Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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The average insurance rates for a Jaguar E-Pace are $1,758 a year for full coverage insurance. Comprehensive insurance costs approximately $376, collision costs $772, and liability insurance costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing $3,842 or more. Teenage drivers cost the most to insure at $6,468 a year or more.

Average premium for full coverage: $1,758

Policy rates by type of insurance:

Comprehensive $376
Collision $772
Liability $452

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all E-Pace models.

Price Range Variability

For the normal driver, Jaguar E-Pace insurance rates go from the low end price of $504 for just liability insurance to the much higher price of $3,842 for high-risk insurance.

Liability Only $504
Full Coverage $1,758
High Risk $3,842

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,319
Small Cities $1,846
Large Cities $2,373

The examples above illustrate why everyone should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Jaguar E-Pace insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $980
  • Using higher $1,000 deductibles will save $260 each year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $1,758
  • Using pricier low deductibles for physical damage coverage will cost an additional $512 a year
  • Drivers who are prone to accidents and violations could pay around $3,842 or more
  • Policy cost that insures a teen driver for full coverage can cost $6,468 or more

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance prices range from $980 to $6,468

Insurance rates for a Jaguar E-Pace also range considerably based on the model of your E-Pace, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $2,100 to $2,900 additional every year, depending on your age. Jaguar E-Pace insurance for high-risk drivers can be anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,400 a year. View Rates by Age

Your home state has a huge impact on Jaguar E-Pace insurance rates. A driver around age 40 might see rates as low as $1,150 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,370 on average in Florida, New York, and Michigan.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,590 -$168 -9.6%
Alaska $1,348 -$410 -23.3%
Arizona $1,460 -$298 -17.0%
Arkansas $1,758 -$0 0.0%
California $2,004 $246 14.0%
Colorado $1,680 -$78 -4.4%
Connecticut $1,810 $52 3.0%
Delaware $1,990 $232 13.2%
Florida $2,200 $442 25.1%
Georgia $1,624 -$134 -7.6%
Hawaii $1,262 -$496 -28.2%
Idaho $1,192 -$566 -32.2%
Illinois $1,310 -$448 -25.5%
Indiana $1,324 -$434 -24.7%
Iowa $1,186 -$572 -32.5%
Kansas $1,672 -$86 -4.9%
Kentucky $2,400 $642 36.5%
Louisiana $2,604 $846 48.1%
Maine $1,084 -$674 -38.3%
Maryland $1,450 -$308 -17.5%
Massachusetts $1,408 -$350 -19.9%
Michigan $3,056 $1,298 73.8%
Minnesota $1,472 -$286 -16.3%
Mississippi $2,108 $350 19.9%
Missouri $1,560 -$198 -11.3%
Montana $1,888 $130 7.4%
Nebraska $1,386 -$372 -21.2%
Nevada $2,110 $352 20.0%
New Hampshire $1,268 -$490 -27.9%
New Jersey $1,966 $208 11.8%
New Mexico $1,558 -$200 -11.4%
New York $1,852 $94 5.3%
North Carolina $1,012 -$746 -42.4%
North Dakota $1,440 -$318 -18.1%
Ohio $1,216 -$542 -30.8%
Oklahoma $1,804 $46 2.6%
Oregon $1,612 -$146 -8.3%
Pennsylvania $1,678 -$80 -4.6%
Rhode Island $2,346 $588 33.4%
South Carolina $1,594 -$164 -9.3%
South Dakota $1,484 -$274 -15.6%
Tennessee $1,540 -$218 -12.4%
Texas $2,120 $362 20.6%
Utah $1,302 -$456 -25.9%
Vermont $1,204 -$554 -31.5%
Virginia $1,054 -$704 -40.0%
Washington $1,358 -$400 -22.8%
West Virginia $1,612 -$146 -8.3%
Wisconsin $1,216 -$542 -30.8%
Wyoming $1,568 -$190 -10.8%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $780 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $464 $930 $390 $1,942
2023 Jaguar E-Pace $444 $922 $398 $1,922
2022 Jaguar E-Pace $430 $900 $416 $1,904
2021 Jaguar E-Pace $414 $862 $430 $1,864
2020 Jaguar E-Pace $392 $832 $442 $1,824
2019 Jaguar E-Pace $376 $772 $452 $1,758
2018 Jaguar E-Pace $362 $728 $456 $1,704

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Jaguar E-Pace Insurance

Finding cheaper rates on Jaguar E-Pace insurance requires having a decent driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices every couple of years by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a condensed summary of the material that was presented in the illustrations above.

  • Drivers who purchase additional liability coverage will pay an extra $500 annually to increase from a 30/60 limit to the 250/500 level
  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $539 each month if comprehensive and collision insurance is included
  • High-risk drivers with multiple at-fault accidents could be charged and average of $2,080 more per year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles can save approximately $775 each year

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,468
20 $4,098
30 $1,846
40 $1,758
50 $1,604
60 $1,576

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,270
$250 $2,032
$500 $1,758
$1,000 $1,498

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,758
50/100 $1,848
100/300 $1,961
250/500 $2,255
100 CSL $1,894
300 CSL $2,142
500 CSL $2,323

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,286
20 $6,536
30 $3,938
40 $3,842
50 $3,666
60 $3,636

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $255

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $94
Homeowner $25
5-yr Accident Free $139
5-yr Claim Free $117
Paid in Full/EFT $87
Advance Quote $92
Online Quote $128
Total Discounts $778
Rate after discounts $980

Discounts are estimated and may not be available from every company or in every state.

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