Jaguar E-Pace Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Jaguar E-Pace are $1,704 a year for full coverage. Comprehensive costs around $362 a year, collision costs $728, and liability insurance costs around $456. Buying just liability costs as low as $508 a year, with insurance for high-risk drivers costing around $3,716. Teenage drivers pay the highest rates at $6,292 a year or more.

Average premium for full coverage: $1,704

Price estimates for individual coverage:

Comprehensive $362
Collision $728
Liability $456

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and E-Pace trim levels.

Price Range from Low to High

For a driver around age 40, Jaguar E-Pace insurance prices go from the low end price of $508 for liability-only coverage to a high of $3,716 for a driver that may need high-risk insurance.

Liability Only $508
Full Coverage $1,704
High Risk $3,716

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,278
Small Cities $1,789
Large Cities $2,300

The ranges above show why it is important to compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Jaguar E-Pace insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $954
  • Using higher $1,000 deductibles will save about $1,456 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,704
  • Using low $100 deductibles for physical damage coverage bumps up the cost to $2,188
  • Drivers who are prone to accidents and violations could pay at least $3,716 or more
  • The price that insures a teen driver can be $6,292 or more

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance rates range from $954 to $6,292

Insurance prices for a Jaguar E-Pace are also quite variable based on the trim level of your E-Pace, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $2,000 to $2,800 additional each year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,600 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $6,200 a year. View Rates by Age

The state you live in has a huge impact on Jaguar E-Pace insurance rates. A driver around age 40 might see prices as low as $1,120 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,430 on average in Michigan, Louisiana, and New York.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$164 -9.6%
Alaska $1,308 -$396 -23.2%
Arizona $1,414 -$290 -17.0%
Arkansas $1,704 -$0 0.0%
California $1,942 $238 14.0%
Colorado $1,628 -$76 -4.5%
Connecticut $1,752 $48 2.8%
Delaware $1,930 $226 13.3%
Florida $2,132 $428 25.1%
Georgia $1,572 -$132 -7.7%
Hawaii $1,224 -$480 -28.2%
Idaho $1,152 -$552 -32.4%
Illinois $1,270 -$434 -25.5%
Indiana $1,282 -$422 -24.8%
Iowa $1,150 -$554 -32.5%
Kansas $1,620 -$84 -4.9%
Kentucky $2,324 $620 36.4%
Louisiana $2,522 $818 48.0%
Maine $1,052 -$652 -38.3%
Maryland $1,404 -$300 -17.6%
Massachusetts $1,362 -$342 -20.1%
Michigan $2,960 $1,256 73.7%
Minnesota $1,426 -$278 -16.3%
Mississippi $2,042 $338 19.8%
Missouri $1,510 -$194 -11.4%
Montana $1,830 $126 7.4%
Nebraska $1,342 -$362 -21.2%
Nevada $2,042 $338 19.8%
New Hampshire $1,226 -$478 -28.1%
New Jersey $1,904 $200 11.7%
New Mexico $1,508 -$196 -11.5%
New York $1,794 $90 5.3%
North Carolina $980 -$724 -42.5%
North Dakota $1,394 -$310 -18.2%
Ohio $1,176 -$528 -31.0%
Oklahoma $1,750 $46 2.7%
Oregon $1,560 -$144 -8.5%
Pennsylvania $1,624 -$80 -4.7%
Rhode Island $2,272 $568 33.3%
South Carolina $1,544 -$160 -9.4%
South Dakota $1,438 -$266 -15.6%
Tennessee $1,490 -$214 -12.6%
Texas $2,052 $348 20.4%
Utah $1,262 -$442 -25.9%
Vermont $1,168 -$536 -31.5%
Virginia $1,020 -$684 -40.1%
Washington $1,318 -$386 -22.7%
West Virginia $1,562 -$142 -8.3%
Wisconsin $1,180 -$524 -30.8%
Wyoming $1,518 -$186 -10.9%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $740 each year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $444 $922 $398 $1,922
2023 Jaguar E-Pace $430 $900 $416 $1,904
2022 Jaguar E-Pace $414 $862 $430 $1,864
2021 Jaguar E-Pace $392 $832 $442 $1,824
2020 Jaguar E-Pace $376 $772 $452 $1,758
2019 Jaguar E-Pace $362 $728 $456 $1,704
2018 Jaguar E-Pace $346 $652 $460 $1,616

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Jaguar E-Pace Insurance

Getting lower rates on Jaguar E-Pace insurance requires avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices once a year by quoting rates from direct carriers, and also from several local insurance agents.

The list below is a recap of the data that was covered above.

  • Drivers can save up to $210 per year simply by quoting early and online
  • Drivers who may need higher liability limits will pay an extra $500 each year to increase from a low limit to the 250/500 level
  • Teenagers are charged the highest prices, with premiums as much as $524 a month if comprehensive and collision insurance is included
  • High-risk drivers that have major violations or accidents pay on average $2,010 more every year for car insurance

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,292
20 $3,962
30 $1,786
40 $1,704
50 $1,554
60 $1,526

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,188
$250 $1,960
$500 $1,704
$1,000 $1,456

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,704
50/100 $1,795
100/300 $1,909
250/500 $2,206
100 CSL $1,841
300 CSL $2,092
500 CSL $2,274

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,024
20 $6,322
30 $3,806
40 $3,716
50 $3,548
60 $3,518

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $246

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $91
Homeowner $25
5-yr Accident Free $133
5-yr Claim Free $113
Paid in Full/EFT $83
Advance Quote $88
Online Quote $124
Total Discounts $750
Rate after discounts $954

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles