Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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The average insurance rates for a Jaguar E-Pace are $1,704 a year with full coverage. Comprehensive insurance costs an estimated $362 each year, collision insurance costs $728, and liability is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs $3,716 or more. Teenage drivers cost the most to insure at up to $6,292 a year.

Average premium for full coverage: $1,704

Policy rates broken down by type of insurance:

Comprehensive $362
Collision $728
Liability $456

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and E-Pace models.

Price Range Variability

Using a 40-year-old driver as an example, Jaguar E-Pace insurance rates range from as low as $508 for just liability insurance to a high rate of $3,716 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,704
High Risk $3,716

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,278
Small Cities $1,789
Large Cities $2,300

The examples above demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

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More Rate Details

The chart below details average Jaguar E-Pace insurance rates for other coverage scenarios.

  • The best discount rate is $954
  • Raising to $1,000 deductibles will save approximately $248 annually
  • The average rate for a good driver age 40 who has $500 deductibles is $1,704
  • Using low deductibles will cost an extra $484 every year
  • At-risk drivers who are prone to accidents and violations could pay up to $3,716
  • Policy cost for full coverage for a teen driver can cost as much as $6,292

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing Jaguar E-Pace insurance prices range from $954 to $6,292 for full coverage

Insurance rates for a Jaguar E-Pace also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $6,200 a year. View Rates by Age

Your home state also has a big influence on Jaguar E-Pace insurance prices. A middle-age driver might find rates as low as $1,230 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,300 on average in New York, Michigan, and Florida.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$164 -9.6%
Alaska $1,308 -$396 -23.2%
Arizona $1,414 -$290 -17.0%
Arkansas $1,704 -$0 0.0%
California $1,942 $238 14.0%
Colorado $1,628 -$76 -4.5%
Connecticut $1,752 $48 2.8%
Delaware $1,930 $226 13.3%
Florida $2,132 $428 25.1%
Georgia $1,572 -$132 -7.7%
Hawaii $1,224 -$480 -28.2%
Idaho $1,152 -$552 -32.4%
Illinois $1,270 -$434 -25.5%
Indiana $1,282 -$422 -24.8%
Iowa $1,150 -$554 -32.5%
Kansas $1,620 -$84 -4.9%
Kentucky $2,324 $620 36.4%
Louisiana $2,522 $818 48.0%
Maine $1,052 -$652 -38.3%
Maryland $1,404 -$300 -17.6%
Massachusetts $1,362 -$342 -20.1%
Michigan $2,960 $1,256 73.7%
Minnesota $1,426 -$278 -16.3%
Mississippi $2,042 $338 19.8%
Missouri $1,510 -$194 -11.4%
Montana $1,830 $126 7.4%
Nebraska $1,342 -$362 -21.2%
Nevada $2,042 $338 19.8%
New Hampshire $1,226 -$478 -28.1%
New Jersey $1,904 $200 11.7%
New Mexico $1,508 -$196 -11.5%
New York $1,794 $90 5.3%
North Carolina $980 -$724 -42.5%
North Dakota $1,394 -$310 -18.2%
Ohio $1,176 -$528 -31.0%
Oklahoma $1,750 $46 2.7%
Oregon $1,560 -$144 -8.5%
Pennsylvania $1,624 -$80 -4.7%
Rhode Island $2,272 $568 33.3%
South Carolina $1,544 -$160 -9.4%
South Dakota $1,438 -$266 -15.6%
Tennessee $1,490 -$214 -12.6%
Texas $2,052 $348 20.4%
Utah $1,262 -$442 -25.9%
Vermont $1,168 -$536 -31.5%
Virginia $1,020 -$684 -40.1%
Washington $1,318 -$386 -22.7%
West Virginia $1,562 -$142 -8.3%
Wisconsin $1,180 -$524 -30.8%
Wyoming $1,518 -$186 -10.9%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $740 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $2,000 to $2,800 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $444 $922 $398 $1,922
2023 Jaguar E-Pace $430 $900 $416 $1,904
2022 Jaguar E-Pace $414 $862 $430 $1,864
2021 Jaguar E-Pace $392 $832 $442 $1,824
2020 Jaguar E-Pace $376 $772 $452 $1,758
2019 Jaguar E-Pace $362 $728 $456 $1,704
2018 Jaguar E-Pace $346 $652 $460 $1,616

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Jaguar E-Pace Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief recap of the car insurance concepts raised in the charts and tables above.

  • Higher risk drivers who tend to receive serious violations may pay on average $2,010 more annually to insure their E-Pace
  • You may be able to save approximately $210 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save around $725 each year
  • Policyholders who want more liability coverage will pay an extra $500 every year to raise from a 30/60 limit to 250/500 limits

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,292
20 $3,962
30 $1,786
40 $1,704
50 $1,554
60 $1,526

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,188
$250 $1,960
$500 $1,704
$1,000 $1,456

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,704
50/100 $1,795
100/300 $1,909
250/500 $2,206
100 CSL $1,841
300 CSL $2,092
500 CSL $2,274

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,024
20 $6,322
30 $3,806
40 $3,716
50 $3,548
60 $3,518

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $246

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $91
Homeowner $25
5-yr Accident Free $133
5-yr Claim Free $113
Paid in Full/EFT $83
Advance Quote $88
Online Quote $124
Total Discounts $750
Rate after discounts $954

Discounts are estimated and may not be available from every company or in every state.

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