -11.4%
New York $1,852 $94 5.3%
North Carolina $1,012 -$746 -42.4%
North Dakota $1,440 -$318 -18.1%
Ohio $1,216 -$542 -30.8%
Oklahoma $1,804 $46 2.6%
Oregon $1,612 -$146 -8.3%
Pennsylvania $1,678 -$80 -4.6%
Rhode Island $2,346 $588 33.4%
South Carolina $1,594 -$164 -9.3%
South Dakota $1,484 -$274 -15.6%
Tennessee $1,540 -$218 -12.4%
Texas $2,120 $362 20.6%
Utah $1,302 -$456 -25.9%
Vermont $1,204 -$554 -31.5%
Virginia $1,054 -$704 -40.0%
Washington $1,358 -$400 -22.8%
West Virginia $1,612 -$146 -8.3%
Wisconsin $1,216 -$542 -30.8%
Wyoming $1,568 -$190 -10.8%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city
Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $464 $930 $390 $1,942
2023 Jaguar E-Pace $444 $922 $398 $1,922
2022 Jaguar E-Pace $430 $900 $416 $1,904
2021 Jaguar E-Pace $414 $862 $430 $1,864
2020 Jaguar E-Pace $392 $832 $442 $1,824
2019 Jaguar E-Pace $376 $772 $452 $1,758
2018 Jaguar E-Pace $362 $728 $456 $1,704

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Jaguar E-Pace Insurance

Finding cheaper rates on Jaguar E-Pace insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following list is a quick review of the ideas that were covered above.

  • Drivers age 16 to 20 pay higher rates, costing up to $539 each month if they have full coverage
  • High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $2,080 more each year than a safer driver
  • Increasing comprehensive and collision deductibles could save up to $775 each year
  • Drivers can save as much as $220 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,468
20 $4,098
30 $1,846
40 $1,758
50 $1,604
60 $1,576

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,270
$250 $2,032
$500 $1,758
$1,000 $1,498

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,758
50/100 $1,848
100/300 $1,961
250/500 $2,255
100 CSL $1,894
300 CSL $2,142
500 CSL $2,323

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,286
20 $6,536
30 $3,938
40 $3,842
50 $3,666
60 $3,636

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $255

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $94
Homeowner $25
5-yr Accident Free $139
5-yr Claim Free $117
Paid in Full/EFT $87
Advance Quote $92
Online Quote $128
Total Discounts $778
Rate after discounts $980

Discounts are estimated and may not be available from every company or in every state.

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