Jaguar E-Pace Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 24, 2024
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The average auto insurance rates for a Jaguar E-Pace are $1,758 annually for full coverage. Comprehensive insurance costs on average $376, collision insurance costs $772, and liability insurance costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs $3,842 or more. Teen drivers cost the most to insure at up to $6,468 a year.
Average premium for full coverage: $1,758
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all E-Pace models.
Price Range Variability
For a driver around age 40, Jaguar E-Pace insurance rates range from as cheap as $504 for minimum levels of liability insurance to the much higher price of $3,842 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Where you live has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.
The examples above show why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Jaguar E-Pace insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $980
- Using higher $1,000 deductibles will save around $260 a year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,758
- Choosing pricier low deductibles for physical damage coverage costs an additional $512 a year
- Drivers with multiple violations and an at-fault accident could pay upwards of $3,842
- Policy cost with full coverage for a teen driver for full coverage may cost $6,468 or more
Insurance rates for a Jaguar E-Pace also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.
A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $6,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $2,100 to $2,900 additional every year, depending on your age. Jaguar E-Pace insurance for high-risk drivers can be anywhere from 45% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $780 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Jaguar E-Pace insurance rates. A driver around age 40 might see rates as low as $1,160 a year in states like Idaho, Maine, and Iowa, or as much as $2,510 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,590 | -$168 | -9.6% |
| Alaska | $1,348 | -$410 | -23.3% |
| Arizona | $1,460 | -$298 | -17.0% |
| Arkansas | $1,758 | -$0 | 0.0% |
| California | $2,004 | $246 | 14.0% |
| Colorado | $1,680 | -$78 | -4.4% |
| Connecticut | $1,810 | $52 | 3.0% |
| Delaware | $1,990 | $232 | 13.2% |
| Florida | $2,200 | $442 | 25.1% |
| Georgia | $1,624 | -$134 | -7.6% |
| Hawaii | $1,262 | -$496 | -28.2% |
| Idaho | $1,192 | -$566 | -32.2% |
| Illinois | $1,310 | -$448 | -25.5% |
| Indiana | $1,324 | -$434 | -24.7% |
| Iowa | $1,186 | -$572 | -32.5% |
| Kansas | $1,672 | -$86 | -4.9% |
| Kentucky | $2,400 | $642 | 36.5% |
| Louisiana | $2,604 | $846 | 48.1% |
| Maine | $1,084 | -$674 | -38.3% |
| Maryland | $1,450 | -$308 | -17.5% |
| Massachusetts | $1,408 | -$350 | -19.9% |
| Michigan | $3,056 | $1,298 | 73.8% |
| Minnesota | $1,472 | -$286 | -16.3% |
| Mississippi | $2,108 | $350 | 19.9% |
| Missouri | $1,560 | -$198 | -11.3% |
| Montana | $1,888 | $130 | 7.4% |
| Nebraska | $1,386 | -$372 | -21.2% |
| Nevada | $2,110 | $352 | 20.0% |
| New Hampshire | $1,268 | -$490 | -27.9% |
| New Jersey | $1,966 | $208 | 11.8% |
| New Mexico | $1,558 | -$200 | -11.4% |
| New York | $1,852 | $94 | 5.3% |
| North Carolina | $1,012 | -$746 | -42.4% |
| North Dakota | $1,440 | -$318 | -18.1% |
| Ohio | $1,216 | -$542 | -30.8% |
| Oklahoma | $1,804 | $46 | 2.6% |
| Oregon | $1,612 | -$146 | -8.3% |
| Pennsylvania | $1,678 | -$80 | -4.6% |
| Rhode Island | $2,346 | $588 | 33.4% |
| South Carolina | $1,594 | -$164 | -9.3% |
| South Dakota | $1,484 | -$274 | -15.6% |
| Tennessee | $1,540 | -$218 | -12.4% |
| Texas | $2,120 | $362 | 20.6% |
| Utah | $1,302 | -$456 | -25.9% |
| Vermont | $1,204 | -$554 | -31.5% |
| Virginia | $1,054 | -$704 | -40.0% |
| Washington | $1,358 | -$400 | -22.8% |
| West Virginia | $1,612 | -$146 | -8.3% |
| Wisconsin | $1,216 | -$542 | -30.8% |
| Wyoming | $1,568 | -$190 | -10.8% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar E-Pace | $464 | $930 | $390 | $1,942 |
| 2023 Jaguar E-Pace | $444 | $922 | $398 | $1,922 |
| 2022 Jaguar E-Pace | $430 | $900 | $416 | $1,904 |
| 2021 Jaguar E-Pace | $414 | $862 | $430 | $1,864 |
| 2020 Jaguar E-Pace | $392 | $832 | $442 | $1,824 |
| 2019 Jaguar E-Pace | $376 | $772 | $452 | $1,758 |
| 2018 Jaguar E-Pace | $362 | $728 | $456 | $1,704 |
Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Jaguar E-Pace Insurance
Finding cheaper rates on Jaguar E-Pace insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The following list is a quick review of the ideas that were covered above.
- Drivers age 16 to 20 pay higher rates, costing up to $539 each month if they have full coverage
- High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $2,080 more each year than a safer driver
- Increasing comprehensive and collision deductibles could save up to $775 each year
- Drivers can save as much as $220 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,468 |
| 20 | $4,098 |
| 30 | $1,846 |
| 40 | $1,758 |
| 50 | $1,604 |
| 60 | $1,576 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,270 |
| $250 | $2,032 |
| $500 | $1,758 |
| $1,000 | $1,498 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,758 |
| 50/100 | $1,848 |
| 100/300 | $1,961 |
| 250/500 | $2,255 |
| 100 CSL | $1,894 |
| 300 CSL | $2,142 |
| 500 CSL | $2,323 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,286 |
| 20 | $6,536 |
| 30 | $3,938 |
| 40 | $3,842 |
| 50 | $3,666 |
| 60 | $3,636 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $96 |
| Multi-vehicle | $94 |
| Homeowner | $25 |
| 5-yr Accident Free | $139 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $87 |
| Advance Quote | $92 |
| Online Quote | $128 |
| Total Discounts | $778 |
Discounts are estimated and may not be available from every company or in every state.
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