Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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Average insurance rates for a Jaguar E-Pace are $1,704 a year including full coverage. Comprehensive costs on average $362 each year, collision costs $728, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, with coverage for high-risk drivers costing around $3,716. 16-year-old drivers receive the highest rates at $6,292 a year or more.

Average premium for full coverage: $1,704

Rate estimates by individual coverage type:

Comprehensive $362
Collision $728
Liability $456

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and E-Pace models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $508 for minimum levels of liability insurance to a high rate of $3,716 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,704
High Risk $3,716

Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $1,278
Small Cities $1,789
Large Cities $2,300

These examples highlight why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Details

The chart below breaks down estimated Jaguar E-Pace insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $954
  • Drivers who choose higher $1,000 deductibles will pay around $248 every year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,704
  • Buying low deductibles for comprehensive and collision insurance will increase the cost to $2,188
  • Drivers with multiple tickets or accidents could pay upwards of $3,716 or more
  • The cost for full coverage for a 16-year-old driver may cost $6,292 a year

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance rates range from $954 to $6,292

Insurance rates for a Jaguar E-Pace can also vary considerably based on your driver profile, the model of your E-Pace, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,600 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $6,200 a year. View Rates by Age

Where you live makes a big difference in Jaguar E-Pace insurance prices. A 40-year-old driver could pay as low as $1,310 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,430 on average in Michigan, New York, and Louisiana.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$164 -9.6%
Alaska $1,308 -$396 -23.2%
Arizona $1,414 -$290 -17.0%
Arkansas $1,704 -$0 0.0%
California $1,942 $238 14.0%
Colorado $1,628 -$76 -4.5%
Connecticut $1,752 $48 2.8%
Delaware $1,930 $226 13.3%
Florida $2,132 $428 25.1%
Georgia $1,572 -$132 -7.7%
Hawaii $1,224 -$480 -28.2%
Idaho $1,152 -$552 -32.4%
Illinois $1,270 -$434 -25.5%
Indiana $1,282 -$422 -24.8%
Iowa $1,150 -$554 -32.5%
Kansas $1,620 -$84 -4.9%
Kentucky $2,324 $620 36.4%
Louisiana $2,522 $818 48.0%
Maine $1,052 -$652 -38.3%
Maryland $1,404 -$300 -17.6%
Massachusetts $1,362 -$342 -20.1%
Michigan $2,960 $1,256 73.7%
Minnesota $1,426 -$278 -16.3%
Mississippi $2,042 $338 19.8%
Missouri $1,510 -$194 -11.4%
Montana $1,830 $126 7.4%
Nebraska $1,342 -$362 -21.2%
Nevada $2,042 $338 19.8%
New Hampshire $1,226 -$478 -28.1%
New Jersey $1,904 $200 11.7%
New Mexico $1,508 -$196 -11.5%
New York $1,794 $90 5.3%
North Carolina $980 -$724 -42.5%
North Dakota $1,394 -$310 -18.2%
Ohio $1,176 -$528 -31.0%
Oklahoma $1,750 $46 2.7%
Oregon $1,560 -$144 -8.5%
Pennsylvania $1,624 -$80 -4.7%
Rhode Island $2,272 $568 33.3%
South Carolina $1,544 -$160 -9.4%
South Dakota $1,438 -$266 -15.6%
Tennessee $1,490 -$214 -12.6%
Texas $2,052 $348 20.4%
Utah $1,262 -$442 -25.9%
Vermont $1,168 -$536 -31.5%
Virginia $1,020 -$684 -40.1%
Washington $1,318 -$386 -22.7%
West Virginia $1,562 -$142 -8.3%
Wisconsin $1,180 -$524 -30.8%
Wyoming $1,518 -$186 -10.9%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $740 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $2,000 to $2,800 additional per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 131% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $444 $922 $398 $1,922
2023 Jaguar E-Pace $430 $900 $416 $1,904
2022 Jaguar E-Pace $414 $862 $430 $1,864
2021 Jaguar E-Pace $392 $832 $442 $1,824
2020 Jaguar E-Pace $376 $772 $452 $1,758
2019 Jaguar E-Pace $362 $728 $456 $1,704
2018 Jaguar E-Pace $346 $652 $460 $1,616

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Jaguar E-Pace Insurance

Saving money on insurance for a Jaguar E-Pace not only requires having a decent driving record, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates every other policy renewal by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a brief review of the ideas that were covered in the charts and tables above.

  • 16 to 18-year-old drivers pay higher rates, as much as $524 per month including comprehensive and collision insurance
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,010 more each year than a driver with a clean driving record
  • Increasing deductibles can save around $725 each year
  • You may be able to save as much as $210 per year simply by quoting online in advance

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,292
20 $3,962
30 $1,786
40 $1,704
50 $1,554
60 $1,526

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,188
$250 $1,960
$500 $1,704
$1,000 $1,456

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,704
50/100 $1,795
100/300 $1,909
250/500 $2,206
100 CSL $1,841
300 CSL $2,092
500 CSL $2,274

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,024
20 $6,322
30 $3,806
40 $3,716
50 $3,548
60 $3,518

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $246

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $91
Homeowner $25
5-yr Accident Free $133
5-yr Claim Free $113
Paid in Full/EFT $83
Advance Quote $88
Online Quote $124
Total Discounts $750
Rate after discounts $954

Discounts are estimated and may not be available from every company or in every state.

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