Jaguar E-Pace Insurance Rates
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UPDATED: Apr 24, 2024
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The average insurance rates for a Jaguar E-Pace are $1,704 a year with full coverage. Comprehensive insurance costs an estimated $362 each year, collision insurance costs $728, and liability is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs $3,716 or more. Teenage drivers cost the most to insure at up to $6,292 a year.
Average premium for full coverage: $1,704
Policy rates broken down by type of insurance:
Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and E-Pace models.
Price Range Variability
Using a 40-year-old driver as an example, Jaguar E-Pace insurance rates range from as low as $508 for just liability insurance to a high rate of $3,716 for a high-risk insurance policy.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.
The examples above demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Jaguar E-Pace insurance rates for other coverage scenarios.
- The best discount rate is $954
- Raising to $1,000 deductibles will save approximately $248 annually
- The average rate for a good driver age 40 who has $500 deductibles is $1,704
- Using low deductibles will cost an extra $484 every year
- At-risk drivers who are prone to accidents and violations could pay up to $3,716
- Policy cost for full coverage for a teen driver can cost as much as $6,292
Insurance rates for a Jaguar E-Pace also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.
More mature drivers with a clean driving record and high deductibles may pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $6,200 a year. View Rates by Age
Your home state also has a big influence on Jaguar E-Pace insurance prices. A middle-age driver might find rates as low as $1,230 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,300 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$164 | -9.6% |
| Alaska | $1,308 | -$396 | -23.2% |
| Arizona | $1,414 | -$290 | -17.0% |
| Arkansas | $1,704 | -$0 | 0.0% |
| California | $1,942 | $238 | 14.0% |
| Colorado | $1,628 | -$76 | -4.5% |
| Connecticut | $1,752 | $48 | 2.8% |
| Delaware | $1,930 | $226 | 13.3% |
| Florida | $2,132 | $428 | 25.1% |
| Georgia | $1,572 | -$132 | -7.7% |
| Hawaii | $1,224 | -$480 | -28.2% |
| Idaho | $1,152 | -$552 | -32.4% |
| Illinois | $1,270 | -$434 | -25.5% |
| Indiana | $1,282 | -$422 | -24.8% |
| Iowa | $1,150 | -$554 | -32.5% |
| Kansas | $1,620 | -$84 | -4.9% |
| Kentucky | $2,324 | $620 | 36.4% |
| Louisiana | $2,522 | $818 | 48.0% |
| Maine | $1,052 | -$652 | -38.3% |
| Maryland | $1,404 | -$300 | -17.6% |
| Massachusetts | $1,362 | -$342 | -20.1% |
| Michigan | $2,960 | $1,256 | 73.7% |
| Minnesota | $1,426 | -$278 | -16.3% |
| Mississippi | $2,042 | $338 | 19.8% |
| Missouri | $1,510 | -$194 | -11.4% |
| Montana | $1,830 | $126 | 7.4% |
| Nebraska | $1,342 | -$362 | -21.2% |
| Nevada | $2,042 | $338 | 19.8% |
| New Hampshire | $1,226 | -$478 | -28.1% |
| New Jersey | $1,904 | $200 | 11.7% |
| New Mexico | $1,508 | -$196 | -11.5% |
| New York | $1,794 | $90 | 5.3% |
| North Carolina | $980 | -$724 | -42.5% |
| North Dakota | $1,394 | -$310 | -18.2% |
| Ohio | $1,176 | -$528 | -31.0% |
| Oklahoma | $1,750 | $46 | 2.7% |
| Oregon | $1,560 | -$144 | -8.5% |
| Pennsylvania | $1,624 | -$80 | -4.7% |
| Rhode Island | $2,272 | $568 | 33.3% |
| South Carolina | $1,544 | -$160 | -9.4% |
| South Dakota | $1,438 | -$266 | -15.6% |
| Tennessee | $1,490 | -$214 | -12.6% |
| Texas | $2,052 | $348 | 20.4% |
| Utah | $1,262 | -$442 | -25.9% |
| Vermont | $1,168 | -$536 | -31.5% |
| Virginia | $1,020 | -$684 | -40.1% |
| Washington | $1,318 | -$386 | -22.7% |
| West Virginia | $1,562 | -$142 | -8.3% |
| Wisconsin | $1,180 | -$524 | -30.8% |
| Wyoming | $1,518 | -$186 | -10.9% |

Using high physical damage deductibles can reduce rates by up to $740 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out $2,000 to $2,800 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 45% to 131% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar E-Pace | $444 | $922 | $398 | $1,922 |
| 2023 Jaguar E-Pace | $430 | $900 | $416 | $1,904 |
| 2022 Jaguar E-Pace | $414 | $862 | $430 | $1,864 |
| 2021 Jaguar E-Pace | $392 | $832 | $442 | $1,824 |
| 2020 Jaguar E-Pace | $376 | $772 | $452 | $1,758 |
| 2019 Jaguar E-Pace | $362 | $728 | $456 | $1,704 |
| 2018 Jaguar E-Pace | $346 | $652 | $460 | $1,616 |
Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Jaguar E-Pace Insurance
Finding cheaper rates on car insurance consists of being a low-risk driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The items below are a brief recap of the car insurance concepts raised in the charts and tables above.
- Higher risk drivers who tend to receive serious violations may pay on average $2,010 more annually to insure their E-Pace
- You may be able to save approximately $210 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $725 each year
- Policyholders who want more liability coverage will pay an extra $500 every year to raise from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,292 |
| 20 | $3,962 |
| 30 | $1,786 |
| 40 | $1,704 |
| 50 | $1,554 |
| 60 | $1,526 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,188 |
| $250 | $1,960 |
| $500 | $1,704 |
| $1,000 | $1,456 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,704 |
| 50/100 | $1,795 |
| 100/300 | $1,909 |
| 250/500 | $2,206 |
| 100 CSL | $1,841 |
| 300 CSL | $2,092 |
| 500 CSL | $2,274 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,024 |
| 20 | $6,322 |
| 30 | $3,806 |
| 40 | $3,716 |
| 50 | $3,548 |
| 60 | $3,518 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $91 |
| Homeowner | $25 |
| 5-yr Accident Free | $133 |
| 5-yr Claim Free | $113 |
| Paid in Full/EFT | $83 |
| Advance Quote | $88 |
| Online Quote | $124 |
| Total Discounts | $750 |
Discounts are estimated and may not be available from every company or in every state.
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