Jaguar E-Pace Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 24, 2024
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Average auto insurance rates for a Jaguar E-Pace are $1,704 annually for full coverage. Comprehensive insurance costs an estimated $362 a year, collision costs $728, and liability insurance costs $456. Buying just liability costs as little as $508 a year, with insurance for high-risk drivers costing $3,716 or more. Teenage drivers receive the highest rates at $6,292 a year or more.
Average premium for full coverage: $1,704
Rate estimates broken down by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and E-Pace trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as cheap as $508 for basic liability insurance to a high of $3,716 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a significant impact on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities.
The diagram below illustrates how rural and urban location affects insurance prices.
These examples show why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Jaguar E-Pace insurance rates for other coverage scenarios.
- The best discount rate is $954
- Drivers who choose higher $1,000 deductibles will pay approximately $1,456 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,704
- Using low $100 deductibles for comprehensive and collision insurance costs an additional $484 a year
- High risk drivers who are prone to accidents and violations could pay up to $3,716 or more
- The cost with full coverage for a teen driver can cost as much as $6,292 a year
Auto insurance rates for a Jaguar E-Pace can also vary considerably based on the trim level of your E-Pace, your driver profile, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,600 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $6,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $2,000 to $2,800 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $740 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Jaguar E-Pace insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,430 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$164 | -9.6% |
| Alaska | $1,308 | -$396 | -23.2% |
| Arizona | $1,414 | -$290 | -17.0% |
| Arkansas | $1,704 | -$0 | 0.0% |
| California | $1,942 | $238 | 14.0% |
| Colorado | $1,628 | -$76 | -4.5% |
| Connecticut | $1,752 | $48 | 2.8% |
| Delaware | $1,930 | $226 | 13.3% |
| Florida | $2,132 | $428 | 25.1% |
| Georgia | $1,572 | -$132 | -7.7% |
| Hawaii | $1,224 | -$480 | -28.2% |
| Idaho | $1,152 | -$552 | -32.4% |
| Illinois | $1,270 | -$434 | -25.5% |
| Indiana | $1,282 | -$422 | -24.8% |
| Iowa | $1,150 | -$554 | -32.5% |
| Kansas | $1,620 | -$84 | -4.9% |
| Kentucky | $2,324 | $620 | 36.4% |
| Louisiana | $2,522 | $818 | 48.0% |
| Maine | $1,052 | -$652 | -38.3% |
| Maryland | $1,404 | -$300 | -17.6% |
| Massachusetts | $1,362 | -$342 | -20.1% |
| Michigan | $2,960 | $1,256 | 73.7% |
| Minnesota | $1,426 | -$278 | -16.3% |
| Mississippi | $2,042 | $338 | 19.8% |
| Missouri | $1,510 | -$194 | -11.4% |
| Montana | $1,830 | $126 | 7.4% |
| Nebraska | $1,342 | -$362 | -21.2% |
| Nevada | $2,042 | $338 | 19.8% |
| New Hampshire | $1,226 | -$478 | -28.1% |
| New Jersey | $1,904 | $200 | 11.7% |
| New Mexico | $1,508 | -$196 | -11.5% |
| New York | $1,794 | $90 | 5.3% |
| North Carolina | $980 | -$724 | -42.5% |
| North Dakota | $1,394 | -$310 | -18.2% |
| Ohio | $1,176 | -$528 | -31.0% |
| Oklahoma | $1,750 | $46 | 2.7% |
| Oregon | $1,560 | -$144 | -8.5% |
| Pennsylvania | $1,624 | -$80 | -4.7% |
| Rhode Island | $2,272 | $568 | 33.3% |
| South Carolina | $1,544 | -$160 | -9.4% |
| South Dakota | $1,438 | -$266 | -15.6% |
| Tennessee | $1,490 | -$214 | -12.6% |
| Texas | $2,052 | $348 | 20.4% |
| Utah | $1,262 | -$442 | -25.9% |
| Vermont | $1,168 | -$536 | -31.5% |
| Virginia | $1,020 | -$684 | -40.1% |
| Washington | $1,318 | -$386 | -22.7% |
| West Virginia | $1,562 | -$142 | -8.3% |
| Wisconsin | $1,180 | -$524 | -30.8% |
| Wyoming | $1,518 | -$186 | -10.9% |

With so much variability in rates, the only way to know which company is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar E-Pace | $444 | $922 | $398 | $1,922 |
| 2023 Jaguar E-Pace | $430 | $900 | $416 | $1,904 |
| 2022 Jaguar E-Pace | $414 | $862 | $430 | $1,864 |
| 2021 Jaguar E-Pace | $392 | $832 | $442 | $1,824 |
| 2020 Jaguar E-Pace | $376 | $772 | $452 | $1,758 |
| 2019 Jaguar E-Pace | $362 | $728 | $456 | $1,704 |
| 2018 Jaguar E-Pace | $346 | $652 | $460 | $1,616 |
Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Jaguar E-Pace Insurance
Saving money on Jaguar E-Pace insurance not only requires having a decent driving record, but also having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
The following items are a brief recap of the data raised in the charts and tables above.
- Drivers who want additional liability coverage will pay an extra $500 each year to go from a minimum limit to higher 250/500 limits
- Drivers can save approximately $210 per year simply by quoting early and online
- Increasing deductibles could save up to $725 each year
- 16 to 18-year-old drivers are the costliest to insure, costing as high as $524 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,292 |
| 20 | $3,962 |
| 30 | $1,786 |
| 40 | $1,704 |
| 50 | $1,554 |
| 60 | $1,526 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,188 |
| $250 | $1,960 |
| $500 | $1,704 |
| $1,000 | $1,456 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,704 |
| 50/100 | $1,795 |
| 100/300 | $1,909 |
| 250/500 | $2,206 |
| 100 CSL | $1,841 |
| 300 CSL | $2,092 |
| 500 CSL | $2,274 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,024 |
| 20 | $6,322 |
| 30 | $3,806 |
| 40 | $3,716 |
| 50 | $3,548 |
| 60 | $3,518 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $91 |
| Homeowner | $25 |
| 5-yr Accident Free | $133 |
| 5-yr Claim Free | $113 |
| Paid in Full/EFT | $83 |
| Advance Quote | $88 |
| Online Quote | $124 |
| Total Discounts | $750 |
Discounts are estimated and may not be available from every company or in every state.
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