Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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The average auto insurance rates for a Jaguar E-Pace are $1,758 annually for full coverage insurance. Comprehensive costs an estimated $376, collision costs $772, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing around $3,842. Teens cost the most to insure at $6,468 a year or more.

Average premium for full coverage: $1,758

Policy rates broken down by type of insurance:

Comprehensive $376
Collision $772
Liability $452

Full coverage includes $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all E-Pace models.

Price Range Variability

Using a 40-year-old driver as an example, Jaguar E-Pace insurance rates go from as cheap as $504 for just liability coverage to the much higher price of $3,842 for a high-risk driver policy.

Liability Only $504
Full Coverage $1,758
High Risk $3,842

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,319
Small Cities $1,846
Large Cities $2,373

The examples above illustrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Jaguar E-Pace insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $980
  • Drivers who choose higher $1,000 deductibles will pay approximately $260 each year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,758
  • Selecting pricier low deductibles for comprehensive and collision insurance will cost $2,270
  • High risk drivers with serious driving violations could pay up to $3,842 or more
  • Policy cost with full coverage for a teen driver for full coverage can cost as much as $6,468 a year

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance rates range from $980 to $6,468

Car insurance rates for a Jaguar E-Pace also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $6,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $2,100 to $2,900 extra every year, depending on your age. Jaguar E-Pace insurance for high-risk drivers can cost anywhere from 45% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $780 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Jaguar E-Pace insurance rates. A 40-year-old driver could pay as low as $1,150 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,370 on average in Florida, New York, and Michigan.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,590 -$168 -9.6%
Alaska $1,348 -$410 -23.3%
Arizona $1,460 -$298 -17.0%
Arkansas $1,758 -$0 0.0%
California $2,004 $246 14.0%
Colorado $1,680 -$78 -4.4%
Connecticut $1,810 $52 3.0%
Delaware $1,990 $232 13.2%
Florida $2,200 $442 25.1%
Georgia $1,624 -$134 -7.6%
Hawaii $1,262 -$496 -28.2%
Idaho $1,192 -$566 -32.2%
Illinois $1,310 -$448 -25.5%
Indiana $1,324 -$434 -24.7%
Iowa $1,186 -$572 -32.5%
Kansas $1,672 -$86 -4.9%
Kentucky $2,400 $642 36.5%
Louisiana $2,604 $846 48.1%
Maine $1,084 -$674 -38.3%
Maryland $1,450 -$308 -17.5%
Massachusetts $1,408 -$350 -19.9%
Michigan $3,056 $1,298 73.8%
Minnesota $1,472 -$286 -16.3%
Mississippi $2,108 $350 19.9%
Missouri $1,560 -$198 -11.3%
Montana $1,888 $130 7.4%
Nebraska $1,386 -$372 -21.2%
Nevada $2,110 $352 20.0%
New Hampshire $1,268 -$490 -27.9%
New Jersey $1,966 $208 11.8%
New Mexico $1,558 -$200 -11.4%
New York $1,852 $94 5.3%
North Carolina $1,012 -$746 -42.4%
North Dakota $1,440 -$318 -18.1%
Ohio $1,216 -$542 -30.8%
Oklahoma $1,804 $46 2.6%
Oregon $1,612 -$146 -8.3%
Pennsylvania $1,678 -$80 -4.6%
Rhode Island $2,346 $588 33.4%
South Carolina $1,594 -$164 -9.3%
South Dakota $1,484 -$274 -15.6%
Tennessee $1,540 -$218 -12.4%
Texas $2,120 $362 20.6%
Utah $1,302 -$456 -25.9%
Vermont $1,204 -$554 -31.5%
Virginia $1,054 -$704 -40.0%
Washington $1,358 -$400 -22.8%
West Virginia $1,612 -$146 -8.3%
Wisconsin $1,216 -$542 -30.8%
Wyoming $1,568 -$190 -10.8%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company calculates rates differently, so rate quotes will be varied between companies.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $464 $930 $390 $1,942
2023 Jaguar E-Pace $444 $922 $398 $1,922
2022 Jaguar E-Pace $430 $900 $416 $1,904
2021 Jaguar E-Pace $414 $862 $430 $1,864
2020 Jaguar E-Pace $392 $832 $442 $1,824
2019 Jaguar E-Pace $376 $772 $452 $1,758
2018 Jaguar E-Pace $362 $728 $456 $1,704

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Jaguar E-Pace Insurance

Finding cheaper rates on Jaguar E-Pace insurance not only requires not taking risks behind the wheel, but also having a good credit score, being claim-free, and not having any coverage lapses. Set aside time to shop around every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a summary of the information raised in the charts and tables above.

  • It is possible to save approximately $220 per year simply by quoting online well ahead of the renewal date
  • Teens have the highest car insurance rates, possibly costing $539 each month if comprehensive and collision insurance is included
  • Increasing comprehensive and collision deductibles could save up to $775 each year
  • High-risk drivers who have multiple accidents or major violations may pay on average $2,080 more annually for E-Pace insurance
  • Drivers who want higher liability limits will pay approximately $500 annually to go from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,468
20 $4,098
30 $1,846
40 $1,758
50 $1,604
60 $1,576

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,270
$250 $2,032
$500 $1,758
$1,000 $1,498

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,758
50/100 $1,848
100/300 $1,961
250/500 $2,255
100 CSL $1,894
300 CSL $2,142
500 CSL $2,323

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,286
20 $6,536
30 $3,938
40 $3,842
50 $3,666
60 $3,636

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $255

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $94
Homeowner $25
5-yr Accident Free $139
5-yr Claim Free $117
Paid in Full/EFT $87
Advance Quote $92
Online Quote $128
Total Discounts $778
Rate after discounts $980

Discounts are estimated and may not be available from every company or in every state.

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